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UTI Equity Savings Fund Direct Growth
HybridEquity SavingsModerate Risk
Direct
NAV (20-Dec-24)
₹18.51-0.36%1D
Returns (Since Inception)
10.25%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹642 Cr
Expense Ratio
0.81%
ISIN
INF789F1A777
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Aug 2018
About this fund
UTI Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 6 years, 3 months and 22 days, having been launched on 30-Aug-18.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹18.51, Assets Under Management (AUM) of 641.86 Crores, and an expense ratio of 0.81%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹18.51, Assets Under Management (AUM) of 641.86 Crores, and an expense ratio of 0.81%.
- UTI Equity Savings Fund Direct Growth has given a CAGR return of 10.25% since inception.
- The fund's asset allocation comprises around 27.04% in equities, 24.93% in debts, and 48.02% in cash & cash equivalents.
- You can start investing in UTI Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.32%
+11.70% (Cat Avg.)
3 Years
+11.72%
+9.64% (Cat Avg.)
5 Years
+11.89%
+9.95% (Cat Avg.)
Since Inception
+10.25%
— (Cat Avg.)
Portfolio Summaryas of 30th November 2024
| Equity | ₹173.58 Cr | 27.04% |
| Debt | ₹160.03 Cr | 24.93% |
| Others | ₹308.25 Cr | 48.02% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹266.03 Cr | 41.45% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹66.77 Cr | 10.40% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹47.23 Cr | 7.36% |
| Net Current Assets | Cash | ₹40.15 Cr | 6.26% |
| HDFC Bank Ltd | Equity | ₹37.71 Cr | 5.88% |
| Infosys Ltd | Equity | ₹31.26 Cr | 4.87% |
| Kotak Mahindra Bank Ltd | Equity | ₹26.66 Cr | 4.15% |
| Grasim Industries Ltd | Equity | ₹26.11 Cr | 4.07% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹25.83 Cr | 4.02% |
| Mahindra & Mahindra Ltd | Equity | ₹25.72 Cr | 4.01% |
| Axis Bank Ltd | Equity | ₹23.97 Cr | 3.73% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-22.27 Cr | 3.47% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-20.8 Cr | 3.24% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-20.74 Cr | 3.23% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-20.37 Cr | 3.17% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹20.2 Cr | 3.15% |
| Future on Axis Bank Ltd | Equity - Future | ₹-19.8 Cr | 3.08% |
| ICICI Bank Ltd | Equity | ₹19.54 Cr | 3.04% |
| Future on Infosys Ltd | Equity - Future | ₹-19.22 Cr | 2.99% |
| Bharti Airtel Ltd | Equity | ₹14.91 Cr | 2.32% |
| HCL Technologies Ltd | Equity | ₹12.84 Cr | 2.00% |
| IndusInd Bank Ltd | Equity | ₹12.82 Cr | 2.00% |
| Maruti Suzuki India Ltd | Equity | ₹12.77 Cr | 1.99% |
| Power Grid Corp Of India Ltd | Equity | ₹10.79 Cr | 1.68% |
| Reliance Industries Ltd | Equity | ₹10.78 Cr | 1.68% |
| Wipro Ltd | Equity | ₹10.37 Cr | 1.62% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-9.7 Cr | 1.51% |
| Future on JSW Steel Ltd | Equity - Future | ₹-9.58 Cr | 1.49% |
| JSW Steel Ltd | Equity | ₹9.52 Cr | 1.48% |
| Future on NMDC Ltd | Equity - Future | ₹-9.48 Cr | 1.48% |
| NMDC Ltd | Equity | ₹9.42 Cr | 1.47% |
| State Bank of India | Equity | ₹9.07 Cr | 1.41% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-9.06 Cr | 1.41% |
| InterGlobe Aviation Ltd | Equity | ₹8.96 Cr | 1.40% |
| ITC Ltd | Equity | ₹8.58 Cr | 1.34% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-8.01 Cr | 1.25% |
| SBI Life Insurance Co Ltd | Equity | ₹7.73 Cr | 1.21% |
| Oil & Natural Gas Corp Ltd | Equity | ₹7.48 Cr | 1.17% |
| Future on State Bank of India | Equity - Future | ₹-7.46 Cr | 1.16% |
| Bajaj Finance Ltd | Equity | ₹7.18 Cr | 1.12% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-7.15 Cr | 1.11% |
| Future on IndusInd Bank Ltd | Equity - Future | ₹-7.01 Cr | 1.09% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-6.96 Cr | 1.08% |
| Cipla Ltd | Equity | ₹6.76 Cr | 1.05% |
| Larsen & Toubro Ltd | Equity | ₹6.72 Cr | 1.05% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.36 Cr | 0.99% |
| Hindustan Unilever Ltd | Equity | ₹5.98 Cr | 0.93% |
| Hindalco Industries Ltd | Equity | ₹5.85 Cr | 0.91% |
| Eicher Motors Ltd | Equity | ₹5.68 Cr | 0.88% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹5.53 Cr | 0.86% |
| Future on Wipro Ltd | Equity - Future | ₹-5.5 Cr | 0.86% |
| Vedanta Ltd | Equity | ₹5.16 Cr | 0.80% |
| Hero MotoCorp Ltd | Equity | ₹5.13 Cr | 0.80% |
| Stock Holding Corpn Of India Ltd Std - Margin | Cash | ₹5 Cr | 0.78% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-4.95 Cr | 0.77% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-4.8 Cr | 0.75% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-4.77 Cr | 0.74% |
| Bajaj Finserv Ltd | Equity | ₹4.74 Cr | 0.74% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-4.72 Cr | 0.74% |
| GAIL (India) Ltd | Equity | ₹4.57 Cr | 0.71% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-4.47 Cr | 0.70% |
| Dr Reddy's Laboratories Ltd | Equity | ₹4.3 Cr | 0.67% |
| Power Grid Corporation of India Ltd. | Bond - Gov't Agency Debt | ₹-4.29 Cr | 0.67% |
| Bajaj Auto Ltd | Equity | ₹4.17 Cr | 0.65% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-4.17 Cr | 0.65% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-4.06 Cr | 0.63% |
| NTPC Ltd | Equity | ₹3.8 Cr | 0.59% |
| Future on Cipla Ltd | Equity - Future | ₹-3.71 Cr | 0.58% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-3.37 Cr | 0.52% |
| Aurobindo Pharma Ltd | Equity | ₹3.32 Cr | 0.52% |
| Future on InterGlobe Aviation Ltd | Equity - Future | ₹-3.3 Cr | 0.51% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-3.24 Cr | 0.50% |
| Indus Towers Limited-26-Dec-2024 | Equity - Future | ₹-2.75 Cr | 0.43% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-2.18 Cr | 0.34% |
| Tata Consultancy Services Ltd | Equity | ₹2.17 Cr | 0.34% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-2.15 Cr | 0.33% |
| Shriram Finance Ltd | Equity | ₹2.15 Cr | 0.33% |
| DLF Ltd | Equity | ₹2.05 Cr | 0.32% |
| Tata Motors Ltd | Equity | ₹1.66 Cr | 0.26% |
| Future on ITC Ltd | Equity - Future | ₹-1.61 Cr | 0.25% |
| Future on Tata Communications Ltd | Equity - Future | ₹-1.59 Cr | 0.25% |
| Tata Communications Ltd | Equity | ₹1.58 Cr | 0.25% |
| Coal India Ltd | Equity | ₹1.41 Cr | 0.22% |
| Future on Aurobindo Pharma Ltd | Equity - Future | ₹-1.11 Cr | 0.17% |
| Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.1) | Equity | ₹1 Cr | 0.16% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹0.99 Cr | 0.15% |
| Future on Dabur India Ltd | Equity - Future | ₹-0.6 Cr | 0.09% |
| Dabur India Ltd | Equity | ₹0.59 Cr | 0.09% |
| Future on DLF Ltd | Equity - Future | ₹-0.55 Cr | 0.08% |
| Future on Coal India Ltd | Equity - Future | ₹-0.53 Cr | 0.08% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹0.45 Cr | 0.07% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.37 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
26.53%
Mid Cap Stocks
1.19%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹157.94 Cr | 24.61% |
| Basic Materials | ₹57.06 Cr | 8.89% |
| Technology | ₹56.64 Cr | 8.82% |
| Consumer Cyclical | ₹55.13 Cr | 8.59% |
| Communication Services | ₹22.47 Cr | 3.50% |
| Energy | ₹19.67 Cr | 3.07% |
| Utilities | ₹19.15 Cr | 2.98% |
| Industrials | ₹15.68 Cr | 2.44% |
| Consumer Defensive | ₹15.16 Cr | 2.36% |
| Healthcare | ₹14.37 Cr | 2.24% |
| Real Estate | ₹2.05 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
4.60%
Cat. avg.
4.49%
Lower the better
Sharpe Ratio
This fund
1.10
Cat. avg.
0.69
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
VS
V Srivatsa
Since August 2018
Sunil Patil
Since August 2018
Additional Scheme Detailsas of 30th November 2024
ISIN INF789F1A777 | Expense Ratio 0.81% | Exit Load 1.00% | Fund Size ₹642 Cr | Age 6 years 3 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Crisil Equity Savings Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹7973.61 Cr | 14.7% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹7973.61 Cr | 13.4% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹560.91 Cr | 13.3% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹560.91 Cr | 14.4% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk | 2.5% | 1.0% | ₹712.61 Cr | 11.8% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk | 1.4% | 1.0% | ₹712.61 Cr | 13.1% |
| Tata Equity Savings Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹224.14 Cr | 12.3% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹245.70 Cr | 8.3% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹83.00 Cr | 7.8% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹1004.76 Cr | 13.8% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,24,111 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of UTI Equity Savings Fund Direct Growth?
The NAV of UTI Equity Savings Fund Direct Growth, as of 20-Dec-2024, is ₹18.51.
What are the returns of UTI Equity Savings Fund Direct Growth?
The fund has generated 11.32% over the last 1 year and 11.72% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Equity Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 27.04% in equities, 24.93% in bonds, and 48.02% in cash and cash equivalents.
Who manages the UTI Equity Savings Fund Direct Growth?
The fund managers responsible for UTI Equity Savings Fund Direct Growth are:-
- V Srivatsa
- Sunil Patil
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.