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UTI Banking & PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (19-Nov-24)
₹21.160.04%1D
Returns (Since Inception)
7.19%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹820 Cr
Expense Ratio
0.38%
ISIN
INF789F015Z6
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
03 Feb 2014
About this fund
UTI Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 10 years, 9 months and 18 days, having been launched on 03-Feb-14.
As of 19-Nov-24, it has a Net Asset Value (NAV) of ₹21.16, Assets Under Management (AUM) of 820.41 Crores, and an expense ratio of 0.38%.
As of 19-Nov-24, it has a Net Asset Value (NAV) of ₹21.16, Assets Under Management (AUM) of 820.41 Crores, and an expense ratio of 0.38%.
- UTI Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.19% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 96.20% in debts, and 3.50% in cash & cash equivalents.
- You can start investing in UTI Banking & PSU Debt Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.08%
+7.13% (Cat Avg.)
3 Years
+8.35%
+5.49% (Cat Avg.)
5 Years
+7.39%
+5.92% (Cat Avg.)
10 Years
+7.00%
+6.27% (Cat Avg.)
Since Inception
+7.19%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹789.22 Cr | 96.20% |
| Others | ₹31.19 Cr | 3.80% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹91.35 Cr | 11.14% |
| Axis Bank Limited | Bond - Corporate Bond | ₹55.08 Cr | 6.71% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹53.11 Cr | 6.47% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹50.39 Cr | 6.14% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.36 Cr | 6.14% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹45.93 Cr | 5.60% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹40.38 Cr | 4.92% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹35.38 Cr | 4.31% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹35.05 Cr | 4.27% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹30.29 Cr | 3.69% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹30.12 Cr | 3.67% |
| Net Current Assets | Cash | ₹28.56 Cr | 3.48% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.66 Cr | 3.13% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.14 Cr | 3.06% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.14 Cr | 3.06% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.09 Cr | 3.06% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹24.5 Cr | 2.99% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹15.14 Cr | 1.85% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.08 Cr | 1.84% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.07 Cr | 1.84% |
| National Housing Bank | Bond - Corporate Bond | ₹14.97 Cr | 1.83% |
| Nhpc Limited | Bond - Corporate Bond | ₹14.96 Cr | 1.82% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹14.95 Cr | 1.82% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.12 Cr | 1.23% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹10.11 Cr | 1.23% |
| Nhpc Limited | Bond - Corporate Bond | ₹10.05 Cr | 1.22% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.04 Cr | 1.22% |
| India (Republic of) | Bond - Gov't/Treasury | ₹5.67 Cr | 0.69% |
| 07.85 Tn SDL 2027 | Bond - Gov't/Treasury | ₹5.1 Cr | 0.62% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.99 Cr | 0.61% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹2.45 Cr | 0.30% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.18 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹615.9 Cr | 75.07% |
| Bond - Gov't/Treasury | ₹173.32 Cr | 21.13% |
| Cash | ₹28.56 Cr | 3.48% |
| Mutual Fund - Open End | ₹2.45 Cr | 0.30% |
| Cash - Repurchase Agreement | ₹0.18 Cr | 0.02% |
Risk & Performance Ratios
Standard Deviation
This fund
3.22%
Cat. avg.
1.50%
Lower the better
Sharpe Ratio
This fund
0.64
Cat. avg.
-0.52
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.41
Higher the better
Fund Managers
Anurag Mittal
Since December 2021
Additional Scheme Detailsas of 31st October 2024
ISIN INF789F015Z6 | Expense Ratio 0.38% | Exit Load No Charges | Fund Size ₹820 Cr | Age 10 years 9 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking and PSU Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹13429.06 Cr | 7.9% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹13429.06 Cr | 7.6% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹577.71 Cr | 7.7% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹577.71 Cr | 8.1% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹247.92 Cr | 7.7% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹247.92 Cr | 8.0% |
| Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹207.53 Cr | 7.0% |
| Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹207.53 Cr | 6.5% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,26,312 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of UTI Banking & PSU Debt Fund Direct Growth?
The NAV of UTI Banking & PSU Debt Fund Direct Growth, as of 19-Nov-2024, is ₹21.16.
What are the returns of UTI Banking & PSU Debt Fund Direct Growth?
The fund has generated 8.08% over the last 1 year and 8.35% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Banking & PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 96.20% in bonds, and 3.50% in cash and cash equivalents.
Who manages the UTI Banking & PSU Debt Fund Direct Growth?
The fund managers responsible for UTI Banking & PSU Debt Fund Direct Growth are:-
- Anurag Mittal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.