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Fund Overview

Fund Size

Fund Size

₹1,000 Cr

Expense Ratio

Expense Ratio

0.95%

ISIN

ISIN

INF761K01DM6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

20 Jul 2016

About this fund

Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years, 3 months and 11 days, having been launched on 20-Jul-16.
As of 30-Oct-24, it has a Net Asset Value (NAV) of ₹40.76, Assets Under Management (AUM) of 1000.31 Crores, and an expense ratio of 0.95%.
  • Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 18.50% since inception.
  • The fund's asset allocation comprises around 72.78% in equities, 17.31% in debts, and 9.91% in cash & cash equivalents.
  • You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+39.54%

+30.70% (Cat Avg.)

3 Years

+19.81%

+14.14% (Cat Avg.)

5 Years

+27.08%

+17.19% (Cat Avg.)

Since Inception

+18.50%

(Cat Avg.)

Portfolio Summaryas of 30th September 2024

Equity727.98 Cr72.78%
Debt173.19 Cr17.31%
Others99.14 Cr9.91%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Jindal Stainless LtdEquity30.43 Cr3.04%
Oil India LtdEquity27.58 Cr2.76%
Castrol India LtdEquity24.6 Cr2.46%
TrepsCash - Repurchase Agreement22.23 Cr2.22%
UNO Minda LtdEquity22.03 Cr2.20%
Indian Railway Finance Corporation LimitedBond - Corporate Bond20.27 Cr2.03%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond20.22 Cr2.02%
Deepak Nitrite LtdEquity19.48 Cr1.95%
Eris Lifesciences Ltd Registered ShsEquity18.39 Cr1.84%
Nippon Life India Asset Management Ltd Ordinary SharesEquity18.24 Cr1.82%
Small Industries Development Bank Of IndiaBond - Corporate Bond18.1 Cr1.81%
HEG LtdEquity17.36 Cr1.74%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt17.17 Cr1.72%
Indus Towers Ltd Ordinary SharesEquity16.68 Cr1.67%
EPL Ltd Ordinary SharesEquity16.22 Cr1.62%
Dixon Technologies (India) LtdEquity15.87 Cr1.59%
Tata Technologies LtdEquity15.66 Cr1.57%
Swan Energy LtdEquity15.01 Cr1.50%
Power Finance Corporation Ltd.Bond - Corporate Bond14.93 Cr1.49%
JK Cement LtdEquity14.86 Cr1.49%
PB Fintech LtdEquity14.74 Cr1.47%
Ajanta Pharma LtdEquity14.73 Cr1.47%
Coromandel International LtdEquity14.4 Cr1.44%
Aditya Birla Real Estate LtdEquity14.25 Cr1.42%
07.18 Goi 14082033Bond - Gov't/Treasury14.04 Cr1.40%
Power Grid Corporation Of India LimitedBond - Corporate Bond13.64 Cr1.36%
7.26% Govt Stock 2033Bond - Gov't/Treasury13.42 Cr1.34%
Indian BankEquity13.1 Cr1.31%
Coforge LtdEquity12.63 Cr1.26%
364 Day T-Bill 30.01.25Bond - Gov't/Treasury12.58 Cr1.26%
CMS Info Systems LtdEquity12.12 Cr1.21%
Torrent Power LtdEquity12.02 Cr1.20%
GlaxoSmithKline Pharmaceuticals LtdEquity11.88 Cr1.19%
Jyoti CNC Automation LtdEquity11.68 Cr1.17%
Abbott India LtdEquity11.67 Cr1.17%
Zaggle Prepaid Ocean Services LtdEquity11.62 Cr1.16%
Bharat Forge LtdEquity11.53 Cr1.15%
Arvind LtdEquity11.39 Cr1.14%
Steel Authority Of India LtdEquity11.31 Cr1.13%
Triveni Engineering & Industries LtdEquity11.27 Cr1.13%
Ethos LtdEquity11.19 Cr1.12%
Jupiter Wagons LtdEquity11.16 Cr1.12%
CarTrade Tech LtdEquity11.08 Cr1.11%
KPIT Technologies LtdEquity10.99 Cr1.10%
Axis Bank LimitedCash - CD/Time Deposit10.78 Cr1.08%
Canara BankBond - Gov't Agency Debt10.64 Cr1.06%
Bank of MaharashtraEquity10.25 Cr1.02%
Ganesha Ecosphere LtdEquity10.13 Cr1.01%
Schneider Electric Infrastructure LtdEquity9.87 Cr0.99%
PI Industries LtdEquity9.78 Cr0.98%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit9.75 Cr0.97%
Info Edge (India) LtdEquity9.72 Cr0.97%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit9.58 Cr0.96%
Titagarh Rail Systems LtdEquity9.16 Cr0.92%
Bayer CropScience LtdEquity8.98 Cr0.90%
Balrampur Chini Mills LtdEquity8.95 Cr0.90%
Sterling and Wilson Renewable Energy LtdEquity8.32 Cr0.83%
Graphite India LtdEquity8.27 Cr0.83%
Ipca Laboratories LtdEquity8.24 Cr0.82%
Radico Khaitan LtdEquity8.18 Cr0.82%
Housing & Urban Development Corp LtdEquity7.5 Cr0.75%
Tejas Networks LtdEquity7.42 Cr0.74%
Net Receivables / (Payables)Cash - Collateral7.4 Cr0.74%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit7.31 Cr0.73%
Senco Gold LtdEquity7.29 Cr0.73%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond7.08 Cr0.71%
Prudent Corporate Advisory Services LtdEquity7.03 Cr0.70%
Kotak Securities LimitedCash - Commercial Paper6.77 Cr0.68%
CRISIL LtdEquity6.53 Cr0.65%
APL Apollo Tubes LtdEquity6.34 Cr0.63%
ICICI Bank LimitedCash - CD/Time Deposit5.69 Cr0.57%
Central Depository Services (India) LtdEquity5.46 Cr0.55%
ICICI Lombard General Insurance Co LtdEquity5.44 Cr0.54%
Bharat Dynamics Ltd Ordinary SharesEquity5.22 Cr0.52%
Astral LtdEquity5.17 Cr0.52%
AIA Engineering LtdEquity5.16 Cr0.52%
Poly Medicure LtdEquity5.09 Cr0.51%
Tata Capital Housing Finance LimitedBond - Corporate Bond5 Cr0.50%
Axis Bank LimitedCash - CD/Time Deposit4.95 Cr0.49%
ICICI Securities LimitedCash - Commercial Paper4.94 Cr0.49%
Punjab National BankCash - CD/Time Deposit4.87 Cr0.49%
Jamna Auto Industries LtdEquity4.71 Cr0.47%
TD Power Systems LtdEquity4.19 Cr0.42%
7.10%Goi 08/04/2034Bond - Gov't/Treasury4.1 Cr0.41%
Cera Sanitaryware LtdEquity4.05 Cr0.40%
IRCON International LtdEquity3.88 Cr0.39%
Angel One Ltd Ordinary SharesEquity3.07 Cr0.31%
Kamdhenu LtdEquity3.02 Cr0.30%
Rategain Travel Technologies LtdEquity2.93 Cr0.29%
Aditya Birla Finance LimitedCash - Commercial Paper2.9 Cr0.29%
Small Industries Development Bank Of IndiaBond - Corporate Bond2.01 Cr0.20%
Power Grid Corporation Of India LimitedBond - Corporate Bond1.98 Cr0.20%
BSE LtdEquity1.47 Cr0.15%

Allocation By Market Cap (Equity)

Large Cap Stocks

--

Mid Cap Stocks

40.05%

Small Cap Stocks

32.72%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Basic Materials132.84 Cr13.28%
Industrials122.29 Cr12.22%
Consumer Cyclical105.56 Cr10.55%
Financial Services92.83 Cr9.28%
Technology85.45 Cr8.54%
Healthcare69.99 Cr7.00%
Energy52.19 Cr5.22%
Consumer Defensive28.41 Cr2.84%
Communication Services26.4 Cr2.64%
Utilities12.02 Cr1.20%

Risk & Performance Ratios

Standard Deviation

This fund

13.51%

Cat. avg.

9.77%

Lower the better

Sharpe Ratio

This fund

1.08

Cat. avg.

0.97

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.82

Higher the better

Fund Managers

AS

Alok Singh

Since February 2017

Additional Scheme Detailsas of 30th September 2024

ISIN
INF761K01DM6
Expense Ratio
0.95%
Exit Load
1.00%
Fund Size
₹1,000 Cr
Age
8 years 3 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Short Term Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

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2.1%1.0%₹1487.60 Cr34.0%
Mahindra Manulife Aggressive Hybrid Fund Direct Growth

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0.5%1.0%₹1487.60 Cr36.2%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹817.50 Cr31.6%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.3%1.0%₹817.50 Cr29.9%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹4312.06 Cr27.2%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹6330.44 Cr33.4%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3975.65 Cr29.0%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹74852.31 Cr24.6%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹11162.86 Cr29.5%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2352.27 Cr32.6%

About the AMC

BOI Mutual Fund

BOI Mutual Fund

Total AUM

₹9,990 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹70.90 Cr40.4%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹37.92 Cr40.1%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

0.9%1.0%₹1000.31 Cr39.5%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%1.0%₹66.33 Cr13.0%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.2%1.0%₹137.44 Cr24.1%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹722.80 Cr43.6%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.1%1.0%₹198.82 Cr37.2%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1918.25 Cr55.7%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹378.34 Cr39.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹2004.59 Cr7.5%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹71.82 Cr8.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.8%1.0%₹528.69 Cr50.9%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

0.8%0.0%₹1485.63 Cr46.8%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹166.12 Cr7.1%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

0.4%4.0%₹114.83 Cr6.5%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1516.96 Cr44.2%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹60.02 Cr6.8%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹34.52 Cr7.5%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 30-Oct-2024, is ₹40.76.
The fund has generated 39.54% over the last 1 year and 19.81% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 72.78% in equities, 17.31% in bonds, and 9.91% in cash and cash equivalents.
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
  1. Alok Singh