Fund Overview
Fund Size
₹697 Cr
Expense Ratio
1.30%
ISIN
INF761K01FR0
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
03 Mar 2023
About this fund
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹18.43, Assets Under Management (AUM) of 696.61 Crores, and an expense ratio of 1.3%.
- Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 46.87% since inception.
- The fund's asset allocation comprises around 97.71% in equities, 0.01% in debts, and 2.27% in cash & cash equivalents.
- You can start investing in Bank of India Multi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+46.04%
+43.41% (Cat Avg.)
Since Inception
+46.87%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹680.67 Cr | 97.71% |
| Debt | ₹0.1 Cr | 0.01% |
| Others | ₹15.85 Cr | 2.27% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Indus Towers Ltd Ordinary Shares | Equity | ₹31.14 Cr | 4.47% |
| Reliance Industries Ltd | Equity | ₹27.25 Cr | 3.91% |
| Tata Consultancy Services Ltd | Equity | ₹22.68 Cr | 3.26% |
| Oil India Ltd | Equity | ₹20.81 Cr | 2.99% |
| HDFC Bank Ltd | Equity | ₹20.16 Cr | 2.89% |
| State Bank of India | Equity | ₹18.64 Cr | 2.68% |
| REC Ltd | Equity | ₹18.06 Cr | 2.59% |
| Vedanta Ltd | Equity | ₹17.2 Cr | 2.47% |
| Hero MotoCorp Ltd | Equity | ₹15.96 Cr | 2.29% |
| NTPC Ltd | Equity | ₹15.83 Cr | 2.27% |
| Larsen & Toubro Ltd | Equity | ₹15.02 Cr | 2.16% |
| Indian Bank | Equity | ₹14.88 Cr | 2.14% |
| PCBL Ltd | Equity | ₹14.84 Cr | 2.13% |
| TIPS Industries Ltd | Equity | ₹14.45 Cr | 2.07% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹13.84 Cr | 1.99% |
| Shriram Finance Ltd | Equity | ₹12.89 Cr | 1.85% |
| Deepak Nitrite Ltd | Equity | ₹12.87 Cr | 1.85% |
| Emami Ltd | Equity | ₹12.6 Cr | 1.81% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹12.17 Cr | 1.75% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹12.09 Cr | 1.73% |
| Vijaya Diagnostic Centre Ltd | Equity | ₹12.03 Cr | 1.73% |
| ITD Cementation India Ltd | Equity | ₹11.91 Cr | 1.71% |
| Manorama Industries Ltd | Equity | ₹11.84 Cr | 1.70% |
| Senco Gold Ltd | Equity | ₹11.05 Cr | 1.59% |
| Kotak Mahindra Bank Ltd | Equity | ₹11.03 Cr | 1.58% |
| Swan Energy Ltd | Equity | ₹10.79 Cr | 1.55% |
| Bayer CropScience Ltd | Equity | ₹10.39 Cr | 1.49% |
| UNO Minda Ltd | Equity | ₹10.28 Cr | 1.48% |
| Housing & Urban Development Corp Ltd | Equity | ₹10.12 Cr | 1.45% |
| Jindal Stainless Ltd | Equity | ₹10.05 Cr | 1.44% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.88 Cr | 1.42% |
| Century Textiles & Industries Ltd | Equity | ₹9.86 Cr | 1.42% |
| Bank of Baroda | Equity | ₹9.72 Cr | 1.40% |
| FSN E-Commerce Ventures Ltd | Equity | ₹9.67 Cr | 1.39% |
| Ajanta Pharma Ltd | Equity | ₹9.35 Cr | 1.34% |
| Treps | Cash - Repurchase Agreement | ₹9.32 Cr | 1.34% |
| Ratnamani Metals & Tubes Ltd | Equity | ₹8.52 Cr | 1.22% |
| Bajaj Finance Ltd | Equity | ₹8.52 Cr | 1.22% |
| Bharat Petroleum Corp Ltd | Equity | ₹8.36 Cr | 1.20% |
| Ashok Leyland Ltd | Equity | ₹8.34 Cr | 1.20% |
| Endurance Technologies Ltd | Equity | ₹8.23 Cr | 1.18% |
| Mankind Pharma Ltd | Equity | ₹7.31 Cr | 1.05% |
| Titagarh Rail Systems Ltd | Equity | ₹7.22 Cr | 1.04% |
| Ami Organics Ltd | Equity | ₹7.21 Cr | 1.03% |
| Infosys Ltd | Equity | ₹7.19 Cr | 1.03% |
| JSW Steel Ltd | Equity | ₹7.17 Cr | 1.03% |
| Gabriel India Ltd | Equity | ₹7.14 Cr | 1.02% |
| Triveni Turbine Ltd | Equity | ₹6.78 Cr | 0.97% |
| PB Fintech Ltd | Equity | ₹6.64 Cr | 0.95% |
| Net Receivables / (Payables) | Cash | ₹6.53 Cr | 0.94% |
| Radico Khaitan Ltd | Equity | ₹6.5 Cr | 0.93% |
| Torrent Power Ltd | Equity | ₹6.45 Cr | 0.93% |
| General Insurance Corp of India | Equity | ₹6.1 Cr | 0.88% |
| Marico Ltd | Equity | ₹5.99 Cr | 0.86% |
| Lumax Industries Ltd | Equity | ₹5.99 Cr | 0.86% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹5.99 Cr | 0.86% |
| HEG Ltd | Equity | ₹5.65 Cr | 0.81% |
| Sobha Ltd | Equity | ₹5.16 Cr | 0.74% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹4.7 Cr | 0.68% |
| JK Cement Ltd | Equity | ₹4.57 Cr | 0.66% |
| Rategain Travel Technologies Ltd | Equity | ₹4.53 Cr | 0.65% |
| Steel Authority Of India Ltd | Equity | ₹4.47 Cr | 0.64% |
| Vinati Organics Ltd | Equity | ₹4.36 Cr | 0.63% |
| Siemens Ltd | Equity | ₹3.18 Cr | 0.46% |
| Tejas Networks Ltd | Equity | ₹2.75 Cr | 0.39% |
| HCL Technologies Ltd | Equity | ₹2.08 Cr | 0.30% |
| Linde India Ltd | Equity | ₹1.84 Cr | 0.26% |
| Sobha Ltd Ordinary Shares (Partly Paid Rs.5) | Equity | ₹0.37 Cr | 0.05% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.1 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
35.62%
Mid Cap Stocks
28.43%
Small Cap Stocks
33.66%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹146.65 Cr | 21.05% |
| Basic Materials | ₹113.36 Cr | 16.27% |
| Consumer Cyclical | ₹79.11 Cr | 11.36% |
| Technology | ₹63.48 Cr | 9.11% |
| Industrials | ₹58.11 Cr | 8.34% |
| Energy | ₹56.42 Cr | 8.10% |
| Healthcare | ₹53.22 Cr | 7.64% |
| Communication Services | ₹45.59 Cr | 6.54% |
| Consumer Defensive | ₹36.94 Cr | 5.30% |
| Utilities | ₹22.28 Cr | 3.20% |
| Real Estate | ₹5.53 Cr | 0.79% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
13.53%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
1.14
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.20
Higher the better
Fund Managers
Nitin Gosar
Since March 2023
Additional Scheme Detailsas of 31st August 2024
ISIN | INF761K01FR0 | Expense Ratio | 1.30% | Exit Load | 1.00% | Fund Size | ₹697 Cr | Age | 1 year 7 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 Multicap 50:25:25 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Groww Multi Cap Fund Direct Growth Moderately High risk | - | 0.0% | - | - |
| Groww Multi Cap Fund Regular Growth Moderately High risk | - | 0.0% | - | - |
| HSBC Multi Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹4088.38 Cr | 51.2% |
| HSBC Multi Cap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹4088.38 Cr | 49.2% |
| Tata Multicap Fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹3310.53 Cr | 30.9% |
| Tata Multicap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3310.53 Cr | 28.7% |
| HDFC S&P BSE 500 ETF Very High Risk | 0.3% | - | ₹15.84 Cr | 37.8% |
| LIC MF Multi Cap Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1369.60 Cr | 50.7% |
| LIC MF Multi Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1369.60 Cr | 48.2% |
| SBI Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹18448.66 Cr | 41.3% |
About the AMC
Total AUM
₹9,990 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Nitin Gosar
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