Bank of India Large & Mid Cap Equity Fund Regular Growth
EquityLarge & Mid- CapVery High Risk
Regular
NAV (06-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹367 Cr
Expense Ratio
2.50%
ISIN
INF761K01108
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
21 Oct 2008
About this fund
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹91.93, Assets Under Management (AUM) of 367.43 Crores, and an expense ratio of 2.5%.
- Bank of India Large & Mid Cap Equity Fund Regular Growth has given a CAGR return of 15.00% since inception.
- The fund's asset allocation comprises around 98.81% in equities, 0.04% in debts, and 1.15% in cash & cash equivalents.
- You can start investing in Bank of India Large & Mid Cap Equity Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+42.15%
+44.06% (Cat Avg.)
3 Years
+18.65%
+21.27% (Cat Avg.)
5 Years
+23.63%
+25.01% (Cat Avg.)
10 Years
+13.26%
+16.54% (Cat Avg.)
Since Inception
+15.00%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹363.05 Cr | 98.81% |
| Debt | ₹0.15 Cr | 0.04% |
| Others | ₹4.23 Cr | 1.15% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹21 Cr | 5.72% |
| Reliance Industries Ltd | Equity | ₹20.62 Cr | 5.61% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹16.5 Cr | 4.49% |
| State Bank of India | Equity | ₹14.97 Cr | 4.08% |
| Larsen & Toubro Ltd | Equity | ₹14.2 Cr | 3.86% |
| Tata Consultancy Services Ltd | Equity | ₹13.16 Cr | 3.58% |
| Hero MotoCorp Ltd | Equity | ₹13.08 Cr | 3.56% |
| REC Ltd | Equity | ₹11.82 Cr | 3.22% |
| Indian Bank | Equity | ₹11.81 Cr | 3.22% |
| Ashok Leyland Ltd | Equity | ₹9.73 Cr | 2.65% |
| Deepak Nitrite Ltd | Equity | ₹9.72 Cr | 2.64% |
| Oil India Ltd | Equity | ₹9.41 Cr | 2.56% |
| NTPC Ltd | Equity | ₹9.29 Cr | 2.53% |
| Vedanta Ltd | Equity | ₹8.81 Cr | 2.40% |
| ITD Cementation India Ltd | Equity | ₹7.28 Cr | 1.98% |
| Endurance Technologies Ltd | Equity | ₹7.14 Cr | 1.94% |
| Bank of Baroda | Equity | ₹7.12 Cr | 1.94% |
| Jindal Stainless Ltd | Equity | ₹6.82 Cr | 1.86% |
| Kotak Mahindra Bank Ltd | Equity | ₹6.73 Cr | 1.83% |
| UNO Minda Ltd | Equity | ₹6.52 Cr | 1.77% |
| Ajanta Pharma Ltd | Equity | ₹6.38 Cr | 1.74% |
| Bayer CropScience Ltd | Equity | ₹6.17 Cr | 1.68% |
| Housing & Urban Development Corp Ltd | Equity | ₹5.99 Cr | 1.63% |
| Marico Ltd | Equity | ₹5.85 Cr | 1.59% |
| Swan Energy Ltd | Equity | ₹5.72 Cr | 1.56% |
| Infosys Ltd | Equity | ₹5.6 Cr | 1.53% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹5.52 Cr | 1.50% |
| General Insurance Corp of India | Equity | ₹5.13 Cr | 1.39% |
| Senco Gold Ltd | Equity | ₹5.02 Cr | 1.37% |
| Canara Bank | Equity | ₹5.01 Cr | 1.36% |
| Steel Authority Of India Ltd | Equity | ₹4.94 Cr | 1.34% |
| Manorama Industries Ltd | Equity | ₹4.93 Cr | 1.34% |
| JSW Steel Ltd | Equity | ₹4.88 Cr | 1.33% |
| Shriram Finance Ltd | Equity | ₹4.83 Cr | 1.31% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹4.49 Cr | 1.22% |
| Treps | Cash - Repurchase Agreement | ₹4.38 Cr | 1.19% |
| Siemens Ltd | Equity | ₹4.33 Cr | 1.18% |
| Torrent Power Ltd | Equity | ₹4.08 Cr | 1.11% |
| PB Fintech Ltd | Equity | ₹4.01 Cr | 1.09% |
| Ipca Laboratories Ltd | Equity | ₹3.95 Cr | 1.07% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹3.88 Cr | 1.06% |
| Mankind Pharma Ltd | Equity | ₹3.79 Cr | 1.03% |
| Bharat Petroleum Corp Ltd | Equity | ₹3.61 Cr | 0.98% |
| JK Cement Ltd | Equity | ₹3.6 Cr | 0.98% |
| Rategain Travel Technologies Ltd | Equity | ₹3.21 Cr | 0.87% |
| Titagarh Rail Systems Ltd | Equity | ₹2.93 Cr | 0.80% |
| Lumax Industries Ltd | Equity | ₹2.93 Cr | 0.80% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹2.85 Cr | 0.78% |
| Aegis Logistics Ltd | Equity | ₹2.7 Cr | 0.73% |
| ICICI Bank Ltd | Equity | ₹2.54 Cr | 0.69% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹2.34 Cr | 0.64% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹2.19 Cr | 0.60% |
| Metro Brands Ltd | Equity | ₹2.18 Cr | 0.59% |
| Linde India Ltd | Equity | ₹1.77 Cr | 0.48% |
| Net Receivables / (Payables) | Cash | ₹-0.15 Cr | 0.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.15 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
46.99%
Mid Cap Stocks
37.23%
Small Cap Stocks
14.59%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹105.45 Cr | 28.70% |
| Basic Materials | ₹46.71 Cr | 12.71% |
| Consumer Cyclical | ₹42.59 Cr | 11.59% |
| Industrials | ₹38.46 Cr | 10.47% |
| Energy | ₹36.33 Cr | 9.89% |
| Technology | ₹26.5 Cr | 7.21% |
| Healthcare | ₹26.36 Cr | 7.17% |
| Communication Services | ₹16.5 Cr | 4.49% |
| Utilities | ₹13.37 Cr | 3.64% |
| Consumer Defensive | ₹10.78 Cr | 2.93% |
Risk & Performance Ratios
Standard Deviation
This fund
13.35%
Cat. avg.
13.26%
Lower the better
Sharpe Ratio
This fund
1.02
Cat. avg.
1.11
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.16
Higher the better
Fund Managers
Nitin Gosar
Since September 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF761K01108 | Expense Ratio | 2.50% | Exit Load | 1.00% | Fund Size | ₹367 Cr | Age | 21 Oct 2008 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | BSE 250 LargeMidcap Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large & Mid- Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹849.33 Cr | 33.5% |
| Union Large & Midcap Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹849.33 Cr | 31.7% |
| HSBC Large & Mid Cap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹2768.75 Cr | 45.9% |
| HSBC Large & Mid Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹2768.75 Cr | 47.4% |
| Baroda BNP Paribas Large & Mid Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1374.82 Cr | 46.7% |
| Baroda BNP Paribas Large & Mid Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1374.82 Cr | 48.5% |
| Tata Large & Mid Cap Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹8318.31 Cr | 33.2% |
| Navi Large & Midcap Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹324.59 Cr | 25.7% |
| Navi Large & Midcap Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹324.59 Cr | 28.1% |
| UTI Core Equity Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3748.61 Cr | 50.0% |
About the AMC
Total AUM
₹10,118 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Nitin Gosar
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