UTI Liquid Fund Cash Plan Regular Growth

Fund Overview

Fund Size

₹27,432 Cr

Expense Ratio

0.24%

ISIN

INF789F01PH1

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

11 Dec 2003

About this fund

UTI Liquid Fund Cash Plan Regular Growth is a Liquid mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 21 years, 2 months and 11 days, having been launched on 11-Dec-03.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹4180.11, Assets Under Management (AUM) of 27431.60 Crores, and an expense ratio of 0.24%.

UTI Liquid Fund Cash Plan Regular Growth has given a CAGR return of 6.87% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
You can start investing in UTI Liquid Fund Cash Plan Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.31%

+6.75% (Cat Avg.)

3 Years

+6.57%

+6.24% (Cat Avg.)

5 Years

+5.38%

+5.04% (Cat Avg.)

10 Years

+6.30%

+5.34% (Cat Avg.)

Since Inception

+6.87%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Others

₹27,431.6 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
91 DTB 06032025	Bond - Gov't/Treasury	₹1,496.34 Cr	5.45%
Net Current Assets	Cash	₹1,245.51 Cr	4.54%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹942.7 Cr	3.44%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹745.36 Cr	2.72%
India (Republic of)	Bond - Short-term Government Bills	₹739.18 Cr	2.69%
Bank Of India	Cash - CD/Time Deposit	₹594.78 Cr	2.17%
Union Bank Of India	Cash - CD/Time Deposit	₹546.62 Cr	1.99%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹544.45 Cr	1.98%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹498.3 Cr	1.82%
91 DTB 21022025	Bond - Gov't/Treasury	₹498.25 Cr	1.82%
Uco Bank	Cash - CD/Time Deposit	₹496.99 Cr	1.81%
Export-Import Bank Of India	Cash - Commercial Paper	₹496.93 Cr	1.81%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹496.73 Cr	1.81%
HDFC Bank Limited	Cash - CD/Time Deposit	₹496.14 Cr	1.81%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹496.12 Cr	1.81%
The Federal Bank Limited	Cash - CD/Time Deposit	₹496.02 Cr	1.81%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹492.41 Cr	1.80%
HDFC Bank Limited	Cash - CD/Time Deposit	₹446.62 Cr	1.63%
Bank Of India	Cash - CD/Time Deposit	₹397.38 Cr	1.45%
91 DTB 20032025	Bond - Gov't/Treasury	₹371.92 Cr	1.36%
India (Republic of)	Bond - Short-term Government Bills	₹369.14 Cr	1.35%
182 DTB 13032025	Bond - Gov't/Treasury	₹352.53 Cr	1.29%
ICICI Bank Ltd.	Bond - Corporate Bond	₹344.76 Cr	1.26%
Cd - Union Bank Of India - 02/04/25	Bond - Corporate Bond	₹321.07 Cr	1.17%
Export-Import Bank Of India	Cash - Commercial Paper	₹299.4 Cr	1.09%
Bank Of India	Cash - CD/Time Deposit	₹298.22 Cr	1.09%
The Karur Vysya Bank Ltd.	Cash - CD/Time Deposit	₹298.05 Cr	1.09%
Axis Bank Limited	Cash - CD/Time Deposit	₹297.32 Cr	1.08%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹297.24 Cr	1.08%
Union Bank of India	Bond - Gov't Agency Debt	₹294.7 Cr	1.07%
Cd- Axis Bank 02/05/2025	Cash	₹294.55 Cr	1.07%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹249.5 Cr	0.91%
Ultratech Cement Limited	Cash - Commercial Paper	₹249.2 Cr	0.91%
Bank Of India	Cash - CD/Time Deposit	₹248.81 Cr	0.91%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹248.39 Cr	0.91%
Uco Bank	Cash - CD/Time Deposit	₹248.35 Cr	0.91%
Kotak Securities Ltd	Cash - Commercial Paper	₹248.27 Cr	0.91%
91 DTB 13032025	Bond - Gov't/Treasury	₹248.26 Cr	0.91%
Larsen And Toubro Limited	Cash - Commercial Paper	₹248.16 Cr	0.90%
Tata Capital Housing Finance Limited	Cash - Commercial Paper	₹248.05 Cr	0.90%
HDFC Securities Limited	Cash - Commercial Paper	₹248.01 Cr	0.90%
Shriram Finance Limited	Cash - Commercial Paper	₹247.94 Cr	0.90%
Bank Of Maharashtra	Cash - CD/Time Deposit	₹247.67 Cr	0.90%
Indian Bank	Cash - CD/Time Deposit	₹247.63 Cr	0.90%
Canara Bank	Cash - CD/Time Deposit	₹246.98 Cr	0.90%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹245.66 Cr	0.90%
Canara Bank	Cash - CD/Time Deposit	₹223.53 Cr	0.81%
7.52% GJ Sdl 08/03/2025	Bond - Gov't/Treasury	₹213.65 Cr	0.78%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹199.87 Cr	0.73%
Kotak Securities Ltd	Cash - Commercial Paper	₹199.87 Cr	0.73%
Poonawalla Fincorp Limited	Cash - Commercial Paper	₹199.49 Cr	0.73%
Poonawalla Fincorp Limited	Cash - Commercial Paper	₹199.28 Cr	0.73%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹199.24 Cr	0.73%
182 DTB 27022025	Bond - Gov't/Treasury	₹199.09 Cr	0.73%
91 Days Tbill Red 27-02-2025	Bond - Gov't/Treasury	₹199.09 Cr	0.73%
Igh Holdings Private Limited	Cash - Commercial Paper	₹198.92 Cr	0.73%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹198.71 Cr	0.72%
Axis Securities Limited	Cash - Commercial Paper	₹198.66 Cr	0.72%
Godrej Finance Limited	Cash - Commercial Paper	₹198.66 Cr	0.72%
Kotak Securities Ltd	Cash - Commercial Paper	₹198.33 Cr	0.72%
JSW Energy Limited	Cash - Commercial Paper	₹197.91 Cr	0.72%
Punjab And Sind Bank	Cash - CD/Time Deposit	₹197.55 Cr	0.72%
Gic Housing Finance Limited	Cash - Commercial Paper	₹174 Cr	0.63%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹149.9 Cr	0.55%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹149.59 Cr	0.55%
HDFC Bank Limited	Cash - CD/Time Deposit	₹149.2 Cr	0.54%
Equitas Small Finance Bank Limited	Cash - CD/Time Deposit	₹148.97 Cr	0.54%
Au Small Finance Bank Limited	Cash - CD/Time Deposit	₹148.89 Cr	0.54%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹148.82 Cr	0.54%
National Bank for Agriculture and Rural Development	Cash - CD/Time Deposit	₹148.66 Cr	0.54%
360 One Prime Ltd.	Cash - Commercial Paper	₹147.28 Cr	0.54%
HDFC Securities Limited	Cash - Commercial Paper	₹123.98 Cr	0.45%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹123.86 Cr	0.45%
Reliance Industries Limited	Cash - Commercial Paper	₹99.96 Cr	0.36%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹99.84 Cr	0.36%
Axis Bank Limited	Cash - CD/Time Deposit	₹99.6 Cr	0.36%
Axis Bank Limited	Cash - CD/Time Deposit	₹99.46 Cr	0.36%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹99.46 Cr	0.36%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹99.39 Cr	0.36%
Godrej Agrovet Ltd.	Cash - Commercial Paper	₹99.38 Cr	0.36%
Ujjivan Small Finance Bank Limited	Cash - CD/Time Deposit	₹99.35 Cr	0.36%
HDFC Bank Limited	Cash - CD/Time Deposit	₹99.35 Cr	0.36%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹99.33 Cr	0.36%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹99.32 Cr	0.36%
Redington Limited	Cash - Commercial Paper	₹99.32 Cr	0.36%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹99.28 Cr	0.36%
Indian Bank	Cash - CD/Time Deposit	₹99.21 Cr	0.36%
LIC Housing Finance Ltd	Cash - Commercial Paper	₹99.05 Cr	0.36%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹99.04 Cr	0.36%
Bajaj Finance Limited	Cash - Commercial Paper	₹98.43 Cr	0.36%
Bajaj Finance Limited	Cash - Commercial Paper	₹98.41 Cr	0.36%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹98.29 Cr	0.36%
Icici Securities Limited	Cash - Commercial Paper	₹98.24 Cr	0.36%
Barclays Investments & Loans (India) Private Limited	Cash - Commercial Paper	₹98.21 Cr	0.36%
Axis Finance Ltd.	Cash - Commercial Paper	₹98.16 Cr	0.36%
Aditya Birla Money Ltd.	Cash - Commercial Paper	₹98.09 Cr	0.36%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹74.43 Cr	0.27%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Mutual Fund - Open End	₹63.31 Cr	0.23%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹49.83 Cr	0.18%
Bank Of India 2025	Cash - CD/Time Deposit	₹49.77 Cr	0.18%
Indusind Bank Limited	Cash - CD/Time Deposit	₹49.77 Cr	0.18%
Union Bank Of India	Cash - CD/Time Deposit	₹49.76 Cr	0.18%
Tmf Holdings Limited	Cash - Commercial Paper	₹49.66 Cr	0.18%
Canara Bank	Cash - CD/Time Deposit	₹49.66 Cr	0.18%
Kotak Securities Ltd	Cash - Commercial Paper	₹49.64 Cr	0.18%
TATA Projects Limited	Cash - Commercial Paper	₹49.61 Cr	0.18%
Ntpc Limited	Cash - Commercial Paper	₹49.54 Cr	0.18%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹6.85 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹12,355.31 Cr	45.04%
Cash - CD/Time Deposit	₹7,718.25 Cr	28.14%
Bond - Gov't/Treasury	₹3,579.13 Cr	13.05%
Cash	₹1,540.06 Cr	5.61%
Bond - Short-term Government Bills	₹1,108.32 Cr	4.04%
Bond - Corporate Bond	₹765.66 Cr	2.79%
Bond - Gov't Agency Debt	₹294.7 Cr	1.07%
Mutual Fund - Open End	₹63.31 Cr	0.23%
Cash - Repurchase Agreement	₹6.85 Cr	0.03%

Risk & Performance Ratios

Fund Managers

Amit Sharma

Since July 2017

Additional Scheme Detailsas of 31st January 2025

ISIN

INF789F01PH1

Expense Ratio

0.24%

Exit Load

No Charges

Fund Size

₹27,432 Cr

Age

21 years 2 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid Index A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹5184.26 Cr	7.3%
Navi Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹69.83 Cr	7.0%
Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹998.01 Cr	6.9%
Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹998.01 Cr	7.0%
Kotak Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹813.62 Cr	5.7%
Invesco India Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹13265.07 Cr	7.3%
TrustMF Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹352.07 Cr	7.3%
360 ONE Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹888.92 Cr	7.2%
360 ONE Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹888.92 Cr	7.2%
TrustMF Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹352.07 Cr	7.2%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,20,185 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹795.48 Cr	1.4%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹316.65 Cr	7.7%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	7.6%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.4%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.7%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.9%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	₹176.51 Cr	7.7%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	8.4%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1443.17 Cr	7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹484.63 Cr	-0.4%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹814.21 Cr	7.7%
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2563.25 Cr	8.0%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹43.59 Cr	35.7%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹7668.01 Cr	-4.4%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5688.57 Cr	6.7%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4820.87 Cr	8.0%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹244.45 Cr	4.3%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6517.60 Cr	7.9%
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4351.22 Cr	8.3%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3448.00 Cr	7.8%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.1%	1.0%	₹301.89 Cr	8.6%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹3959.48 Cr	11.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1127.80 Cr	7.4%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹582.44 Cr	8.1%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹5956.36 Cr	10.9%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3642.98 Cr	7.9%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹25096.33 Cr	10.9%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹315.98 Cr	7.8%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹27431.60 Cr	7.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹643.90 Cr	7.4%
UTI India Consumer Fund Direct Growth Very High Risk	1.5%	1.0%	₹675.14 Cr	8.6%
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹2117.84 Cr	3.4%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹2790.08 Cr	2.6%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12481.94 Cr	7.8%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1632.94 Cr	9.6%
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹18697.63 Cr	7.8%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹11124.52 Cr	4.7%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹9605.67 Cr	13.9%
UTI Healthcare Fund Direct Growth Very High Risk	1.2%	1.0%	₹1150.43 Cr	15.0%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹20350.82 Cr	4.4%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	1.0%	₹3333.95 Cr	3.5%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹2337.67 Cr	8.0%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3347.64 Cr	7.7%
UTI Multi Asset Fund Direct Growth High Risk	0.4%	1.0%	₹5078.64 Cr	11.7%
UTI Core Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹4046.69 Cr	12.2%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹39.35 Cr	8.1%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Liquid Fund Cash Plan Regular Growth?

The NAV of UTI Liquid Fund Cash Plan Regular Growth, as of 21-Feb-2025, is ₹4180.11.

What are the returns of UTI Liquid Fund Cash Plan Regular Growth?

The fund has generated 7.31% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Liquid Fund Cash Plan Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.

Who manages the UTI Liquid Fund Cash Plan Regular Growth?

The fund managers responsible for UTI Liquid Fund Cash Plan Regular Growth are:-

Amit Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹27,432 Cr

Expense Ratio

0.24%

ISIN

INF789F01PH1

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

11 Dec 2003

Risk Level

Your principal amount will be at Moderate Risk