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Fund Overview

Fund Size

Fund Size

₹4,682 Cr

Expense Ratio

Expense Ratio

1.78%

ISIN

ISIN

INF789F01AP6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

21 Oct 2008

About this fund

UTI Multi Asset Fund Regular Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 16 years, 2 months and 1 days, having been launched on 21-Oct-08.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹71.19, Assets Under Management (AUM) of 4682.25 Crores, and an expense ratio of 1.78%.
  • UTI Multi Asset Fund Regular Growth has given a CAGR return of 12.91% since inception.
  • The fund's asset allocation comprises around 54.89% in equities, 19.47% in debts, and 14.56% in cash & cash equivalents.
  • You can start investing in UTI Multi Asset Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+23.07%

(Cat Avg.)

3 Years

+18.35%

(Cat Avg.)

5 Years

+15.41%

(Cat Avg.)

10 Years

+9.95%

(Cat Avg.)

Since Inception

+12.91%

(Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity2,569.97 Cr54.89%
Debt911.42 Cr19.47%
Others1,200.86 Cr25.65%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset607.45 Cr12.97%
UTI Gold ETFMutual Fund - ETF524.34 Cr11.20%
7.1% Govt Stock 2034Bond - Gov't/Treasury280.98 Cr6.00%
7.32% Govt Stock 2030Bond - Gov't/Treasury205.46 Cr4.39%
ICICI Bank LtdEquity173.69 Cr3.71%
Reliance Industries LtdEquity168.09 Cr3.59%
Infosys LtdEquity139.8 Cr2.99%
Tata Consultancy Services LtdEquity118.21 Cr2.52%
Trent LtdEquity115.92 Cr2.48%
Bharti Airtel LtdEquity114.99 Cr2.46%
Mahindra & Mahindra LtdEquity106.48 Cr2.27%
7.23% Govt Stock 2039Bond - Gov't/Treasury103.31 Cr2.21%
ITC LtdEquity100.19 Cr2.14%
Zomato LtdEquity78.15 Cr1.67%
Future on Axis Bank LtdEquity - Future-72.2 Cr1.54%
Axis Bank LtdEquity71.73 Cr1.53%
7.18% Govt Stock 2037Bond - Gov't/Treasury66.66 Cr1.42%
Sun Pharmaceuticals Industries LtdEquity64.75 Cr1.38%
Net Current AssetsCash62.32 Cr1.33%
Hindustan Unilever LtdEquity60.6 Cr1.29%
Vedanta LtdEquity60.11 Cr1.28%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future-55.62 Cr1.19%
Hindustan Aeronautics Ltd Ordinary SharesEquity55.33 Cr1.18%
HCL Technologies LtdEquity52.81 Cr1.13%
Future on Larsen & Toubro LtdEquity - Future-51.27 Cr1.09%
Rec LimitedBond - Corporate Bond51.15 Cr1.09%
Larsen & Toubro LtdEquity51.01 Cr1.09%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond50.38 Cr1.08%
Power Finance Corp Ltd.Bond - Corporate Bond50.37 Cr1.08%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.78 Cr1.06%
Future on Reliance Industries LtdEquity - Future-48 Cr1.03%
Maruti Suzuki India LtdEquity47.67 Cr1.02%
Asian Paints LtdEquity42.77 Cr0.91%
Dixon Technologies (India) LtdEquity42.71 Cr0.91%
Info Edge (India) LtdEquity41.51 Cr0.89%
Bajaj Auto LtdEquity41.05 Cr0.88%
Titan Co LtdEquity40.26 Cr0.86%
Divi's Laboratories LtdEquity40.05 Cr0.86%
Samvardhana Motherson International LtdEquity39.82 Cr0.85%
Lupin LtdEquity38.87 Cr0.83%
Future on DLF LtdEquity - Future-38.39 Cr0.82%
DLF LtdEquity38.22 Cr0.82%
UltraTech Cement LtdEquity38.16 Cr0.81%
Persistent Systems LtdEquity36.58 Cr0.78%
Tech Mahindra LtdEquity35.45 Cr0.76%
InterGlobe Aviation LtdEquity34.83 Cr0.74%
Suzlon Energy LtdEquity33.25 Cr0.71%
TVS Motor Co LtdEquity32.37 Cr0.69%
Voltas LtdEquity31.84 Cr0.68%
Future on Coal India LtdEquity - Future-31.61 Cr0.68%
LTIMindtree LtdEquity31.61 Cr0.68%
Coal India LtdEquity31.48 Cr0.67%
Nestle India LtdEquity31.22 Cr0.67%
Britannia Industries LtdEquity31.18 Cr0.67%
Hero MotoCorp LtdEquity30.45 Cr0.65%
Colgate-Palmolive (India) LtdEquity28.96 Cr0.62%
Cummins India LtdEquity27.32 Cr0.58%
Bajaj Finserv LtdEquity27.28 Cr0.58%
United Spirits LtdEquity26.66 Cr0.57%
Future on REC LtdEquity - Future-26.49 Cr0.57%
REC LtdEquity26.36 Cr0.56%
Oracle Financial Services Software LtdEquity26.3 Cr0.56%
7.18% Govt Stock 2033Bond - Gov't/Treasury25.59 Cr0.55%
National Housing BankBond - Corporate Bond25.12 Cr0.54%
Fortis Healthcare LtdEquity24.3 Cr0.52%
Glenmark Pharmaceuticals LtdEquity23.56 Cr0.50%
Pidilite Industries LtdEquity23.24 Cr0.50%
SBI Life Insurance Co LtdEquity23.08 Cr0.49%
Kalyan Jewellers India LtdEquity22.46 Cr0.48%
Blue Star LtdEquity21.94 Cr0.47%
Future on Tata Motors LtdEquity - Future-21.92 Cr0.47%
Torrent Pharmaceuticals LtdEquity21.88 Cr0.47%
Tata Motors LtdEquity21.76 Cr0.46%
Marico LtdEquity21.1 Cr0.45%
Page Industries LtdEquity20.84 Cr0.45%
ICICI Lombard General Insurance Co LtdEquity20.6 Cr0.44%
Future on Bharat Electronics LtdEquity - Future-20.59 Cr0.44%
Bharat Electronics LtdEquity20.45 Cr0.44%
Prestige Estates Projects LtdEquity20.21 Cr0.43%
Indian Railway Catering And Tourism Corp LtdEquity20.13 Cr0.43%
Havells India LtdEquity19.95 Cr0.43%
Oil India LtdEquity19.68 Cr0.42%
Future on Canara BankEquity - Future-19.33 Cr0.41%
Canara BankEquity19.21 Cr0.41%
Coromandel International LtdEquity18.63 Cr0.40%
Future on Aurobindo Pharma LtdEquity - Future-18.47 Cr0.39%
Aurobindo Pharma LtdEquity18.4 Cr0.39%
Godrej Consumer Products LtdEquity18.07 Cr0.39%
Future on HDFC Asset Management Co LtdEquity - Future-17.97 Cr0.38%
HDFC Asset Management Co LtdEquity17.85 Cr0.38%
Future on NTPC LtdEquity - Future-16.78 Cr0.36%
NTPC LtdEquity16.69 Cr0.36%
Dabur India LtdEquity16.13 Cr0.34%
Future on Wipro LtdEquity - Future-16.06 Cr0.34%
Wipro LtdEquity15.95 Cr0.34%
Future on GAIL (India) LtdEquity - Future-15.64 Cr0.33%
GAIL (India) LtdEquity15.51 Cr0.33%
Abbott India LtdEquity14.55 Cr0.31%
Muthoot Finance LtdEquity14.44 Cr0.31%
Torrent Power LtdEquity12.35 Cr0.26%
Future on HDFC Bank LtdEquity - Future-11.81 Cr0.25%
HDFC Bank LtdEquity11.76 Cr0.25%
Future on Bharat Heavy Electricals LtdEquity - Future-11.61 Cr0.25%
Bharat Heavy Electricals LtdEquity11.53 Cr0.25%
Future on State Bank of IndiaEquity - Future-11.39 Cr0.24%
State Bank of IndiaEquity11.33 Cr0.24%
Future on Zydus Lifesciences LtdEquity - Future-11.2 Cr0.24%
Zydus Lifesciences LtdEquity11.13 Cr0.24%
Bosch LtdEquity11.11 Cr0.24%
Future on Bharat Forge LtdEquity - Future-10.99 Cr0.23%
Future on Lupin LtdEquity - Future-10.96 Cr0.23%
Bharat Forge LtdEquity10.92 Cr0.23%
Indraprastha Gas LtdEquity10.87 Cr0.23%
Future on Exide Industries LtdEquity - Future-10.23 Cr0.22%
Exide Industries LtdEquity10.18 Cr0.22%
Procter & Gamble Hygiene and Health Care LtdEquity9.32 Cr0.20%
Future on Shriram Finance LtdEquity - Future-7.74 Cr0.17%
Future on Bosch LtdEquity - Future7.72 Cr0.16%
Shriram Finance LtdEquity7.7 Cr0.16%
Future on Birlasoft LtdEquity - Future-6.9 Cr0.15%
Birlasoft LtdEquity6.85 Cr0.15%
Future on TVS Motor Co LtdEquity - Future-6.78 Cr0.14%
Future on Infosys LtdEquity - Future-6.73 Cr0.14%
364 Days T - Bill- 06/02/2025Bond - Gov't/Treasury6.27 Cr0.13%
Future on Cipla LtdEquity - Future-5.62 Cr0.12%
Cipla LtdEquity5.58 Cr0.12%
Future on Maruti Suzuki India LtdEquity - Future-5.52 Cr0.12%
Future on ICICI Bank LtdEquity - Future-5.22 Cr0.11%
Future on Bharti Airtel LtdEquity - Future-4.2 Cr0.09%
Future on Hero MotoCorp LtdEquity - Future-3.88 Cr0.08%
Future on Petronet LNG LtdEquity - Future-3.53 Cr0.08%
Petronet LNG LtdEquity3.5 Cr0.07%
Future on Titan Co LtdEquity - Future-3.37 Cr0.07%
Future on Bank of BarodaEquity - Future-3.12 Cr0.07%
Bank of BarodaEquity3.1 Cr0.07%
Sundaram Finance LtdEquity2.57 Cr0.05%
Future on UltraTech Cement LtdEquity - Future-1.63 Cr0.03%
UTI Nifty 5 Yr Benchmark G-Sec ETFMutual Fund - ETF1.4 Cr0.03%
UTI Nifty 10 yr Benchmark G-Sec ETFMutual Fund - ETF1.29 Cr0.03%
Indian Oil Corporation Ltd.-26-Dec-2024Equity - Future-0.54 Cr0.01%
Indian Oil Corp LtdEquity0.54 Cr0.01%
Future on Bajaj Auto LtdEquity - Future-0.48 Cr0.01%
Future on United Spirits LtdEquity - Future-0.43 Cr0.01%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.43 Cr0.01%
Future on Bharat Petroleum Corp LtdEquity - Future-0.37 Cr0.01%
Bharat Petroleum Corp LtdEquity0.37 Cr0.01%
Future on Nestle India LtdEquity - Future-0.27 Cr0.01%
Future on SBI Life Insurance Co LtdEquity - Future-0.22 Cr0.00%
Future on Havells India LtdEquity - Future-0.09 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

42.22%

Mid Cap Stocks

12.68%

Small Cap Stocks

-0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Consumer Cyclical629.45 Cr13.44%
Technology506.27 Cr10.81%
Financial Services430.69 Cr9.20%
Consumer Defensive343.43 Cr7.33%
Industrials327.6 Cr7.00%
Healthcare263.08 Cr5.62%
Energy223.65 Cr4.78%
Basic Materials182.91 Cr3.91%
Communication Services156.5 Cr3.34%
Real Estate58.43 Cr1.25%
Utilities55.42 Cr1.18%

Risk & Performance Ratios

Standard Deviation

This fund

8.55%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

1.30

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

SK

Sharwan Kumar Goyal

Since November 2021

Jaydeep Bhowal

Jaydeep Bhowal

Since October 2024

Additional Scheme Detailsas of 30th November 2024

ISIN
INF789F01AP6
Expense Ratio
1.78%
Exit Load
1.00%
Fund Size
₹4,682 Cr
Age
16 years 2 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth

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Nippon India Multi Asset fund Direct Growth

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Quant Multi Asset Fund Regular Growth

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1.9%1.0%₹3152.60 Cr29.7%
UTI Multi Asset Fund Regular Growth

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1.8%1.0%₹4682.25 Cr23.1%
ICICI Prudential Multi-Asset Fund Regular Growth

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0.9%1.0%₹101.09 Cr6.7%

About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,24,111 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹842.53 Cr23.0%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.8%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.7%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.6%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.0%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.1%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.8%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr7.0%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%-8.4%
UTI Floater Fund Direct Growth

Moderate Risk

0.4%0.0%₹1424.76 Cr7.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹510.43 Cr28.8%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹806.13 Cr7.8%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹2682.76 Cr18.2%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹40.32 Cr14.6%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹8333.77 Cr25.9%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5010.54 Cr6.7%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4813.27 Cr8.1%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹250.59 Cr23.6%
UTI Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6461.66 Cr8.3%
UTI Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹4650.65 Cr32.2%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹3038.66 Cr7.8%
UTI Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹313.43 Cr8.7%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹4203.16 Cr29.7%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1170.31 Cr14.1%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹521.36 Cr9.4%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹6107.34 Cr23.4%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3871.53 Cr19.3%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹26298.15 Cr18.7%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹314.19 Cr8.8%
UTI Liquid Fund Cash Plan Direct Growth

Low to Moderate Risk

0.2%0.0%₹25219.14 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹677.39 Cr8.9%
UTI India Consumer Fund Direct Growth

Very High Risk

1.5%1.0%₹715.40 Cr25.4%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.2%1.0%₹2252.43 Cr23.4%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹2981.38 Cr22.5%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.9%1.0%₹12859.77 Cr14.9%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1649.42 Cr13.2%
UTI Money Market Fund Direct Growth

Moderate Risk

0.1%0.0%₹16649.68 Cr7.8%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹12029.01 Cr28.1%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹10159.11 Cr28.5%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹1203.23 Cr46.8%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹20082.94 Cr12.5%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.9%1.0%₹3471.89 Cr25.1%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2639.72 Cr8.4%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹3504.62 Cr7.7%
UTI Multi Asset Fund Direct Growth

High Risk

0.6%1.0%₹4682.25 Cr24.3%
UTI Core Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4048.26 Cr32.7%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.8%1.0%₹40.25 Cr8.3%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of UTI Multi Asset Fund Regular Growth, as of 20-Dec-2024, is ₹71.19.
The fund has generated 23.07% over the last 1 year and 18.35% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 54.89% in equities, 19.47% in bonds, and 14.56% in cash and cash equivalents.
The fund managers responsible for UTI Multi Asset Fund Regular Growth are:-
  1. Sharwan Kumar Goyal
  2. Jaydeep Bhowal