Fund Overview
Fund Size
₹13,595 Cr
Expense Ratio
1.71%
ISIN
INF789F01976
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
15 Oct 1986
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹280.23, Assets Under Management (AUM) of 13594.60 Crores, and an expense ratio of 1.71%.
- UTI Master Share Unit Scheme Regular Growth has given a CAGR return of 15.90% since inception.
- The fund's asset allocation comprises around 96.31% in equities, 0.47% in debts, and 3.22% in cash & cash equivalents.
- You can start investing in UTI Master Share Unit Scheme Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+31.04%
+37.00% (Cat Avg.)
3 Years
+13.01%
+16.10% (Cat Avg.)
5 Years
+19.32%
+20.22% (Cat Avg.)
10 Years
+13.09%
+13.44% (Cat Avg.)
Since Inception
+15.90%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹13,092.52 Cr | 96.31% |
| Debt | ₹64.5 Cr | 0.47% |
| Others | ₹437.58 Cr | 3.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹1,181.92 Cr | 8.69% |
| Infosys Ltd | Equity | ₹1,114.23 Cr | 8.20% |
| ICICI Bank Ltd | Equity | ₹1,036.31 Cr | 7.62% |
| Reliance Industries Ltd | Equity | ₹749.7 Cr | 5.51% |
| Bharti Airtel Ltd | Equity | ₹633.91 Cr | 4.66% |
| Avenue Supermarts Ltd | Equity | ₹547.84 Cr | 4.03% |
| IndusInd Bank Ltd | Equity | ₹441.64 Cr | 3.25% |
| Net Current Assets | Cash | ₹435.27 Cr | 3.20% |
| Kotak Mahindra Bank Ltd | Equity | ₹383.46 Cr | 2.82% |
| Bajaj Finance Ltd | Equity | ₹372.66 Cr | 2.74% |
| Axis Bank Ltd | Equity | ₹350.01 Cr | 2.57% |
| Larsen & Toubro Ltd | Equity | ₹286 Cr | 2.10% |
| Tata Consultancy Services Ltd | Equity | ₹266.53 Cr | 1.96% |
| HDFC Life Insurance Company Limited | Equity | ₹266.46 Cr | 1.96% |
| Godrej Consumer Products Ltd | Equity | ₹245.5 Cr | 1.81% |
| ITC Ltd | Equity | ₹241.5 Cr | 1.78% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹237.89 Cr | 1.75% |
| Maruti Suzuki India Ltd | Equity | ₹226.99 Cr | 1.67% |
| HCL Technologies Ltd | Equity | ₹225.13 Cr | 1.66% |
| UltraTech Cement Ltd | Equity | ₹213.53 Cr | 1.57% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹183.81 Cr | 1.35% |
| InterGlobe Aviation Ltd | Equity | ₹175.33 Cr | 1.29% |
| LTIMindtree Ltd | Equity | ₹161.78 Cr | 1.19% |
| United Breweries Ltd | Equity | ₹149.07 Cr | 1.10% |
| Tata Motors Ltd Class A | Equity | ₹148.97 Cr | 1.10% |
| NTPC Ltd | Equity | ₹147.99 Cr | 1.09% |
| Dr Reddy's Laboratories Ltd | Equity | ₹147.2 Cr | 1.08% |
| Oil & Natural Gas Corp Ltd | Equity | ₹146.71 Cr | 1.08% |
| Tech Mahindra Ltd | Equity | ₹140.44 Cr | 1.03% |
| Metropolis Healthcare Ltd | Equity | ₹139.26 Cr | 1.02% |
| Page Industries Ltd | Equity | ₹138.76 Cr | 1.02% |
| JSW Steel Ltd | Equity | ₹138.33 Cr | 1.02% |
| Info Edge (India) Ltd | Equity | ₹134.83 Cr | 0.99% |
| Trent Ltd | Equity | ₹134.61 Cr | 0.99% |
| Cipla Ltd | Equity | ₹133.18 Cr | 0.98% |
| Jubilant Foodworks Ltd | Equity | ₹131 Cr | 0.96% |
| Jindal Stainless Ltd | Equity | ₹130.34 Cr | 0.96% |
| Coal India Ltd | Equity | ₹130.11 Cr | 0.96% |
| Voltas Ltd | Equity | ₹124.87 Cr | 0.92% |
| Havells India Ltd | Equity | ₹123.93 Cr | 0.91% |
| Balkrishna Industries Ltd | Equity | ₹107.83 Cr | 0.79% |
| Samvardhana Motherson International Ltd | Equity | ₹107 Cr | 0.79% |
| FSN E-Commerce Ventures Ltd | Equity | ₹98.15 Cr | 0.72% |
| Power Grid Corp Of India Ltd | Equity | ₹96.59 Cr | 0.71% |
| Metro Brands Ltd | Equity | ₹93.19 Cr | 0.69% |
| Astral Ltd | Equity | ₹88.68 Cr | 0.65% |
| Bajaj Holdings and Investment Ltd | Equity | ₹82.48 Cr | 0.61% |
| Titan Co Ltd | Equity | ₹79.35 Cr | 0.58% |
| Tata Motors Ltd | Equity | ₹71.71 Cr | 0.53% |
| 3M India Ltd | Equity | ₹71.37 Cr | 0.53% |
| Asian Paints Ltd | Equity | ₹59.8 Cr | 0.44% |
| Eicher Motors Ltd | Equity | ₹57.88 Cr | 0.43% |
| Bajaj Auto Ltd | Equity | ₹57.78 Cr | 0.42% |
| Muthoot Finance Ltd | Equity | ₹54.79 Cr | 0.40% |
| Tata Consumer Products Ltd | Equity | ₹52.46 Cr | 0.39% |
| 364 DTB 18042025 | Bond - Gov't/Treasury | ₹47.69 Cr | 0.35% |
| Polycab India Ltd | Equity | ₹31.31 Cr | 0.23% |
| India (Republic of) | Bond - Short-term Government Bills | ₹16.8 Cr | 0.12% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹2.31 Cr | 0.02% |
| Tata Consumer Prod | Equity | ₹0.44 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
84.76%
Mid Cap Stocks
10.52%
Small Cap Stocks
1.02%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹4,353.53 Cr | 32.02% |
| Technology | ₹1,908.11 Cr | 14.04% |
| Consumer Cyclical | ₹1,453.21 Cr | 10.69% |
| Consumer Defensive | ₹1,236.36 Cr | 9.09% |
| Energy | ₹1,026.53 Cr | 7.55% |
| Industrials | ₹901.49 Cr | 6.63% |
| Communication Services | ₹768.73 Cr | 5.65% |
| Healthcare | ₹657.54 Cr | 4.84% |
| Basic Materials | ₹542 Cr | 3.99% |
| Utilities | ₹244.58 Cr | 1.80% |
Risk & Performance Ratios
Standard Deviation
This fund
11.87%
Cat. avg.
12.79%
Lower the better
Sharpe Ratio
This fund
0.66
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.48
Higher the better
Fund Managers
Karthikraj Lakshmanan
Since September 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF789F01976 | Expense Ratio | 1.71% | Exit Load | 1.00% | Fund Size | ₹13,595 Cr | Age | 15 Oct 1986 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | BSE 100 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| DSP Nifty 50 ETF Very High Risk | 0.1% | - | ₹424.78 Cr | 29.9% |
| Quant Large Cap Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1894.62 Cr | 43.6% |
| Quant Large Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1894.62 Cr | 45.9% |
| Invesco India largecap Fund Regular Growth Very High Risk | 2.1% | 0.0% | ₹1203.35 Cr | 38.1% |
| UTI S&P BSE Sensex Next 50 Exchange Traded Fund Very High Risk | 0.2% | - | ₹20.14 Cr | 54.1% |
| Aditya BSL Nifty Next 50 ETF Very High Risk | 0.2% | - | ₹55.86 Cr | 67.7% |
| Aditya Birla Sun Life Nifty 50 ETF Very High Risk | 0.1% | - | ₹2667.15 Cr | 29.9% |
| DSP Nifty 50 Equal Weight ETF Very High Risk | 0.3% | - | ₹239.23 Cr | 40.1% |
| Edelweiss Large Cap Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1043.39 Cr | 35.9% |
| Kotak Nifty 50 ETF Very High Risk | 0.0% | - | ₹2558.95 Cr | 28.2% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Karthikraj Lakshmanan
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