Bank of India Large & Mid Cap Equity Fund Direct Growth
EquityLarge & Mid- CapVery High Risk
Direct
NAV (04-Oct-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹379 Cr
Expense Ratio
1.36%
ISIN
INF761K01652
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹103.21, Assets Under Management (AUM) of 379.19 Crores, and an expense ratio of 1.36%.
- Bank of India Large & Mid Cap Equity Fund Direct Growth has given a CAGR return of 15.78% since inception.
- The fund's asset allocation comprises around 98.38% in equities, 0.04% in debts, and 1.58% in cash & cash equivalents.
- You can start investing in Bank of India Large & Mid Cap Equity Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+41.69%
+44.00% (Cat Avg.)
3 Years
+18.60%
+19.77% (Cat Avg.)
5 Years
+23.61%
+23.85% (Cat Avg.)
10 Years
+14.57%
+16.48% (Cat Avg.)
Since Inception
+15.78%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹373.04 Cr | 98.38% |
| Debt | ₹0.15 Cr | 0.04% |
| Others | ₹6 Cr | 1.58% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹23.14 Cr | 6.10% |
| Reliance Industries Ltd | Equity | ₹20.67 Cr | 5.45% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹17.46 Cr | 4.60% |
| Tata Consultancy Services Ltd | Equity | ₹15.74 Cr | 4.15% |
| State Bank of India | Equity | ₹14 Cr | 3.69% |
| Larsen & Toubro Ltd | Equity | ₹13.78 Cr | 3.64% |
| Oil India Ltd | Equity | ₹13.19 Cr | 3.48% |
| REC Ltd | Equity | ₹11.37 Cr | 3.00% |
| Indian Bank | Equity | ₹11.01 Cr | 2.90% |
| Hero MotoCorp Ltd | Equity | ₹9.98 Cr | 2.63% |
| NTPC Ltd | Equity | ₹9.3 Cr | 2.45% |
| Vedanta Ltd | Equity | ₹9.15 Cr | 2.41% |
| Deepak Nitrite Ltd | Equity | ₹9.15 Cr | 2.41% |
| Jindal Stainless Ltd | Equity | ₹7.86 Cr | 2.07% |
| Ajanta Pharma Ltd | Equity | ₹7.67 Cr | 2.02% |
| Endurance Technologies Ltd | Equity | ₹7.54 Cr | 1.99% |
| UNO Minda Ltd | Equity | ₹7.35 Cr | 1.94% |
| Bank of Baroda | Equity | ₹7.02 Cr | 1.85% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹6.77 Cr | 1.78% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.67 Cr | 1.76% |
| Kotak Mahindra Bank Ltd | Equity | ₹6.63 Cr | 1.75% |
| Bayer CropScience Ltd | Equity | ₹6.5 Cr | 1.72% |
| Shriram Finance Ltd | Equity | ₹6.41 Cr | 1.69% |
| ITD Cementation India Ltd | Equity | ₹5.93 Cr | 1.56% |
| Infosys Ltd | Equity | ₹5.83 Cr | 1.54% |
| Manorama Industries Ltd | Equity | ₹5.81 Cr | 1.53% |
| Housing & Urban Development Corp Ltd | Equity | ₹5.74 Cr | 1.51% |
| Senco Gold Ltd | Equity | ₹5.63 Cr | 1.48% |
| Marico Ltd | Equity | ₹5.62 Cr | 1.48% |
| FSN E-Commerce Ventures Ltd | Equity | ₹5.42 Cr | 1.43% |
| Bajaj Finance Ltd | Equity | ₹5.4 Cr | 1.42% |
| JSW Steel Ltd | Equity | ₹4.95 Cr | 1.31% |
| PB Fintech Ltd | Equity | ₹4.89 Cr | 1.29% |
| General Insurance Corp of India | Equity | ₹4.87 Cr | 1.29% |
| Mankind Pharma Ltd | Equity | ₹4.64 Cr | 1.22% |
| Ashok Leyland Ltd | Equity | ₹4.64 Cr | 1.22% |
| Siemens Ltd | Equity | ₹4.19 Cr | 1.10% |
| Swan Energy Ltd | Equity | ₹4.1 Cr | 1.08% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹4.01 Cr | 1.06% |
| Vijaya Diagnostic Centre Ltd | Equity | ₹3.97 Cr | 1.05% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹3.91 Cr | 1.03% |
| Torrent Power Ltd | Equity | ₹3.81 Cr | 1.00% |
| Bharat Petroleum Corp Ltd | Equity | ₹3.69 Cr | 0.97% |
| JK Cement Ltd | Equity | ₹3.63 Cr | 0.96% |
| Treps | Cash - Repurchase Agreement | ₹3.28 Cr | 0.86% |
| Steel Authority Of India Ltd | Equity | ₹3.19 Cr | 0.84% |
| Lumax Industries Ltd | Equity | ₹2.96 Cr | 0.78% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹2.89 Cr | 0.76% |
| Rategain Travel Technologies Ltd | Equity | ₹2.88 Cr | 0.76% |
| Net Receivables / (Payables) | Cash | ₹2.73 Cr | 0.72% |
| ICICI Bank Ltd | Equity | ₹2.57 Cr | 0.68% |
| Titagarh Rail Systems Ltd | Equity | ₹2.56 Cr | 0.67% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹2.15 Cr | 0.57% |
| Metro Brands Ltd | Equity | ₹2.11 Cr | 0.56% |
| Linde India Ltd | Equity | ₹1.57 Cr | 0.41% |
| HCL Technologies Ltd | Equity | ₹1.13 Cr | 0.30% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.15 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
47.97%
Mid Cap Stocks
35.80%
Small Cap Stocks
14.61%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹109.72 Cr | 28.94% |
| Basic Materials | ₹46 Cr | 12.13% |
| Consumer Cyclical | ₹45.09 Cr | 11.89% |
| Energy | ₹37.56 Cr | 9.91% |
| Technology | ₹31.73 Cr | 8.37% |
| Industrials | ₹31.1 Cr | 8.20% |
| Healthcare | ₹29.85 Cr | 7.87% |
| Communication Services | ₹17.46 Cr | 4.60% |
| Utilities | ₹13.1 Cr | 3.46% |
| Consumer Defensive | ₹11.43 Cr | 3.01% |
Risk & Performance Ratios
Standard Deviation
This fund
13.48%
Cat. avg.
13.23%
Lower the better
Sharpe Ratio
This fund
1.00
Cat. avg.
1.08
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.09
Higher the better
Fund Managers
Nitin Gosar
Since September 2022
Additional Scheme Detailsas of 31st August 2024
ISIN | INF761K01652 | Expense Ratio | 1.36% | Exit Load | 1.00% | Fund Size | ₹379 Cr | Age | 11 years 9 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | BSE 250 LargeMidcap Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large & Mid- Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹860.15 Cr | 35.4% |
| Union Large & Midcap Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹860.15 Cr | 33.5% |
| HSBC Large & Mid Cap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3570.35 Cr | 46.3% |
| HSBC Large & Mid Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹3570.35 Cr | 47.8% |
| Baroda BNP Paribas Large & Mid Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1443.47 Cr | 47.8% |
| Baroda BNP Paribas Large & Mid Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹1443.47 Cr | 49.7% |
| Tata Large & Mid Cap Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹8412.41 Cr | 32.9% |
| Navi Large & Midcap Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹328.75 Cr | 28.8% |
| Navi Large & Midcap Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹328.75 Cr | 31.3% |
| UTI Core Equity Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3931.11 Cr | 48.7% |
About the AMC
Total AUM
₹9,990 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Nitin Gosar
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