UTI Floater Fund Direct Growth
DebtFloating RateModerate Risk
Direct
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,418 Cr
Expense Ratio
0.40%
ISIN
INF789F1ACX5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Oct 2018
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹1491.47, Assets Under Management (AUM) of 1417.84 Crores, and an expense ratio of 0.4%.
- UTI Floater Fund Direct Growth has given a CAGR return of 6.82% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 76.93% in debts, and 22.75% in cash & cash equivalents.
- You can start investing in UTI Floater Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.57%
+8.30% (Cat Avg.)
3 Years
+6.18%
+6.41% (Cat Avg.)
5 Years
+6.24%
+6.38% (Cat Avg.)
Since Inception
+6.82%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹1,090.79 Cr | 76.93% |
| Others | ₹327.05 Cr | 23.07% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets | Cash | ₹127.21 Cr | 8.97% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹126.19 Cr | 8.90% |
| Cd - Kotak Mahindra Bank - 21/03/25 | Cash | ₹121.6 Cr | 8.58% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹75.04 Cr | 5.29% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹74.93 Cr | 5.28% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.87 Cr | 5.28% |
| Cd - Canara Bank - 12/03/25 | Cash | ₹73.09 Cr | 5.15% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹60.35 Cr | 4.26% |
| 364 DTB 13022025 | Bond - Gov't/Treasury | ₹58.9 Cr | 4.15% |
| National Housing Bank | Bond - Corporate Bond | ₹50.34 Cr | 3.55% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.32 Cr | 3.55% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.23 Cr | 3.54% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.1 Cr | 3.53% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.03 Cr | 3.53% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹49.87 Cr | 3.52% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.79 Cr | 3.51% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹40.18 Cr | 2.83% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹29.44 Cr | 2.08% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.52 Cr | 1.80% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹25.26 Cr | 1.78% |
| National Housing Bank | Bond - Corporate Bond | ₹25.16 Cr | 1.77% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.14 Cr | 1.77% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.13 Cr | 1.77% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.11 Cr | 1.77% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹19.93 Cr | 1.41% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹19.06 Cr | 1.34% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹9.91 Cr | 0.70% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.49 Cr | 0.32% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.66 Cr | 0.05% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹902.78 Cr | 63.67% |
| Cash | ₹321.9 Cr | 22.70% |
| Bond - Gov't/Treasury | ₹139.12 Cr | 9.81% |
| Bond - Asset Backed | ₹48.89 Cr | 3.45% |
| Mutual Fund - Open End | ₹4.49 Cr | 0.32% |
| Cash - Repurchase Agreement | ₹0.66 Cr | 0.05% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.66%
Cat. avg.
1.13%
Lower the better
Sharpe Ratio
This fund
-0.04
Cat. avg.
0.24
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.56
Higher the better
Fund Managers
Sudhir Agarwal
Since October 2018
Additional Scheme Detailsas of 31st October 2024
ISIN INF789F1ACX5 | Expense Ratio 0.40% | Exit Load No Charges | Fund Size ₹1,418 Cr | Age 6 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Duration Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| DSP Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹729.43 Cr | 9.7% |
| DSP Floater Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹729.43 Cr | 9.3% |
| Axis Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹232.97 Cr | 9.8% |
| Axis Floater Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹232.97 Cr | 9.4% |
| Franklin India Floating Rate Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹300.79 Cr | 8.3% |
| Nippon India Floating Rate Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹7820.98 Cr | 8.2% |
| ICICI Prudential Floating Interest Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹8674.64 Cr | 8.3% |
| HDFC Floating Rate Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹14941.21 Cr | 8.7% |
| Franklin India Floating Rate Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹300.79 Cr | 9.1% |
| Aditya Birla Sun Life Floating Rate Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13285.65 Cr | 8.3% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,26,312 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Sudhir Agarwal
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