UTI Floater Fund Regular Growth
DebtFloating RateLow to Moderate Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,362 Cr
Expense Ratio
0.84%
ISIN
INF789F1ACO4
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Oct 2018
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹1408.63, Assets Under Management (AUM) of 1361.81 Crores, and an expense ratio of 0.84%.
- UTI Floater Fund Regular Growth has given a CAGR return of 6.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 63.37% in debts, and 36.30% in cash & cash equivalents.
- You can start investing in UTI Floater Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.85%
+7.42% (Cat Avg.)
3 Years
+5.31%
+5.94% (Cat Avg.)
5 Years
+5.55%
+6.23% (Cat Avg.)
Since Inception
+6.03%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Debt | ₹863.03 Cr | 63.37% |
| Others | ₹498.78 Cr | 36.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets | Cash | ₹136.49 Cr | 10.02% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹120.65 Cr | 8.86% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹120.06 Cr | 8.82% |
| Canara Bank | Cash - CD/Time Deposit | ₹96.21 Cr | 7.06% |
| India (Republic of) | Bond - Short-term Government Bills | ₹79.74 Cr | 5.86% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹74.9 Cr | 5.50% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹74.84 Cr | 5.50% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.76 Cr | 5.49% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹72.44 Cr | 5.32% |
| REC Ltd. | Bond - Corporate Bond | ₹50.14 Cr | 3.68% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹49.97 Cr | 3.67% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹49.97 Cr | 3.67% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹49.76 Cr | 3.65% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.69 Cr | 3.65% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.68 Cr | 3.57% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.16 Cr | 3.54% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹38.69 Cr | 2.84% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.52 Cr | 1.87% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹25.27 Cr | 1.86% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.08 Cr | 1.84% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.29 Cr | 1.78% |
| India (Republic of) | Bond - Short-term Government Bills | ₹19.99 Cr | 1.47% |
| CORPORATE DEBT MARKET DEVT FUND A2 UNITS | Mutual Fund - Open End | ₹4.46 Cr | 0.33% |
| Clearing Corporation Of India Ltd. Std Margin | Cash - Repurchase Agreement | ₹2.07 Cr | 0.15% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹812.24 Cr | 59.64% |
| Cash - CD/Time Deposit | ₹256.03 Cr | 18.80% |
| Cash | ₹136.49 Cr | 10.02% |
| Bond - Short-term Government Bills | ₹99.73 Cr | 7.32% |
| Bond - Gov't/Treasury | ₹50.79 Cr | 3.73% |
| Mutual Fund - Open End | ₹4.46 Cr | 0.33% |
| Cash - Repurchase Agreement | ₹2.07 Cr | 0.15% |
| Cash - Commercial Paper | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.68%
Cat. avg.
1.15%
Lower the better
Sharpe Ratio
This fund
-1.49
Cat. avg.
0.01
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.24
Higher the better
Fund Managers
Sudhir Agarwal
Since October 2018
Additional Scheme Detailsas of 31st August 2024
ISIN | INF789F1ACO4 | Expense Ratio | 0.84% | Exit Load | No Charges | Fund Size | ₹1,362 Cr | Age | 30 Oct 2018 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Low Duration Debt Idx A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| DSP Floater Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹890.82 Cr | 9.1% |
| DSP Floater Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹890.82 Cr | 8.7% |
| Axis Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹257.78 Cr | 9.8% |
| Axis Floater Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹257.78 Cr | 9.4% |
| Franklin India Floating Rate Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹303.41 Cr | 8.1% |
| Nippon India Floating Rate Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹7708.05 Cr | 7.7% |
| ICICI Prudential Floating Interest Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹8944.98 Cr | 7.8% |
| HDFC Floating Rate Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹15146.70 Cr | 8.3% |
| Franklin India Floating Rate Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹303.41 Cr | 8.9% |
| Aditya Birla Sun Life Floating Rate Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹12661.60 Cr | 7.8% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Sudhir Agarwal
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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