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Fund Overview
Fund Size
₹1,774 Cr
Expense Ratio
0.10%
ISIN
INF761K01785
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Bank of India Liquid Direct Growth is a Liquid mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹2911.02, Assets Under Management (AUM) of 1774.42 Crores, and an expense ratio of 0.1%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹2911.02, Assets Under Management (AUM) of 1774.42 Crores, and an expense ratio of 0.1%.
- Bank of India Liquid Direct Growth has given a CAGR return of 6.86% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.80% in cash & cash equivalents.
- You can start investing in Bank of India Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.50%
+6.50% (Cat Avg.)
3 Years
+6.39%
+5.74% (Cat Avg.)
5 Years
+5.36%
+4.69% (Cat Avg.)
10 Years
+6.41%
+5.18% (Cat Avg.)
Since Inception
+6.86%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Others | ₹1,774.42 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹-123.16 Cr | 6.66% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.16 Cr | 5.37% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹98.27 Cr | 5.32% |
| Repo | Cash - Repurchase Agreement | ₹95.29 Cr | 5.16% |
| Canara Bank (06/12/2024) ** # | Cash | ₹74.5 Cr | 4.03% |
| 91 DTB 03012025 | Bond - Gov't/Treasury | ₹74.17 Cr | 4.01% |
| Small Industries Dev Bank Of India (10/01/2025) ** # | Cash | ₹73.98 Cr | 4.00% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹50 Cr | 2.71% |
| Reliance Retail Ventures Limited (12/11/2024) | Cash | ₹49.89 Cr | 2.70% |
| Bajaj Financial Securities Limited (19/11/2024) ** | Cash | ₹49.82 Cr | 2.70% |
| Poonawalla Fincorp Limited (21/11/2024) ** | Cash | ₹49.8 Cr | 2.69% |
| 182 DTB 12122024 | Bond - Gov't/Treasury | ₹49.64 Cr | 2.69% |
| Bank Of Baroda (11/12/2024) ** # | Cash | ₹49.62 Cr | 2.68% |
| State Bank Of India (12/12/2024) ** # | Cash | ₹49.61 Cr | 2.68% |
| Reliance Jio Infocomm Limited (16/12/2024) ** | Cash | ₹49.56 Cr | 2.68% |
| Kotak Securities Limited (20/12/2024) ** | Cash | ₹49.5 Cr | 2.68% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹49.47 Cr | 2.68% |
| Aditya Birla Housing Finance Limited (26/12/2024) ** | Cash | ₹49.46 Cr | 2.68% |
| Hdfc Bank Limited (27/12/2024) ** # | Cash | ₹49.46 Cr | 2.68% |
| Blue Star Limited (26/12/2024) ** | Cash | ₹49.46 Cr | 2.68% |
| State Bank Of India (30/12/2024) ** # | Cash | ₹49.44 Cr | 2.68% |
| Motilal Oswal Financial Services Limited (27/12/2024) ** | Cash | ₹49.41 Cr | 2.67% |
| Indian Bank (01/01/2025) ** # | Cash | ₹49.41 Cr | 2.67% |
| Hdfc Bank Limited (09/01/2025) ** # | Cash | ₹49.33 Cr | 2.67% |
| Punjab National Bank (13/01/2025) ** # | Cash | ₹49.29 Cr | 2.67% |
| Kotak Mahindra Bank Limited (16/01/2025) ** # | Cash | ₹49.27 Cr | 2.67% |
| National Bank For Agriculture And Rural Development (17/01/2025) # | Cash | ₹49.25 Cr | 2.67% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹49.21 Cr | 2.66% |
| Canara Bank (22/01/2025) # | Cash | ₹49.21 Cr | 2.66% |
| National Bank For Agriculture And Rural Development (23/01/2025) # | Cash | ₹49.2 Cr | 2.66% |
| Sundaram Finance Limited (28/01/2025) ** | Cash | ₹49.11 Cr | 2.66% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹25 Cr | 1.35% |
| Axis Finance Limited (13/11/2024) ** | Cash | ₹24.94 Cr | 1.35% |
| Godrej Housing Finance Limited (28/11/2024) ** | Cash | ₹24.87 Cr | 1.35% |
| Icici Securities Limited (03/12/2024) ** | Cash | ₹24.84 Cr | 1.34% |
| Icici Securities Limited (10/12/2024) ** | Cash | ₹24.8 Cr | 1.34% |
| 91 DTB 09012025 | Bond - Gov't/Treasury | ₹24.7 Cr | 1.34% |
| Kotak Mahindra Bank Limited (15/01/2025) ** # | Cash | ₹24.64 Cr | 1.33% |
| 91 DTB 23012025 | Bond - Gov't/Treasury | ₹24.64 Cr | 1.33% |
| 191 DTB 30012025 | Bond - Gov't/Treasury | ₹24.61 Cr | 1.33% |
| Hdfc Securities Limited (18/12/2024) ** | Cash | ₹20.8 Cr | 1.13% |
| Icici Securities Limited (29/11/2024) ** | Cash | ₹19.89 Cr | 1.08% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹3.62 Cr | 0.20% |
| Treps | Cash - Repurchase Agreement | ₹1.1 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash | ₹1,179.2 Cr | 77.14% |
| Bond - Gov't/Treasury | ₹321.95 Cr | 17.42% |
| Bond - Corporate Bond | ₹147.74 Cr | 7.99% |
| Bond - Short-term Government Bills | ₹99.16 Cr | 5.37% |
| Cash - Repurchase Agreement | ₹96.39 Cr | 5.22% |
| Mutual Fund - Open End | ₹3.62 Cr | 0.20% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
| Cash - Commercial Paper | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.41%
Cat. avg.
0.61%
Lower the better
Sharpe Ratio
This fund
1.91
Cat. avg.
-1.36
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.11
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 31st October 2024
ISIN INF761K01785 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹1,774 Cr | Age 11 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3630.76 Cr | 7.4% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹66.48 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹788.53 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹788.53 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹622.00 Cr | 5.8% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹14805.38 Cr | 7.4% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹307.19 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹860.86 Cr | 7.3% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹860.86 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹307.19 Cr | 7.2% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,514 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Bank of India Liquid Direct Growth?
The NAV of Bank of India Liquid Direct Growth, as of 21-Nov-2024, is ₹2911.02.
What are the returns of Bank of India Liquid Direct Growth?
The fund has generated 7.50% over the last 1 year and 6.39% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Liquid Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.80% in cash and cash equivalents.
Who manages the Bank of India Liquid Direct Growth?
The fund managers responsible for Bank of India Liquid Direct Growth are:-
- Mithraem Bharucha
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.