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Bank of India Conservative Hybrid Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (21-Nov-24)
₹35.12-0.12%1D
Returns (Since Inception)
8.75%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹66 Cr
Expense Ratio
1.10%
ISIN
INF761K01819
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
14 Jan 2013
About this fund
Bank of India Conservative Hybrid Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 11 years, 10 months and 8 days, having been launched on 14-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹35.12, Assets Under Management (AUM) of 66.22 Crores, and an expense ratio of 1.1%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹35.12, Assets Under Management (AUM) of 66.22 Crores, and an expense ratio of 1.1%.
- Bank of India Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.75% since inception.
- The fund's asset allocation comprises around 17.75% in equities, 41.68% in debts, and 40.27% in cash & cash equivalents.
- You can start investing in Bank of India Conservative Hybrid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+10.51%
+12.21% (Cat Avg.)
3 Years
+13.40%
+8.27% (Cat Avg.)
5 Years
+12.44%
+8.97% (Cat Avg.)
10 Years
+8.34%
+7.13% (Cat Avg.)
Since Inception
+8.75%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹11.76 Cr | 17.75% |
| Debt | ₹27.6 Cr | 41.68% |
| Others | ₹26.86 Cr | 40.56% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹12.24 Cr | 18.42% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.07 Cr | 7.62% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹5.04 Cr | 7.59% |
| Au Small Finance Bank Limited (01/10/2025) ** # | Cash | ₹4.66 Cr | 7.02% |
| Kotak Securities Limited (07/03/2025) ** | Cash | ₹3.9 Cr | 5.86% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹2.95 Cr | 4.44% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.75 Cr | 4.13% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.72 Cr | 4.09% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.67 Cr | 4.02% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹2.02 Cr | 3.04% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.01 Cr | 3.03% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹2.01 Cr | 3.03% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2 Cr | 3.01% |
| Aditya Birla Finance Limited (12/03/2025) ** | Cash | ₹1.95 Cr | 2.93% |
| Reliance Industries Ltd | Equity | ₹1.45 Cr | 2.18% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.41 Cr | 2.12% |
| Net Receivables / (Payables) | Cash | ₹1.07 Cr | 1.61% |
| State Bank of India | Equity | ₹0.82 Cr | 1.23% |
| NTPC Ltd | Equity | ₹0.82 Cr | 1.23% |
| Coforge Ltd | Equity | ₹0.79 Cr | 1.19% |
| ICICI Bank Ltd | Equity | ₹0.68 Cr | 1.02% |
| Power Grid Corp Of India Ltd | Equity | ₹0.61 Cr | 0.92% |
| ITC Ltd | Equity | ₹0.59 Cr | 0.88% |
| TD Power Systems Ltd | Equity | ₹0.58 Cr | 0.87% |
| SJS Enterprises Ltd | Equity | ₹0.56 Cr | 0.84% |
| HDFC Bank Ltd | Equity | ₹0.54 Cr | 0.81% |
| Tata Steel Ltd | Equity | ₹0.52 Cr | 0.78% |
| Siemens Ltd | Equity | ₹0.49 Cr | 0.73% |
| Larsen & Toubro Ltd | Equity | ₹0.36 Cr | 0.54% |
| Kotak Mahindra Bank Ltd | Equity | ₹0.35 Cr | 0.52% |
| Nestle India Ltd | Equity | ₹0.34 Cr | 0.51% |
| Tata Consultancy Services Ltd | Equity | ₹0.32 Cr | 0.48% |
| Hero MotoCorp Ltd | Equity | ₹0.3 Cr | 0.45% |
| Ambuja Cements Ltd | Equity | ₹0.23 Cr | 0.35% |
| UltraTech Cement Ltd | Equity | ₹0.22 Cr | 0.33% |
| PNB Housing Finance Ltd | Equity | ₹0.2 Cr | 0.31% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.19 Cr | 0.29% |
| Triveni Engineering & Industries Ltd | Equity | ₹0.19 Cr | 0.28% |
| PI Industries Ltd | Equity | ₹0.18 Cr | 0.27% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹0.17 Cr | 0.26% |
| REC Ltd | Equity | ₹0.17 Cr | 0.25% |
| Bharat Electronics Ltd | Equity | ₹0.13 Cr | 0.19% |
| Senco Gold Ltd | Equity | ₹0.12 Cr | 0.17% |
| Jupiter Wagons Ltd | Equity | ₹0.09 Cr | 0.14% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹2.75 Cr | 4.14% |
| Industrials | ₹1.65 Cr | 2.48% |
| Energy | ₹1.45 Cr | 2.18% |
| Utilities | ₹1.43 Cr | 2.15% |
| Basic Materials | ₹1.15 Cr | 1.73% |
| Consumer Defensive | ₹1.11 Cr | 1.68% |
| Technology | ₹1.11 Cr | 1.67% |
| Consumer Cyclical | ₹0.97 Cr | 1.46% |
| Communication Services | ₹0.17 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
11.78%
Cat. avg.
4.16%
Lower the better
Sharpe Ratio
This fund
0.64
Cat. avg.
0.58
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.15
Higher the better
Fund Managers
AS
Alok Singh
Since May 2012
Additional Scheme Detailsas of 31st October 2024
ISIN INF761K01819 | Expense Ratio 1.10% | Exit Load 1.00% | Fund Size ₹66 Cr | Age 11 years 10 months | Lumpsum Minimum ₹10,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹119.55 Cr | 10.2% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹27.57 Cr | 10.1% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2296.30 Cr | 14.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2296.30 Cr | 14.6% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1645.46 Cr | 13.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3220.38 Cr | 12.8% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹829.03 Cr | 8.9% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹9999.24 Cr | 12.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹951.77 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹184.82 Cr | 13.1% |
About the AMC
BOI Mutual Fund
Total AUM
₹10,514 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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Still got questions?
We're here to help.
What is the current NAV of Bank of India Conservative Hybrid Fund Direct Growth?
The NAV of Bank of India Conservative Hybrid Fund Direct Growth, as of 21-Nov-2024, is ₹35.12.
What are the returns of Bank of India Conservative Hybrid Fund Direct Growth?
The fund has generated 10.51% over the last 1 year and 13.40% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Conservative Hybrid Fund Direct Growth?
The fund's allocation of assets is distributed as 17.75% in equities, 41.68% in bonds, and 40.27% in cash and cash equivalents.
Who manages the Bank of India Conservative Hybrid Fund Direct Growth?
The fund managers responsible for Bank of India Conservative Hybrid Fund Direct Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.