Fund Overview
Fund Size
₹282 Cr
Expense Ratio
2.45%
ISIN
INF582M01EO6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
05 Dec 2018
About this fund
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹28.37, Assets Under Management (AUM) of 282.36 Crores, and an expense ratio of 2.45%.
- Union Value Discovery Fund Regular Growth has given a CAGR return of 19.86% since inception.
- The fund's asset allocation comprises around 95.58% in equities, 0.06% in debts, and 4.37% in cash & cash equivalents.
- You can start investing in Union Value Discovery Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+36.79%
+47.88% (Cat Avg.)
3 Years
+19.92%
+22.56% (Cat Avg.)
5 Years
+23.66%
+25.22% (Cat Avg.)
Since Inception
+19.86%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹269.87 Cr | 95.58% |
| Debt | ₹0.16 Cr | 0.06% |
| Others | ₹12.33 Cr | 4.37% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹19.06 Cr | 6.75% |
| Infosys Ltd | Equity | ₹15.32 Cr | 5.43% |
| ICICI Bank Ltd | Equity | ₹13.85 Cr | 4.90% |
| Treps | Cash - Repurchase Agreement | ₹12.92 Cr | 4.57% |
| Reliance Industries Ltd | Equity | ₹9.18 Cr | 3.25% |
| State Bank of India | Equity | ₹7.94 Cr | 2.81% |
| V-Mart Retail Ltd | Equity | ₹7.56 Cr | 2.68% |
| Godrej Properties Ltd | Equity | ₹7.37 Cr | 2.61% |
| Bharti Airtel Ltd | Equity | ₹7.16 Cr | 2.54% |
| Larsen & Toubro Ltd | Equity | ₹6.52 Cr | 2.31% |
| Quess Corp Ltd | Equity | ₹6.17 Cr | 2.19% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹5.66 Cr | 2.00% |
| Muthoot Finance Ltd | Equity | ₹5.61 Cr | 1.99% |
| ITC Ltd | Equity | ₹5.6 Cr | 1.98% |
| Axis Bank Ltd | Equity | ₹5.48 Cr | 1.94% |
| Oil India Ltd | Equity | ₹4.94 Cr | 1.75% |
| Tech Mahindra Ltd | Equity | ₹4.91 Cr | 1.74% |
| Jindal Steel & Power Ltd | Equity | ₹4.9 Cr | 1.74% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹4.85 Cr | 1.72% |
| Sanghvi Movers Ltd | Equity | ₹4.35 Cr | 1.54% |
| Mphasis Ltd | Equity | ₹4.34 Cr | 1.54% |
| HCL Technologies Ltd | Equity | ₹4.27 Cr | 1.51% |
| REC Ltd | Equity | ₹4.25 Cr | 1.51% |
| Bharti Hexacom Ltd | Equity | ₹4.09 Cr | 1.45% |
| SJS Enterprises Ltd | Equity | ₹3.94 Cr | 1.40% |
| Glenmark Life Sciences Ltd | Equity | ₹3.82 Cr | 1.35% |
| Kesoram Industries Ltd | Equity | ₹3.76 Cr | 1.33% |
| Godrej Consumer Products Ltd | Equity | ₹3.75 Cr | 1.33% |
| Oil & Natural Gas Corp Ltd | Equity | ₹3.68 Cr | 1.30% |
| Shriram Finance Ltd | Equity | ₹3.66 Cr | 1.30% |
| Eureka Forbes Ltd | Equity | ₹3.54 Cr | 1.25% |
| Kirloskar Oil Engines Ltd | Equity | ₹3.49 Cr | 1.24% |
| Dhanuka Agritech Ltd | Equity | ₹3.46 Cr | 1.23% |
| Hero MotoCorp Ltd | Equity | ₹3.35 Cr | 1.19% |
| Escorts Kubota Ltd | Equity | ₹3.32 Cr | 1.17% |
| Power Grid Corp Of India Ltd | Equity | ₹3.31 Cr | 1.17% |
| Finolex Industries Ltd | Equity | ₹3.14 Cr | 1.11% |
| ITD Cementation India Ltd | Equity | ₹3.08 Cr | 1.09% |
| Power Finance Corp Ltd | Equity | ₹3.06 Cr | 1.08% |
| NTPC Ltd | Equity | ₹3.04 Cr | 1.08% |
| National Aluminium Co Ltd | Equity | ₹3.03 Cr | 1.07% |
| Avantel Ltd | Equity | ₹3.02 Cr | 1.07% |
| Sunteck Realty Ltd | Equity | ₹3 Cr | 1.06% |
| CESC Ltd | Equity | ₹2.93 Cr | 1.04% |
| Aurobindo Pharma Ltd | Equity | ₹2.87 Cr | 1.02% |
| Quick Heal Technologies Ltd | Equity | ₹2.83 Cr | 1.00% |
| Maruti Suzuki India Ltd | Equity | ₹2.75 Cr | 0.98% |
| Karur Vysya Bank Ltd | Equity | ₹2.75 Cr | 0.97% |
| Bharat Electronics Ltd | Equity | ₹2.69 Cr | 0.95% |
| Home First Finance Co India Ltd --- | Equity | ₹2.64 Cr | 0.93% |
| Cipla Ltd | Equity | ₹2.52 Cr | 0.89% |
| Gabriel India Ltd | Equity | ₹2.51 Cr | 0.89% |
| Exide Industries Ltd | Equity | ₹2.51 Cr | 0.89% |
| Tata Chemicals Ltd | Equity | ₹2.46 Cr | 0.87% |
| Hindalco Industries Ltd | Equity | ₹2.41 Cr | 0.85% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹2.3 Cr | 0.81% |
| Coromandel International Ltd | Equity | ₹2.24 Cr | 0.79% |
| Tata Consultancy Services Ltd | Equity | ₹2.19 Cr | 0.78% |
| Tata Steel Ltd | Equity | ₹1.87 Cr | 0.66% |
| Coal India Ltd | Equity | ₹1.57 Cr | 0.55% |
| Net Receivable / Payable | Cash - Collateral | ₹-0.58 Cr | 0.21% |
| 364 DTB 26122024 | Bond - Gov't/Treasury | ₹0.16 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
53.34%
Mid Cap Stocks
15.53%
Small Cap Stocks
25.26%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹70.59 Cr | 25.00% |
| Industrials | ₹38.41 Cr | 13.60% |
| Technology | ₹36.89 Cr | 13.06% |
| Consumer Cyclical | ₹26.17 Cr | 9.27% |
| Basic Materials | ₹24.14 Cr | 8.55% |
| Energy | ₹19.36 Cr | 6.86% |
| Communication Services | ₹16.11 Cr | 5.70% |
| Real Estate | ₹10.38 Cr | 3.67% |
| Consumer Defensive | ₹9.34 Cr | 3.31% |
| Utilities | ₹9.28 Cr | 3.29% |
| Healthcare | ₹9.21 Cr | 3.26% |
Risk & Performance Ratios
Standard Deviation
This fund
12.39%
Cat. avg.
13.14%
Lower the better
Sharpe Ratio
This fund
1.18
Cat. avg.
1.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.40
Higher the better
Fund Managers
Hardick Bora
Since January 2023
Sanjay Bembalkar
Since June 2021
Additional Scheme Detailsas of 31st July 2024
ISIN | INF582M01EO6 | Expense Ratio | 2.45% | Exit Load | 1.00% | Fund Size | ₹282 Cr | Age | 05 Dec 2018 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | S&P BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Value Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Groww Value Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹33.36 Cr | 38.7% |
| Groww Value Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹33.36 Cr | 40.5% |
| ICICI Prudential Nifty50 Value 20 ETF Very High Risk | 0.3% | - | ₹128.26 Cr | 35.5% |
| Motilal Oswal S&P BSE Enhanced Value ETF Very High Risk | 0.3% | - | ₹112.56 Cr | 78.4% |
| Tata Equity P/E Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹8864.64 Cr | 53.6% |
| Templeton India Value Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2246.77 Cr | 43.1% |
| Kotak Nifty 50 Value 20 ETF Very High Risk | 0.1% | - | ₹73.84 Cr | 38.6% |
| HDFC Capital Builder Value Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹7607.71 Cr | 46.5% |
| UTI Value Opportunities Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹10355.98 Cr | 46.3% |
| Nippon India Value Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹8751.52 Cr | 53.4% |
About the AMC
Total AUM
₹20,996 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹54.56 Cr | - |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹776.95 Cr | 41.2% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | - | 7.8% |
| Union Small Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹4860.19 Cr | 31.7% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.2% | 1.0% | ₹648.99 Cr | 26.9% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹239.50 Cr | 7.8% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹282.36 Cr | 38.2% |
| Union Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1053.06 Cr | 36.2% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1572.46 Cr | 21.0% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹226.18 Cr | 14.0% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹234.99 Cr | 8.4% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹960.42 Cr | 33.1% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.2% | 1.0% | ₹109.75 Cr | 8.8% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹1053.06 Cr | 32.2% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4794.55 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1372.06 Cr | 41.4% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹172.14 Cr | 9.7% |
| Union Largecap Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹393.63 Cr | 29.3% |
| Union Retirement Fund Direct Growth Very High Risk | 1.1% | 0.0% | ₹144.33 Cr | 34.3% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹349.94 Cr | 7.9% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹244.99 Cr | 6.8% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹426.98 Cr | 26.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹175.41 Cr | 7.2% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹849.33 Cr | 33.5% |
Risk Level
Your principal amount will be at Very High Risk
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- Hardick Bora
- Sanjay Bembalkar
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