Bank of India Ultra Short Duration Fund Regular Growth
DebtUltra Short DurationLow to Moderate Risk
Regular
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹175 Cr
Expense Ratio
0.85%
ISIN
INF761K01298
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
16 Jul 2008
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹3033.19, Assets Under Management (AUM) of 175.29 Crores, and an expense ratio of 0.85%.
- Bank of India Ultra Short Duration Fund Regular Growth has given a CAGR return of 7.02% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 26.82% in debts, and 72.94% in cash & cash equivalents.
- You can start investing in Bank of India Ultra Short Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.60%
+6.45% (Cat Avg.)
3 Years
+5.65%
+5.73% (Cat Avg.)
5 Years
+5.03%
+5.17% (Cat Avg.)
10 Years
+6.64%
+5.49% (Cat Avg.)
Since Inception
+7.02%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹47.01 Cr | 26.82% |
| Others | ₹128.29 Cr | 73.18% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Aditya Birla Finance Limited (12/03/2025) ** | Cash | ₹16.54 Cr | 9.49% |
| Kotak Mahindra Bank Limited (02/05/2025) ** # | Cash | ₹14.47 Cr | 8.30% |
| Treps | Cash - Repurchase Agreement | ₹13.93 Cr | 7.99% |
| Kotak Securities Limited (07/03/2025) ** | Cash | ₹13.63 Cr | 7.82% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹13.36 Cr | 7.66% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹9.97 Cr | 5.72% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.96 Cr | 5.71% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹9.94 Cr | 5.70% |
| National Bank For Agriculture And Rural Development (07/02/2025) ** # | Cash | ₹9.81 Cr | 5.63% |
| Hdfc Bank Limited (25/07/2025) ** # | Cash | ₹9.48 Cr | 5.44% |
| Au Small Finance Bank Limited (01/10/2025) ** # | Cash | ₹9.33 Cr | 5.35% |
| Small Industries Dev Bank Of India (23/10/2025) ** # | Cash | ₹9.31 Cr | 5.34% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.21 Cr | 5.28% |
| Canara Bank (20/03/2025) ** # | Cash | ₹8.76 Cr | 5.02% |
| 91 Day T-Bill 15.11.24 | Bond - Gov't/Treasury | ₹4.99 Cr | 2.86% |
| 364 DTB 28112024 | Bond - Gov't/Treasury | ₹4.98 Cr | 2.85% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹3.99 Cr | 2.29% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹0.98 Cr | 0.56% |
| Net Receivables / (Payables) | Cash | ₹0.98 Cr | 0.56% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.42 Cr | 0.24% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹0.29 Cr | 0.16% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash | ₹92.31 Cr | 52.95% |
| Bond - Corporate Bond | ₹47.22 Cr | 27.09% |
| Cash - Repurchase Agreement | ₹13.93 Cr | 7.99% |
| Bond - Gov't/Treasury | ₹11.23 Cr | 6.44% |
| Bond - Short-term Government Bills | ₹9.21 Cr | 5.28% |
| Mutual Fund - Open End | ₹0.42 Cr | 0.24% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
| Cash - Commercial Paper | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.43%
Cat. avg.
0.70%
Lower the better
Sharpe Ratio
This fund
-1.88
Cat. avg.
-0.63
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 31st October 2024
ISIN INF761K01298 | Expense Ratio 0.85% | Exit Load No Charges | Fund Size ₹175 Cr | Age 16 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Ultra Short Duration Fund TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹242.78 Cr | 6.9% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹627.14 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1304.45 Cr | 7.5% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1304.45 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹246.19 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹246.19 Cr | 6.8% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3046.30 Cr | 7.2% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹8313.36 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹229.27 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹229.27 Cr | 7.8% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,514 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Mithraem Bharucha
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