WhiteOak Capital Banking & Financial Services Fund Direct Growth
EquitySector - Financial ServicesVery High Risk
Direct
NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹314 Cr
Expense Ratio
0.66%
ISIN
INF03VN01860
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
06 Feb 2024
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹10.91, Assets Under Management (AUM) of 314.43 Crores, and an expense ratio of 0.66%.
- WhiteOak Capital Banking & Financial Services Fund Direct Growth has given a CAGR return of 8.73% since inception.
- The fund's asset allocation comprises around 89.46% in equities, 0.00% in debts, and 10.54% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Banking & Financial Services Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+10.26%
+3.21% (Cat Avg.)
Since Inception
+8.73%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Equity | ₹281.29 Cr | 89.46% |
| Others | ₹33.14 Cr | 10.54% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹49.26 Cr | 15.67% |
| HDFC Bank Ltd | Equity | ₹40.33 Cr | 12.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹24.99 Cr | 7.95% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹22.02 Cr | 7.00% |
| Bajaj Finserv Ltd | Equity | ₹21.72 Cr | 6.91% |
| State Bank of India | Equity | ₹21.32 Cr | 6.78% |
| ICICI Securities Ltd | Equity | ₹19.49 Cr | 6.20% |
| Power Finance Corp Ltd | Equity | ₹7.74 Cr | 2.46% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹7.48 Cr | 2.38% |
| Max Financial Services Ltd | Equity | ₹6.34 Cr | 2.02% |
| Axis Bank Ltd | Equity | ₹6.02 Cr | 1.92% |
| Muthoot Finance Ltd | Equity | ₹5.13 Cr | 1.63% |
| Dam Capital Advisors Ltd | Equity | ₹4.89 Cr | 1.56% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.42 Cr | 1.41% |
| CARE Ratings Ltd | Equity | ₹4.22 Cr | 1.34% |
| PB Fintech Ltd | Equity | ₹4.17 Cr | 1.33% |
| One Mobikwik Systems Ltd | Equity | ₹3.95 Cr | 1.26% |
| Aadhar Housing Finance Ltd | Equity | ₹3.29 Cr | 1.05% |
| India Shelter Finance Corporation Ltd | Equity | ₹3.28 Cr | 1.04% |
| HDFC Life Insurance Co Ltd | Equity | ₹3.22 Cr | 1.02% |
| PNB Housing Finance Ltd | Equity | ₹3.06 Cr | 0.97% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹3.06 Cr | 0.97% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹2.99 Cr | 0.95% |
| 91 Days Tbill Red 27-02-2025 | Bond - Gov't/Treasury | ₹2.99 Cr | 0.95% |
| City Union Bank Ltd | Equity | ₹2.81 Cr | 0.89% |
| Edelweiss Financial Services Ltd | Equity | ₹2.7 Cr | 0.86% |
| Karur Vysya Bank Ltd | Equity | ₹2.54 Cr | 0.81% |
| REC Ltd | Equity | ₹2.32 Cr | 0.74% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹2.31 Cr | 0.74% |
| Shriram Finance Ltd | Equity | ₹2.31 Cr | 0.74% |
| Go Digit General Insurance Ltd | Equity | ₹2.31 Cr | 0.73% |
| Manappuram Finance Ltd | Equity | ₹2.31 Cr | 0.73% |
| SBI Life Insurance Co Ltd | Equity | ₹2.3 Cr | 0.73% |
| The Federal Bank Ltd | Equity | ₹2.29 Cr | 0.73% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹2.1 Cr | 0.67% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.98 Cr | 0.63% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹1.97 Cr | 0.63% |
| CMS Info Systems Ltd | Equity | ₹1.97 Cr | 0.63% |
| One97 Communications Ltd | Equity | ₹1.45 Cr | 0.46% |
| Geojit Financial Services Ltd | Equity | ₹1.31 Cr | 0.42% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹1.06 Cr | 0.34% |
| 91 DTB 20032025 | Bond - Gov't/Treasury | ₹0.99 Cr | 0.32% |
| Indian Bank | Equity | ₹0.9 Cr | 0.29% |
| Multi Commodity Exchange of India Ltd | Equity | ₹0.55 Cr | 0.18% |
| Bajaj Finance Ltd | Equity | ₹0.34 Cr | 0.11% |
| 364 DTB 13032025 | Bond - Gov't/Treasury | ₹0.2 Cr | 0.06% |
| Net Receivables / (Payables) | Cash | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.25%
Mid Cap Stocks
7.12%
Small Cap Stocks
23.09%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹270.87 Cr | 86.15% |
| Technology | ₹8.45 Cr | 2.69% |
| Industrials | ₹1.97 Cr | 0.63% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
15.47%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.43
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.79
Higher the better
Fund Managers
Piyush Baranwal
Since February 2024
Ramesh Mantri
Since February 2024
Trupti Agrawal
Since February 2024
Dheeresh Pathak
Since April 2024
Naitik Shah
Since April 2024
Additional Scheme Detailsas of 31st January 2025
ISIN INF03VN01860 | Expense Ratio 0.66% | Exit Load 1.00% | Fund Size ₹314 Cr | Age 1 year | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TRI |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹10.93 Cr | 5.0% |
| Aditya Birla Sun Life Nifty Financial Services ETF Very High Risk | - | - | - | - |
| Nippon India ETF Nifty PSU Bank BeES Very High Risk | 0.5% | - | ₹2602.11 Cr | -16.2% |
| Kotak Nifty PSU Bank ETF Very High Risk | 0.5% | - | ₹1393.79 Cr | -16.2% |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2818.24 Cr | 13.8% |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹1911.12 Cr | 14.1% |
| Axis NIFTY Bank ETF Very High Risk | 0.2% | - | ₹287.67 Cr | 4.9% |
| ICICI Prudential Banking and Financial Services Regular Growth Very High Risk | 1.8% | 1.0% | ₹9045.56 Cr | 10.6% |
| UTI Banking and Financial Services Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1127.80 Cr | 6.3% |
| Nippon India Banking & Financial Services Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6225.84 Cr | 6.5% |
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
What is the portfolio composition of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
Who manages the WhiteOak Capital Banking & Financial Services Fund Direct Growth?
- Piyush Baranwal
- Ramesh Mantri
- Trupti Agrawal
- Dheeresh Pathak
- Naitik Shah
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
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WhiteOak Capital Banking & Financial Services Fund Direct Growth
EquitySector - Financial ServicesVery High Risk
Direct
NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹314 Cr
Expense Ratio
0.66%
ISIN
INF03VN01860
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
06 Feb 2024
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹10.91, Assets Under Management (AUM) of 314.43 Crores, and an expense ratio of 0.66%.
- WhiteOak Capital Banking & Financial Services Fund Direct Growth has given a CAGR return of 8.73% since inception.
- The fund's asset allocation comprises around 89.46% in equities, 0.00% in debts, and 10.54% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Banking & Financial Services Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+10.26%
+3.21% (Cat Avg.)
Since Inception
+8.73%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Equity | ₹281.29 Cr | 89.46% |
| Others | ₹33.14 Cr | 10.54% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹49.26 Cr | 15.67% |
| HDFC Bank Ltd | Equity | ₹40.33 Cr | 12.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹24.99 Cr | 7.95% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹22.02 Cr | 7.00% |
| Bajaj Finserv Ltd | Equity | ₹21.72 Cr | 6.91% |
| State Bank of India | Equity | ₹21.32 Cr | 6.78% |
| ICICI Securities Ltd | Equity | ₹19.49 Cr | 6.20% |
| Power Finance Corp Ltd | Equity | ₹7.74 Cr | 2.46% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹7.48 Cr | 2.38% |
| Max Financial Services Ltd | Equity | ₹6.34 Cr | 2.02% |
| Axis Bank Ltd | Equity | ₹6.02 Cr | 1.92% |
| Muthoot Finance Ltd | Equity | ₹5.13 Cr | 1.63% |
| Dam Capital Advisors Ltd | Equity | ₹4.89 Cr | 1.56% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.42 Cr | 1.41% |
| CARE Ratings Ltd | Equity | ₹4.22 Cr | 1.34% |
| PB Fintech Ltd | Equity | ₹4.17 Cr | 1.33% |
| One Mobikwik Systems Ltd | Equity | ₹3.95 Cr | 1.26% |
| Aadhar Housing Finance Ltd | Equity | ₹3.29 Cr | 1.05% |
| India Shelter Finance Corporation Ltd | Equity | ₹3.28 Cr | 1.04% |
| HDFC Life Insurance Co Ltd | Equity | ₹3.22 Cr | 1.02% |
| PNB Housing Finance Ltd | Equity | ₹3.06 Cr | 0.97% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹3.06 Cr | 0.97% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹2.99 Cr | 0.95% |
| 91 Days Tbill Red 27-02-2025 | Bond - Gov't/Treasury | ₹2.99 Cr | 0.95% |
| City Union Bank Ltd | Equity | ₹2.81 Cr | 0.89% |
| Edelweiss Financial Services Ltd | Equity | ₹2.7 Cr | 0.86% |
| Karur Vysya Bank Ltd | Equity | ₹2.54 Cr | 0.81% |
| REC Ltd | Equity | ₹2.32 Cr | 0.74% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹2.31 Cr | 0.74% |
| Shriram Finance Ltd | Equity | ₹2.31 Cr | 0.74% |
| Go Digit General Insurance Ltd | Equity | ₹2.31 Cr | 0.73% |
| Manappuram Finance Ltd | Equity | ₹2.31 Cr | 0.73% |
| SBI Life Insurance Co Ltd | Equity | ₹2.3 Cr | 0.73% |
| The Federal Bank Ltd | Equity | ₹2.29 Cr | 0.73% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹2.1 Cr | 0.67% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.98 Cr | 0.63% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹1.97 Cr | 0.63% |
| CMS Info Systems Ltd | Equity | ₹1.97 Cr | 0.63% |
| One97 Communications Ltd | Equity | ₹1.45 Cr | 0.46% |
| Geojit Financial Services Ltd | Equity | ₹1.31 Cr | 0.42% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹1.06 Cr | 0.34% |
| 91 DTB 20032025 | Bond - Gov't/Treasury | ₹0.99 Cr | 0.32% |
| Indian Bank | Equity | ₹0.9 Cr | 0.29% |
| Multi Commodity Exchange of India Ltd | Equity | ₹0.55 Cr | 0.18% |
| Bajaj Finance Ltd | Equity | ₹0.34 Cr | 0.11% |
| 364 DTB 13032025 | Bond - Gov't/Treasury | ₹0.2 Cr | 0.06% |
| Net Receivables / (Payables) | Cash | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.25%
Mid Cap Stocks
7.12%
Small Cap Stocks
23.09%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹270.87 Cr | 86.15% |
| Technology | ₹8.45 Cr | 2.69% |
| Industrials | ₹1.97 Cr | 0.63% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
15.47%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.43
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.79
Higher the better
Fund Managers
Piyush Baranwal
Since February 2024
Ramesh Mantri
Since February 2024
Trupti Agrawal
Since February 2024
Dheeresh Pathak
Since April 2024
Naitik Shah
Since April 2024
Additional Scheme Detailsas of 31st January 2025
ISIN INF03VN01860 | Expense Ratio 0.66% | Exit Load 1.00% | Fund Size ₹314 Cr | Age 1 year | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TRI |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Tata Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹10.93 Cr | 5.0% |
| Aditya Birla Sun Life Nifty Financial Services ETF Very High Risk | - | - | - | - |
| Nippon India ETF Nifty PSU Bank BeES Very High Risk | 0.5% | - | ₹2602.11 Cr | -16.2% |
| Kotak Nifty PSU Bank ETF Very High Risk | 0.5% | - | ₹1393.79 Cr | -16.2% |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2818.24 Cr | 13.8% |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹1911.12 Cr | 14.1% |
| Axis NIFTY Bank ETF Very High Risk | 0.2% | - | ₹287.67 Cr | 4.9% |
| ICICI Prudential Banking and Financial Services Regular Growth Very High Risk | 1.8% | 1.0% | ₹9045.56 Cr | 10.6% |
| UTI Banking and Financial Services Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1127.80 Cr | 6.3% |
| Nippon India Banking & Financial Services Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6225.84 Cr | 6.5% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
What is the portfolio composition of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
Who manages the WhiteOak Capital Banking & Financial Services Fund Direct Growth?
- Piyush Baranwal
- Ramesh Mantri
- Trupti Agrawal
- Dheeresh Pathak
- Naitik Shah
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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