UTI Money Market Fund Regular Growth

Fund Overview

Fund Size

₹16,113 Cr

Expense Ratio

0.23%

ISIN

INF789F01PX8

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

13 Jul 2009

About this fund

UTI Money Market Fund Regular Growth is a Money Market mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 15 years, 4 months and 9 days, having been launched on 13-Jul-09.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹2941.77, Assets Under Management (AUM) of 16113.17 Crores, and an expense ratio of 0.23%.

UTI Money Market Fund Regular Growth has given a CAGR return of 7.27% since inception.
The fund's asset allocation comprises around 0.00% in equities, 9.29% in debts, and 90.48% in cash & cash equivalents.
You can start investing in UTI Money Market Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.72%

— (Cat Avg.)

3 Years

+6.57%

— (Cat Avg.)

5 Years

+5.92%

— (Cat Avg.)

10 Years

+6.84%

— (Cat Avg.)

Since Inception

+7.27%

— (Cat Avg.)

Portfolio Summaryas of 31st October 2024

Debt	₹1,497.15 Cr	9.29%
Others	₹14,616.02 Cr	90.71%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
182 DTB 18102024	Bond - Gov't/Treasury	₹1,012.26 Cr	6.28%
Cd - Canara Bank - 20/03/2025	Cash	₹681.07 Cr	4.23%
Cp Icici Securities Ltd.	Cash	₹633.72 Cr	3.93%
Cp Bajaj Housing Finance Ltd	Cash	₹487 Cr	3.02%
Cp Lic Housing Finance Ltd.	Cash	₹485.2 Cr	3.01%
Cd - Dbs Bank Ltd - 07/03/25	Cash	₹438.83 Cr	2.72%
Cp Bharti Telecom Ltd.	Cash	₹399.72 Cr	2.48%
Cd - Hdfc Bank - 06/03/25	Cash	₹390.24 Cr	2.42%
Cd - S I D B I - 07/02/25	Cash	₹343.31 Cr	2.13%
Cd - Icici Bank - 27/02/2025	Cash	₹342.03 Cr	2.12%
Cp Small Industries Development Bank Of India	Cash	₹339.27 Cr	2.11%
Cd - Hdfc Bank - 10/10/25	Cash	₹326.81 Cr	2.03%
Cd - Kotak Mah Bank - 29/01/25	Cash	₹294.86 Cr	1.83%
Cd - Hdfc Bank - 03/02/2025	Cash	₹294.53 Cr	1.83%
182 D Tbill Mat - 14/02/2025	Bond - Gov't/Treasury	₹294.44 Cr	1.83%
Cd - Hdfc Bank - 28/02/25	Cash	₹293.11 Cr	1.82%
Cp Birla Group Holdings Private Limited	Cash	₹292.46 Cr	1.82%
Cd - Federal Bank - 15/05/2025	Cash	₹288.41 Cr	1.79%
Cd - Indus Ind Bank - 05/06/25	Cash	₹287.18 Cr	1.78%
Cd - Axis Bank - 05/09/2025	Cash	₹282.2 Cr	1.75%
Cp Igh Holdings Private Limited	Cash	₹272.23 Cr	1.69%
Cd - S I D B I - 10/06/25	Cash	₹263.15 Cr	1.63%
Cd- Canara Bank 03/09/2025	Cash	₹258.83 Cr	1.61%
Cd - Au Small Fin Bank - 25/02/25	Cash	₹244.15 Cr	1.52%
Cp Shriram Finance Ltd	Cash	₹242.98 Cr	1.51%
Cd - Idfc First Bank - 29/05/25	Cash	₹239.68 Cr	1.49%
182 DTB 07112024	Bond - Gov't/Treasury	₹199.79 Cr	1.24%
Cd - Kotak Mahindra Bank - 05/02/25	Cash	₹196.29 Cr	1.22%
Cd - Nabard - 07/02/2025	Cash	₹196.18 Cr	1.22%
Cp Aditya Birla Finance Ltd.	Cash	₹194.9 Cr	1.21%
Cd - Nabard - 18/03/25	Cash	₹194.65 Cr	1.21%
Cd - Federal Bank - 09/05/2025	Cash	₹192.5 Cr	1.19%
Cd - Federal Bank - 09/0925	Cash	₹187.86 Cr	1.17%
Cd - Axis Bank - 10/10/25	Cash	₹186.76 Cr	1.16%
Cp Infina Finance Private Limited	Cash	₹173.17 Cr	1.07%
Cp 360 One Prime Ltd	Cash	₹170.72 Cr	1.06%
Cd - N A B A R D - 12/02/25	Cash	₹146.99 Cr	0.91%
Cd - N A B A R D -26/02/25	Cash	₹146.59 Cr	0.91%
Cp Hinduja Leyland Finance Ltd.	Cash	₹146.34 Cr	0.91%
Cd - Nabard - 07/03/2025	Cash	₹146.3 Cr	0.91%
Cd - Canara Bank - 12/03/25	Cash	₹146.17 Cr	0.91%
Cp Tmf Holdings Ltd	Cash	₹146.12 Cr	0.91%
Cd - Punjab & Sindh Bank - 13/03/25	Cash	₹146.08 Cr	0.91%
Cd - Au Small Fin Bank - 19/08/25	Cash	₹141.23 Cr	0.88%
Cd - Hdfc Bank - 19/09/2025	Cash	₹140.71 Cr	0.87%
08.09 Ts SDL 2025	Bond - Gov't/Treasury	₹135.42 Cr	0.84%
Cd - Icici Bank - 31/01/25	Cash	₹122.8 Cr	0.76%
Cp Cholamandalam Investment And Finance Company Limited	Cash	₹122.25 Cr	0.76%
Cd - Hdfc Bank - 12/03/2025	Cash	₹121.81 Cr	0.76%
Cd - Indisind Bank - 13/03/25	Cash	₹121.74 Cr	0.76%
08.08 CG Sdl 2025	Bond - Gov't/Treasury	₹100.31 Cr	0.62%
7.52% GJ Sdl 08/03/2025	Bond - Gov't/Treasury	₹100.29 Cr	0.62%
Cd - Kotak Mahindra Bank - 16/01/2025	Cash	₹98.53 Cr	0.61%
Cp Godrej Housing Finance Ltd	Cash	₹98.16 Cr	0.61%
Cd - Axis Bank - 21/02/25	Cash	₹97.83 Cr	0.61%
Cd - Axis Bank - 27/02/2025	Cash	₹97.72 Cr	0.61%
Cp - Small Inds Dev Bank - 27/02/2025	Cash	₹97.71 Cr	0.61%
Cd - Indian Bank - 13/03/25	Cash	₹97.43 Cr	0.60%
Cd - Hdfc Bank Ltd - 15/09/25	Cash	₹93.88 Cr	0.58%
Cp Mahindra Rural Housing Finance Ltd	Cash	₹92.96 Cr	0.58%
Cp Hero Housing Finance Ltd	Cash	₹92.64 Cr	0.57%
Net Current Assets	Cash	₹83.4 Cr	0.52%
Cd - Canara Bank - 16/01/2025	Cash	₹73.9 Cr	0.46%
Cp Hero Fincorp Ltd.	Cash	₹73.56 Cr	0.46%
Cp Export Import Bank Of India	Cash	₹73.51 Cr	0.46%
Cp 360 One Wam Limited	Cash	₹73.49 Cr	0.46%
Cd - Kotak Mahindra Bank - 20/02/2025	Cash	₹73.4 Cr	0.46%
Cd- Canara Bank 07/03/2025	Cash	₹73.16 Cr	0.45%
Cp Bajaj Finance Ltd.	Cash	₹73.09 Cr	0.45%
Cd - Icici Bank - 17/03/2025	Cash	₹73.02 Cr	0.45%
Cd - Equitas Small Fin Bank - 12/09/25	Cash	₹70.19 Cr	0.44%
Igb- Cpn Strips-Mat-06/11/2024	Cash	₹50.68 Cr	0.31%
08.09 Uk SDL 2025	Bond - Gov't/Treasury	₹50.16 Cr	0.31%
182 DTB 12122024	Bond - Gov't/Treasury	₹49.64 Cr	0.31%
Igb- Cpn Strips-Mat- 12/12/2024	Cash	₹49.64 Cr	0.31%
Cd - Union Bank Of India - 21/02/25	Cash	₹48.91 Cr	0.30%
Cd - Icici Bank - 25/02/2025	Cash	₹48.88 Cr	0.30%
Cp Kotak Securities Ltd.	Cash	₹48.84 Cr	0.30%
Cd - Au Small Fin Bank - 27/02/25	Cash	₹48.81 Cr	0.30%
Cp Fedbank Financial Services Ltd.	Cash	₹48.48 Cr	0.30%
Cp Standard Chartered Capital Ltd.	Cash	₹46.28 Cr	0.29%
08.07 GJ Sdl 2025	Bond - Gov't/Treasury	₹45.15 Cr	0.28%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Mutual Fund - Open End	₹37.06 Cr	0.23%
08.05 GJ Sdl 2025	Bond - Gov't/Treasury	₹25.08 Cr	0.16%
05.80 MH Sdl 2025	Bond - Gov't/Treasury	₹24.93 Cr	0.15%
Cd - Canara Bank - 22/01/25	Cash	₹24.6 Cr	0.15%
Cd - Union Bankof India - 31/01/25	Cash	₹24.56 Cr	0.15%
Cd - Hdfc Bank - 20/02/2025	Cash	₹24.46 Cr	0.15%
Cd - Equitas Small Fin Bank - 21/02/25	Cash	₹24.42 Cr	0.15%
08.05 GJ Sdl 2025feb	Bond - Gov't/Treasury	₹20.07 Cr	0.12%
Cp Mankind Pharma Ltd	Cash	₹9.66 Cr	0.06%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹3.62 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash	₹14,014.95 Cr	86.98%
Bond - Gov't/Treasury	₹2,057.54 Cr	12.77%
Mutual Fund - Open End	₹37.06 Cr	0.23%
Cash - Repurchase Agreement	₹3.62 Cr	0.02%
Cash - CD/Time Deposit	₹0 Cr	-
Bond - Corporate Bond	₹0 Cr	-
Cash - Commercial Paper	₹0 Cr	-
Bond - Gov't Agency Debt	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Anurag Mittal

Since December 2021

Amit Sharma

Since July 2017

Additional Scheme Detailsas of 31st October 2024

ISIN

INF789F01PX8

Expense Ratio

0.23%

Exit Load

No Charges

Fund Size

₹16,113 Cr

Age

15 years 4 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Money Market A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Edelweiss Money Market Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1033.79 Cr	7.0%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹173.97 Cr	7.4%
Union Money Market Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹173.97 Cr	6.6%
TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹101.63 Cr	7.5%
TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹101.63 Cr	7.4%
LIC MF Money Market Fund Direct Growth Low Risk	0.6%	0.0%	₹23.97 Cr	6.5%
LIC MF Money Market Fund Regular Growth Low Risk	1.0%	0.0%	₹23.97 Cr	6.1%
Tata Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹26782.99 Cr	7.7%
Franklin India Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹2458.17 Cr	7.6%
HDFC Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹27674.69 Cr	7.7%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,26,312 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.8%	1.0%	₹809.61 Cr	12.3%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹20.40 Cr	7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	8.2%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	8.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹4.80 Cr	6.7%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹10.46 Cr	7.0%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹11.46 Cr	7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	-	8.2%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	7.0%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	-	9.0%
UTI Floater Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1417.84 Cr	7.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹494.20 Cr	41.7%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹820.41 Cr	8.1%
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2686.69 Cr	23.5%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹38.58 Cr	23.5%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹8120.78 Cr	35.1%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5517.22 Cr	6.7%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4668.91 Cr	8.3%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹245.67 Cr	23.7%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6143.71 Cr	8.3%
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4537.96 Cr	27.9%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3046.30 Cr	7.8%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹324.65 Cr	8.8%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹4198.08 Cr	37.7%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1159.45 Cr	22.1%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹560.42 Cr	9.8%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6110.59 Cr	26.2%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3873.25 Cr	21.9%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25923.63 Cr	19.7%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹313.01 Cr	9.1%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.1%	0.0%	₹28665.46 Cr	7.5%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹663.24 Cr	9.3%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹709.16 Cr	25.3%
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹2292.94 Cr	29.3%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹3030.90 Cr	21.5%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12841.53 Cr	19.8%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1645.46 Cr	14.6%
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹16113.17 Cr	7.8%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹11894.38 Cr	27.1%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹10140.68 Cr	34.4%
UTI Healthcare Fund Direct Growth Very High Risk	1.3%	1.0%	₹1187.02 Cr	44.4%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19626.32 Cr	19.1%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	1.0%	₹3477.85 Cr	32.0%
UTI Short Term Income Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2675.97 Cr	8.6%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3393.73 Cr	7.8%
UTI Multi Asset Fund Direct Growth High Risk	0.7%	1.0%	₹4415.49 Cr	28.8%
UTI Core Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹3976.41 Cr	35.9%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹40.42 Cr	8.4%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Money Market Fund Regular Growth?

The NAV of UTI Money Market Fund Regular Growth, as of 21-Nov-2024, is ₹2941.77.

What are the returns of UTI Money Market Fund Regular Growth?

The fund has generated 7.72% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Money Market Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 9.29% in bonds, and 90.48% in cash and cash equivalents.

Who manages the UTI Money Market Fund Regular Growth?

The fund managers responsible for UTI Money Market Fund Regular Growth are:-

Anurag Mittal
Amit Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI Money Market Fund Regular Growth

Fund Overview