UTI Multi Asset Fund Regular Growth
HybridMulti Asset AllocationHigh Risk
Regular
NAV (05-Sep-24)
₹72.800.01%1D
Returns (Since Inception)
13.32%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,913 Cr
Expense Ratio
1.94%
ISIN
INF789F01AP6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
21 Oct 2008
About this fund
UTI Multi Asset Fund Regular Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 15 years, 10 months and 17 days, having been launched on 21-Oct-08.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹72.80, Assets Under Management (AUM) of 2912.96 Crores, and an expense ratio of 1.94%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹72.80, Assets Under Management (AUM) of 2912.96 Crores, and an expense ratio of 1.94%.
- UTI Multi Asset Fund Regular Growth has given a CAGR return of 13.32% since inception.
- The fund's asset allocation comprises around 49.76% in equities, 17.51% in debts, and 21.71% in cash & cash equivalents.
- You can start investing in UTI Multi Asset Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+39.33%
— (Cat Avg.)
3 Years
+18.39%
— (Cat Avg.)
5 Years
+17.02%
— (Cat Avg.)
10 Years
+10.05%
— (Cat Avg.)
Since Inception
+13.32%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,449.4 Cr | 49.76% |
| Debt | ₹510.09 Cr | 17.51% |
| Others | ₹953.48 Cr | 32.73% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹483.36 Cr | 16.59% |
| UTI Gold ETF | Mutual Fund - ETF | ₹323.17 Cr | 11.09% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹183.85 Cr | 6.31% |
| Net Current Assets | Cash | ₹145.11 Cr | 4.98% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹116.39 Cr | 4.00% |
| Future on Axis Bank Ltd | Equity - Future | ₹-79.84 Cr | 2.74% |
| ICICI Bank Ltd | Equity | ₹79.78 Cr | 2.74% |
| Axis Bank Ltd | Equity | ₹79.29 Cr | 2.72% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-75.37 Cr | 2.59% |
| HDFC Bank Ltd | Equity | ₹74.83 Cr | 2.57% |
| Larsen & Toubro Ltd | Equity | ₹73.14 Cr | 2.51% |
| Bharti Airtel Ltd | Equity | ₹69.13 Cr | 2.37% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹66.08 Cr | 2.27% |
| NTPC Ltd | Equity | ₹63.95 Cr | 2.20% |
| Reliance Industries Ltd | Equity | ₹60.15 Cr | 2.06% |
| Trent Ltd | Equity | ₹59.93 Cr | 2.06% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹55.6 Cr | 1.91% |
| Zomato Ltd | Equity | ₹55.32 Cr | 1.90% |
| 7.41% Govt Stock 2036 | Bond - Gov't/Treasury | ₹51.74 Cr | 1.78% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹51.05 Cr | 1.75% |
| Tata Motors Ltd | Equity | ₹50.5 Cr | 1.73% |
| Coal India Ltd | Equity | ₹49.51 Cr | 1.70% |
| Tata Consultancy Services Ltd | Equity | ₹41.16 Cr | 1.41% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹38.02 Cr | 1.31% |
| Bajaj Auto Ltd | Equity | ₹37.62 Cr | 1.29% |
| Oil & Natural Gas Corp Ltd | Equity | ₹37.29 Cr | 1.28% |
| Suzlon Energy Ltd | Equity | ₹36.63 Cr | 1.26% |
| Titan Co Ltd | Equity | ₹36.6 Cr | 1.26% |
| Lupin Ltd | Equity | ₹35.1 Cr | 1.20% |
| Maruti Suzuki India Ltd | Equity | ₹33.84 Cr | 1.16% |
| DLF Ltd | Equity | ₹32.35 Cr | 1.11% |
| Bharat Heavy Electricals Ltd | Equity | ₹29.53 Cr | 1.01% |
| Future on ITC Ltd | Equity - Future | ₹-28.73 Cr | 0.99% |
| ITC Ltd | Equity | ₹28.53 Cr | 0.98% |
| Vedanta Ltd | Equity | ₹25.4 Cr | 0.87% |
| Future on Vedanta Ltd | Equity - Future | ₹-25.36 Cr | 0.87% |
| Zydus Lifesciences Ltd | Equity | ₹24.82 Cr | 0.85% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹24.43 Cr | 0.84% |
| Bharat Electronics Ltd | Equity | ₹23.99 Cr | 0.82% |
| REC Ltd | Equity | ₹23.94 Cr | 0.82% |
| Canara Bank | Equity | ₹23.9 Cr | 0.82% |
| Birlasoft Ltd | Equity | ₹23.83 Cr | 0.82% |
| InterGlobe Aviation Ltd | Equity | ₹23.39 Cr | 0.80% |
| Aurobindo Pharma Ltd | Equity | ₹23.32 Cr | 0.80% |
| Varun Beverages Ltd | Equity | ₹23.29 Cr | 0.80% |
| TVS Motor Co Ltd | Equity | ₹21.9 Cr | 0.75% |
| GAIL (India) Ltd | Equity | ₹20.94 Cr | 0.72% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-20.7 Cr | 0.71% |
| Mahindra & Mahindra Ltd | Equity | ₹20.56 Cr | 0.71% |
| Indian Oil Corp Ltd | Equity | ₹20.22 Cr | 0.69% |
| Colgate-Palmolive (India) Ltd | Equity | ₹20.01 Cr | 0.69% |
| UltraTech Cement Ltd | Equity | ₹19.95 Cr | 0.68% |
| Oracle Financial Services Software Ltd | Equity | ₹18.83 Cr | 0.65% |
| HDFC Asset Management Co Ltd | Equity | ₹18.36 Cr | 0.63% |
| Persistent Systems Ltd | Equity | ₹17.04 Cr | 0.59% |
| Future on Coal India Ltd | Equity - Future | ₹-16.19 Cr | 0.56% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-15.49 Cr | 0.53% |
| Torrent Pharmaceuticals Ltd | Equity | ₹15.17 Cr | 0.52% |
| United Spirits Ltd | Equity | ₹14.85 Cr | 0.51% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹14.77 Cr | 0.51% |
| SBI Life Insurance Company Limited | Equity | ₹14.59 Cr | 0.50% |
| Bajaj Finserv Ltd | Equity | ₹14.49 Cr | 0.50% |
| Dixon Technologies (India) Ltd | Equity | ₹14.34 Cr | 0.49% |
| Future on Bharat Forge Ltd | Equity - Future | ₹-14.28 Cr | 0.49% |
| Bharat Forge Ltd | Equity | ₹14.21 Cr | 0.49% |
| Hero MotoCorp Ltd | Equity | ₹13.94 Cr | 0.48% |
| Future on Birlasoft Ltd | Equity - Future | ₹-13.54 Cr | 0.46% |
| Nestle India Ltd | Equity | ₹13.49 Cr | 0.46% |
| Future on NTPC Ltd | Equity - Future | ₹-13.43 Cr | 0.46% |
| Britannia Industries Ltd | Equity | ₹13.14 Cr | 0.45% |
| Sundaram Finance Ltd | Equity | ₹13.08 Cr | 0.45% |
| Cummins India Ltd | Equity | ₹12.71 Cr | 0.44% |
| Pidilite Industries Ltd | Equity | ₹12.33 Cr | 0.42% |
| Blue Star Ltd | Equity | ₹12.19 Cr | 0.42% |
| Future on Canara Bank | Equity - Future | ₹-12.15 Cr | 0.42% |
| Prestige Estates Projects Ltd | Equity | ₹12.01 Cr | 0.41% |
| Future on Exide Industries Ltd | Equity - Future | ₹-11.96 Cr | 0.41% |
| Exide Industries Ltd | Equity | ₹11.87 Cr | 0.41% |
| Godrej Consumer Products Ltd | Equity | ₹11.24 Cr | 0.39% |
| Future on Coromandel International Ltd | Equity - Future | ₹10.69 Cr | 0.37% |
| Abbott India Ltd | Equity | ₹10.53 Cr | 0.36% |
| Future on Shriram Finance Ltd | Equity - Future | ₹-10.25 Cr | 0.35% |
| Shriram Finance Ltd | Equity | ₹10.2 Cr | 0.35% |
| Future on Lupin Ltd | Equity - Future | ₹-9.97 Cr | 0.34% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹9.97 Cr | 0.34% |
| Wipro Ltd | Equity | ₹9.84 Cr | 0.34% |
| Future on Aurobindo Pharma Ltd | Equity - Future | ₹-9.81 Cr | 0.34% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-9.77 Cr | 0.34% |
| Petronet LNG Ltd | Equity | ₹9.73 Cr | 0.33% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-9.54 Cr | 0.33% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-9.34 Cr | 0.32% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-9.31 Cr | 0.32% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-8.79 Cr | 0.30% |
| Torrent Power Ltd | Equity | ₹8.68 Cr | 0.30% |
| Havells India Ltd | Equity | ₹8.51 Cr | 0.29% |
| Future on Infosys Ltd | Equity - Future | ₹-8.5 Cr | 0.29% |
| Infosys Ltd | Equity | ₹8.44 Cr | 0.29% |
| Solar Industries India Ltd | Equity | ₹8.2 Cr | 0.28% |
| Bosch Ltd | Equity | ₹7.84 Cr | 0.27% |
| Tata Elxsi Ltd | Equity | ₹7.35 Cr | 0.25% |
| Muthoot Finance Ltd | Equity | ₹7.19 Cr | 0.25% |
| Future on Bank of Baroda | Equity - Future | ₹-6.87 Cr | 0.24% |
| Bank of Baroda | Equity | ₹6.83 Cr | 0.23% |
| Future on Zydus Lifesciences Ltd | Equity - Future | ₹-6.76 Cr | 0.23% |
| Bayer CropScience Ltd | Equity | ₹6.58 Cr | 0.23% |
| India (Republic of) | Bond - Short-term Government Bills | ₹6.13 Cr | 0.21% |
| Cipla Ltd | Equity | ₹5.62 Cr | 0.19% |
| Future on Bajaj Auto Ltd | Equity - Future | ₹-5.62 Cr | 0.19% |
| Future on Cipla Ltd | Equity - Future | ₹-5.61 Cr | 0.19% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹5.55 Cr | 0.19% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-5.46 Cr | 0.19% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹5.34 Cr | 0.18% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-5.33 Cr | 0.18% |
| The Federal Bank Ltd | Equity | ₹5.14 Cr | 0.18% |
| Federal Bank Ltd.-29-Aug-2024 | Equity - Future | ₹-5.13 Cr | 0.18% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-4.97 Cr | 0.17% |
| Bajaj Finance Ltd | Equity | ₹4.93 Cr | 0.17% |
| Future on Dalmia Bharat Ltd | Equity - Future | ₹-4.3 Cr | 0.15% |
| Dalmia Bharat Ltd | Equity | ₹4.27 Cr | 0.15% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹3.8 Cr | 0.13% |
| Future on ABB India Ltd | Equity - Future | ₹-3.48 Cr | 0.12% |
| ABB India Ltd | Equity | ₹3.45 Cr | 0.12% |
| Future on Titan Co Ltd | Equity - Future | ₹-3.41 Cr | 0.12% |
| Future on Abbott India Ltd | Equity - Future | ₹-3.32 Cr | 0.11% |
| Future on DLF Ltd | Equity - Future | ₹-2.95 Cr | 0.10% |
| Future on Bharat Electronics Ltd | Equity - Future | ₹-2.71 Cr | 0.09% |
| Future on TVS Motor Co Ltd | Equity - Future | ₹-2.68 Cr | 0.09% |
| Indian Oil Corporation Ltd.-29-Aug-2024 | Equity - Future | ₹-2.31 Cr | 0.08% |
| Future on SBI Life Insurance Company Limited | Equity - Future | ₹-2.25 Cr | 0.08% |
| Future on Siemens Ltd | Equity - Future | ₹-2.04 Cr | 0.07% |
| Siemens Ltd | Equity | ₹2.03 Cr | 0.07% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-1.85 Cr | 0.06% |
| Aditya Birla Capital Ltd | Equity | ₹1.84 Cr | 0.06% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹1.64 Cr | 0.06% |
| Future on Tata Motors Ltd | Equity - Future | ₹-1.34 Cr | 0.05% |
| Future on Trent Ltd | Equity - Future | ₹-0.94 Cr | 0.03% |
| Future on IndusInd Bank Ltd | Equity - Future | ₹-0.86 Cr | 0.03% |
| IndusInd Bank Ltd | Equity | ₹0.86 Cr | 0.03% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-0.82 Cr | 0.03% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹0.46 Cr | 0.02% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.4 Cr | 0.01% |
| Future on Torrent Pharmaceuticals Ltd | Equity - Future | ₹-0.32 Cr | 0.01% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹0.19 Cr | 0.01% |
| Coromandel International Ltd | Equity | ₹0.08 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
42.31%
Mid Cap Stocks
10.54%
Small Cap Stocks
0.75%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹397.83 Cr | 13.66% |
| Consumer Cyclical | ₹364.13 Cr | 12.50% |
| Industrials | ₹263.58 Cr | 9.05% |
| Energy | ₹176.89 Cr | 6.07% |
| Healthcare | ₹175.5 Cr | 6.02% |
| Technology | ₹140.85 Cr | 4.84% |
| Consumer Defensive | ₹130.1 Cr | 4.47% |
| Utilities | ₹93.57 Cr | 3.21% |
| Basic Materials | ₹76.82 Cr | 2.64% |
| Communication Services | ₹69.13 Cr | 2.37% |
| Real Estate | ₹44.36 Cr | 1.52% |
Risk & Performance Ratios
Standard Deviation
This fund
8.15%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.49
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Sunil Patil
Since September 2021
SK
Sharwan Kumar Goyal
Since November 2021
Additional Scheme Detailsas of 31st July 2024
ISIN | INF789F01AP6 | Expense Ratio | 1.94% | Exit Load | 1.00% | Fund Size | ₹2,913 Cr | Age | 21 Oct 2008 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3508.90 Cr | 24.0% |
| Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹3508.90 Cr | 25.9% |
| Nippon India Multi Asset fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹3854.24 Cr | 33.8% |
| Nippon India Multi Asset fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹3854.24 Cr | 32.2% |
| SBI Multi Asset Allocation Fund Regular Growth High Risk | 1.5% | 1.0% | ₹5865.80 Cr | 24.6% |
| Quant Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹2725.25 Cr | 45.7% |
| UTI Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹2912.96 Cr | 39.3% |
| ICICI Prudential Multi-Asset Fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹46488.14 Cr | 30.1% |
| HDFC Multi - Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹3348.14 Cr | 24.2% |
| Motilal Oswal Multi Asset Fund Direct Growth High Risk | 0.9% | 1.0% | ₹105.01 Cr | 17.9% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Multi Asset Fund Regular Growth?
The NAV of UTI Multi Asset Fund Regular Growth, as of 05-Sep-2024, is ₹72.80.
What are the returns of UTI Multi Asset Fund Regular Growth?
The fund has generated 39.33% over the last 1 year and 18.39% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Multi Asset Fund Regular Growth?
The fund's allocation of assets is distributed as 49.76% in equities, 17.51% in bonds, and 21.71% in cash and cash equivalents.
Who manages the UTI Multi Asset Fund Regular Growth?
The fund managers responsible for UTI Multi Asset Fund Regular Growth are:-
- Sunil Patil
- Sharwan Kumar Goyal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
©2021-2022 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.