Bank of India Flexi Cap Fund Direct Growth

Fund Overview

Fund Size

₹1,991 Cr

Expense Ratio

0.45%

ISIN

INF761K01FF5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

29 Jun 2020

About this fund

Bank of India Flexi Cap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 4 years, 7 months and 24 days, having been launched on 29-Jun-20.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹32.45, Assets Under Management (AUM) of 1991.04 Crores, and an expense ratio of 0.45%.

Bank of India Flexi Cap Fund Direct Growth has given a CAGR return of 28.81% since inception.
The fund's asset allocation comprises around 97.78% in equities, 0.14% in debts, and 2.08% in cash & cash equivalents.
You can start investing in Bank of India Flexi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.05%

+4.98% (Cat Avg.)

3 Years

+18.30%

+13.55% (Cat Avg.)

Since Inception

+28.81%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹1,946.81 Cr	97.78%
Debt	₹2.84 Cr	0.14%
Others	₹41.38 Cr	2.08%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
State Bank of India	Equity	₹97.85 Cr	4.91%
HDFC Bank Ltd	Equity	₹89.18 Cr	4.48%
Vedanta Ltd	Equity	₹83.42 Cr	4.19%
Coforge Ltd	Equity	₹77.68 Cr	3.90%
Lloyds Metals & Energy Ltd	Equity	₹60.72 Cr	3.05%
NTPC Green Energy Ltd	Equity	₹59.85 Cr	3.01%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹57.48 Cr	2.89%
Swan Energy Ltd	Equity	₹50.17 Cr	2.52%
REC Ltd	Equity	₹47.23 Cr	2.37%
ICICI Bank Ltd	Equity	₹46.1 Cr	2.32%
General Insurance Corp of India	Equity	₹42.94 Cr	2.16%
Zaggle Prepaid Ocean Services Ltd	Equity	₹42.89 Cr	2.15%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹42.04 Cr	2.11%
Dr Reddy's Laboratories Ltd	Equity	₹42 Cr	2.11%
Infosys Ltd	Equity	₹40.23 Cr	2.02%
Ami Organics Ltd	Equity	₹39.35 Cr	1.98%
Siemens Ltd	Equity	₹37.05 Cr	1.86%
NTPC Ltd	Equity	₹35.8 Cr	1.80%
Bharat Forge Ltd	Equity	₹35.62 Cr	1.79%
Net Receivables / (Payables)	Cash	₹34.72 Cr	1.74%
Nuvama Wealth Management Ltd	Equity	₹34.13 Cr	1.71%
Netweb Technologies India Ltd	Equity	₹34.09 Cr	1.71%
Tech Mahindra Ltd	Equity	₹33.66 Cr	1.69%
CarTrade Tech Ltd	Equity	₹33.4 Cr	1.68%
Tata Consultancy Services Ltd	Equity	₹33.31 Cr	1.67%
Bharti Airtel Ltd	Equity	₹32.53 Cr	1.63%
Sky Gold Ltd	Equity	₹31.63 Cr	1.59%
Coromandel International Ltd	Equity	₹29.86 Cr	1.50%
UNO Minda Ltd	Equity	₹28.37 Cr	1.42%
HEG Ltd	Equity	₹28.01 Cr	1.41%
Radico Khaitan Ltd	Equity	₹27.67 Cr	1.39%
Balrampur Chini Mills Ltd	Equity	₹26.67 Cr	1.34%
Sun Pharmaceuticals Industries Ltd	Equity	₹26.16 Cr	1.31%
Prudent Corporate Advisory Services Ltd	Equity	₹25.6 Cr	1.29%
Castrol India Ltd	Equity	₹25.19 Cr	1.27%
Torrent Power Ltd	Equity	₹25.17 Cr	1.26%
Bharat Electronics Ltd	Equity	₹24.88 Cr	1.25%
Indus Towers Ltd Ordinary Shares	Equity	₹23.61 Cr	1.19%
Brigade Enterprises Ltd	Equity	₹22.37 Cr	1.12%
KPIT Technologies Ltd	Equity	₹22.27 Cr	1.12%
ABB India Ltd	Equity	₹21.74 Cr	1.09%
Hi-Tech Pipes Ltd	Equity	₹21.56 Cr	1.08%
Sumitomo Chemical India Ltd Ordinary Shares	Equity	₹21.29 Cr	1.07%
Tata Steel Ltd	Equity	₹20.26 Cr	1.02%
Reliance Industries Ltd	Equity	₹20.24 Cr	1.02%
Jio Financial Services Ltd	Equity	₹20.06 Cr	1.01%
Larsen & Toubro Ltd	Equity	₹19.98 Cr	1.00%
Indian Bank	Equity	₹19.73 Cr	0.99%
Senco Gold Ltd	Equity	₹19.21 Cr	0.96%
Oberoi Realty Ltd	Equity	₹18.85 Cr	0.95%
Triveni Engineering & Industries Ltd	Equity	₹17.64 Cr	0.89%
Sanstar Ltd	Equity	₹17.58 Cr	0.88%
Titagarh Rail Systems Ltd	Equity	₹16.91 Cr	0.85%
Jupiter Wagons Ltd	Equity	₹16.35 Cr	0.82%
Sterling and Wilson Renewable Energy Ltd	Equity	₹14.39 Cr	0.72%
Aditya Vision Ltd	Equity	₹13.13 Cr	0.66%
Rane Holdings Ltd	Equity	₹12.61 Cr	0.63%
Power Finance Corp Ltd	Equity	₹12.46 Cr	0.63%
Bank of Baroda	Equity	₹12.16 Cr	0.61%
Advanced Enzyme Technologies Ltd	Equity	₹9.22 Cr	0.46%
Tata Technologies Ltd	Equity	₹5.3 Cr	0.27%
HDFC Bank Limited	Cash - CD/Time Deposit	₹4.82 Cr	0.24%
364 DTB 15012026	Bond - Gov't/Treasury	₹2.84 Cr	0.14%
Treps	Cash - Repurchase Agreement	₹1.84 Cr	0.09%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹489.5 Cr	24.58%
Technology	₹303.81 Cr	15.26%
Basic Materials	₹303.25 Cr	15.23%
Industrials	₹272.56 Cr	13.69%
Consumer Cyclical	₹173.96 Cr	8.74%
Utilities	₹120.82 Cr	6.07%
Consumer Defensive	₹71.98 Cr	3.62%
Healthcare	₹68.16 Cr	3.42%
Communication Services	₹56.14 Cr	2.82%
Energy	₹45.43 Cr	2.28%
Real Estate	₹41.22 Cr	2.07%

Risk & Performance Ratios

Fund Managers

Alok Singh

Since June 2020

Additional Scheme Detailsas of 31st January 2025

ISIN

INF761K01FF5

Expense Ratio

0.45%

Exit Load

1.00%

Fund Size

₹1,991 Cr

Age

4 years 7 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

BSE 500 India TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Flexicap Fund Regular Growth Very High Risk	1.5%	1.0%	₹49112.04 Cr	7.0%
Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1212.50 Cr	4.8%
Baroda BNP Paribas Flexi Cap Fund Regular Growth Very High Risk	2.2%	1.0%	₹1212.50 Cr	3.5%
JM Flexicap Fund Regular Growth Very High Risk	1.8%	1.0%	₹5254.65 Cr	5.9%
ITI Flexi Cap Fund Direct Growth Very High Risk	0.1%	1.0%	₹1200.60 Cr	4.4%
ITI Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1200.60 Cr	2.6%
Parag Parikh Flexi Cap Fund Regular Growth Very High Risk	1.3%	2.0%	₹87539.41 Cr	13.7%
Parag Parikh Flexi Cap Fund Direct Growth Very High Risk	0.6%	2.0%	₹87539.41 Cr	14.5%
Motilal Oswal Flexicap Fund Direct Growth Very High Risk	0.9%	1.0%	₹11855.06 Cr	19.5%
Motilal Oswal Flexicap Fund Regular Growth Very High Risk	1.7%	1.0%	₹11855.06 Cr	18.5%

About the AMC

BOI Mutual Fund

+91 22 40479000

https://www.boimf.in/

Total AUM

₹10,598 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹60.00 Cr	-2.1%
Bank of India Midcap Tax Fund Series 2 Direct Growth Very High Risk	-	0.0%	₹31.55 Cr	-2.3%
Bank of India Mid & Small Cap Equity & Debt Direct Growth Very High Risk	0.8%	1.0%	₹1051.92 Cr	4.7%
Bank of India Conservative Hybrid Fund Direct Growth Moderately High risk	1.1%	1.0%	₹64.23 Cr	3.0%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹132.36 Cr	-0.1%
Bank of India Multi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹749.55 Cr	4.5%
Bank of India Bluechip Fund Direct Growth Very High Risk	0.9%	1.0%	₹183.87 Cr	-2.9%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1991.04 Cr	3.0%
Bank of India Large & Mid Cap Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹356.68 Cr	0.6%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1724.83 Cr	7.4%
Bank of India S/T Income Direct Growth Moderate Risk	0.5%	0.0%	₹102.16 Cr	9.5%
Bank of India Manufacturing and Infrastructure fund Direct Growth Very High Risk	0.7%	1.0%	₹523.86 Cr	5.4%
Bank of India Tax Advantage Fund Direct Growth Very High Risk	0.8%	0.0%	₹1329.97 Cr	-2.9%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹162.21 Cr	7.2%
Bank of India Credit Risk Fund Direct Growth High Risk	1.0%	4.0%	₹113.57 Cr	6.5%
Bank of India Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1555.78 Cr	6.8%
Bank of India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹138.92 Cr	6.8%
Bank of India Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹43.60 Cr	7.5%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Bank of India Flexi Cap Fund Direct Growth?

The NAV of Bank of India Flexi Cap Fund Direct Growth, as of 21-Feb-2025, is ₹32.45.

What are the returns of Bank of India Flexi Cap Fund Direct Growth?

The fund has generated 3.05% over the last 1 year and 18.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bank of India Flexi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 97.78% in equities, 0.14% in bonds, and 2.08% in cash and cash equivalents.

Who manages the Bank of India Flexi Cap Fund Direct Growth?

The fund managers responsible for Bank of India Flexi Cap Fund Direct Growth are:-

Alok Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,991 Cr

Expense Ratio

0.45%

ISIN

INF761K01FF5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

29 Jun 2020

Risk Level

Your principal amount will be at Very High Risk