UTI - Treasury Advantage Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (05-Sep-24)
₹3330.810.02%1D
Returns (Since Inception)
7.17%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,849 Cr
Expense Ratio
0.44%
ISIN
INF789F01OT9
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
23 Apr 2007
About this fund
UTI - Treasury Advantage Fund Regular Growth is a Low Duration mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 17 years, 4 months and 15 days, having been launched on 23-Apr-07.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3330.81, Assets Under Management (AUM) of 2849.09 Crores, and an expense ratio of 0.44%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3330.81, Assets Under Management (AUM) of 2849.09 Crores, and an expense ratio of 0.44%.
- UTI - Treasury Advantage Fund Regular Growth has given a CAGR return of 7.17% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 65.72% in debts, and 33.97% in cash & cash equivalents.
- You can start investing in UTI - Treasury Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.45%
+6.56% (Cat Avg.)
3 Years
+7.63%
+5.57% (Cat Avg.)
5 Years
+7.07%
+5.68% (Cat Avg.)
10 Years
+6.33%
+5.68% (Cat Avg.)
Since Inception
+7.17%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹1,872.55 Cr | 65.72% |
| Others | ₹976.54 Cr | 34.28% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹124.82 Cr | 4.49% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹99.73 Cr | 3.59% |
| Canara Bank | Cash - CD/Time Deposit | ₹96.84 Cr | 3.49% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹96.71 Cr | 3.48% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹90.94 Cr | 3.27% |
| Net Current Assets | Cash | ₹88.6 Cr | 3.19% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹77.45 Cr | 2.79% |
| 08.05 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹75.38 Cr | 2.71% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹75.21 Cr | 2.71% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹74.93 Cr | 2.70% |
| Larsen & Toubro Ltd. | Bond - Corporate Bond | ₹74.92 Cr | 2.70% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹72.5 Cr | 2.61% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹72.22 Cr | 2.60% |
| Fullerton India Credit Company Ltd | Bond - Corporate Bond | ₹64.99 Cr | 2.34% |
| Rec Limited | Bond - Corporate Bond | ₹53.66 Cr | 1.93% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.2 Cr | 1.81% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹50.14 Cr | 1.81% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹50.12 Cr | 1.80% |
| Nirma Limited | Bond - Corporate Bond | ₹50.11 Cr | 1.80% |
| The Tata Power Company Limited | Bond - Corporate Bond | ₹49.98 Cr | 1.80% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.82 Cr | 1.79% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.77 Cr | 1.79% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.76 Cr | 1.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.76 Cr | 1.79% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹49.74 Cr | 1.79% |
| Goi 06.11.2024 Gov | Bond - Gov't/Treasury | ₹49.61 Cr | 1.79% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.97 Cr | 1.76% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹48.78 Cr | 1.76% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹48.61 Cr | 1.75% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹48.49 Cr | 1.75% |
| India (Republic of) | Bond - Short-term Government Bills | ₹48.38 Cr | 1.74% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹48.28 Cr | 1.74% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹48.08 Cr | 1.73% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹48.01 Cr | 1.73% |
| Fedbank Financial Services Ltd | Cash - Commercial Paper | ₹47.93 Cr | 1.73% |
| Hinduja Leyland Finance Ltd | Cash - Commercial Paper | ₹47.73 Cr | 1.72% |
| 360 One Prime Ltd. | Cash - Commercial Paper | ₹47.72 Cr | 1.72% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.53 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.12 Cr | 0.90% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.08 Cr | 0.90% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.01 Cr | 0.90% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.90% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.90% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.90% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹24.97 Cr | 0.90% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹24.94 Cr | 0.90% |
| Shriram Finance Ltd. | Bond - Corporate Bond | ₹24.91 Cr | 0.90% |
| Icici Securities Limited | Cash - Commercial Paper | ₹24.46 Cr | 0.88% |
| Rec Limited | Bond - Corporate Bond | ₹24.42 Cr | 0.88% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹24.3 Cr | 0.88% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.04 Cr | 0.87% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.03 Cr | 0.87% |
| Equitas Small Finance Bank Ltd. | Bond - Corporate Bond | ₹24 Cr | 0.86% |
| Pilani Investment And Industries Corporation Ltd. | Cash - Commercial Paper | ₹23.83 Cr | 0.86% |
| 08.15 Tn SDL 2028 | Bond - Gov't/Treasury | ₹15.49 Cr | 0.56% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹10.17 Cr | 0.37% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹8.53 Cr | 0.31% |
| Goi Strips - Mat 160627 | Bond - Gov't/Treasury | ₹4.13 Cr | 0.15% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash | ₹0.52 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,555.34 Cr | 56.00% |
| Cash - Commercial Paper | ₹464.51 Cr | 16.73% |
| Cash - CD/Time Deposit | ₹290.4 Cr | 10.46% |
| Bond - Gov't/Treasury | ₹271.26 Cr | 9.77% |
| Bond - Short-term Government Bills | ₹98.14 Cr | 3.53% |
| Cash | ₹89.12 Cr | 3.21% |
| Mutual Fund - Open End | ₹8.53 Cr | 0.31% |
Risk & Performance Ratios
Standard Deviation
This fund
2.54%
Cat. avg.
0.86%
Lower the better
Sharpe Ratio
This fund
0.60
Cat. avg.
-0.65
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
Anurag Mittal
Since December 2021
Additional Scheme Detailsas of 15th August 2024
ISIN | INF789F01OT9 | Expense Ratio | 0.44% | Exit Load | No Charges | Fund Size | ₹2,849 Cr | Age | 23 Apr 2007 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Low Duration Debt Idx A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹555.40 Cr | 7.8% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹555.40 Cr | 6.9% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2719.06 Cr | 7.1% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹9391.43 Cr | 6.9% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹1021.27 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹17983.36 Cr | 7.2% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5879.14 Cr | 7.1% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹1002.41 Cr | 7.2% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹19193.04 Cr | 7.7% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹379.61 Cr | 6.9% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of UTI - Treasury Advantage Fund Regular Growth?
The NAV of UTI - Treasury Advantage Fund Regular Growth, as of 05-Sep-2024, is ₹3330.81.
What are the returns of UTI - Treasury Advantage Fund Regular Growth?
The fund has generated 7.45% over the last 1 year and 7.63% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI - Treasury Advantage Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 65.72% in bonds, and 33.97% in cash and cash equivalents.
Who manages the UTI - Treasury Advantage Fund Regular Growth?
The fund managers responsible for UTI - Treasury Advantage Fund Regular Growth are:-
- Anurag Mittal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.