DSP Equity & Bond Fund Regular Growth
HybridAggressive AllocationVery High Risk
Regular
NAV (05-Sep-24)
₹349.150.48%1D
Returns (Since Inception)
15.09%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹10,094 Cr
Expense Ratio
1.75%
ISIN
INF740K01318
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
27 May 1999
About this fund
DSP Equity & Bond Fund Regular Growth is a Aggressive Allocation mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 25 years, 3 months and 11 days, having been launched on 27-May-99.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹349.15, Assets Under Management (AUM) of 10093.56 Crores, and an expense ratio of 1.75%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹349.15, Assets Under Management (AUM) of 10093.56 Crores, and an expense ratio of 1.75%.
- DSP Equity & Bond Fund Regular Growth has given a CAGR return of 15.09% since inception.
- The fund's asset allocation comprises around 70.36% in equities, 25.12% in debts, and 4.53% in cash & cash equivalents.
- You can start investing in DSP Equity & Bond Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+30.48%
+31.97% (Cat Avg.)
3 Years
+13.66%
+15.88% (Cat Avg.)
5 Years
+18.70%
+19.49% (Cat Avg.)
10 Years
+13.95%
+13.37% (Cat Avg.)
Since Inception
+15.09%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹7,101.59 Cr | 70.36% |
| Debt | ₹2,535.14 Cr | 25.12% |
| Others | ₹456.83 Cr | 4.53% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹690.02 Cr | 6.84% |
| Bajaj Finance Ltd | Equity | ₹469.08 Cr | 4.65% |
| ICICI Bank Ltd | Equity | ₹462.77 Cr | 4.58% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹299.98 Cr | 2.97% |
| 7.59% Govt Stock 2026 | Bond - Gov't/Treasury | ₹279.05 Cr | 2.76% |
| Axis Bank Ltd | Equity | ₹238.02 Cr | 2.36% |
| Power Finance Corp Ltd | Equity | ₹228.86 Cr | 2.27% |
| ITC Ltd | Equity | ₹225.63 Cr | 2.24% |
| Suven Pharmaceuticals Ltd | Equity | ₹200.56 Cr | 1.99% |
| Infosys Ltd | Equity | ₹196.05 Cr | 1.94% |
| Emami Ltd | Equity | ₹193.59 Cr | 1.92% |
| SBI Life Insurance Company Limited | Equity | ₹190.92 Cr | 1.89% |
| Samvardhana Motherson International Ltd | Equity | ₹189.18 Cr | 1.87% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹188.15 Cr | 1.86% |
| Mahindra & Mahindra Ltd | Equity | ₹183.81 Cr | 1.82% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹182.35 Cr | 1.81% |
| Hindustan Unilever Ltd | Equity | ₹160.07 Cr | 1.59% |
| Tech Mahindra Ltd | Equity | ₹159.49 Cr | 1.58% |
| Apar Industries Ltd | Equity | ₹154.92 Cr | 1.53% |
| Gujarat Fluorochemicals Ltd Ordinary Shares | Equity | ₹154.32 Cr | 1.53% |
| Cipla Ltd | Equity | ₹152.86 Cr | 1.51% |
| Ganesha Ecosphere Ltd | Equity | ₹149.3 Cr | 1.48% |
| Avenue Supermarts Ltd | Equity | ₹146.4 Cr | 1.45% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹145.69 Cr | 1.44% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹140.62 Cr | 1.39% |
| REC Ltd | Equity | ₹134.26 Cr | 1.33% |
| HCL Technologies Ltd | Equity | ₹130.24 Cr | 1.29% |
| Century Plyboards (India) Ltd | Equity | ₹129.73 Cr | 1.29% |
| Alkem Laboratories Ltd | Equity | ₹127.53 Cr | 1.26% |
| Radico Khaitan Ltd | Equity | ₹119.56 Cr | 1.18% |
| APL Apollo Tubes Ltd | Equity | ₹113.01 Cr | 1.12% |
| AIA Engineering Ltd | Equity | ₹111.39 Cr | 1.10% |
| UNO Minda Ltd | Equity | ₹109.39 Cr | 1.08% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹106.84 Cr | 1.06% |
| Tata Motors Ltd | Equity | ₹106.11 Cr | 1.05% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹104.13 Cr | 1.03% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹101.47 Cr | 1.01% |
| Kotak Mahindra Bank Ltd | Equity | ₹101.4 Cr | 1.00% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹94.12 Cr | 0.93% |
| Polycab India Ltd | Equity | ₹93.8 Cr | 0.93% |
| Coforge Ltd | Equity | ₹91.59 Cr | 0.91% |
| Ipca Laboratories Ltd | Equity | ₹87.58 Cr | 0.87% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹85.5 Cr | 0.85% |
| Rainbow Childrens Medicare Ltd | Equity | ₹85.46 Cr | 0.85% |
| JK Lakshmi Cement Ltd | Equity | ₹84.98 Cr | 0.84% |
| PI Industries Ltd | Equity | ₹82.16 Cr | 0.81% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹73.12 Cr | 0.72% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹66.68 Cr | 0.66% |
| AU Small Finance Bank Ltd | Equity | ₹65.78 Cr | 0.65% |
| Bajaj Finserv Ltd | Equity | ₹63.42 Cr | 0.63% |
| Atul Ltd | Equity | ₹53.61 Cr | 0.53% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹53.29 Cr | 0.53% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹53.27 Cr | 0.53% |
| Bharat Electronics Ltd | Equity | ₹52.5 Cr | 0.52% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹52.47 Cr | 0.52% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹51.97 Cr | 0.51% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹51.92 Cr | 0.51% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹51.66 Cr | 0.51% |
| Balkrishna Industries Ltd | Equity | ₹51.13 Cr | 0.51% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.72 Cr | 0.50% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.49 Cr | 0.50% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.38 Cr | 0.50% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.33 Cr | 0.50% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.94 Cr | 0.49% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹49.94 Cr | 0.49% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.82 Cr | 0.48% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.33 Cr | 0.48% |
| JK Cement Ltd | Equity | ₹48.13 Cr | 0.48% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹47.15 Cr | 0.47% |
| 5.74% Govt Stock 2026 | Bond - Gov't/Treasury | ₹46.99 Cr | 0.47% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹44.18 Cr | 0.44% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹41.21 Cr | 0.41% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹27.54 Cr | 0.27% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.63 Cr | 0.26% |
| Titan Company Limited | Bond - Corporate Bond | ₹26.45 Cr | 0.26% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.42 Cr | 0.26% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.34 Cr | 0.26% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25.88 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.86 Cr | 0.26% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.83 Cr | 0.26% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.74 Cr | 0.25% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.67 Cr | 0.25% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹25.39 Cr | 0.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.35 Cr | 0.25% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.35 Cr | 0.25% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.34 Cr | 0.25% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.33 Cr | 0.25% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.28 Cr | 0.25% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.25% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.25% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25.24 Cr | 0.25% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹25.14 Cr | 0.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.05 Cr | 0.25% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹24.87 Cr | 0.25% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹24.86 Cr | 0.25% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹24.13 Cr | 0.24% |
| Goi 19.03.2025 Gov | Bond - Gov't/Treasury | ₹19.87 Cr | 0.20% |
| Goi 19.09.2025 Gov | Bond - Gov't/Treasury | ₹19.21 Cr | 0.19% |
| Goi 12.10.2025 Gov | Bond - Gov't/Treasury | ₹18.18 Cr | 0.18% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹16.97 Cr | 0.17% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15 Cr | 0.15% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.75 Cr | 0.11% |
| Net Receivables/Payables | Cash | ₹7.17 Cr | 0.07% |
| Alembic Pharmaceuticals Ltd | Equity | ₹5.31 Cr | 0.05% |
| Goi 12.04.2026 Gov | Bond - Gov't/Treasury | ₹5.02 Cr | 0.05% |
| Goi 12.04.2026 Gov | Bond - Gov't/Treasury | ₹4.46 Cr | 0.04% |
| 07.37 MH Sdl 2026 | Bond - Gov't/Treasury | ₹3.62 Cr | 0.04% |
| 06.18 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹1.76 Cr | 0.02% |
| 8.6% Govt Stock 2028 | Bond - Gov't/Treasury | ₹1.61 Cr | 0.02% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹1.03 Cr | 0.01% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
43.25%
Mid Cap Stocks
14.00%
Small Cap Stocks
13.11%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹2,969.85 Cr | 29.42% |
| Consumer Defensive | ₹845.25 Cr | 8.37% |
| Consumer Cyclical | ₹788.92 Cr | 7.82% |
| Basic Materials | ₹665.94 Cr | 6.60% |
| Healthcare | ₹659.31 Cr | 6.53% |
| Technology | ₹577.36 Cr | 5.72% |
| Industrials | ₹412.6 Cr | 4.09% |
| Communication Services | ₹182.35 Cr | 1.81% |
Risk & Performance Ratios
Standard Deviation
This fund
10.69%
Cat. avg.
9.77%
Lower the better
Sharpe Ratio
This fund
0.72
Cat. avg.
0.99
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.87
Higher the better
Fund Managers
AS
Abhishek Singh
Since March 2024
SG
Shantanu Godambe
Since August 2024
Additional Scheme Detailsas of 31st July 2024
ISIN | INF740K01318 | Expense Ratio | 1.75% | Exit Load | 1.00% | Fund Size | ₹10,094 Cr | Age | 27 May 1999 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Aggressive Hybrid Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1432.17 Cr | 35.6% |
| Mahindra Manulife Aggressive Hybrid Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1432.17 Cr | 37.9% |
| Bandhan Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹759.92 Cr | 31.0% |
| Bandhan Hybrid Equity Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹759.92 Cr | 29.3% |
| Tata Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹4241.61 Cr | 27.3% |
| UTI Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6063.77 Cr | 35.2% |
| Nippon India Equity Hybrid Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3893.74 Cr | 30.3% |
| SBI Equity Hybrid Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹73405.39 Cr | 24.9% |
| Canara Robeco Equity Hybrid Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹11094.47 Cr | 28.4% |
| Quant Absolute Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2300.31 Cr | 32.4% |
About the AMC
Total AUM
₹1,79,723 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of DSP Equity & Bond Fund Regular Growth?
The NAV of DSP Equity & Bond Fund Regular Growth, as of 05-Sep-2024, is ₹349.15.
What are the returns of DSP Equity & Bond Fund Regular Growth?
The fund has generated 30.48% over the last 1 year and 13.66% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Equity & Bond Fund Regular Growth?
The fund's allocation of assets is distributed as 70.36% in equities, 25.12% in bonds, and 4.53% in cash and cash equivalents.
Who manages the DSP Equity & Bond Fund Regular Growth?
The fund managers responsible for DSP Equity & Bond Fund Regular Growth are:-
- Abhishek Singh
- Shantanu Godambe
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.