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Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (20-Dec-24)
₹42.41-1.67%1D
Returns (Since Inception)
18.72%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,054 Cr
Expense Ratio
0.84%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years, 5 months and 2 days, having been launched on 20-Jul-16.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹42.41, Assets Under Management (AUM) of 1053.73 Crores, and an expense ratio of 0.84%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹42.41, Assets Under Management (AUM) of 1053.73 Crores, and an expense ratio of 0.84%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 18.72% since inception.
- The fund's asset allocation comprises around 73.08% in equities, 15.48% in debts, and 11.44% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+31.26%
+20.35% (Cat Avg.)
3 Years
+20.98%
+15.50% (Cat Avg.)
5 Years
+28.32%
+16.74% (Cat Avg.)
Since Inception
+18.72%
— (Cat Avg.)
Portfolio Summaryas of 30th November 2024
| Equity | ₹770.06 Cr | 73.08% |
| Debt | ₹163.14 Cr | 15.48% |
| Others | ₹120.53 Cr | 11.44% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Jindal Stainless Ltd | Equity | ₹28.01 Cr | 2.66% |
| Treps | Cash - Repurchase Agreement | ₹25.69 Cr | 2.44% |
| Coforge Ltd | Equity | ₹25.19 Cr | 2.39% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹23.3 Cr | 2.21% |
| Swan Energy Ltd | Equity | ₹21.69 Cr | 2.06% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹21.59 Cr | 2.05% |
| UNO Minda Ltd | Equity | ₹21.03 Cr | 2.00% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.24 Cr | 1.92% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹20.15 Cr | 1.91% |
| Castrol India Ltd | Equity | ₹20.09 Cr | 1.91% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹19.87 Cr | 1.89% |
| Oil India Ltd | Equity | ₹19.14 Cr | 1.82% |
| PB Fintech Ltd | Equity | ₹19.13 Cr | 1.82% |
| Deepak Nitrite Ltd | Equity | ₹18.27 Cr | 1.73% |
| Dixon Technologies (India) Ltd | Equity | ₹18.18 Cr | 1.73% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹17.99 Cr | 1.71% |
| Ganesha Ecosphere Ltd | Equity | ₹17.03 Cr | 1.62% |
| Info Edge (India) Ltd | Equity | ₹16.51 Cr | 1.57% |
| Aditya Birla Real Estate Ltd | Equity | ₹16.07 Cr | 1.53% |
| EPL Ltd Ordinary Shares | Equity | ₹16.01 Cr | 1.52% |
| CarTrade Tech Ltd | Equity | ₹15.57 Cr | 1.48% |
| HEG Ltd | Equity | ₹15.48 Cr | 1.47% |
| Coromandel International Ltd | Equity | ₹15.39 Cr | 1.46% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹14.93 Cr | 1.42% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹14.85 Cr | 1.41% |
| Indian Bank | Equity | ₹14.36 Cr | 1.36% |
| HDFC Asset Management Co Ltd | Equity | ₹14.29 Cr | 1.36% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹14.05 Cr | 1.33% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.98 Cr | 1.33% |
| Ajanta Pharma Ltd | Equity | ₹13.9 Cr | 1.32% |
| Radico Khaitan Ltd | Equity | ₹13.76 Cr | 1.31% |
| JK Cement Ltd | Equity | ₹13.69 Cr | 1.30% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹13.62 Cr | 1.29% |
| Tata Technologies Ltd | Equity | ₹13.33 Cr | 1.26% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹12.95 Cr | 1.23% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹12.71 Cr | 1.21% |
| Jyoti CNC Automation Ltd | Equity | ₹12.67 Cr | 1.20% |
| CMS Info Systems Ltd | Equity | ₹11.9 Cr | 1.13% |
| Arvind Ltd | Equity | ₹11.63 Cr | 1.10% |
| Ipca Laboratories Ltd | Equity | ₹11.57 Cr | 1.10% |
| BSE Ltd | Equity | ₹11.44 Cr | 1.09% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹11.27 Cr | 1.07% |
| Abbott India Ltd | Equity | ₹11.09 Cr | 1.05% |
| Tejas Networks Ltd | Equity | ₹10.82 Cr | 1.03% |
| Balrampur Chini Mills Ltd | Equity | ₹10.71 Cr | 1.02% |
| Jupiter Wagons Ltd | Equity | ₹10.67 Cr | 1.01% |
| Ethos Ltd | Equity | ₹10.65 Cr | 1.01% |
| KPIT Technologies Ltd | Equity | ₹10.47 Cr | 0.99% |
| Canara Bank | Cash - CD/Time Deposit | ₹10.3 Cr | 0.98% |
| PI Industries Ltd | Equity | ₹10.16 Cr | 0.96% |
| Bharat Forge Ltd | Equity | ₹10.13 Cr | 0.96% |
| Schneider Electric Infrastructure Ltd | Equity | ₹10.05 Cr | 0.95% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹9.87 Cr | 0.94% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.7 Cr | 0.92% |
| Torrent Power Ltd | Equity | ₹9.67 Cr | 0.92% |
| Triveni Engineering & Industries Ltd | Equity | ₹9.46 Cr | 0.90% |
| Steel Authority Of India Ltd | Equity | ₹9.37 Cr | 0.89% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.31 Cr | 0.88% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹9.29 Cr | 0.88% |
| Titagarh Rail Systems Ltd | Equity | ₹9.04 Cr | 0.86% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹8.22 Cr | 0.78% |
| APL Apollo Tubes Ltd | Equity | ₹7.73 Cr | 0.73% |
| CRISIL Ltd | Equity | ₹7.51 Cr | 0.71% |
| Housing & Urban Development Corp Ltd | Equity | ₹7.4 Cr | 0.70% |
| Graphite India Ltd | Equity | ₹7.3 Cr | 0.69% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹7.05 Cr | 0.67% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹6.86 Cr | 0.65% |
| Bank of Maharashtra | Equity | ₹6.84 Cr | 0.65% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹6.54 Cr | 0.62% |
| Central Depository Services (India) Ltd | Equity | ₹6.23 Cr | 0.59% |
| Poly Medicure Ltd | Equity | ₹6.12 Cr | 0.58% |
| Senco Gold Ltd | Equity | ₹5.87 Cr | 0.56% |
| Net Receivables / (Payables) | Cash | ₹5.63 Cr | 0.53% |
| Angel One Ltd Ordinary Shares | Equity | ₹5.5 Cr | 0.52% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹5.18 Cr | 0.49% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5 Cr | 0.47% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹4.98 Cr | 0.47% |
| Hindustan Copper Ltd | Equity | ₹4.83 Cr | 0.46% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹4.69 Cr | 0.44% |
| Astral Ltd | Equity | ₹4.66 Cr | 0.44% |
| Bayer CropScience Ltd | Equity | ₹4.46 Cr | 0.42% |
| TD Power Systems Ltd | Equity | ₹4.36 Cr | 0.41% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹4.13 Cr | 0.39% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹3.99 Cr | 0.38% |
| Linde India Ltd | Equity | ₹3.85 Cr | 0.37% |
| Cera Sanitaryware Ltd | Equity | ₹3.71 Cr | 0.35% |
| IRCON International Ltd | Equity | ₹3.57 Cr | 0.34% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹3.26 Cr | 0.31% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹2.94 Cr | 0.28% |
| Bank Of Baroda 2025 | Cash - CD/Time Deposit | ₹2.89 Cr | 0.27% |
| Kamdhenu Ltd | Equity | ₹2.47 Cr | 0.23% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.01 Cr | 0.19% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹1.98 Cr | 0.19% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.67 Cr | 0.16% |
| 364 DTB | Bond - Gov't/Treasury | ₹0.58 Cr | 0.06% |
| Jamna Auto Industries Ltd | Equity | ₹0.45 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
40.62%
Small Cap Stocks
32.46%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹134.31 Cr | 12.75% |
| Financial Services | ₹131.83 Cr | 12.51% |
| Industrials | ₹120.26 Cr | 11.41% |
| Consumer Cyclical | ₹108.35 Cr | 10.28% |
| Technology | ₹98.55 Cr | 9.35% |
| Healthcare | ₹62.56 Cr | 5.94% |
| Energy | ₹39.23 Cr | 3.72% |
| Consumer Defensive | ₹33.93 Cr | 3.22% |
| Communication Services | ₹31.36 Cr | 2.98% |
| Utilities | ₹9.67 Cr | 0.92% |
Risk & Performance Ratios
Standard Deviation
This fund
13.75%
Cat. avg.
10.06%
Lower the better
Sharpe Ratio
This fund
0.96
Cat. avg.
0.84
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.50
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 30th November 2024
ISIN INF761K01DM6 | Expense Ratio 0.84% | Exit Load 1.00% | Fund Size ₹1,054 Cr | Age 8 years 5 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Aggressive Hybrid Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1502.95 Cr | 23.4% |
| Mahindra Manulife Aggressive Hybrid Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1502.95 Cr | 25.4% |
| Bandhan Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹809.77 Cr | 24.3% |
| Bandhan Hybrid Equity Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹809.77 Cr | 22.7% |
| Tata Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹4150.45 Cr | 15.5% |
| UTI Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6107.34 Cr | 22.6% |
| Nippon India Equity Hybrid Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3850.47 Cr | 18.4% |
| SBI Equity Hybrid Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹72428.38 Cr | 16.8% |
| Canara Robeco Equity Hybrid Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹11108.76 Cr | 17.9% |
| Quant Absolute Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2198.84 Cr | 14.6% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,301 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 20-Dec-2024, is ₹42.41.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 31.26% over the last 1 year and 20.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 73.08% in equities, 15.48% in bonds, and 11.44% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.