Fund Overview
Fund Size
₹1,725 Cr
Expense Ratio
0.10%
ISIN
INF761K01785
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹2963.11, Assets Under Management (AUM) of 1724.83 Crores, and an expense ratio of 0.1%.
- Bank of India Liquid Direct Growth has given a CAGR return of 6.87% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.78% in cash & cash equivalents.
- You can start investing in Bank of India Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.43%
+6.75% (Cat Avg.)
3 Years
+6.70%
+6.24% (Cat Avg.)
5 Years
+5.47%
+5.04% (Cat Avg.)
10 Years
+6.38%
+5.34% (Cat Avg.)
Since Inception
+6.87%
— (Cat Avg.)
Portfolio Summaryas of 15th February 2025
| Others | ₹1,724.83 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 182 DTB 10042025 | Bond - Gov't/Treasury | ₹128.8 Cr | 7.47% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹99.68 Cr | 5.78% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.55 Cr | 5.77% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹99.44 Cr | 5.77% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹74.56 Cr | 4.32% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹74 Cr | 4.29% |
| Canara Bank | Cash - CD/Time Deposit | ₹73.68 Cr | 4.27% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹73.62 Cr | 4.27% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹54.36 Cr | 3.15% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.84 Cr | 2.89% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹49.83 Cr | 2.89% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.77 Cr | 2.89% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹49.72 Cr | 2.88% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹49.66 Cr | 2.88% |
| 91 DTB 28032025 | Bond - Gov't/Treasury | ₹49.66 Cr | 2.88% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.63 Cr | 2.88% |
| 91 DTB 10042025 | Bond - Gov't/Treasury | ₹49.54 Cr | 2.87% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹49.34 Cr | 2.86% |
| 91 Days Tbill Red 08-05-2025 | Bond - Gov't/Treasury | ₹49.3 Cr | 2.86% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹49.29 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.27 Cr | 2.86% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.25 Cr | 2.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹49.2 Cr | 2.85% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹49.08 Cr | 2.85% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹44.26 Cr | 2.57% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹29.84 Cr | 1.73% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹24.85 Cr | 1.44% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹24.83 Cr | 1.44% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.71 Cr | 1.43% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.71 Cr | 1.43% |
| 91 Days Tbill | Bond - Gov't/Treasury | ₹24.68 Cr | 1.43% |
| Repo | Cash - Repurchase Agreement | ₹4.23 Cr | 0.25% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹3.8 Cr | 0.22% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-1.24 Cr | 0.07% |
| Treps | Cash - Repurchase Agreement | ₹0.11 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹673.28 Cr | 39.03% |
| Cash - CD/Time Deposit | ₹663.61 Cr | 38.47% |
| Bond - Gov't/Treasury | ₹356.34 Cr | 20.66% |
| Bond - Short-term Government Bills | ₹24.71 Cr | 1.43% |
| Cash - Repurchase Agreement | ₹4.33 Cr | 0.25% |
| Mutual Fund - Open End | ₹3.8 Cr | 0.22% |
| Cash - Collateral | ₹-1.24 Cr | 0.07% |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.54%
Lower the better
Sharpe Ratio
This fund
2.13
Cat. avg.
-1.12
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.67
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 15th February 2025
ISIN INF761K01785 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹1,725 Cr | Age 12 years 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5184.26 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹69.83 Cr | 7.0% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹998.01 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹998.01 Cr | 7.0% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹813.62 Cr | 5.7% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13265.07 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹352.07 Cr | 7.3% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹888.92 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹888.92 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹352.07 Cr | 7.2% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,598 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Liquid Direct Growth?
What are the returns of Bank of India Liquid Direct Growth?
What is the portfolio composition of Bank of India Liquid Direct Growth?
Who manages the Bank of India Liquid Direct Growth?
- Mithraem Bharucha
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Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,725 Cr
Expense Ratio
0.10%
ISIN
INF761K01785
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹2963.11, Assets Under Management (AUM) of 1724.83 Crores, and an expense ratio of 0.1%.
- Bank of India Liquid Direct Growth has given a CAGR return of 6.87% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.78% in cash & cash equivalents.
- You can start investing in Bank of India Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.43%
+6.75% (Cat Avg.)
3 Years
+6.70%
+6.24% (Cat Avg.)
5 Years
+5.47%
+5.04% (Cat Avg.)
10 Years
+6.38%
+5.34% (Cat Avg.)
Since Inception
+6.87%
— (Cat Avg.)
Portfolio Summaryas of 15th February 2025
| Others | ₹1,724.83 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 182 DTB 10042025 | Bond - Gov't/Treasury | ₹128.8 Cr | 7.47% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹99.68 Cr | 5.78% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.55 Cr | 5.77% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹99.44 Cr | 5.77% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹74.56 Cr | 4.32% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹74 Cr | 4.29% |
| Canara Bank | Cash - CD/Time Deposit | ₹73.68 Cr | 4.27% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹73.62 Cr | 4.27% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹54.36 Cr | 3.15% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.84 Cr | 2.89% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹49.83 Cr | 2.89% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.77 Cr | 2.89% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹49.72 Cr | 2.88% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹49.66 Cr | 2.88% |
| 91 DTB 28032025 | Bond - Gov't/Treasury | ₹49.66 Cr | 2.88% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.63 Cr | 2.88% |
| 91 DTB 10042025 | Bond - Gov't/Treasury | ₹49.54 Cr | 2.87% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹49.34 Cr | 2.86% |
| 91 Days Tbill Red 08-05-2025 | Bond - Gov't/Treasury | ₹49.3 Cr | 2.86% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹49.29 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.27 Cr | 2.86% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.25 Cr | 2.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹49.2 Cr | 2.85% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹49.08 Cr | 2.85% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹44.26 Cr | 2.57% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹29.84 Cr | 1.73% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹24.85 Cr | 1.44% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹24.83 Cr | 1.44% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.71 Cr | 1.43% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.71 Cr | 1.43% |
| 91 Days Tbill | Bond - Gov't/Treasury | ₹24.68 Cr | 1.43% |
| Repo | Cash - Repurchase Agreement | ₹4.23 Cr | 0.25% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹3.8 Cr | 0.22% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-1.24 Cr | 0.07% |
| Treps | Cash - Repurchase Agreement | ₹0.11 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹673.28 Cr | 39.03% |
| Cash - CD/Time Deposit | ₹663.61 Cr | 38.47% |
| Bond - Gov't/Treasury | ₹356.34 Cr | 20.66% |
| Bond - Short-term Government Bills | ₹24.71 Cr | 1.43% |
| Cash - Repurchase Agreement | ₹4.33 Cr | 0.25% |
| Mutual Fund - Open End | ₹3.8 Cr | 0.22% |
| Cash - Collateral | ₹-1.24 Cr | 0.07% |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.54%
Lower the better
Sharpe Ratio
This fund
2.13
Cat. avg.
-1.12
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.67
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 15th February 2025
ISIN INF761K01785 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹1,725 Cr | Age 12 years 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5184.26 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹69.83 Cr | 7.0% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹998.01 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹998.01 Cr | 7.0% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹813.62 Cr | 5.7% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13265.07 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹352.07 Cr | 7.3% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹888.92 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹888.92 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹352.07 Cr | 7.2% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,598 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Liquid Direct Growth?
What are the returns of Bank of India Liquid Direct Growth?
What is the portfolio composition of Bank of India Liquid Direct Growth?
Who manages the Bank of India Liquid Direct Growth?
- Mithraem Bharucha
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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