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Fund Overview

Fund Size

Fund Size

₹2,978 Cr

Expense Ratio

Expense Ratio

0.51%

ISIN

ISIN

INF789F1AYV3

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Aug 2023

About this fund

UTI Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 1 years, 3 months and 12 days, having been launched on 10-Aug-23.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹12.12, Assets Under Management (AUM) of 2977.66 Crores, and an expense ratio of 0.51%.
  • UTI Balanced Advantage Fund Direct Growth has given a CAGR return of 16.19% since inception.
  • The fund's asset allocation comprises around 45.56% in equities, 27.97% in debts, and 26.47% in cash & cash equivalents.
  • You can start investing in UTI Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+17.77%

+18.62% (Cat Avg.)

Since Inception

+16.19%

(Cat Avg.)

Portfolio Summaryas of 31st October 2024

Equity1,356.5 Cr45.56%
Debt832.96 Cr27.97%
Others788.2 Cr26.47%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset648.49 Cr21.78%
HDFC Bank LtdEquity251.69 Cr8.45%
7.06% Govt Stock 2028Bond - Gov't/Treasury196.8 Cr6.61%
ICICI Bank LtdEquity121.07 Cr4.07%
Reliance Industries LtdEquity114.76 Cr3.85%
Bharti Airtel LtdEquity102.88 Cr3.46%
Infosys LtdEquity99.9 Cr3.35%
Future on HDFC Bank LtdEquity - Future-95.65 Cr3.21%
Larsen & Toubro LtdEquity88.27 Cr2.96%
Tata Consultancy Services LtdEquity77.63 Cr2.61%
Net Current AssetsCash77.24 Cr2.59%
7.1% Govt Stock 2034Bond - Gov't/Treasury76.33 Cr2.56%
Future on Reliance Industries LtdEquity - Future-73.56 Cr2.47%
NTPC LtdEquity67.95 Cr2.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond60.34 Cr2.03%
Axis Bank LtdEquity59.33 Cr1.99%
Vedanta LtdEquity54.85 Cr1.84%
Cp Kotak Mahindra Prime Ltd.Cash53.92 Cr1.81%
Kotak Mahindra Bank LtdEquity51.59 Cr1.73%
Indian Railway Finance Corporation LimitedBond - Corporate Bond50.48 Cr1.70%
LIC Housing Finance LimitedBond - Corporate Bond50.46 Cr1.69%
Maruti Suzuki India LtdEquity50.39 Cr1.69%
Rural Electrification Corporation LimitedBond - Corporate Bond50.14 Cr1.68%
Hdb Financial Services Ltd.Bond - Corporate Bond49.56 Cr1.66%
ITC LtdEquity47.2 Cr1.59%
Future on NTPC LtdEquity - Future-43.1 Cr1.45%
Future on Larsen & Toubro LtdEquity - Future-41.03 Cr1.38%
Future on Vedanta LtdEquity - Future-40.78 Cr1.37%
7.38% Govt Stock 2027Bond - Gov't/Treasury40.6 Cr1.36%
Bajaj Finance LtdEquity37.12 Cr1.25%
United Spirits LtdEquity36.82 Cr1.24%
UltraTech Cement LtdEquity35.54 Cr1.19%
InterGlobe Aviation LtdEquity33.99 Cr1.14%
LTIMindtree LtdEquity32.49 Cr1.09%
IndusInd Bank LtdEquity32.43 Cr1.09%
HDFC Life Insurance Co LtdEquity31.58 Cr1.06%
Bharat Electronics LtdEquity30.21 Cr1.01%
Future on Bharat Electronics LtdEquity - Future-29.59 Cr0.99%
Oil & Natural Gas Corp LtdEquity28.59 Cr0.96%
Tata Steel LtdEquity26.96 Cr0.91%
Titan Co LtdEquity26.55 Cr0.89%
Future on Bharti Airtel LtdEquity - Future-25.6 Cr0.86%
Power Finance Corporation LimitedBond - Corporate Bond25.44 Cr0.85%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.33 Cr0.85%
Export-Import Bank Of IndiaBond - Corporate Bond25.19 Cr0.85%
Rural Electrification Corporation LimitedBond - Corporate Bond25.12 Cr0.84%
Crompton Greaves Consumer Electricals LtdEquity25.1 Cr0.84%
Bajaj Housing Finance LimitedBond - Corporate Bond25.04 Cr0.84%
Power Finance Corporation Ltd.Bond - Corporate Bond25.04 Cr0.84%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.98 Cr0.84%
Tata Capital Housing Finance LimitedBond - Corporate Bond24.95 Cr0.84%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.93 Cr0.84%
Cd - Canara Bank - 12/03/25Cash24.36 Cr0.82%
Future on ITC LtdEquity - Future-24.12 Cr0.81%
Bajaj Auto LtdEquity23.59 Cr0.79%
Info Edge (India) LtdEquity23.51 Cr0.79%
Future on Maruti Suzuki India LtdEquity - Future-22.97 Cr0.77%
Future on Tata Steel Ltd.Equity - Future-22.79 Cr0.77%
Bajaj Housing Finance LtdEquity22.51 Cr0.76%
Cipla LtdEquity22.51 Cr0.76%
Mahindra & Mahindra LtdEquity22.12 Cr0.74%
HDFC Asset Management Co LtdEquity21.19 Cr0.71%
ICICI Lombard General Insurance Co LtdEquity18.83 Cr0.63%
Hindalco Industries LtdEquity17.41 Cr0.58%
Future on HDFC Asset Management Co LtdEquity - Future-17.03 Cr0.57%
Eicher Motors LtdEquity16.65 Cr0.56%
Axis Bank Ltd.Bond - Corporate Bond-16.51 Cr0.55%
Ajanta Pharma LtdEquity16.22 Cr0.54%
Havells India LtdEquity15.86 Cr0.53%
Future on Bajaj Auto LtdEquity - Future-15.57 Cr0.52%
Future on Havells India LtdEquity - Future-15.43 Cr0.52%
Dr. Lal PathLabs LtdEquity15.12 Cr0.51%
Future on Tata Consultancy Services LtdEquity - Future-14.4 Cr0.48%
Future on Oil & Natural Gas Corp LtdEquity - Future-13.87 Cr0.47%
Future on United Spirits LtdEquity - Future-13.76 Cr0.46%
Dabur India LtdEquity12.86 Cr0.43%
Godrej Consumer Products LtdEquity12.15 Cr0.41%
Syngene International LtdEquity12.12 Cr0.41%
PI Industries LtdEquity11.7 Cr0.39%
Hero MotoCorp LtdEquity11.44 Cr0.38%
Whirlpool of India LtdEquity11.31 Cr0.38%
Voltas LtdEquity10.67 Cr0.36%
7.18% Govt Stock 2037Bond - Gov't/Treasury10.25 Cr0.34%
ICICI Securities LtdEquity10.11 Cr0.34%
Hyundai Motor India LtdEquity10.02 Cr0.34%
Future on IndusInd Bank LtdEquity - Future-9.99 Cr0.34%
Small Industries Development Bank Of IndiaBond - Corporate Bond9.97 Cr0.33%
Future on InterGlobe Aviation LtdEquity - Future-9.78 Cr0.33%
Hdb Financial Services LimitedBond - Corporate Bond9.73 Cr0.33%
JSW Steel LtdEquity9.18 Cr0.31%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-8.79 Cr0.30%
Future on Infosys LtdEquity - Future-8.42 Cr0.28%
Future on Titan Co LtdEquity - Future-8.39 Cr0.28%
Future on Bajaj Finance LtdEquity - Future-8.15 Cr0.27%
Future on Info Edge (India) LtdEquity - Future-7.86 Cr0.26%
Future on Kotak Mahindra Bank LtdEquity - Future-7.67 Cr0.26%
Endurance Technologies LtdEquity7.45 Cr0.25%
Timken India LtdEquity7.19 Cr0.24%
Bharat Petroleum Corp LtdEquity7.15 Cr0.24%
Future on Hindalco Industries LtdEquity - Future-6.67 Cr0.22%
Future on LTIMindtree LtdEquity - Future-6.53 Cr0.22%
NIIT Learning Systems LtdEquity6.19 Cr0.21%
Marico LtdEquity5.96 Cr0.20%
Oberoi Realty LtdEquity5.9 Cr0.20%
Hindustan Unilever LtdEquity5.82 Cr0.20%
Future on Hindustan Unilever LtdEquity - Future-5.74 Cr0.19%
Future on Cipla LtdEquity - Future-5.27 Cr0.18%
KEC International LtdEquity5.01 Cr0.17%
Future on Dabur India LtdEquity - Future-4.86 Cr0.16%
Power Grid Corp Of India LtdEquity4.85 Cr0.16%
Future on Power Grid Corp Of India LtdEquity - Future-4.82 Cr0.16%
Jubilant Foodworks LtdEquity4.5 Cr0.15%
SBI Life Insurance Co LtdEquity4.04 Cr0.14%
Future on SBI Life Insurance Co LtdEquity - Future-3.98 Cr0.13%
Future on Mahindra & Mahindra LtdEquity - Future-3.95 Cr0.13%
Future on Coal India LtdEquity - Future-3.63 Cr0.12%
Coal India LtdEquity3.61 Cr0.12%
Future on UltraTech Cement LtdEquity - Future-3.57 Cr0.12%
Avenue Supermarts LtdEquity3.48 Cr0.12%
Future on Hero MotoCorp LtdEquity - Future-3.46 Cr0.12%
Waaree Energies LtdEquity2.16 Cr0.07%
Metro Brands LtdEquity2.13 Cr0.07%
UTI Nifty 10 yr Benchmark G-Sec ETFMutual Fund - ETF1.21 Cr0.04%
UTI Nifty 5 Yr Benchmark G-Sec ETFMutual Fund - ETF1.17 Cr0.04%
Future on Dalmia Bharat LtdEquity - Future-1.07 Cr0.04%
Dalmia Bharat LtdEquity1.06 Cr0.04%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.61 Cr0.02%
Future on JSW Steel LtdEquity - Future-0.13 Cr0.00%
Tata Motors LtdEquity0.04 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

45.33%

Mid Cap Stocks

4.58%

Small Cap Stocks

2.90%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services661.49 Cr22.22%
Technology212.18 Cr7.13%
Consumer Cyclical211.29 Cr7.10%
Industrials191.19 Cr6.42%
Basic Materials156.7 Cr5.26%
Energy154.1 Cr5.18%
Consumer Defensive130.48 Cr4.38%
Communication Services126.39 Cr4.24%
Utilities72.8 Cr2.44%
Healthcare65.97 Cr2.22%
Real Estate5.9 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

7.86%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

0.75

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.37

Higher the better

Fund Managers

Anurag Mittal

Anurag Mittal

Since August 2023

ST

Sachin Trivedi

Since August 2023

Additional Scheme Detailsas of 31st October 2024

ISIN
INF789F1AYV3
Expense Ratio
0.51%
Exit Load
1.00%
Fund Size
₹2,978 Cr
Age
1 year 3 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 Hybrid Composite Debt 50:50

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1238.19 Cr11.9%
Motilal Oswal Balance Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1238.19 Cr13.3%
Quant Dynamic Asset Allocation Fund Direct Growth

High Risk

0.7%1.0%₹1349.99 Cr31.2%
Quant Dynamic Asset Allocation Fund Regular Growth

High Risk

2.1%1.0%₹1349.99 Cr29.3%
Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%1.0%₹2268.45 Cr17.9%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

2.0%1.0%₹2268.45 Cr16.4%
Mahindra Manulife Balanced Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹890.15 Cr19.7%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹890.15 Cr21.7%
Mirae Asset Balanced Advantage Fund Direct Growth

High Risk

0.7%1.0%₹1742.15 Cr17.1%
Mirae Asset Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1742.15 Cr15.5%

About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,26,312 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹809.61 Cr12.3%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.2%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.7%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.0%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---8.2%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr7.0%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%-9.0%
UTI Floater Fund Direct Growth

Moderate Risk

0.4%0.0%₹1417.84 Cr7.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹494.20 Cr41.7%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹820.41 Cr8.1%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹2686.69 Cr23.5%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹38.58 Cr23.5%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹8120.78 Cr35.1%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5517.22 Cr6.7%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4668.91 Cr8.3%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹245.67 Cr23.7%
UTI Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6143.71 Cr8.3%
UTI Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹4537.96 Cr27.9%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹3046.30 Cr7.8%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹324.65 Cr8.8%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹4198.08 Cr37.7%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1159.45 Cr22.1%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹560.42 Cr9.8%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹6110.59 Cr26.2%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3873.25 Cr21.9%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹25923.63 Cr19.7%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹313.01 Cr9.1%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.1%0.0%₹28665.46 Cr7.5%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹663.24 Cr9.3%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹709.16 Cr25.3%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2292.94 Cr29.3%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹3030.90 Cr21.5%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.9%1.0%₹12841.53 Cr19.8%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1645.46 Cr14.6%
UTI Money Market Fund Direct Growth

Moderate Risk

0.1%0.0%₹16113.17 Cr7.8%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹11894.38 Cr27.1%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹10140.68 Cr34.4%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹1187.02 Cr44.4%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹19626.32 Cr19.1%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.9%1.0%₹3477.85 Cr32.0%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2675.97 Cr8.6%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹3393.73 Cr7.8%
UTI Multi Asset Fund Direct Growth

High Risk

0.7%1.0%₹4415.49 Cr28.8%
UTI Core Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹3976.41 Cr35.9%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.8%1.0%₹40.42 Cr8.4%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of UTI Balanced Advantage Fund Direct Growth, as of 21-Nov-2024, is ₹12.12.
The fund's allocation of assets is distributed as 45.56% in equities, 27.97% in bonds, and 26.47% in cash and cash equivalents.
The fund managers responsible for UTI Balanced Advantage Fund Direct Growth are:-
  1. Anurag Mittal
  2. Sachin Trivedi