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Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (21-Nov-24)
₹40.10-0.32%1D
Returns (Since Inception)
18.12%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,010 Cr
Expense Ratio
0.88%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years, 4 months and 2 days, having been launched on 20-Jul-16.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹40.10, Assets Under Management (AUM) of 1009.82 Crores, and an expense ratio of 0.88%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹40.10, Assets Under Management (AUM) of 1009.82 Crores, and an expense ratio of 0.88%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 18.12% since inception.
- The fund's asset allocation comprises around 73.64% in equities, 15.11% in debts, and 11.25% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+26.78%
+23.54% (Cat Avg.)
3 Years
+17.90%
+12.99% (Cat Avg.)
5 Years
+26.60%
+16.59% (Cat Avg.)
Since Inception
+18.12%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹743.62 Cr | 73.64% |
| Debt | ₹152.6 Cr | 15.11% |
| Others | ₹113.6 Cr | 11.25% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹32.83 Cr | 3.25% |
| Jindal Stainless Ltd | Equity | ₹27.69 Cr | 2.74% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹22.31 Cr | 2.21% |
| Castrol India Ltd | Equity | ₹21.05 Cr | 2.08% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.27 Cr | 2.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹20.18 Cr | 2.00% |
| UNO Minda Ltd | Equity | ₹19.67 Cr | 1.95% |
| Coforge Ltd | Equity | ₹19.52 Cr | 1.93% |
| Oil India Ltd | Equity | ₹18.41 Cr | 1.82% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹18.26 Cr | 1.81% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹18.03 Cr | 1.79% |
| Deepak Nitrite Ltd | Equity | ₹17.66 Cr | 1.75% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹17.15 Cr | 1.70% |
| EPL Ltd Ordinary Shares | Equity | ₹16.93 Cr | 1.68% |
| Dixon Technologies (India) Ltd | Equity | ₹16.17 Cr | 1.60% |
| PB Fintech Ltd | Equity | ₹15.48 Cr | 1.53% |
| HEG Ltd | Equity | ₹15.13 Cr | 1.50% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹14.94 Cr | 1.48% |
| Ganesha Ecosphere Ltd | Equity | ₹14.94 Cr | 1.48% |
| Info Edge (India) Ltd | Equity | ₹14.88 Cr | 1.47% |
| Indian Bank | Equity | ₹14.81 Cr | 1.47% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹14.47 Cr | 1.43% |
| Coromandel International Ltd | Equity | ₹14.35 Cr | 1.42% |
| Tata Technologies Ltd | Equity | ₹14.29 Cr | 1.42% |
| Ajanta Pharma Ltd | Equity | ₹14.1 Cr | 1.40% |
| Swan Energy Ltd | Equity | ₹13.99 Cr | 1.39% |
| Small Industries Dev Bank Of India (23/10/2025) ** # | Cash | ₹13.97 Cr | 1.38% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.95 Cr | 1.38% |
| JK Cement Ltd | Equity | ₹13.83 Cr | 1.37% |
| Aditya Birla Real Estate Ltd | Equity | ₹13.71 Cr | 1.36% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹13.7 Cr | 1.36% |
| CMS Info Systems Ltd | Equity | ₹12.89 Cr | 1.28% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹12.65 Cr | 1.25% |
| CarTrade Tech Ltd | Equity | ₹12.41 Cr | 1.23% |
| Ipca Laboratories Ltd | Equity | ₹11.92 Cr | 1.18% |
| Torrent Power Ltd | Equity | ₹11.66 Cr | 1.15% |
| Abbott India Ltd | Equity | ₹11.59 Cr | 1.15% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹11.43 Cr | 1.13% |
| Arvind Ltd | Equity | ₹11.41 Cr | 1.13% |
| PI Industries Ltd | Equity | ₹11.22 Cr | 1.11% |
| Jupiter Wagons Ltd | Equity | ₹11.21 Cr | 1.11% |
| Tejas Networks Ltd | Equity | ₹11 Cr | 1.09% |
| BSE Ltd | Equity | ₹10.94 Cr | 1.08% |
| Bharat Forge Ltd | Equity | ₹10.72 Cr | 1.06% |
| Canara Bank (20/03/2025) ** # | Cash | ₹10.7 Cr | 1.06% |
| Jyoti CNC Automation Ltd | Equity | ₹10.69 Cr | 1.06% |
| KPIT Technologies Ltd | Equity | ₹10.66 Cr | 1.06% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹10 Cr | 0.99% |
| Triveni Engineering & Industries Ltd | Equity | ₹9.83 Cr | 0.97% |
| Kotak Mahindra Bank Limited (02/05/2025) ** # | Cash | ₹9.65 Cr | 0.96% |
| Ethos Ltd | Equity | ₹9.59 Cr | 0.95% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.59 Cr | 0.95% |
| Radico Khaitan Ltd | Equity | ₹9.52 Cr | 0.94% |
| Schneider Electric Infrastructure Ltd | Equity | ₹9.43 Cr | 0.93% |
| Bayer CropScience Ltd | Equity | ₹9.28 Cr | 0.92% |
| Steel Authority Of India Ltd | Equity | ₹9.26 Cr | 0.92% |
| Titagarh Rail Systems Ltd | Equity | ₹9.16 Cr | 0.91% |
| Balrampur Chini Mills Ltd | Equity | ₹8.66 Cr | 0.86% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹8.4 Cr | 0.83% |
| APL Apollo Tubes Ltd | Equity | ₹7.75 Cr | 0.77% |
| CRISIL Ltd | Equity | ₹7.66 Cr | 0.76% |
| Graphite India Ltd | Equity | ₹7.42 Cr | 0.73% |
| National Bank For Agriculture And Rural Development (07/02/2025) ** # | Cash | ₹7.36 Cr | 0.73% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹7.07 Cr | 0.70% |
| Kotak Securities Limited (07/03/2025) ** | Cash | ₹6.82 Cr | 0.68% |
| Housing & Urban Development Corp Ltd | Equity | ₹6.73 Cr | 0.67% |
| Bank of Maharashtra | Equity | ₹6.59 Cr | 0.65% |
| Poly Medicure Ltd | Equity | ₹6.32 Cr | 0.63% |
| Senco Gold Ltd | Equity | ₹6.22 Cr | 0.62% |
| Central Depository Services (India) Ltd | Equity | ₹5.87 Cr | 0.58% |
| Angel One Ltd Ordinary Shares | Equity | ₹5.8 Cr | 0.57% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹5.72 Cr | 0.57% |
| Hindustan Copper Ltd | Equity | ₹5.15 Cr | 0.51% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.50% |
| Icici Securities Limited (29/11/2024) ** | Cash | ₹4.97 Cr | 0.49% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹4.97 Cr | 0.49% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹4.88 Cr | 0.48% |
| Au Small Finance Bank Limited (01/10/2025) ** # | Cash | ₹4.66 Cr | 0.46% |
| Astral Ltd | Equity | ₹4.6 Cr | 0.46% |
| AIA Engineering Ltd | Equity | ₹4.54 Cr | 0.45% |
| Jamna Auto Industries Ltd | Equity | ₹4.49 Cr | 0.44% |
| HDFC Asset Management Co Ltd | Equity | ₹4.3 Cr | 0.43% |
| Linde India Ltd | Equity | ₹4.26 Cr | 0.42% |
| TD Power Systems Ltd | Equity | ₹4.13 Cr | 0.41% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹4.11 Cr | 0.41% |
| Hdfc Securities Limited (18/12/2024) ** | Cash | ₹3.96 Cr | 0.39% |
| IRCON International Ltd | Equity | ₹3.7 Cr | 0.37% |
| Cera Sanitaryware Ltd | Equity | ₹3.59 Cr | 0.36% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹3.25 Cr | 0.32% |
| Net Receivables / (Payables) | Cash | ₹3.12 Cr | 0.31% |
| Rategain Travel Technologies Ltd | Equity | ₹3.01 Cr | 0.30% |
| Aditya Birla Finance Limited (12/03/2025) ** | Cash | ₹2.92 Cr | 0.29% |
| Kamdhenu Ltd | Equity | ₹2.44 Cr | 0.24% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.01 Cr | 0.20% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.66 Cr | 0.16% |
| 364 DTB | Bond - Gov't/Treasury | ₹0.58 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
40.77%
Small Cap Stocks
32.87%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹136.61 Cr | 13.53% |
| Financial Services | ₹118.49 Cr | 11.73% |
| Industrials | ₹115.39 Cr | 11.43% |
| Consumer Cyclical | ₹106.38 Cr | 10.53% |
| Technology | ₹96.08 Cr | 9.51% |
| Healthcare | ₹62.19 Cr | 6.16% |
| Energy | ₹39.46 Cr | 3.91% |
| Communication Services | ₹29.36 Cr | 2.91% |
| Consumer Defensive | ₹28.01 Cr | 2.77% |
| Utilities | ₹11.66 Cr | 1.15% |
Risk & Performance Ratios
Standard Deviation
This fund
13.75%
Cat. avg.
10.23%
Lower the better
Sharpe Ratio
This fund
0.98
Cat. avg.
0.75
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.32
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st October 2024
ISIN INF761K01DM6 | Expense Ratio 0.88% | Exit Load 1.00% | Fund Size ₹1,010 Cr | Age 8 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Aggressive Hybrid Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1465.17 Cr | 26.4% |
| Mahindra Manulife Aggressive Hybrid Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1465.17 Cr | 28.5% |
| Bandhan Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹787.10 Cr | 24.7% |
| Bandhan Hybrid Equity Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹787.10 Cr | 23.1% |
| Tata Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹4137.30 Cr | 19.7% |
| UTI Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6110.59 Cr | 25.4% |
| Nippon India Equity Hybrid Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3857.87 Cr | 21.9% |
| SBI Equity Hybrid Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹71585.08 Cr | 18.1% |
| Canara Robeco Equity Hybrid Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹10677.10 Cr | 21.6% |
| Quant Absolute Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2250.71 Cr | 19.5% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,514 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 21-Nov-2024, is ₹40.10.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 26.78% over the last 1 year and 17.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 73.64% in equities, 15.11% in bonds, and 11.25% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.