Bank of India Ultra Short Duration Fund Regular Growth
DebtUltra Short DurationLow to Moderate Risk
Regular
NAV (25-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹204 Cr
Expense Ratio
0.85%
ISIN
INF761K01298
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
16 Jul 2008
About this fund
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹3126.94, Assets Under Management (AUM) of 203.56 Crores, and an expense ratio of 0.85%.
- Bank of India Ultra Short Duration Fund Regular Growth has given a CAGR return of 7.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 20.66% in debts, and 79.04% in cash & cash equivalents.
- You can start investing in Bank of India Ultra Short Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.93%
+6.79% (Cat Avg.)
3 Years
+6.18%
+6.37% (Cat Avg.)
5 Years
+5.18%
+5.47% (Cat Avg.)
10 Years
+6.58%
+5.56% (Cat Avg.)
Since Inception
+7.03%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹42.06 Cr | 20.66% |
| Others | ₹161.5 Cr | 79.34% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹15.78 Cr | 10.20% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹13.41 Cr | 8.68% |
| Bank Of Baroda** | Cash - CD/Time Deposit | ₹13.34 Cr | 8.63% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹11.78 Cr | 7.62% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹11.78 Cr | 7.62% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹10.09 Cr | 6.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹9.99 Cr | 6.46% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.98 Cr | 6.45% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹9.91 Cr | 6.41% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹9.78 Cr | 6.33% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹9.64 Cr | 6.23% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.46 Cr | 6.12% |
| Indian Bank | Cash - CD/Time Deposit | ₹9.43 Cr | 6.10% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹4.96 Cr | 3.21% |
| Treps | Cash - Repurchase Agreement | ₹1.91 Cr | 1.24% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹1.9 Cr | 1.23% |
| Net Receivables / (Payables) | Cash | ₹0.71 Cr | 0.46% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.46 Cr | 0.30% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹0.29 Cr | 0.19% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹70.84 Cr | 45.82% |
| Bond - Corporate Bond | ₹30.06 Cr | 19.44% |
| Cash - Commercial Paper | ₹29.19 Cr | 18.88% |
| Bond - Gov't/Treasury | ₹11.98 Cr | 7.75% |
| Bond - Short-term Government Bills | ₹9.46 Cr | 6.12% |
| Cash - Repurchase Agreement | ₹1.91 Cr | 1.24% |
| Cash | ₹0.71 Cr | 0.46% |
| Mutual Fund - Open End | ₹0.46 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
0.40%
Cat. avg.
0.60%
Lower the better
Sharpe Ratio
This fund
-1.99
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.18
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 31st March 2025
ISIN INF761K01298 | Expense Ratio 0.85% | Exit Load No Charges | Fund Size ₹204 Cr | Age 16 years 9 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Ultra Short Duration Fund TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
About the AMC
BOI Mutual Fund
Total AUM
₹9,585 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Related Articles
Still got questions?
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What is the current NAV of Bank of India Ultra Short Duration Fund Regular Growth?
What are the returns of Bank of India Ultra Short Duration Fund Regular Growth?
What is the portfolio composition of Bank of India Ultra Short Duration Fund Regular Growth?
Who manages the Bank of India Ultra Short Duration Fund Regular Growth?
- Mithraem Bharucha
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Bank of India Ultra Short Duration Fund Regular Growth
DebtUltra Short DurationLow to Moderate Risk
Regular
NAV (25-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹204 Cr
Expense Ratio
0.85%
ISIN
INF761K01298
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
16 Jul 2008
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹3126.94, Assets Under Management (AUM) of 203.56 Crores, and an expense ratio of 0.85%.
- Bank of India Ultra Short Duration Fund Regular Growth has given a CAGR return of 7.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 20.66% in debts, and 79.04% in cash & cash equivalents.
- You can start investing in Bank of India Ultra Short Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.93%
+6.79% (Cat Avg.)
3 Years
+6.18%
+6.37% (Cat Avg.)
5 Years
+5.18%
+5.47% (Cat Avg.)
10 Years
+6.58%
+5.56% (Cat Avg.)
Since Inception
+7.03%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹42.06 Cr | 20.66% |
| Others | ₹161.5 Cr | 79.34% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹15.78 Cr | 10.20% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹13.41 Cr | 8.68% |
| Bank Of Baroda** | Cash - CD/Time Deposit | ₹13.34 Cr | 8.63% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹11.78 Cr | 7.62% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹11.78 Cr | 7.62% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹10.09 Cr | 6.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹9.99 Cr | 6.46% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.98 Cr | 6.45% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹9.91 Cr | 6.41% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹9.78 Cr | 6.33% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹9.64 Cr | 6.23% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.46 Cr | 6.12% |
| Indian Bank | Cash - CD/Time Deposit | ₹9.43 Cr | 6.10% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹4.96 Cr | 3.21% |
| Treps | Cash - Repurchase Agreement | ₹1.91 Cr | 1.24% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹1.9 Cr | 1.23% |
| Net Receivables / (Payables) | Cash | ₹0.71 Cr | 0.46% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.46 Cr | 0.30% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹0.29 Cr | 0.19% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹70.84 Cr | 45.82% |
| Bond - Corporate Bond | ₹30.06 Cr | 19.44% |
| Cash - Commercial Paper | ₹29.19 Cr | 18.88% |
| Bond - Gov't/Treasury | ₹11.98 Cr | 7.75% |
| Bond - Short-term Government Bills | ₹9.46 Cr | 6.12% |
| Cash - Repurchase Agreement | ₹1.91 Cr | 1.24% |
| Cash | ₹0.71 Cr | 0.46% |
| Mutual Fund - Open End | ₹0.46 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
0.40%
Cat. avg.
0.60%
Lower the better
Sharpe Ratio
This fund
-1.99
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.18
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 31st March 2025
ISIN INF761K01298 | Expense Ratio 0.85% | Exit Load No Charges | Fund Size ₹204 Cr | Age 16 years 9 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Ultra Short Duration Fund TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
About the AMC
BOI Mutual Fund
Total AUM
₹9,585 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Ultra Short Duration Fund Regular Growth?
What are the returns of Bank of India Ultra Short Duration Fund Regular Growth?
What is the portfolio composition of Bank of India Ultra Short Duration Fund Regular Growth?
Who manages the Bank of India Ultra Short Duration Fund Regular Growth?
- Mithraem Bharucha
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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