UTI India Consumer Fund Regular Growth
EquityEquity - ConsumptionVery High Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹728 Cr
Expense Ratio
2.43%
ISIN
INF789F01CE6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Jul 2007
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹61.81, Assets Under Management (AUM) of 727.62 Crores, and an expense ratio of 2.43%.
- UTI India Consumer Fund Regular Growth has given a CAGR return of 11.24% since inception.
- The fund's asset allocation comprises around 94.77% in equities, 0.20% in debts, and 5.03% in cash & cash equivalents.
- You can start investing in UTI India Consumer Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+43.67%
— (Cat Avg.)
3 Years
+17.20%
— (Cat Avg.)
5 Years
+21.09%
— (Cat Avg.)
10 Years
+12.47%
— (Cat Avg.)
Since Inception
+11.24%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹689.53 Cr | 94.77% |
| Debt | ₹1.46 Cr | 0.20% |
| Others | ₹36.63 Cr | 5.03% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Trent Ltd | Equity | ₹50.11 Cr | 6.89% |
| Bharti Airtel Ltd | Equity | ₹47.19 Cr | 6.49% |
| Maruti Suzuki India Ltd | Equity | ₹43.66 Cr | 6.00% |
| Net Current Assets | Cash | ₹36.57 Cr | 5.03% |
| Avenue Supermarts Ltd | Equity | ₹35.92 Cr | 4.94% |
| Godrej Consumer Products Ltd | Equity | ₹35.19 Cr | 4.84% |
| ITC Ltd | Equity | ₹32.37 Cr | 4.45% |
| Nestle India Ltd | Equity | ₹27.51 Cr | 3.78% |
| Mahindra & Mahindra Ltd | Equity | ₹23.06 Cr | 3.17% |
| Hero MotoCorp Ltd | Equity | ₹22.61 Cr | 3.11% |
| Hindustan Unilever Ltd | Equity | ₹21.17 Cr | 2.91% |
| United Spirits Ltd | Equity | ₹18.97 Cr | 2.61% |
| Whirlpool of India Ltd | Equity | ₹17.73 Cr | 2.44% |
| Info Edge (India) Ltd | Equity | ₹17.62 Cr | 2.42% |
| Jubilant Foodworks Ltd | Equity | ₹17.38 Cr | 2.39% |
| Tata Consumer Products Ltd | Equity | ₹17.07 Cr | 2.35% |
| Phoenix Mills Ltd | Equity | ₹16.59 Cr | 2.28% |
| Titan Co Ltd | Equity | ₹16.04 Cr | 2.20% |
| Voltas Ltd | Equity | ₹15.88 Cr | 2.18% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹15.59 Cr | 2.14% |
| Asian Paints Ltd | Equity | ₹15.48 Cr | 2.13% |
| United Breweries Ltd | Equity | ₹13.84 Cr | 1.90% |
| Havells India Ltd | Equity | ₹13.16 Cr | 1.81% |
| Metro Brands Ltd | Equity | ₹12.63 Cr | 1.74% |
| Zomato Ltd | Equity | ₹12.4 Cr | 1.70% |
| Astral Ltd | Equity | ₹12.09 Cr | 1.66% |
| IndusInd Bank Ltd | Equity | ₹10.97 Cr | 1.51% |
| HDFC Life Insurance Company Limited | Equity | ₹10.49 Cr | 1.44% |
| Bikaji Foods International Ltd | Equity | ₹9.9 Cr | 1.36% |
| HDFC Bank Ltd | Equity | ₹9.82 Cr | 1.35% |
| TIPS Industries Ltd | Equity | ₹9.03 Cr | 1.24% |
| Bajaj Consumer Care Ltd | Equity | ₹8.71 Cr | 1.20% |
| FSN E-Commerce Ventures Ltd | Equity | ₹7.81 Cr | 1.07% |
| Eicher Motors Ltd | Equity | ₹7.69 Cr | 1.06% |
| Metropolis Healthcare Ltd | Equity | ₹7.54 Cr | 1.04% |
| Polycab India Ltd | Equity | ₹7.29 Cr | 1.00% |
| Kewal Kiran Clothing Ltd | Equity | ₹7.23 Cr | 0.99% |
| PB Fintech Ltd | Equity | ₹5.8 Cr | 0.80% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹5.09 Cr | 0.70% |
| Raymond Lifestyle Ltd | Equity | ₹3.99 Cr | 0.55% |
| Raymond Ltd | Equity | ₹3.89 Cr | 0.53% |
| Safari Industries (India) Ltd | Equity | ₹3 Cr | 0.41% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.46 Cr | 0.20% |
| Clearing Corporation Of India Ltd. Std Margin | Cash - Repurchase Agreement | ₹0.06 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
65.23%
Mid Cap Stocks
19.46%
Small Cap Stocks
11.50%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Cyclical | ₹265.92 Cr | 36.55% |
| Consumer Defensive | ₹220.67 Cr | 30.33% |
| Communication Services | ₹73.85 Cr | 10.15% |
| Industrials | ₹48.42 Cr | 6.66% |
| Financial Services | ₹37.08 Cr | 5.10% |
| Real Estate | ₹16.59 Cr | 2.28% |
| Basic Materials | ₹15.48 Cr | 2.13% |
| Healthcare | ₹7.54 Cr | 1.04% |
Risk & Performance Ratios
Standard Deviation
This fund
12.50%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.89
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Vishal Chopda
Since February 2018
Additional Scheme Detailsas of 31st July 2024
ISIN | INF789F01CE6 | Expense Ratio | 2.43% | Exit Load | 1.00% | Fund Size | ₹728 Cr | Age | 30 Jul 2007 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Nifty Consumption ETF Very High Risk | 0.3% | - | ₹15.57 Cr | 43.7% |
| Kotak NIFTY India Consumption ETF Very High Risk | 0.1% | - | ₹1.68 Cr | 44.0% |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹334.32 Cr | 25.6% |
| ICICI Prudential Nifty India Consumption ETF Very High Risk | 0.2% | - | ₹46.33 Cr | 45.7% |
| Sundaram Consumption Fund Regular Growth Very High Risk | 2.2% | 0.0% | ₹1582.42 Cr | 36.3% |
| Nippon India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1700.54 Cr | 41.6% |
| Aditya Birla Sun Life India GenNext Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹5786.16 Cr | 38.9% |
| Baroda BNP Paribas India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1457.85 Cr | 43.8% |
| Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1457.85 Cr | 45.9% |
| Nippon India ETF Consumption Very High Risk | 0.3% | - | ₹95.58 Cr | 45.5% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Vishal Chopda
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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