Fund Overview
Fund Size
₹188 Cr
Expense Ratio
2.48%
ISIN
INF761K01FO7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
29 Jun 2021
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹16.81, Assets Under Management (AUM) of 187.92 Crores, and an expense ratio of 2.48%.
- Bank of India Bluechip Fund Regular Growth has given a CAGR return of 17.70% since inception.
- The fund's asset allocation comprises around 96.67% in equities, 0.18% in debts, and 3.15% in cash & cash equivalents.
- You can start investing in Bank of India Bluechip Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+41.38%
+37.00% (Cat Avg.)
3 Years
+14.77%
+16.10% (Cat Avg.)
Since Inception
+17.70%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹181.66 Cr | 96.67% |
| Debt | ₹0.34 Cr | 0.18% |
| Others | ₹5.92 Cr | 3.15% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹14.14 Cr | 7.52% |
| State Bank of India | Equity | ₹10.68 Cr | 5.68% |
| Reliance Industries Ltd | Equity | ₹9.63 Cr | 5.13% |
| NTPC Ltd | Equity | ₹7.16 Cr | 3.81% |
| ICICI Bank Ltd | Equity | ₹6.07 Cr | 3.23% |
| Treps | Cash - Repurchase Agreement | ₹6 Cr | 3.19% |
| Avenue Supermarts Ltd | Equity | ₹5.68 Cr | 3.02% |
| Maruti Suzuki India Ltd | Equity | ₹5.57 Cr | 2.97% |
| Larsen & Toubro Ltd | Equity | ₹5.44 Cr | 2.89% |
| Infosys Ltd | Equity | ₹5.08 Cr | 2.70% |
| Tata Steel Ltd | Equity | ₹4.46 Cr | 2.38% |
| Kotak Mahindra Bank Ltd | Equity | ₹4.34 Cr | 2.31% |
| Tata Consultancy Services Ltd | Equity | ₹4.3 Cr | 2.29% |
| Deepak Nitrite Ltd | Equity | ₹4.27 Cr | 2.27% |
| Bank of Baroda | Equity | ₹4.08 Cr | 2.17% |
| Havells India Ltd | Equity | ₹4.07 Cr | 2.17% |
| REC Ltd | Equity | ₹4.06 Cr | 2.16% |
| Vedanta Ltd | Equity | ₹3.94 Cr | 2.10% |
| Castrol India Ltd | Equity | ₹3.93 Cr | 2.09% |
| Siemens Ltd | Equity | ₹3.92 Cr | 2.09% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹3.79 Cr | 2.02% |
| Axis Bank Ltd | Equity | ₹3.48 Cr | 1.85% |
| Ambuja Cements Ltd | Equity | ₹3.26 Cr | 1.74% |
| Titan Co Ltd | Equity | ₹3.04 Cr | 1.62% |
| Oil & Natural Gas Corp Ltd | Equity | ₹3.04 Cr | 1.62% |
| Titagarh Rail Systems Ltd | Equity | ₹2.97 Cr | 1.58% |
| JSW Steel Ltd | Equity | ₹2.92 Cr | 1.56% |
| Bharat Heavy Electricals Ltd | Equity | ₹2.9 Cr | 1.54% |
| Grasim Industries Ltd | Equity | ₹2.82 Cr | 1.50% |
| ITC Ltd | Equity | ₹2.72 Cr | 1.45% |
| Hero MotoCorp Ltd | Equity | ₹2.69 Cr | 1.43% |
| Torrent Pharmaceuticals Ltd | Equity | ₹2.53 Cr | 1.34% |
| TD Power Systems Ltd | Equity | ₹2.51 Cr | 1.34% |
| Jio Financial Services Ltd | Equity | ₹2.46 Cr | 1.31% |
| Mankind Pharma Ltd | Equity | ₹2.43 Cr | 1.30% |
| CarTrade Tech Ltd | Equity | ₹2.43 Cr | 1.29% |
| HCL Technologies Ltd | Equity | ₹2.37 Cr | 1.26% |
| Vodafone Idea Ltd | Equity | ₹2.34 Cr | 1.25% |
| Nestle India Ltd | Equity | ₹2.09 Cr | 1.11% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹2.06 Cr | 1.10% |
| Tata Motors Ltd | Equity | ₹2.02 Cr | 1.08% |
| Kaynes Technology India Ltd | Equity | ₹1.93 Cr | 1.03% |
| Coforge Ltd | Equity | ₹1.89 Cr | 1.01% |
| Trent Ltd | Equity | ₹1.84 Cr | 0.98% |
| UltraTech Cement Ltd | Equity | ₹1.78 Cr | 0.95% |
| Bajaj Finance Ltd | Equity | ₹1.7 Cr | 0.91% |
| Eicher Motors Ltd | Equity | ₹1.64 Cr | 0.87% |
| Canara Bank | Equity | ₹1.62 Cr | 0.86% |
| Endurance Technologies Ltd | Equity | ₹1.53 Cr | 0.82% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.34 Cr | 0.18% |
| Net Receivables / (Payables) | Cash | ₹-0.08 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
81.02%
Mid Cap Stocks
8.31%
Small Cap Stocks
7.33%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹52.63 Cr | 28.01% |
| Industrials | ₹27.54 Cr | 14.65% |
| Basic Materials | ₹23.46 Cr | 12.49% |
| Consumer Cyclical | ₹20.77 Cr | 11.05% |
| Energy | ₹16.61 Cr | 8.84% |
| Technology | ₹13.64 Cr | 7.26% |
| Consumer Defensive | ₹10.49 Cr | 5.58% |
| Utilities | ₹7.16 Cr | 3.81% |
| Healthcare | ₹7.02 Cr | 3.74% |
| Communication Services | ₹2.34 Cr | 1.25% |
Risk & Performance Ratios
Standard Deviation
This fund
13.38%
Cat. avg.
12.79%
Lower the better
Sharpe Ratio
This fund
0.70
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.48
Higher the better
Fund Managers
Dhruv Bhatia
Since January 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF761K01FO7 | Expense Ratio | 2.48% | Exit Load | 1.00% | Fund Size | ₹188 Cr | Age | 29 Jun 2021 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 100 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| DSP Nifty 50 ETF Very High Risk | 0.1% | - | ₹424.78 Cr | 29.9% |
| Quant Large Cap Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1894.62 Cr | 43.6% |
| Quant Large Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1894.62 Cr | 45.9% |
| Invesco India largecap Fund Regular Growth Very High Risk | 2.1% | 0.0% | ₹1203.35 Cr | 38.1% |
| UTI S&P BSE Sensex Next 50 Exchange Traded Fund Very High Risk | 0.2% | - | ₹20.14 Cr | 54.1% |
| Aditya BSL Nifty Next 50 ETF Very High Risk | 0.2% | - | ₹55.86 Cr | 67.7% |
| Aditya Birla Sun Life Nifty 50 ETF Very High Risk | 0.1% | - | ₹2667.15 Cr | 29.9% |
| DSP Nifty 50 Equal Weight ETF Very High Risk | 0.3% | - | ₹239.23 Cr | 40.1% |
| Edelweiss Large Cap Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1043.39 Cr | 35.9% |
| Kotak Nifty 50 ETF Very High Risk | 0.0% | - | ₹2558.95 Cr | 28.2% |
About the AMC
Total AUM
₹10,118 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Dhruv Bhatia
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