Bank of India Conservative Hybrid Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (20-Dec-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹67 Cr
Expense Ratio
1.10%
ISIN
INF761K01819
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
14 Jan 2013
About this fund
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹35.45, Assets Under Management (AUM) of 66.59 Crores, and an expense ratio of 1.1%.
- Bank of India Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.77% since inception.
- The fund's asset allocation comprises around 20.20% in equities, 40.88% in debts, and 38.62% in cash & cash equivalents.
- You can start investing in Bank of India Conservative Hybrid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.29%
+10.71% (Cat Avg.)
3 Years
+14.40%
+8.96% (Cat Avg.)
5 Years
+12.47%
+9.04% (Cat Avg.)
10 Years
+8.41%
+7.15% (Cat Avg.)
Since Inception
+8.77%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Equity | ₹13.45 Cr | 20.20% |
| Debt | ₹27.23 Cr | 40.88% |
| Others | ₹25.91 Cr | 38.91% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹16.15 Cr | 24.25% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.06 Cr | 7.60% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹5.04 Cr | 7.57% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹4.7 Cr | 7.05% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹2.98 Cr | 4.47% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.73 Cr | 4.09% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.68 Cr | 4.03% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.26 Cr | 3.39% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹2.02 Cr | 3.03% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹2.01 Cr | 3.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.01 Cr | 3.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2 Cr | 3.01% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.42 Cr | 2.12% |
| Coforge Ltd | Equity | ₹1.36 Cr | 2.04% |
| NTPC Green Energy Ltd | Equity | ₹1.21 Cr | 1.82% |
| State Bank of India | Equity | ₹1.03 Cr | 1.55% |
| 7.52% GJ Sdl 08/03/2025 | Bond - Gov't/Treasury | ₹1 Cr | 1.50% |
| Net Receivables / (Payables) | Cash - Collateral | ₹0.89 Cr | 1.34% |
| Infosys Ltd | Equity | ₹0.8 Cr | 1.20% |
| Power Grid Corp Of India Ltd | Equity | ₹0.77 Cr | 1.15% |
| NTPC Ltd | Equity | ₹0.71 Cr | 1.07% |
| ICICI Bank Ltd | Equity | ₹0.71 Cr | 1.06% |
| TD Power Systems Ltd | Equity | ₹0.65 Cr | 0.97% |
| HDFC Bank Ltd | Equity | ₹0.58 Cr | 0.87% |
| ITC Ltd | Equity | ₹0.56 Cr | 0.85% |
| Siemens Ltd | Equity | ₹0.55 Cr | 0.83% |
| SJS Enterprises Ltd | Equity | ₹0.55 Cr | 0.82% |
| Tata Consultancy Services Ltd | Equity | ₹0.54 Cr | 0.81% |
| Tata Steel Ltd | Equity | ₹0.52 Cr | 0.78% |
| REC Ltd | Equity | ₹0.4 Cr | 0.60% |
| Larsen & Toubro Ltd | Equity | ₹0.39 Cr | 0.58% |
| PNB Housing Finance Ltd | Equity | ₹0.38 Cr | 0.58% |
| Nestle India Ltd | Equity | ₹0.34 Cr | 0.51% |
| Hero MotoCorp Ltd | Equity | ₹0.27 Cr | 0.41% |
| Ambuja Cements Ltd | Equity | ₹0.23 Cr | 0.34% |
| Triveni Engineering & Industries Ltd | Equity | ₹0.21 Cr | 0.31% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.19 Cr | 0.29% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹0.18 Cr | 0.26% |
| PI Industries Ltd | Equity | ₹0.16 Cr | 0.24% |
| Bharat Electronics Ltd | Equity | ₹0.14 Cr | 0.21% |
| Senco Gold Ltd | Equity | ₹0.11 Cr | 0.16% |
| Jupiter Wagons Ltd | Equity | ₹0.1 Cr | 0.15% |
Allocation By Market Cap (Equity)
Large Cap Stocks
12.84%
Mid Cap Stocks
2.55%
Small Cap Stocks
3.00%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹3.1 Cr | 4.66% |
| Technology | ₹2.7 Cr | 4.05% |
| Utilities | ₹2.69 Cr | 4.04% |
| Industrials | ₹1.83 Cr | 2.75% |
| Consumer Defensive | ₹1.11 Cr | 1.67% |
| Consumer Cyclical | ₹0.93 Cr | 1.40% |
| Basic Materials | ₹0.91 Cr | 1.37% |
| Communication Services | ₹0.18 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
11.77%
Cat. avg.
4.21%
Lower the better
Sharpe Ratio
This fund
0.65
Cat. avg.
0.63
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
Alok Singh
Since May 2012
Additional Scheme Detailsas of 15th December 2024
ISIN INF761K01819 | Expense Ratio 1.10% | Exit Load 1.00% | Fund Size ₹67 Cr | Age 11 years 11 months | Lumpsum Minimum ₹10,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹119.20 Cr | 8.2% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹27.65 Cr | 8.3% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2344.23 Cr | 13.2% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2344.23 Cr | 12.9% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1649.42 Cr | 12.5% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3187.68 Cr | 12.0% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹831.48 Cr | 8.1% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10063.50 Cr | 12.0% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.9% | 1.0% | ₹964.47 Cr | 11.1% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹180.75 Cr | 11.5% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,301 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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- Alok Singh
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