Bank of India Multi Cap Fund Direct Growth

Fund Overview

Fund Size

₹750 Cr

Expense Ratio

1.03%

ISIN

INF761K01FR0

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

03 Mar 2023

About this fund

Bank of India Multi Cap Fund Direct Growth is a Multi-Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 1 years, 11 months and 19 days, having been launched on 03-Mar-23.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹15.96, Assets Under Management (AUM) of 749.55 Crores, and an expense ratio of 1.03%.

Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 26.72% since inception.
The fund's asset allocation comprises around 94.30% in equities, 0.01% in debts, and 5.69% in cash & cash equivalents.
You can start investing in Bank of India Multi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+4.45%

+5.14% (Cat Avg.)

Since Inception

+26.72%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹706.84 Cr	94.30%
Debt	₹0.09 Cr	0.01%
Others	₹42.61 Cr	5.69%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Receivables / (Payables)	Cash	₹42.17 Cr	5.63%
HDFC Bank Ltd	Equity	₹37.88 Cr	5.05%
Reliance Industries Ltd	Equity	₹28.67 Cr	3.82%
ICICI Lombard General Insurance Co Ltd	Equity	₹20.93 Cr	2.79%
Tata Consultancy Services Ltd	Equity	₹20.48 Cr	2.73%
Vedanta Ltd	Equity	₹20.47 Cr	2.73%
Larsen & Toubro Ltd	Equity	₹19.08 Cr	2.55%
Kotak Mahindra Bank Ltd	Equity	₹18.68 Cr	2.49%
Manorama Industries Ltd	Equity	₹18.67 Cr	2.49%
Indus Towers Ltd Ordinary Shares	Equity	₹17.5 Cr	2.33%
Hero MotoCorp Ltd	Equity	₹16.45 Cr	2.20%
State Bank of India	Equity	₹15.74 Cr	2.10%
Oil India Ltd	Equity	₹15.57 Cr	2.08%
Vijaya Diagnostic Centre Ltd	Equity	₹15.18 Cr	2.03%
Ami Organics Ltd	Equity	₹15.18 Cr	2.03%
Zaggle Prepaid Ocean Services Ltd	Equity	₹15.11 Cr	2.02%
Indian Bank	Equity	₹14.58 Cr	1.95%
Apollo Hospitals Enterprise Ltd	Equity	₹14.37 Cr	1.92%
Senores Pharmaceuticals Ltd	Equity	₹14.06 Cr	1.88%
General Insurance Corp of India	Equity	₹13.91 Cr	1.86%
Eris Lifesciences Ltd Registered Shs	Equity	₹13.48 Cr	1.80%
FSN E-Commerce Ventures Ltd	Equity	₹13.31 Cr	1.78%
Tips Music Ltd	Equity	₹13.06 Cr	1.74%
Lloyds Metals & Energy Ltd	Equity	₹12.98 Cr	1.73%
REC Ltd	Equity	₹12.9 Cr	1.72%
NTPC Ltd	Equity	₹12.32 Cr	1.64%
Senco Gold Ltd	Equity	₹12.3 Cr	1.64%
Swan Energy Ltd	Equity	₹12.2 Cr	1.63%
SBI Life Insurance Co Ltd	Equity	₹11.18 Cr	1.49%
Housing & Urban Development Corp Ltd	Equity	₹10.53 Cr	1.40%
Shriram Finance Ltd	Equity	₹10.41 Cr	1.39%
Deepak Nitrite Ltd	Equity	₹10.28 Cr	1.37%
Gabriel India Ltd	Equity	₹9.66 Cr	1.29%
Emami Ltd	Equity	₹9.13 Cr	1.22%
Oberoi Realty Ltd	Equity	₹9.08 Cr	1.21%
Sun Pharmaceuticals Industries Ltd	Equity	₹9 Cr	1.20%
PCBL Chemical Ltd	Equity	₹8.69 Cr	1.16%
UltraTech Cement Ltd	Equity	₹8.68 Cr	1.16%
Bayer CropScience Ltd	Equity	₹8.45 Cr	1.13%
Jindal Stainless Ltd	Equity	₹8.27 Cr	1.10%
Dr Reddy's Laboratories Ltd	Equity	₹8.27 Cr	1.10%
JSW Steel Ltd	Equity	₹8.24 Cr	1.10%
PB Fintech Ltd	Equity	₹8.2 Cr	1.09%
Ajanta Pharma Ltd	Equity	₹8.04 Cr	1.07%
Endurance Technologies Ltd	Equity	₹7.54 Cr	1.01%
Coforge Ltd	Equity	₹7.47 Cr	1.00%
Ashok Leyland Ltd	Equity	₹7.06 Cr	0.94%
JK Cement Ltd	Equity	₹6.96 Cr	0.93%
Aditya Birla Real Estate Ltd	Equity	₹6.88 Cr	0.92%
Samvardhana Motherson International Ltd	Equity	₹6.68 Cr	0.89%
Sterling and Wilson Renewable Energy Ltd	Equity	₹6.48 Cr	0.86%
Triveni Turbine Ltd	Equity	₹6.04 Cr	0.81%
Angel One Ltd Ordinary Shares	Equity	₹5.69 Cr	0.76%
HEG Ltd	Equity	₹5.59 Cr	0.75%
Tejas Networks Ltd	Equity	₹5.27 Cr	0.70%
UNO Minda Ltd	Equity	₹4.82 Cr	0.64%
Aditya Vision Ltd	Equity	₹4.72 Cr	0.63%
Vinati Organics Ltd	Equity	₹4.54 Cr	0.61%
ITD Cementation India Ltd	Equity	₹4.18 Cr	0.56%
Sobha Ltd	Equity	₹4.05 Cr	0.54%
Ratnamani Metals & Tubes Ltd	Equity	₹3.89 Cr	0.52%
Siemens Ltd	Equity	₹2.8 Cr	0.37%
Ipca Laboratories Ltd	Equity	₹2.09 Cr	0.28%
Galaxy Surfactants Ltd	Equity	₹2.02 Cr	0.27%
Linde India Ltd	Equity	₹0.92 Cr	0.12%
Treps	Cash - Repurchase Agreement	₹0.44 Cr	0.06%
364 DTB 15012026	Bond - Gov't/Treasury	₹0.09 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹180.63 Cr	24.10%
Basic Materials	₹126.44 Cr	16.87%
Healthcare	₹84.49 Cr	11.27%
Consumer Cyclical	₹75.48 Cr	10.07%
Industrials	₹56.94 Cr	7.60%
Technology	₹54.8 Cr	7.31%
Energy	₹44.24 Cr	5.90%
Communication Services	₹30.56 Cr	4.08%
Consumer Defensive	₹27.8 Cr	3.71%
Real Estate	₹13.13 Cr	1.75%
Utilities	₹12.32 Cr	1.64%

Risk & Performance Ratios

Fund Managers

Nitin Gosar

Since March 2023

Additional Scheme Detailsas of 31st January 2025

ISIN

INF761K01FR0

Expense Ratio

1.03%

Exit Load

1.00%

Fund Size

₹750 Cr

Age

1 year 11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 Multicap 50:25:25 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Multi-Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Multi Cap Fund Direct Growth Moderately High risk	0.5%	0.0%	-	-
Groww Multi Cap Fund Regular Growth Moderately High risk	2.3%	0.0%	-	-
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4253.86 Cr	4.5%
HSBC Multi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹4253.86 Cr	3.1%
Tata Multicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2934.61 Cr	-1.8%
Tata Multicap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2934.61 Cr	-3.3%
HDFC S&P BSE 500 ETF Very High Risk	0.3%	-	₹15.80 Cr	3.0%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1389.63 Cr	13.1%
LIC MF Multi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1389.63 Cr	11.2%
SBI Multicap Fund Direct Growth Very High Risk	0.9%	1.0%	₹18769.04 Cr	13.0%

About the AMC

BOI Mutual Fund

+91 22 40479000

https://www.boimf.in/

Total AUM

₹10,598 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹60.00 Cr	-2.1%
Bank of India Midcap Tax Fund Series 2 Direct Growth Very High Risk	-	0.0%	₹31.55 Cr	-2.3%
Bank of India Mid & Small Cap Equity & Debt Direct Growth Very High Risk	0.8%	1.0%	₹1051.92 Cr	4.7%
Bank of India Conservative Hybrid Fund Direct Growth Moderately High risk	1.1%	1.0%	₹64.23 Cr	3.0%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹132.36 Cr	-0.1%
Bank of India Multi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹749.55 Cr	4.5%
Bank of India Bluechip Fund Direct Growth Very High Risk	0.9%	1.0%	₹183.87 Cr	-2.9%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1991.04 Cr	3.0%
Bank of India Large & Mid Cap Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹356.68 Cr	0.6%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1724.83 Cr	7.4%
Bank of India S/T Income Direct Growth Moderate Risk	0.5%	0.0%	₹102.16 Cr	9.5%
Bank of India Manufacturing and Infrastructure fund Direct Growth Very High Risk	0.7%	1.0%	₹523.86 Cr	5.4%
Bank of India Tax Advantage Fund Direct Growth Very High Risk	0.8%	0.0%	₹1329.97 Cr	-2.9%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹162.21 Cr	7.2%
Bank of India Credit Risk Fund Direct Growth High Risk	1.0%	4.0%	₹113.57 Cr	6.5%
Bank of India Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1555.78 Cr	6.8%
Bank of India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹138.92 Cr	6.8%
Bank of India Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹43.60 Cr	7.5%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Bank of India Multi Cap Fund Direct Growth?

The NAV of Bank of India Multi Cap Fund Direct Growth, as of 21-Feb-2025, is ₹15.96.

What is the portfolio composition of Bank of India Multi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 94.30% in equities, 0.01% in bonds, and 5.69% in cash and cash equivalents.

Who manages the Bank of India Multi Cap Fund Direct Growth?

The fund managers responsible for Bank of India Multi Cap Fund Direct Growth are:-

Nitin Gosar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹750 Cr

Expense Ratio

1.03%

ISIN

INF761K01FR0

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

03 Mar 2023

Risk Level

Your principal amount will be at Very High Risk