UTI Medium Term Fund Regular Growth
DebtMedium DurationModerate Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹40 Cr
Expense Ratio
1.59%
ISIN
INF789FB1JU4
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
31 Mar 2015
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹17.15, Assets Under Management (AUM) of 39.88 Crores, and an expense ratio of 1.59%.
- UTI Medium Term Fund Regular Growth has given a CAGR return of 5.88% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 87.01% in debts, and 12.62% in cash & cash equivalents.
- You can start investing in UTI Medium Term Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.19%
+7.43% (Cat Avg.)
3 Years
+6.03%
+5.73% (Cat Avg.)
5 Years
+4.36%
+5.75% (Cat Avg.)
Since Inception
+5.88%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Debt | ₹34.7 Cr | 87.01% |
| Others | ₹5.18 Cr | 12.99% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹6.62 Cr | 16.60% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹4.09 Cr | 10.25% |
| Net Current Assets | Cash | ₹4 Cr | 10.01% |
| 07.79 Up SDL 2033 | Bond - Gov't/Treasury | ₹3.16 Cr | 7.91% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹2.98 Cr | 7.46% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹2.94 Cr | 7.38% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.54 Cr | 6.37% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹1.99 Cr | 5.00% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹1.99 Cr | 4.97% |
| TATA Motors Limited | Bond - Corporate Bond | ₹1.97 Cr | 4.95% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹1.5 Cr | 3.75% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹1 Cr | 2.51% |
| Tata Projects Limited | Bond - Corporate Bond | ₹1 Cr | 2.51% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹1 Cr | 2.51% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹1 Cr | 2.51% |
| G R Infraprojects Limited | Bond - Corporate Bond | ₹0.99 Cr | 2.49% |
| Piramal Capital & Housing Finance Limited | Bond - Corporate Bond | ₹0.95 Cr | 2.37% |
| CORPORATE DEBT MARKET DEVT FUND A2 UNITS | Mutual Fund - Open End | ₹0.15 Cr | 0.37% |
| Clearing Corporation Of India Ltd. Std Margin | Cash - Repurchase Agreement | ₹0.04 Cr | 0.10% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹19.35 Cr | 48.50% |
| Bond - Corporate Bond | ₹16.37 Cr | 41.02% |
| Cash | ₹4 Cr | 10.01% |
| Mutual Fund - Open End | ₹0.15 Cr | 0.37% |
| Cash - Repurchase Agreement | ₹0.04 Cr | 0.10% |
Risk & Performance Ratios
Standard Deviation
This fund
2.25%
Cat. avg.
2.29%
Lower the better
Sharpe Ratio
This fund
0.05
Cat. avg.
-0.24
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.06
Higher the better
Fund Managers
Ritesh Nambiar
Since July 2015
Additional Scheme Detailsas of 31st August 2024
ISIN | INF789FB1JU4 | Expense Ratio | 1.59% | Exit Load | 1.00% | Fund Size | ₹40 Cr | Age | 31 Mar 2015 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Medium Duration Debt A-III TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Medium Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Nifty AAA Bond Plus SDL Apr 2026 70:30 ETF Moderate Risk | - | - | - | - |
| Axis Strategic Bond Fund Regular Growth Moderately High risk | 1.0% | 1.0% | ₹1944.22 Cr | 8.2% |
| Invesco India Medium Duration Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹239.50 Cr | 8.4% |
| Invesco India Medium Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹239.50 Cr | 7.6% |
| Baroda BNP Paribas Medium Duration Fund Regular Growth Moderate Risk | 1.0% | 1.0% | ₹28.35 Cr | 7.3% |
| Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹28.35 Cr | 7.6% |
| HDFC Medium Term Debt Fund Regular Growth Moderately High risk | 1.3% | 0.0% | ₹4100.32 Cr | 7.7% |
| Bandhan Bond Fund - Medium Term Plan Regular Growth Moderate Risk | 1.3% | 0.0% | ₹1522.87 Cr | 7.5% |
| ICICI Prudential Medium Term Bond Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹6033.03 Cr | 7.7% |
| Sundaram Medium Term Bond Fund Regular Growth Moderate Risk | 2.2% | 1.0% | ₹43.20 Cr | 6.2% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Ritesh Nambiar
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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