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UTI Regular Savings Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (17-Apr-25)
₹67.940.44%1D
Returns (Since Inception)
9.40%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,648 Cr
Expense Ratio
1.81%
ISIN
INF789F01893
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
16 Dec 2003
About this fund
UTI Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 21 years, 4 months and 3 days, having been launched on 16-Dec-03.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹67.94, Assets Under Management (AUM) of 1647.97 Crores, and an expense ratio of 1.81%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹67.94, Assets Under Management (AUM) of 1647.97 Crores, and an expense ratio of 1.81%.
- UTI Regular Savings Fund Regular Growth has given a CAGR return of 9.40% since inception.
- The fund's asset allocation comprises around 23.52% in equities, 73.32% in debts, and 2.89% in cash & cash equivalents.
- You can start investing in UTI Regular Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.27%
+8.85% (Cat Avg.)
3 Years
+9.52%
+8.68% (Cat Avg.)
5 Years
+12.30%
+10.47% (Cat Avg.)
10 Years
+8.17%
+6.97% (Cat Avg.)
Since Inception
+9.40%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹387.56 Cr | 23.52% |
| Debt | ₹1,208.3 Cr | 73.32% |
| Others | ₹52.1 Cr | 3.16% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹258.15 Cr | 15.66% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹126.84 Cr | 7.70% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹77.73 Cr | 4.72% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹77.3 Cr | 4.69% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹77.12 Cr | 4.68% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹52.63 Cr | 3.19% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹51.78 Cr | 3.14% |
| West Bengal (Government of) 7.28% | Bond - Sub-sovereign Government Debt | ₹51.3 Cr | 3.11% |
| 7.29% West Bengal State Development Loans (12/03/2038) | Bond - Gov't/Treasury | ₹51.25 Cr | 3.11% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹50.73 Cr | 3.08% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.39 Cr | 3.06% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 3.05% |
| Net Current Assets | Cash | ₹47.19 Cr | 2.86% |
| HDFC Bank Ltd | Equity | ₹38.39 Cr | 2.33% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.59 Cr | 1.55% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.57 Cr | 1.55% |
| LIC Housing Finance Ltd. | Bond - Corporate Bond | ₹25.46 Cr | 1.54% |
| Haryana (State Of) 7.09% | Bond - Sub-sovereign Government Debt | ₹25.31 Cr | 1.54% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.3 Cr | 1.54% |
| 7.08% Haryana State Development Loans (26/03/2039) | Bond - Gov't/Treasury | ₹25.3 Cr | 1.53% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹25.23 Cr | 1.53% |
| 7.08% Andhra Pradesh State Development Loans (26/03/2037) | Bond - Gov't/Treasury | ₹25.21 Cr | 1.53% |
| ICICI Bank Ltd | Equity | ₹24.94 Cr | 1.51% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹20.43 Cr | 1.24% |
| Infosys Ltd | Equity | ₹19.63 Cr | 1.19% |
| Bharti Airtel Ltd | Equity | ₹15.6 Cr | 0.95% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.2 Cr | 0.92% |
| Axis Bank Ltd | Equity | ₹14.88 Cr | 0.90% |
| Reliance Industries Ltd | Equity | ₹12.43 Cr | 0.75% |
| State Bank of India | Equity | ₹12.34 Cr | 0.75% |
| Tech Mahindra Ltd | Equity | ₹10.28 Cr | 0.62% |
| Mahindra & Mahindra Ltd | Equity | ₹10.13 Cr | 0.61% |
| Cipla Ltd | Equity | ₹7.93 Cr | 0.48% |
| Hindalco Industries Ltd | Equity | ₹7.85 Cr | 0.48% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹7.08 Cr | 0.43% |
| Mphasis Ltd | Equity | ₹7 Cr | 0.42% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.94 Cr | 0.42% |
| Eicher Motors Ltd | Equity | ₹6.82 Cr | 0.41% |
| Power Grid Corp Of India Ltd | Equity | ₹6.68 Cr | 0.41% |
| Coal India Ltd | Equity | ₹6.37 Cr | 0.39% |
| HCL Technologies Ltd | Equity | ₹6.37 Cr | 0.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.28 Cr | 0.38% |
| Dalmia Bharat Ltd | Equity | ₹5.92 Cr | 0.36% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹5.81 Cr | 0.35% |
| Phoenix Mills Ltd | Equity | ₹5.72 Cr | 0.35% |
| Dabur India Ltd | Equity | ₹5.57 Cr | 0.34% |
| Bajaj Auto Ltd | Equity | ₹5.52 Cr | 0.33% |
| Info Edge (India) Ltd | Equity | ₹5.39 Cr | 0.33% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹5.09 Cr | 0.31% |
| IndusInd Bank Ltd | Equity | ₹4.87 Cr | 0.30% |
| Sapphire Foods India Ltd | Equity | ₹4.74 Cr | 0.29% |
| Fortis Healthcare Ltd | Equity | ₹4.68 Cr | 0.28% |
| Great Eastern Shipping Co Ltd | Equity | ₹4.66 Cr | 0.28% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.51 Cr | 0.27% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.51 Cr | 0.27% |
| JSW Steel Ltd | Equity | ₹4.47 Cr | 0.27% |
| Tata Steel Ltd | Equity | ₹4.31 Cr | 0.26% |
| Bharat Electronics Ltd | Equity | ₹4.22 Cr | 0.26% |
| Bharat Petroleum Corp Ltd | Equity | ₹4.18 Cr | 0.25% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹4.1 Cr | 0.25% |
| ITC Ltd | Equity | ₹4.1 Cr | 0.25% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹4.09 Cr | 0.25% |
| Mahanagar Gas Ltd | Equity | ₹4.02 Cr | 0.24% |
| NMDC Ltd | Equity | ₹4 Cr | 0.24% |
| Samvardhana Motherson International Ltd | Equity | ₹3.93 Cr | 0.24% |
| Emami Ltd | Equity | ₹3.77 Cr | 0.23% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹3.75 Cr | 0.23% |
| JSW Infrastructure Ltd | Equity | ₹3.68 Cr | 0.22% |
| PNC Infratech Ltd | Equity | ₹3.47 Cr | 0.21% |
| PI Industries Ltd | Equity | ₹3.43 Cr | 0.21% |
| Metropolis Healthcare Ltd | Equity | ₹3.42 Cr | 0.21% |
| AIA Engineering Ltd | Equity | ₹3.33 Cr | 0.20% |
| Kajaria Ceramics Ltd | Equity | ₹3.18 Cr | 0.19% |
| PVR INOX Ltd | Equity | ₹3.18 Cr | 0.19% |
| Odisha (Government of) 7.05% | Bond - Sub-sovereign Government Debt | ₹3.16 Cr | 0.19% |
| Symphony Ltd | Equity | ₹2.66 Cr | 0.16% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹2.52 Cr | 0.15% |
| JK Paper Ltd | Equity | ₹2.42 Cr | 0.15% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹2.04 Cr | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.9 Cr | 0.12% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.82 Cr | 0.11% |
| Raymond Lifestyle Ltd | Equity | ₹1.74 Cr | 0.11% |
| 7.38% PN Sgs Mat - 03/07/2034 | Bond - Gov't/Treasury | ₹0.61 Cr | 0.04% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.31 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.32%
Mid Cap Stocks
3.88%
Small Cap Stocks
3.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹131.31 Cr | 7.97% |
| Consumer Cyclical | ₹46.71 Cr | 2.83% |
| Technology | ₹43.29 Cr | 2.63% |
| Basic Materials | ₹34.91 Cr | 2.12% |
| Healthcare | ₹31.81 Cr | 1.93% |
| Communication Services | ₹24.16 Cr | 1.47% |
| Energy | ₹22.98 Cr | 1.39% |
| Industrials | ₹22.54 Cr | 1.37% |
| Consumer Defensive | ₹13.44 Cr | 0.82% |
| Utilities | ₹10.7 Cr | 0.65% |
| Real Estate | ₹5.72 Cr | 0.35% |
Risk & Performance Ratios
Standard Deviation
This fund
4.31%
Cat. avg.
4.07%
Lower the better
Sharpe Ratio
This fund
0.55
Cat. avg.
0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.68
Higher the better
Fund Managers
Amit Premchandani
Since January 2022
Jaydeep Bhowal
Since April 2023
Additional Scheme Detailsas of 31st March 2025
ISIN INF789F01893 | Expense Ratio 1.81% | Exit Load 1.00% | Fund Size ₹1,648 Cr | Age 21 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 Hybrid Comp Debt 15: 85 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk | - | - | ₹40.32 Cr | 9.7% |
| Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk | - | - | ₹40.32 Cr | 8.9% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.6% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.0% |
| ICICI Prudential Regular Savings Fund Direct Growth High Risk | 1.0% | 1.0% | ₹3127.42 Cr | 10.8% |
| Navi Regular Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹35.76 Cr | 11.3% |
| Bandhan Regular Savings Fund Direct Growth Moderately High risk | 1.0% | 0.0% | ₹114.79 Cr | 10.1% |
| Nippon India Hybrid Bond Fund Direct Growth High Risk | 1.1% | 1.0% | ₹834.65 Cr | 9.0% |
| ITI Conservative Hybrid Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹14.80 Cr | 7.4% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,03,409 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of UTI Regular Savings Fund Regular Growth?
The NAV of UTI Regular Savings Fund Regular Growth, as of 17-Apr-2025, is ₹67.94.
What are the returns of UTI Regular Savings Fund Regular Growth?
The fund has generated 11.27% over the last 1 year and 9.52% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Regular Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 23.52% in equities, 73.32% in bonds, and 2.89% in cash and cash equivalents.
Who manages the UTI Regular Savings Fund Regular Growth?
The fund managers responsible for UTI Regular Savings Fund Regular Growth are:-
- Amit Premchandani
- Jaydeep Bhowal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
UTI Regular Savings Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (17-Apr-25)
₹67.940.44%1D
Returns (Since Inception)
9.40%
Rated ★4.3+ on
Fund Overview
Fund Size
₹1,648 Cr
Expense Ratio
1.81%
ISIN
INF789F01893
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
16 Dec 2003
Risk Level
Your principal amount will be at Moderately High risk
About this fund
UTI Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 21 years, 4 months and 3 days, having been launched on 16-Dec-03.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹67.94, Assets Under Management (AUM) of 1647.97 Crores, and an expense ratio of 1.81%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹67.94, Assets Under Management (AUM) of 1647.97 Crores, and an expense ratio of 1.81%.
- UTI Regular Savings Fund Regular Growth has given a CAGR return of 9.40% since inception.
- The fund's asset allocation comprises around 23.52% in equities, 73.32% in debts, and 2.89% in cash & cash equivalents.
- You can start investing in UTI Regular Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.27%
+8.85% (Cat Avg.)
3 Years
+9.52%
+8.68% (Cat Avg.)
5 Years
+12.30%
+10.47% (Cat Avg.)
10 Years
+8.17%
+6.97% (Cat Avg.)
Since Inception
+9.40%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹387.56 Cr | 23.52% |
| Debt | ₹1,208.3 Cr | 73.32% |
| Others | ₹52.1 Cr | 3.16% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹258.15 Cr | 15.66% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹126.84 Cr | 7.70% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹77.73 Cr | 4.72% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹77.3 Cr | 4.69% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹77.12 Cr | 4.68% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹52.63 Cr | 3.19% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹51.78 Cr | 3.14% |
| West Bengal (Government of) 7.28% | Bond - Sub-sovereign Government Debt | ₹51.3 Cr | 3.11% |
| 7.29% West Bengal State Development Loans (12/03/2038) | Bond - Gov't/Treasury | ₹51.25 Cr | 3.11% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹50.73 Cr | 3.08% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.39 Cr | 3.06% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 3.05% |
| Net Current Assets | Cash | ₹47.19 Cr | 2.86% |
| HDFC Bank Ltd | Equity | ₹38.39 Cr | 2.33% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.59 Cr | 1.55% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.57 Cr | 1.55% |
| LIC Housing Finance Ltd. | Bond - Corporate Bond | ₹25.46 Cr | 1.54% |
| Haryana (State Of) 7.09% | Bond - Sub-sovereign Government Debt | ₹25.31 Cr | 1.54% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.3 Cr | 1.54% |
| 7.08% Haryana State Development Loans (26/03/2039) | Bond - Gov't/Treasury | ₹25.3 Cr | 1.53% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹25.23 Cr | 1.53% |
| 7.08% Andhra Pradesh State Development Loans (26/03/2037) | Bond - Gov't/Treasury | ₹25.21 Cr | 1.53% |
| ICICI Bank Ltd | Equity | ₹24.94 Cr | 1.51% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹20.43 Cr | 1.24% |
| Infosys Ltd | Equity | ₹19.63 Cr | 1.19% |
| Bharti Airtel Ltd | Equity | ₹15.6 Cr | 0.95% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.2 Cr | 0.92% |
| Axis Bank Ltd | Equity | ₹14.88 Cr | 0.90% |
| Reliance Industries Ltd | Equity | ₹12.43 Cr | 0.75% |
| State Bank of India | Equity | ₹12.34 Cr | 0.75% |
| Tech Mahindra Ltd | Equity | ₹10.28 Cr | 0.62% |
| Mahindra & Mahindra Ltd | Equity | ₹10.13 Cr | 0.61% |
| Cipla Ltd | Equity | ₹7.93 Cr | 0.48% |
| Hindalco Industries Ltd | Equity | ₹7.85 Cr | 0.48% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹7.08 Cr | 0.43% |
| Mphasis Ltd | Equity | ₹7 Cr | 0.42% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.94 Cr | 0.42% |
| Eicher Motors Ltd | Equity | ₹6.82 Cr | 0.41% |
| Power Grid Corp Of India Ltd | Equity | ₹6.68 Cr | 0.41% |
| Coal India Ltd | Equity | ₹6.37 Cr | 0.39% |
| HCL Technologies Ltd | Equity | ₹6.37 Cr | 0.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.28 Cr | 0.38% |
| Dalmia Bharat Ltd | Equity | ₹5.92 Cr | 0.36% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹5.81 Cr | 0.35% |
| Phoenix Mills Ltd | Equity | ₹5.72 Cr | 0.35% |
| Dabur India Ltd | Equity | ₹5.57 Cr | 0.34% |
| Bajaj Auto Ltd | Equity | ₹5.52 Cr | 0.33% |
| Info Edge (India) Ltd | Equity | ₹5.39 Cr | 0.33% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹5.09 Cr | 0.31% |
| IndusInd Bank Ltd | Equity | ₹4.87 Cr | 0.30% |
| Sapphire Foods India Ltd | Equity | ₹4.74 Cr | 0.29% |
| Fortis Healthcare Ltd | Equity | ₹4.68 Cr | 0.28% |
| Great Eastern Shipping Co Ltd | Equity | ₹4.66 Cr | 0.28% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.51 Cr | 0.27% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.51 Cr | 0.27% |
| JSW Steel Ltd | Equity | ₹4.47 Cr | 0.27% |
| Tata Steel Ltd | Equity | ₹4.31 Cr | 0.26% |
| Bharat Electronics Ltd | Equity | ₹4.22 Cr | 0.26% |
| Bharat Petroleum Corp Ltd | Equity | ₹4.18 Cr | 0.25% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹4.1 Cr | 0.25% |
| ITC Ltd | Equity | ₹4.1 Cr | 0.25% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹4.09 Cr | 0.25% |
| Mahanagar Gas Ltd | Equity | ₹4.02 Cr | 0.24% |
| NMDC Ltd | Equity | ₹4 Cr | 0.24% |
| Samvardhana Motherson International Ltd | Equity | ₹3.93 Cr | 0.24% |
| Emami Ltd | Equity | ₹3.77 Cr | 0.23% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹3.75 Cr | 0.23% |
| JSW Infrastructure Ltd | Equity | ₹3.68 Cr | 0.22% |
| PNC Infratech Ltd | Equity | ₹3.47 Cr | 0.21% |
| PI Industries Ltd | Equity | ₹3.43 Cr | 0.21% |
| Metropolis Healthcare Ltd | Equity | ₹3.42 Cr | 0.21% |
| AIA Engineering Ltd | Equity | ₹3.33 Cr | 0.20% |
| Kajaria Ceramics Ltd | Equity | ₹3.18 Cr | 0.19% |
| PVR INOX Ltd | Equity | ₹3.18 Cr | 0.19% |
| Odisha (Government of) 7.05% | Bond - Sub-sovereign Government Debt | ₹3.16 Cr | 0.19% |
| Symphony Ltd | Equity | ₹2.66 Cr | 0.16% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹2.52 Cr | 0.15% |
| JK Paper Ltd | Equity | ₹2.42 Cr | 0.15% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹2.04 Cr | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.9 Cr | 0.12% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.82 Cr | 0.11% |
| Raymond Lifestyle Ltd | Equity | ₹1.74 Cr | 0.11% |
| 7.38% PN Sgs Mat - 03/07/2034 | Bond - Gov't/Treasury | ₹0.61 Cr | 0.04% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.31 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.32%
Mid Cap Stocks
3.88%
Small Cap Stocks
3.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹131.31 Cr | 7.97% |
| Consumer Cyclical | ₹46.71 Cr | 2.83% |
| Technology | ₹43.29 Cr | 2.63% |
| Basic Materials | ₹34.91 Cr | 2.12% |
| Healthcare | ₹31.81 Cr | 1.93% |
| Communication Services | ₹24.16 Cr | 1.47% |
| Energy | ₹22.98 Cr | 1.39% |
| Industrials | ₹22.54 Cr | 1.37% |
| Consumer Defensive | ₹13.44 Cr | 0.82% |
| Utilities | ₹10.7 Cr | 0.65% |
| Real Estate | ₹5.72 Cr | 0.35% |
Risk & Performance Ratios
Standard Deviation
This fund
4.31%
Cat. avg.
4.07%
Lower the better
Sharpe Ratio
This fund
0.55
Cat. avg.
0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.68
Higher the better
Fund Managers
Amit Premchandani
Since January 2022
Jaydeep Bhowal
Since April 2023
Additional Scheme Detailsas of 31st March 2025
ISIN INF789F01893 | Expense Ratio 1.81% | Exit Load 1.00% | Fund Size ₹1,648 Cr | Age 21 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 Hybrid Comp Debt 15: 85 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk | - | - | ₹40.32 Cr | 9.7% |
| Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk | - | - | ₹40.32 Cr | 8.9% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.6% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.0% |
| ICICI Prudential Regular Savings Fund Direct Growth High Risk | 1.0% | 1.0% | ₹3127.42 Cr | 10.8% |
| Navi Regular Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹35.76 Cr | 11.3% |
| Bandhan Regular Savings Fund Direct Growth Moderately High risk | 1.0% | 0.0% | ₹114.79 Cr | 10.1% |
| Nippon India Hybrid Bond Fund Direct Growth High Risk | 1.1% | 1.0% | ₹834.65 Cr | 9.0% |
| ITI Conservative Hybrid Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹14.80 Cr | 7.4% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,03,409 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
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What is the current NAV of UTI Regular Savings Fund Regular Growth?
The NAV of UTI Regular Savings Fund Regular Growth, as of 17-Apr-2025, is ₹67.94.
What are the returns of UTI Regular Savings Fund Regular Growth?
The fund has generated 11.27% over the last 1 year and 9.52% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Regular Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 23.52% in equities, 73.32% in bonds, and 2.89% in cash and cash equivalents.
Who manages the UTI Regular Savings Fund Regular Growth?
The fund managers responsible for UTI Regular Savings Fund Regular Growth are:-
- Amit Premchandani
- Jaydeep Bhowal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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