UTI Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹3,003 Cr

Expense Ratio

0.55%

ISIN

INF789F1AYV3

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

10 Aug 2023

About this fund

UTI Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 1 years, 4 months and 12 days, having been launched on 10-Aug-23.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹12.24, Assets Under Management (AUM) of 3002.63 Crores, and an expense ratio of 0.55%.

UTI Balanced Advantage Fund Direct Growth has given a CAGR return of 15.98% since inception.
The fund's asset allocation comprises around 54.54% in equities, 28.59% in debts, and 16.88% in cash & cash equivalents.
You can start investing in UTI Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+14.34%

+15.05% (Cat Avg.)

Since Inception

+15.98%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity	₹1,637.56 Cr	54.54%
Debt	₹858.32 Cr	28.59%
Others	₹506.75 Cr	16.88%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹415.12 Cr	13.83%
HDFC Bank Ltd	Equity	₹230.21 Cr	7.67%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹196.94 Cr	6.56%
ICICI Bank Ltd	Equity	₹147.06 Cr	4.90%
Reliance Industries Ltd	Equity	₹111.32 Cr	3.71%
Infosys Ltd	Equity	₹111.19 Cr	3.70%
Bharti Airtel Ltd	Equity	₹103.81 Cr	3.46%
Larsen & Toubro Ltd	Equity	₹90.77 Cr	3.02%
Tata Consultancy Services Ltd	Equity	₹83.54 Cr	2.78%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹76.63 Cr	2.55%
Net Current Assets	Cash	₹71.46 Cr	2.38%
NTPC Ltd	Equity	₹60.55 Cr	2.02%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹60.29 Cr	2.01%
Axis Bank Ltd	Equity	₹58.14 Cr	1.94%
Kotak Mahindra Bank Ltd	Equity	₹54.37 Cr	1.81%
Vedanta Ltd	Equity	₹53.61 Cr	1.79%
Maruti Suzuki India Ltd	Equity	₹52.04 Cr	1.73%
LIC Housing Finance Limited	Bond - Corporate Bond	₹50.56 Cr	1.68%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹50.41 Cr	1.68%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹50.03 Cr	1.67%
Hdb Financial Services Ltd.	Bond - Corporate Bond	₹49.61 Cr	1.65%
Future on Reliance Industries Ltd	Equity - Future	₹-48.39 Cr	1.61%
ITC Ltd	Equity	₹46.04 Cr	1.53%
UltraTech Cement Ltd	Equity	₹42.13 Cr	1.40%
LTIMindtree Ltd	Equity	₹40.68 Cr	1.35%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹40.64 Cr	1.35%
United Spirits Ltd	Equity	₹39.31 Cr	1.31%
InterGlobe Aviation Ltd	Equity	₹37.17 Cr	1.24%
Bajaj Finance Ltd	Equity	₹35.43 Cr	1.18%
HDFC Life Insurance Co Ltd	Equity	₹35.26 Cr	1.17%
Future on Vedanta Ltd	Equity - Future	₹-35.25 Cr	1.17%
Future on NTPC Ltd	Equity - Future	₹-33.12 Cr	1.10%
Bharat Electronics Ltd	Equity	₹32.66 Cr	1.09%
Future on Bharat Electronics Ltd	Equity - Future	₹-31.99 Cr	1.07%
Future on Larsen & Toubro Ltd	Equity - Future	₹-31.61 Cr	1.05%
IndusInd Bank Ltd	Equity	₹30.6 Cr	1.02%
Future on HDFC Bank Ltd	Equity - Future	₹-29.47 Cr	0.98%
Titan Co Ltd	Equity	₹28.17 Cr	0.94%
Oil & Natural Gas Corp Ltd	Equity	₹27.57 Cr	0.92%
Crompton Greaves Consumer Electricals Ltd	Equity	₹26.31 Cr	0.88%
Tata Steel Ltd	Equity	₹26.23 Cr	0.87%
Info Edge (India) Ltd	Equity	₹26.08 Cr	0.87%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.42 Cr	0.85%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.33 Cr	0.84%
Export-Import Bank Of India	Bond - Corporate Bond	₹25.18 Cr	0.84%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.08 Cr	0.84%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹25.03 Cr	0.83%
LIC Housing Finance Limited	Bond - Corporate Bond	₹25.01 Cr	0.83%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹25.01 Cr	0.83%
Ncd Small Industries Development Bank Of India	Bond - Corporate Bond	₹25 Cr	0.83%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹24.94 Cr	0.83%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.89 Cr	0.83%
Canara Bank	Cash - CD/Time Deposit	₹24.51 Cr	0.82%
Mahindra & Mahindra Ltd	Equity	₹24.04 Cr	0.80%
Bajaj Housing Finance Ltd	Equity	₹22.81 Cr	0.76%
Cipla Ltd	Equity	₹22.25 Cr	0.74%
Future on Tata Steel Ltd.	Equity - Future	₹-21.85 Cr	0.73%
HDFC Asset Management Co Ltd	Equity	₹20.72 Cr	0.69%
Eicher Motors Ltd	Equity	₹20.25 Cr	0.67%
ICICI Lombard General Insurance Co Ltd	Equity	₹19.94 Cr	0.66%
Ajanta Pharma Ltd	Equity	₹19.02 Cr	0.63%
Bajaj Auto Ltd	Equity	₹18.5 Cr	0.62%
Future on ITC Ltd	Equity - Future	₹-17.28 Cr	0.58%
Hindalco Industries Ltd	Equity	₹16.7 Cr	0.56%
Havells India Ltd	Equity	₹16.63 Cr	0.55%
Future on HDFC Asset Management Co Ltd	Equity - Future	₹-16.32 Cr	0.54%
Future on Havells India Ltd	Equity - Future	₹-16.16 Cr	0.54%
Hyundai Motor India Ltd	Equity	₹15.98 Cr	0.53%
Godrej Consumer Products Ltd	Equity	₹14.66 Cr	0.49%
Future on Bajaj Auto Ltd	Equity - Future	₹-14.32 Cr	0.48%
Future on Maruti Suzuki India Ltd	Equity - Future	₹-13.65 Cr	0.45%
Syngene International Ltd	Equity	₹13.53 Cr	0.45%
PI Industries Ltd	Equity	₹12.99 Cr	0.43%
Future on Oil & Natural Gas Corp Ltd	Equity - Future	₹-12.61 Cr	0.42%
Dabur India Ltd	Equity	₹12.56 Cr	0.42%
Dr. Lal PathLabs Ltd	Equity	₹12.33 Cr	0.41%
JSW Steel Ltd	Equity	₹11.9 Cr	0.40%
Future on United Spirits Ltd	Equity - Future	₹-11.75 Cr	0.39%
Voltas Ltd	Equity	₹10.73 Cr	0.36%
Whirlpool of India Ltd	Equity	₹10.51 Cr	0.35%
Future on InterGlobe Aviation Ltd	Equity - Future	₹-10.36 Cr	0.34%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹10.26 Cr	0.34%
ICICI Securities Ltd	Equity	₹10.17 Cr	0.34%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹9.97 Cr	0.33%
Hdb Financial Services Limited	Bond - Corporate Bond	₹9.73 Cr	0.32%
Hero MotoCorp Ltd	Equity	₹9.43 Cr	0.31%
Marico Ltd	Equity	₹8.38 Cr	0.28%
Timken India Ltd	Equity	₹8.13 Cr	0.27%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-7.73 Cr	0.26%
Bharat Petroleum Corp Ltd	Equity	₹7.7 Cr	0.26%
Endurance Technologies Ltd	Equity	₹7.66 Cr	0.25%
NIIT Learning Systems Ltd	Equity	₹7.48 Cr	0.25%
Future on Bharti Airtel Ltd	Equity - Future	₹-6.69 Cr	0.22%
Oberoi Realty Ltd	Equity	₹6.02 Cr	0.20%
Future on Titan Co Ltd	Equity - Future	₹-6.01 Cr	0.20%
Future on Crompton Greaves Consumer Electricals Ltd	Equity - Future	₹-6 Cr	0.20%
Future on Axis Bank Ltd	Equity - Future	₹-5.86 Cr	0.20%
Hindustan Unilever Ltd	Equity	₹5.74 Cr	0.19%
Future on Hindustan Unilever Ltd	Equity - Future	₹-5.71 Cr	0.19%
KEC International Ltd	Equity	₹5.36 Cr	0.18%
Jubilant Foodworks Ltd	Equity	₹5.03 Cr	0.17%
Power Grid Corporation of India Ltd.	Bond - Gov't Agency Debt	₹-5.01 Cr	0.17%
Power Grid Corp Of India Ltd	Equity	₹4.98 Cr	0.17%
Future on Info Edge (India) Ltd	Equity - Future	₹-4.79 Cr	0.16%
Avenue Supermarts Ltd	Equity	₹4.11 Cr	0.14%
Future on SBI Life Insurance Co Ltd	Equity - Future	₹-3.52 Cr	0.12%
Future on Hindalco Industries Ltd	Equity - Future	₹-3.51 Cr	0.12%
SBI Life Insurance Co Ltd	Equity	₹3.5 Cr	0.12%
Future on Coal India Ltd	Equity - Future	₹-3.34 Cr	0.11%
Coal India Ltd	Equity	₹3.32 Cr	0.11%
Future on Hero MotoCorp Ltd	Equity - Future	₹-3.31 Cr	0.11%
Future on IndusInd Bank Ltd	Equity - Future	₹-2.55 Cr	0.09%
Metro Brands Ltd	Equity	₹2.19 Cr	0.07%
Future on Dabur India Ltd	Equity - Future	₹-2.12 Cr	0.07%
UTI Nifty 10 yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹1.21 Cr	0.04%
UTI Nifty 5 Yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹1.17 Cr	0.04%
Future on Bajaj Finance Ltd	Equity - Future	₹-1.16 Cr	0.04%
Future on Dalmia Bharat Ltd	Equity - Future	₹-1.06 Cr	0.04%
Waaree Energies Ltd	Equity	₹1.06 Cr	0.04%
Dalmia Bharat Ltd	Equity	₹1.05 Cr	0.04%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-1.05 Cr	0.03%
Future on Cipla Ltd	Equity - Future	₹-0.85 Cr	0.03%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-0.71 Cr	0.02%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.61 Cr	0.02%
Tata Motors Ltd	Equity	₹0.04 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹668.21 Cr	22.25%
Technology	₹236.47 Cr	7.88%
Consumer Cyclical	₹220.16 Cr	7.33%
Industrials	₹201.45 Cr	6.71%
Basic Materials	₹164.62 Cr	5.48%
Energy	₹149.92 Cr	4.99%
Consumer Defensive	₹138.28 Cr	4.61%
Communication Services	₹129.89 Cr	4.33%
Healthcare	₹67.13 Cr	2.24%
Utilities	₹65.53 Cr	2.18%
Real Estate	₹6.02 Cr	0.20%

Risk & Performance Ratios

Fund Managers

Anurag Mittal

Since August 2023

Sachin Trivedi

Since August 2023

Additional Scheme Detailsas of 30th November 2024

ISIN

INF789F1AYV3

Expense Ratio

0.55%

Exit Load

1.00%

Fund Size

₹3,003 Cr

Age

1 year 4 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 Hybrid Composite Debt 50:50

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹1145.14 Cr	12.2%
Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1145.14 Cr	13.6%
Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.7%	1.0%	₹1341.13 Cr	28.1%
Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.1%	1.0%	₹1341.13 Cr	26.2%
Bandhan Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹2283.37 Cr	17.3%
Bandhan Balanced Advantage Fund Regular Growth Moderately High risk	2.0%	1.0%	₹2283.37 Cr	15.8%
Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹904.25 Cr	16.5%
Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹904.25 Cr	18.5%
Mirae Asset Balanced Advantage Fund Direct Growth High Risk	0.7%	1.0%	₹1774.80 Cr	14.2%
Mirae Asset Balanced Advantage Fund Regular Growth High Risk	2.1%	1.0%	₹1774.80 Cr	12.6%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,24,111 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.8%	1.0%	₹842.53 Cr	23.0%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹20.40 Cr	7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	7.8%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	7.7%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹4.80 Cr	6.6%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹10.46 Cr	7.0%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹11.46 Cr	7.1%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	-	7.8%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	7.0%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	-	8.4%
UTI Floater Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1424.76 Cr	7.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹510.43 Cr	28.8%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹806.13 Cr	7.8%
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2682.76 Cr	18.2%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹40.32 Cr	14.6%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹8333.77 Cr	25.9%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5010.54 Cr	6.7%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4813.27 Cr	8.1%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹250.59 Cr	23.6%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6461.66 Cr	8.3%
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4650.65 Cr	32.2%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3038.66 Cr	7.8%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.0%	1.0%	₹313.43 Cr	8.7%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹4203.16 Cr	29.7%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1170.31 Cr	14.1%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹521.36 Cr	9.4%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6107.34 Cr	23.4%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3871.53 Cr	19.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹26298.15 Cr	18.7%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹314.19 Cr	8.8%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹25219.14 Cr	7.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹677.39 Cr	8.9%
UTI India Consumer Fund Direct Growth Very High Risk	1.5%	1.0%	₹715.40 Cr	25.4%
UTI Infrastructure Fund Direct Growth Very High Risk	1.2%	1.0%	₹2252.43 Cr	23.4%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹2981.38 Cr	22.5%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12859.77 Cr	14.9%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1649.42 Cr	13.2%
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹16649.68 Cr	7.8%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹12029.01 Cr	28.1%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹10159.11 Cr	28.5%
UTI Healthcare Fund Direct Growth Very High Risk	1.3%	1.0%	₹1203.23 Cr	46.8%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹20082.94 Cr	12.5%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	1.0%	₹3471.89 Cr	25.1%
UTI Short Term Income Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2639.72 Cr	8.4%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3504.62 Cr	7.7%
UTI Multi Asset Fund Direct Growth High Risk	0.6%	1.0%	₹4682.25 Cr	24.3%
UTI Core Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹4048.26 Cr	32.7%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹40.25 Cr	8.3%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Balanced Advantage Fund Direct Growth?

The NAV of UTI Balanced Advantage Fund Direct Growth, as of 20-Dec-2024, is ₹12.24.

What is the portfolio composition of UTI Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 54.54% in equities, 28.59% in bonds, and 16.88% in cash and cash equivalents.

Who manages the UTI Balanced Advantage Fund Direct Growth?

The fund managers responsible for UTI Balanced Advantage Fund Direct Growth are:-

Anurag Mittal
Sachin Trivedi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI Balanced Advantage Fund Direct Growth

Fund Overview