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UTI Ultra Short Term Fund Regular Growth
DebtUltra Short DurationModerate Risk
Regular
NAV (21-Nov-24)
₹4062.010.03%1D
Returns (Since Inception)
6.82%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,046 Cr
Expense Ratio
0.94%
ISIN
INF789F01570
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
29 Aug 2003
About this fund
UTI Ultra Short Term Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 21 years, 2 months and 24 days, having been launched on 29-Aug-03.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹4062.01, Assets Under Management (AUM) of 3046.30 Crores, and an expense ratio of 0.94%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹4062.01, Assets Under Management (AUM) of 3046.30 Crores, and an expense ratio of 0.94%.
- UTI Ultra Short Term Fund Regular Growth has given a CAGR return of 6.82% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 36.50% in debts, and 63.31% in cash & cash equivalents.
- You can start investing in UTI Ultra Short Term Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.19%
+6.45% (Cat Avg.)
3 Years
+5.92%
+5.73% (Cat Avg.)
5 Years
+5.88%
+5.17% (Cat Avg.)
10 Years
+6.39%
+5.49% (Cat Avg.)
Since Inception
+6.82%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹1,111.9 Cr | 36.50% |
| Others | ₹1,934.4 Cr | 63.50% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets | Cash | ₹447.37 Cr | 14.69% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹149.14 Cr | 4.90% |
| Cd - Hdfc Bank - 06/03/25 | Cash | ₹121.95 Cr | 4.00% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹100.17 Cr | 3.29% |
| Cd - S I D B I - 07/02/25 | Cash | ₹98.09 Cr | 3.22% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹74.92 Cr | 2.46% |
| Cd - Canara Bank - 03/02/2025 | Cash | ₹73.64 Cr | 2.42% |
| Cd - Exim Bank - 24/03/25 | Cash | ₹72.92 Cr | 2.39% |
| Cd - Equitas Small Fin Bank - 12/09/25 | Cash | ₹70.19 Cr | 2.30% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹50.1 Cr | 1.64% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹50.01 Cr | 1.64% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹49.95 Cr | 1.64% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹49.93 Cr | 1.64% |
| India Grid TRust | Bond - Corporate Bond | ₹49.78 Cr | 1.63% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.65 Cr | 1.63% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.64 Cr | 1.63% |
| Cp Nuvama Wealth Management Ltd | Cash | ₹49.63 Cr | 1.63% |
| Cp Dmi Finance Private Limited | Cash | ₹49.39 Cr | 1.62% |
| Cd - Hdfc Bank - 09/01/2025 | Cash | ₹49.33 Cr | 1.62% |
| Cd - Icici Bank - 31/01/25 | Cash | ₹49.12 Cr | 1.61% |
| Cd - Hdfc Bank - 03/02/2025 | Cash | ₹49.09 Cr | 1.61% |
| Cp - Small Inds Dev Bank - 27/02/2025 | Cash | ₹48.85 Cr | 1.60% |
| Cp Small Industries Development Bank Of India | Cash | ₹48.84 Cr | 1.60% |
| Cd - Canara Bank- 06/03/25 | Cash | ₹48.78 Cr | 1.60% |
| Cd - Indian Bank - 13/03/25 | Cash | ₹48.71 Cr | 1.60% |
| Cd - Kotak Mahindra Bank - 21/03/25 | Cash | ₹48.64 Cr | 1.60% |
| Cp Phoenix Arc Private Limited | Cash | ₹47.68 Cr | 1.57% |
| Cd - Axis Bank - 15/07/2025 | Cash | ₹47.51 Cr | 1.56% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹45.05 Cr | 1.48% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹34.92 Cr | 1.15% |
| Torrent Power Limited | Bond - Corporate Bond | ₹34.81 Cr | 1.14% |
| G R Infraprojects Limited | Bond - Corporate Bond | ₹33.92 Cr | 1.11% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹30.14 Cr | 0.99% |
| Motilal Oswal Finvest Limited | Bond - Corporate Bond | ₹25.12 Cr | 0.82% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹25.08 Cr | 0.82% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.82% |
| Nirma Limited | Bond - Corporate Bond | ₹25.03 Cr | 0.82% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.01 Cr | 0.82% |
| Gic Housing Finance Limited | Bond - Corporate Bond | ₹25 Cr | 0.82% |
| National Housing Bank | Bond - Corporate Bond | ₹24.98 Cr | 0.82% |
| India Grid Trust | Bond - Asset Backed | ₹24.97 Cr | 0.82% |
| National Housing Bank | Bond - Corporate Bond | ₹24.96 Cr | 0.82% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.96 Cr | 0.82% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹24.93 Cr | 0.82% |
| Tata Capital Limited | Bond - Corporate Bond | ₹24.87 Cr | 0.82% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹24.81 Cr | 0.81% |
| Cd - Sidbi - 10/01/25 | Cash | ₹24.66 Cr | 0.81% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.65 Cr | 0.81% |
| Cd - Canara Bank - 22/01/25 | Cash | ₹24.6 Cr | 0.81% |
| Cd - Kotak Mah Bank - 29/01/25 | Cash | ₹24.57 Cr | 0.81% |
| Cd - Nabard - 07/02/2025 | Cash | ₹24.52 Cr | 0.81% |
| Cd - N A B A R D - 12/02/25 | Cash | ₹24.5 Cr | 0.80% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹23.95 Cr | 0.79% |
| Cd - Axis Bank - 10/10/25 | Cash | ₹23.34 Cr | 0.77% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹21.87 Cr | 0.72% |
| PNb Housing Finance Limited | Bond - Corporate Bond | ₹20.01 Cr | 0.66% |
| Tata Projects Limited | Bond - Corporate Bond | ₹19.95 Cr | 0.65% |
| Cp Jm Financial Services Ltd. | Cash | ₹17.2 Cr | 0.56% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹15.03 Cr | 0.49% |
| TATA Projects Limited | Bond - Corporate Bond | ₹14.98 Cr | 0.49% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹14.94 Cr | 0.49% |
| Torrent Power Limited | Bond - Corporate Bond | ₹14.91 Cr | 0.49% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹13.56 Cr | 0.45% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹12.94 Cr | 0.42% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10 Cr | 0.33% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹9.97 Cr | 0.33% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹5.86 Cr | 0.19% |
| Reliance Industries Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.16% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹4.01 Cr | 0.13% |
| TATA Motors Limited | Bond - Corporate Bond | ₹2.97 Cr | 0.10% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹1.63 Cr | 0.05% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash | ₹1,633.13 Cr | 53.61% |
| Bond - Corporate Bond | ₹1,380.7 Cr | 45.32% |
| Bond - Asset Backed | ₹24.97 Cr | 0.82% |
| Mutual Fund - Open End | ₹5.86 Cr | 0.19% |
| Cash - Repurchase Agreement | ₹1.63 Cr | 0.05% |
| Cash - Commercial Paper | ₹0 Cr | - |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
| Cash - CD/Time Deposit | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.51%
Cat. avg.
0.70%
Lower the better
Sharpe Ratio
This fund
-0.92
Cat. avg.
-0.63
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
RN
Ritesh Nambiar
Since July 2015
Additional Scheme Detailsas of 31st October 2024
ISIN INF789F01570 | Expense Ratio 0.94% | Exit Load No Charges | Fund Size ₹3,046 Cr | Age 21 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹242.78 Cr | 6.9% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹627.14 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1304.45 Cr | 7.5% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1304.45 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹246.19 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹246.19 Cr | 6.8% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3046.30 Cr | 7.2% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹8313.36 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹229.27 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹229.27 Cr | 7.8% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,26,312 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of UTI Ultra Short Term Fund Regular Growth?
The NAV of UTI Ultra Short Term Fund Regular Growth, as of 21-Nov-2024, is ₹4062.01.
What are the returns of UTI Ultra Short Term Fund Regular Growth?
The fund has generated 7.19% over the last 1 year and 5.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Ultra Short Term Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 36.50% in bonds, and 63.31% in cash and cash equivalents.
Who manages the UTI Ultra Short Term Fund Regular Growth?
The fund managers responsible for UTI Ultra Short Term Fund Regular Growth are:-
- Ritesh Nambiar
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.