UTI Multi Asset Fund Direct Growth

Fund Overview

Fund Size

₹4,979 Cr

Expense Ratio

0.41%

ISIN

INF789F01VE6

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI Multi Asset Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹77.37, Assets Under Management (AUM) of 4978.81 Crores, and an expense ratio of 0.41%.

UTI Multi Asset Fund Direct Growth has given a CAGR return of 10.19% since inception.
The fund's asset allocation comprises around 59.76% in equities, 19.30% in debts, and 9.27% in cash & cash equivalents.
You can start investing in UTI Multi Asset Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.65%

— (Cat Avg.)

3 Years

+18.08%

— (Cat Avg.)

5 Years

+20.16%

— (Cat Avg.)

10 Years

+10.55%

— (Cat Avg.)

Since Inception

+10.19%

— (Cat Avg.)

Portfolio Summaryas of 28th February 2025

Equity	₹2,975.36 Cr	59.76%
Debt	₹960.72 Cr	19.30%
Others	₹1,042.73 Cr	20.94%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
UTI Gold ETF	Mutual Fund - ETF	₹586.64 Cr	11.78%
Cash Offset For Derivatives	Cash - General Offset	₹268.18 Cr	5.39%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹255.34 Cr	5.13%
ICICI Bank Ltd	Equity	₹222.94 Cr	4.48%
Net Current Assets	Cash	₹187.08 Cr	3.76%
Reliance Industries Ltd	Equity	₹172.93 Cr	3.47%
Infosys Ltd	Equity	₹160.44 Cr	3.22%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹154.41 Cr	3.10%
Bharti Airtel Ltd	Equity	₹150.2 Cr	3.02%
Tata Consultancy Services Ltd	Equity	₹133.21 Cr	2.68%
ITC Ltd	Equity	₹121.39 Cr	2.44%
Mahindra & Mahindra Ltd	Equity	₹115.61 Cr	2.32%
Trent Ltd	Equity	₹112.44 Cr	2.26%
Sun Pharmaceuticals Industries Ltd	Equity	₹80.08 Cr	1.61%
Hindustan Unilever Ltd	Equity	₹75.35 Cr	1.51%
Zomato Ltd	Equity	₹74.46 Cr	1.50%
Vedanta Ltd	Equity	₹67.71 Cr	1.36%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹66.42 Cr	1.33%
HCL Technologies Ltd	Equity	₹63.49 Cr	1.28%
Maruti Suzuki India Ltd	Equity	₹61.47 Cr	1.23%
Divi's Laboratories Ltd	Equity	₹56.11 Cr	1.13%
6.75% Govt Stock 2029	Bond - Gov't/Treasury	₹55.24 Cr	1.11%
Asian Paints Ltd	Equity	₹53.23 Cr	1.07%
Rec Limited	Bond - Corporate Bond	₹51 Cr	1.02%
Info Edge (India) Ltd	Equity	₹50.61 Cr	1.02%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.28 Cr	1.01%
Power Finance Corp Ltd.	Bond - Corporate Bond	₹50.21 Cr	1.01%
6.79% Govt Stock 2031	Bond - Gov't/Treasury	₹50.16 Cr	1.01%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹49.87 Cr	1.00%
Dixon Technologies (India) Ltd	Equity	₹49.83 Cr	1.00%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹49.72 Cr	1.00%
Export-Import Bank Of India	Bond - Corporate Bond	₹49.63 Cr	1.00%
UltraTech Cement Ltd	Equity	₹47.69 Cr	0.96%
Titan Co Ltd	Equity	₹47.54 Cr	0.95%
Bajaj Finserv Ltd	Equity	₹46.67 Cr	0.94%
Persistent Systems Ltd	Equity	₹45.96 Cr	0.92%
InterGlobe Aviation Ltd	Equity	₹45.25 Cr	0.91%
Tech Mahindra Ltd	Equity	₹44.07 Cr	0.89%
Indian Hotels Co Ltd	Equity	₹40.2 Cr	0.81%
Britannia Industries Ltd	Equity	₹39.91 Cr	0.80%
Nestle India Ltd	Equity	₹39.83 Cr	0.80%
Lupin Ltd	Equity	₹38.77 Cr	0.78%
PB Fintech Ltd	Equity	₹38 Cr	0.76%
Future on Hindustan Aeronautics Ltd Ordinary Shares	Equity - Future	₹-37.15 Cr	0.75%
TVS Motor Co Ltd	Equity	₹37.03 Cr	0.74%
Samvardhana Motherson International Ltd	Equity	₹36.93 Cr	0.74%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹36.92 Cr	0.74%
Future on Larsen & Toubro Ltd	Equity - Future	₹-36.84 Cr	0.74%
Larsen & Toubro Ltd	Equity	₹36.64 Cr	0.74%
United Spirits Ltd	Equity	₹34.29 Cr	0.69%
Suzlon Energy Ltd	Equity	₹32.96 Cr	0.66%
Voltas Ltd	Equity	₹32.21 Cr	0.65%
Colgate-Palmolive (India) Ltd	Equity	₹32.08 Cr	0.64%
SBI Life Insurance Co Ltd	Equity	₹31.16 Cr	0.63%
Cummins India Ltd	Equity	₹30.98 Cr	0.62%
LTIMindtree Ltd	Equity	₹29.76 Cr	0.60%
Pidilite Industries Ltd	Equity	₹29.43 Cr	0.59%
Fortis Healthcare Ltd	Equity	₹29.09 Cr	0.58%
Blue Star Ltd	Equity	₹28.84 Cr	0.58%
ICICI Lombard General Insurance Co Ltd	Equity	₹27.02 Cr	0.54%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹25.61 Cr	0.51%
Torrent Pharmaceuticals Ltd	Equity	₹25.4 Cr	0.51%
Marico Ltd	Equity	₹25.21 Cr	0.51%
National Housing Bank	Bond - Corporate Bond	₹25.08 Cr	0.50%
Indian Oil Corporation Limited	Bond - Corporate Bond	₹24.97 Cr	0.50%
Glenmark Pharmaceuticals Ltd	Equity	₹24.56 Cr	0.49%
Indian Railway Catering And Tourism Corp Ltd	Equity	₹24.13 Cr	0.48%
Havells India Ltd	Equity	₹23.8 Cr	0.48%
Page Industries Ltd	Equity	₹23.79 Cr	0.48%
Future on DLF Ltd	Equity - Future	₹-22.55 Cr	0.45%
DLF Ltd	Equity	₹22.49 Cr	0.45%
Dabur India Ltd	Equity	₹21.79 Cr	0.44%
Future on Axis Bank Ltd	Equity - Future	₹-21.51 Cr	0.43%
Axis Bank Ltd	Equity	₹21.39 Cr	0.43%
Coromandel International Ltd	Equity	₹21.21 Cr	0.43%
Bosch Ltd	Equity	₹20.61 Cr	0.41%
Muthoot Finance Ltd	Equity	₹20.41 Cr	0.41%
Oracle Financial Services Software Ltd	Equity	₹20.16 Cr	0.40%
Abbott India Ltd	Equity	₹19.67 Cr	0.40%
Godrej Consumer Products Ltd	Equity	₹18.19 Cr	0.37%
Oil India Ltd	Equity	₹17.89 Cr	0.36%
Future on REC Ltd	Equity - Future	₹-17.76 Cr	0.36%
REC Ltd	Equity	₹17.65 Cr	0.35%
Prestige Estates Projects Ltd	Equity	₹17.54 Cr	0.35%
Future on Kalyan Jewellers India Ltd	Equity - Future	₹-15.58 Cr	0.31%
Torrent Power Ltd	Equity	₹15.41 Cr	0.31%
Future on Indraprastha Gas Ltd	Equity - Future	₹-15.14 Cr	0.30%
Future on Reliance Industries Ltd	Equity - Future	₹-12.67 Cr	0.25%
Future on GAIL (India) Ltd	Equity - Future	₹-11.77 Cr	0.24%
GAIL (India) Ltd	Equity	₹11.73 Cr	0.24%
Future on Coal India Ltd	Equity - Future	₹-10.96 Cr	0.22%
Coal India Ltd	Equity	₹10.9 Cr	0.22%
Future on Lupin Ltd	Equity - Future	₹-10.11 Cr	0.20%
Procter & Gamble Hygiene and Health Care Ltd	Equity	₹8.35 Cr	0.17%
Future on TVS Motor Co Ltd	Equity - Future	₹-8.29 Cr	0.17%
Future on Trent Ltd	Equity - Future	₹-7.3 Cr	0.15%
Future on HDFC Asset Management Co Ltd	Equity - Future	₹-6.5 Cr	0.13%
HDFC Asset Management Co Ltd	Equity	₹6.48 Cr	0.13%
Future on Bharat Forge Ltd	Equity - Future	₹-5.36 Cr	0.11%
Bharat Forge Ltd	Equity	₹5.34 Cr	0.11%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-5.16 Cr	0.10%
Future on Birlasoft Ltd	Equity - Future	₹-4.95 Cr	0.10%
Birlasoft Ltd	Equity	₹4.92 Cr	0.10%
Future on Canara Bank	Equity - Future	₹-4.29 Cr	0.09%
Canara Bank	Equity	₹4.26 Cr	0.09%
Future on Petronet LNG Ltd	Equity - Future	₹-2.98 Cr	0.06%
Petronet LNG Ltd	Equity	₹2.97 Cr	0.06%
Future on Dixon Technologies (India) Ltd	Equity - Future	₹-2.75 Cr	0.06%
Future on Titan Co Ltd	Equity - Future	₹-1.95 Cr	0.04%
Future on Bank of Baroda	Equity - Future	₹-1.91 Cr	0.04%
Bank of Baroda	Equity	₹1.9 Cr	0.04%
Hero MotoCorp Ltd	Equity	₹1.89 Cr	0.04%
UTI Nifty 5 Yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹1.46 Cr	0.03%
UTI Nifty 10 yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹1.38 Cr	0.03%
Future on Britannia Industries Ltd	Equity - Future	₹-1.29 Cr	0.03%
Future on Page Industries Ltd	Equity - Future	₹-1.02 Cr	0.02%
Future on Exide Industries Ltd	Equity - Future	₹-0.82 Cr	0.02%
Exide Industries Ltd	Equity	₹0.81 Cr	0.02%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.78 Cr	0.02%
Indraprastha Gas Ltd	Equity	₹0.71 Cr	0.01%
Future on Cipla Ltd	Equity - Future	₹-0.64 Cr	0.01%
Cipla Ltd	Equity	₹0.64 Cr	0.01%
Future on Zydus Lifesciences Ltd	Equity - Future	₹-0.55 Cr	0.01%
Zydus Lifesciences Ltd	Equity	₹0.55 Cr	0.01%
Future on United Spirits Ltd	Equity - Future	₹-0.36 Cr	0.01%
Kalyan Jewellers India Ltd	Equity	₹0.02 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Consumer Cyclical	₹610.37 Cr	12.26%
Technology	₹551.84 Cr	11.08%
Financial Services	₹437.88 Cr	8.79%
Consumer Defensive	₹416.39 Cr	8.36%
Healthcare	₹274.87 Cr	5.52%
Industrials	₹259.52 Cr	5.21%
Basic Materials	₹219.27 Cr	4.40%
Energy	₹204.7 Cr	4.11%
Communication Services	₹200.81 Cr	4.03%
Real Estate	₹40.04 Cr	0.80%
Utilities	₹27.85 Cr	0.56%

Risk & Performance Ratios

Fund Managers

Sharwan Kumar Goyal

Since November 2021

Jaydeep Bhowal

Since October 2024

Additional Scheme Detailsas of 28th February 2025

ISIN

INF789F01VE6

Expense Ratio

0.41%

Exit Load

1.00%

Fund Size

₹4,979 Cr

Age

12 years 2 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Composite Bond TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Multi Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk	1.9%	1.0%	₹3586.59 Cr	13.0%
Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk	0.6%	1.0%	₹3586.59 Cr	14.6%
Nippon India Multi Asset fund Direct Growth Very High Risk	0.3%	1.0%	₹4949.80 Cr	13.2%
Nippon India Multi Asset fund Regular Growth Very High Risk	1.5%	1.0%	₹4949.80 Cr	11.8%
SBI Multi Asset Allocation Fund Regular Growth High Risk	1.4%	1.0%	₹7350.73 Cr	11.0%
Quant Multi Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3004.32 Cr	8.2%
UTI Multi Asset Fund Regular Growth High Risk	1.8%	1.0%	₹4978.81 Cr	9.4%
ICICI Prudential Multi-Asset Fund Regular Growth High Risk	1.4%	1.0%	₹52257.08 Cr	13.8%
HDFC Multi - Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3837.22 Cr	10.4%
Motilal Oswal Multi Asset Fund Direct Growth High Risk	0.9%	1.0%	₹90.45 Cr	-7.0%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,19,528 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹709.54 Cr	0.5%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	6.8%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹316.65 Cr	7.7%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	7.6%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	₹176.51 Cr	7.7%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	8.3%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1445.08 Cr	7.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹453.34 Cr	8.0%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹825.46 Cr	8.0%
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2362.08 Cr	8.6%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹44.41 Cr	32.9%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹7044.14 Cr	-5.9%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5224.70 Cr	6.6%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5077.28 Cr	8.5%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹220.64 Cr	9.1%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6414.57 Cr	7.9%
UTI Small Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹3830.03 Cr	14.5%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3384.64 Cr	7.8%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.1%	1.0%	₹295.89 Cr	8.7%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹3633.45 Cr	15.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1106.91 Cr	16.7%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹626.63 Cr	9.1%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹5633.37 Cr	12.3%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3386.30 Cr	10.1%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹23403.53 Cr	13.2%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹311.56 Cr	8.9%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹24805.07 Cr	7.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹647.66 Cr	9.1%
UTI India Consumer Fund Direct Growth Very High Risk	1.5%	1.0%	₹620.33 Cr	7.8%
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹1921.26 Cr	5.6%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹2521.02 Cr	3.3%
UTI Master Share Unit Scheme Direct Growth Very High Risk	1.0%	1.0%	₹11720.45 Cr	8.4%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1609.65 Cr	11.1%
UTI Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹17602.24 Cr	7.9%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹9899.35 Cr	8.8%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹8944.59 Cr	17.2%
UTI Healthcare Fund Direct Growth Very High Risk	1.2%	1.0%	₹1057.17 Cr	22.2%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19486.20 Cr	7.7%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	1.0%	₹3042.57 Cr	1.7%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹2446.08 Cr	8.3%
UTI - Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹3236.69 Cr	7.8%
UTI Multi Asset Fund Direct Growth High Risk	0.4%	1.0%	₹4978.81 Cr	10.6%
UTI Core Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹3789.32 Cr	14.5%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹38.95 Cr	8.7%

Risk Level

Your principal amount will be at High Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Multi Asset Fund Direct Growth?

The NAV of UTI Multi Asset Fund Direct Growth, as of 27-Mar-2025, is ₹77.37.

What are the returns of UTI Multi Asset Fund Direct Growth?

The fund has generated 10.65% over the last 1 year and 18.08% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Multi Asset Fund Direct Growth?

The fund's allocation of assets is distributed as 59.76% in equities, 19.30% in bonds, and 9.27% in cash and cash equivalents.

Who manages the UTI Multi Asset Fund Direct Growth?

The fund managers responsible for UTI Multi Asset Fund Direct Growth are:-

Sharwan Kumar Goyal
Jaydeep Bhowal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹4,979 Cr

Expense Ratio

0.41%

ISIN

INF789F01VE6

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at High Risk