UTI Floater Fund Direct Growth
DebtFloating RateLow to Moderate Risk
Direct
NAV (17-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,385 Cr
Expense Ratio
0.45%
ISIN
INF789F1ACX5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Oct 2018
About this fund
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹1544.91, Assets Under Management (AUM) of 1384.92 Crores, and an expense ratio of 0.45%.
- UTI Floater Fund Direct Growth has given a CAGR return of 6.96% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 81.26% in debts, and 18.39% in cash & cash equivalents.
- You can start investing in UTI Floater Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.06%
+9.09% (Cat Avg.)
3 Years
+7.11%
+7.46% (Cat Avg.)
5 Years
+6.37%
+6.69% (Cat Avg.)
Since Inception
+6.96%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹1,125.45 Cr | 81.26% |
| Others | ₹259.47 Cr | 18.74% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹126.51 Cr | 9.14% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹118.01 Cr | 8.52% |
| Export Import Bank Of India (20/03/2026) | Cash - CD/Time Deposit | ₹93.54 Cr | 6.75% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹75.22 Cr | 5.43% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.08 Cr | 5.42% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹75.06 Cr | 5.42% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹60.51 Cr | 4.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.48 Cr | 3.64% |
| National Housing Bank | Bond - Corporate Bond | ₹50.44 Cr | 3.64% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.36 Cr | 3.64% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.17 Cr | 3.62% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.07 Cr | 3.62% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.02 Cr | 3.61% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.89 Cr | 3.60% |
| Niif Infrastructure Finance Limited | Bond - Corporate Bond | ₹49.87 Cr | 3.60% |
| India (Republic of) | Bond - Short-term Government Bills | ₹47.02 Cr | 3.40% |
| Net Current Assets | Cash | ₹42.79 Cr | 3.09% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹40.31 Cr | 2.91% |
| 364 DTB 18072025 | Bond - Gov't/Treasury | ₹29.45 Cr | 2.13% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.73 Cr | 1.86% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹25.53 Cr | 1.84% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.24 Cr | 1.82% |
| National Housing Bank | Bond - Corporate Bond | ₹25.21 Cr | 1.82% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.19 Cr | 1.82% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.16 Cr | 1.82% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹19.46 Cr | 1.41% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹14.15 Cr | 1.02% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹9.32 Cr | 0.67% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.75 Cr | 0.34% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.37 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹954.8 Cr | 68.94% |
| Cash - CD/Time Deposit | ₹211.55 Cr | 15.28% |
| Bond - Gov't/Treasury | ₹80.7 Cr | 5.83% |
| Bond - Short-term Government Bills | ₹47.02 Cr | 3.40% |
| Bond - Asset Backed | ₹42.93 Cr | 3.10% |
| Cash | ₹42.79 Cr | 3.09% |
| Mutual Fund - Open End | ₹4.75 Cr | 0.34% |
| Cash - Repurchase Agreement | ₹0.37 Cr | 0.03% |
Risk & Performance Ratios
Standard Deviation
This fund
0.56%
Cat. avg.
1.12%
Lower the better
Sharpe Ratio
This fund
0.51
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.00
Higher the better
Fund Managers
Pankaj Pathak
Since April 2025
Additional Scheme Detailsas of 31st March 2025
ISIN INF789F1ACX5 | Expense Ratio 0.45% | Exit Load No Charges | Fund Size ₹1,385 Cr | Age 6 years 5 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Duration Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| ICICI Prudential Floating Interest Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹6963.88 Cr | 9.2% |
| Nippon India Floating Rate Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹7645.68 Cr | 9.5% |
| UTI Floater Fund Direct Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1384.92 Cr | 8.1% |
| UTI Floater Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1384.92 Cr | 7.6% |
| HDFC Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹14724.14 Cr | 9.0% |
| SBI Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹1226.01 Cr | 8.9% |
| SBI Floating Rate Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1226.01 Cr | 9.1% |
| Aditya Birla Sun Life Floating Rate Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹13274.93 Cr | 8.4% |
| Baroda BNP Paribas Floater Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹17.70 Cr | 8.4% |
| Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹17.70 Cr | 8.8% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,03,409 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Floater Fund Direct Growth?
What are the returns of UTI Floater Fund Direct Growth?
What is the portfolio composition of UTI Floater Fund Direct Growth?
Who manages the UTI Floater Fund Direct Growth?
- Pankaj Pathak
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UTI Floater Fund Direct Growth
DebtFloating RateLow to Moderate Risk
Direct
NAV (17-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,385 Cr
Expense Ratio
0.45%
ISIN
INF789F1ACX5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Oct 2018
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹1544.91, Assets Under Management (AUM) of 1384.92 Crores, and an expense ratio of 0.45%.
- UTI Floater Fund Direct Growth has given a CAGR return of 6.96% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 81.26% in debts, and 18.39% in cash & cash equivalents.
- You can start investing in UTI Floater Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.06%
+9.09% (Cat Avg.)
3 Years
+7.11%
+7.46% (Cat Avg.)
5 Years
+6.37%
+6.69% (Cat Avg.)
Since Inception
+6.96%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹1,125.45 Cr | 81.26% |
| Others | ₹259.47 Cr | 18.74% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹126.51 Cr | 9.14% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹118.01 Cr | 8.52% |
| Export Import Bank Of India (20/03/2026) | Cash - CD/Time Deposit | ₹93.54 Cr | 6.75% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹75.22 Cr | 5.43% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.08 Cr | 5.42% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹75.06 Cr | 5.42% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹60.51 Cr | 4.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.48 Cr | 3.64% |
| National Housing Bank | Bond - Corporate Bond | ₹50.44 Cr | 3.64% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.36 Cr | 3.64% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.17 Cr | 3.62% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.07 Cr | 3.62% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.02 Cr | 3.61% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.89 Cr | 3.60% |
| Niif Infrastructure Finance Limited | Bond - Corporate Bond | ₹49.87 Cr | 3.60% |
| India (Republic of) | Bond - Short-term Government Bills | ₹47.02 Cr | 3.40% |
| Net Current Assets | Cash | ₹42.79 Cr | 3.09% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹40.31 Cr | 2.91% |
| 364 DTB 18072025 | Bond - Gov't/Treasury | ₹29.45 Cr | 2.13% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.73 Cr | 1.86% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹25.53 Cr | 1.84% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.24 Cr | 1.82% |
| National Housing Bank | Bond - Corporate Bond | ₹25.21 Cr | 1.82% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.19 Cr | 1.82% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.16 Cr | 1.82% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹19.46 Cr | 1.41% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹14.15 Cr | 1.02% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹9.32 Cr | 0.67% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.75 Cr | 0.34% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.37 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹954.8 Cr | 68.94% |
| Cash - CD/Time Deposit | ₹211.55 Cr | 15.28% |
| Bond - Gov't/Treasury | ₹80.7 Cr | 5.83% |
| Bond - Short-term Government Bills | ₹47.02 Cr | 3.40% |
| Bond - Asset Backed | ₹42.93 Cr | 3.10% |
| Cash | ₹42.79 Cr | 3.09% |
| Mutual Fund - Open End | ₹4.75 Cr | 0.34% |
| Cash - Repurchase Agreement | ₹0.37 Cr | 0.03% |
Risk & Performance Ratios
Standard Deviation
This fund
0.56%
Cat. avg.
1.12%
Lower the better
Sharpe Ratio
This fund
0.51
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.00
Higher the better
Fund Managers
Pankaj Pathak
Since April 2025
Additional Scheme Detailsas of 31st March 2025
ISIN INF789F1ACX5 | Expense Ratio 0.45% | Exit Load No Charges | Fund Size ₹1,385 Cr | Age 6 years 5 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Duration Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| ICICI Prudential Floating Interest Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹6963.88 Cr | 9.2% |
| Nippon India Floating Rate Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹7645.68 Cr | 9.5% |
| UTI Floater Fund Direct Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1384.92 Cr | 8.1% |
| UTI Floater Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1384.92 Cr | 7.6% |
| HDFC Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹14724.14 Cr | 9.0% |
| SBI Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹1226.01 Cr | 8.9% |
| SBI Floating Rate Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1226.01 Cr | 9.1% |
| Aditya Birla Sun Life Floating Rate Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹13274.93 Cr | 8.4% |
| Baroda BNP Paribas Floater Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹17.70 Cr | 8.4% |
| Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹17.70 Cr | 8.8% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,03,409 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Floater Fund Direct Growth?
What are the returns of UTI Floater Fund Direct Growth?
What is the portfolio composition of UTI Floater Fund Direct Growth?
Who manages the UTI Floater Fund Direct Growth?
- Pankaj Pathak
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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