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Union Retirement Fund Direct Growth
HybridRetirementVery High Risk
Direct
NAV (17-Apr-25)
₹15.001.21%1D
Returns (Since Inception)
17.10%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹155 Cr
Expense Ratio
0.86%
ISIN
INF582M01IK5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
22 Sep 2022
About this fund
Union Retirement Fund Direct Growth is a Retirement mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 2 years, 6 months and 28 days, having been launched on 22-Sep-22.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹15.00, Assets Under Management (AUM) of 154.84 Crores, and an expense ratio of 0.86%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹15.00, Assets Under Management (AUM) of 154.84 Crores, and an expense ratio of 0.86%.
- Union Retirement Fund Direct Growth has given a CAGR return of 17.10% since inception.
- The fund's asset allocation comprises around 95.78% in equities, 0.00% in debts, and 4.22% in cash & cash equivalents.
- You can start investing in Union Retirement Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.15%
— (Cat Avg.)
Since Inception
+17.10%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹148.31 Cr | 95.78% |
| Others | ₹6.53 Cr | 4.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹12.61 Cr | 8.15% |
| ICICI Bank Ltd | Equity | ₹10.56 Cr | 6.82% |
| Treps | Cash - Repurchase Agreement | ₹6.57 Cr | 4.25% |
| Reliance Industries Ltd | Equity | ₹5.44 Cr | 3.51% |
| Infosys Ltd | Equity | ₹5.39 Cr | 3.48% |
| Bharti Airtel Ltd | Equity | ₹5.04 Cr | 3.26% |
| Larsen & Toubro Ltd | Equity | ₹4.44 Cr | 2.87% |
| Tata Consumer Products Ltd | Equity | ₹3.71 Cr | 2.39% |
| Axis Bank Ltd | Equity | ₹3.2 Cr | 2.07% |
| State Bank of India | Equity | ₹3.06 Cr | 1.97% |
| TVS Motor Co Ltd | Equity | ₹2.85 Cr | 1.84% |
| Tata Consultancy Services Ltd | Equity | ₹2.74 Cr | 1.77% |
| Muthoot Finance Ltd | Equity | ₹2.65 Cr | 1.71% |
| Maruti Suzuki India Ltd | Equity | ₹2.53 Cr | 1.64% |
| Ami Organics Ltd | Equity | ₹2.44 Cr | 1.58% |
| JK Cement Ltd | Equity | ₹2.42 Cr | 1.56% |
| Info Edge (India) Ltd | Equity | ₹2.27 Cr | 1.47% |
| Power Grid Corp Of India Ltd | Equity | ₹2.16 Cr | 1.39% |
| Godrej Properties Ltd | Equity | ₹2.15 Cr | 1.39% |
| Lupin Ltd | Equity | ₹2.07 Cr | 1.34% |
| Shriram Finance Ltd | Equity | ₹2.02 Cr | 1.30% |
| Solar Industries India Ltd | Equity | ₹2.01 Cr | 1.30% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹2 Cr | 1.29% |
| Tech Mahindra Ltd | Equity | ₹1.91 Cr | 1.24% |
| HCL Technologies Ltd | Equity | ₹1.91 Cr | 1.23% |
| Karur Vysya Bank Ltd | Equity | ₹1.9 Cr | 1.23% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹1.87 Cr | 1.21% |
| ITC Ltd | Equity | ₹1.8 Cr | 1.16% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.73 Cr | 1.12% |
| UltraTech Cement Ltd | Equity | ₹1.73 Cr | 1.11% |
| Bharat Electronics Ltd | Equity | ₹1.72 Cr | 1.11% |
| Blue Star Ltd | Equity | ₹1.62 Cr | 1.05% |
| Torrent Pharmaceuticals Ltd | Equity | ₹1.61 Cr | 1.04% |
| JSW Energy Ltd | Equity | ₹1.61 Cr | 1.04% |
| Mphasis Ltd | Equity | ₹1.6 Cr | 1.03% |
| Dixon Technologies (India) Ltd | Equity | ₹1.58 Cr | 1.02% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹1.56 Cr | 1.01% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹1.52 Cr | 0.98% |
| Eternal Ltd | Equity | ₹1.5 Cr | 0.97% |
| Alivus Life Sciences Ltd | Equity | ₹1.47 Cr | 0.95% |
| DOMS Industries Ltd | Equity | ₹1.44 Cr | 0.93% |
| Ajanta Pharma Ltd | Equity | ₹1.43 Cr | 0.92% |
| SJS Enterprises Ltd | Equity | ₹1.41 Cr | 0.91% |
| Bajaj Finance Ltd | Equity | ₹1.39 Cr | 0.90% |
| Home First Finance Co India Ltd --- | Equity | ₹1.38 Cr | 0.89% |
| Mahindra & Mahindra Ltd | Equity | ₹1.33 Cr | 0.86% |
| GE Vernova T&D India Ltd | Equity | ₹1.32 Cr | 0.86% |
| UNO Minda Ltd | Equity | ₹1.31 Cr | 0.85% |
| CG Power & Industrial Solutions Ltd | Equity | ₹1.28 Cr | 0.82% |
| NTPC Green Energy Ltd | Equity | ₹1.26 Cr | 0.81% |
| Pidilite Industries Ltd | Equity | ₹1.25 Cr | 0.81% |
| ELANTAS Beck India Ltd | Equity | ₹1.22 Cr | 0.79% |
| Eureka Forbes Ltd | Equity | ₹1.21 Cr | 0.78% |
| Gujarat Industries Power Co Ltd | Equity | ₹1.17 Cr | 0.76% |
| Quess Corp Ltd | Equity | ₹1.17 Cr | 0.76% |
| Trent Ltd | Equity | ₹1.17 Cr | 0.76% |
| Hindalco Industries Ltd | Equity | ₹1.16 Cr | 0.75% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹1.12 Cr | 0.72% |
| Tata Steel Ltd | Equity | ₹1.1 Cr | 0.71% |
| Cummins India Ltd | Equity | ₹1.07 Cr | 0.69% |
| Gokaldas Exports Ltd | Equity | ₹1.05 Cr | 0.68% |
| Navin Fluorine International Ltd | Equity | ₹1.02 Cr | 0.66% |
| Kirloskar Oil Engines Ltd | Equity | ₹0.99 Cr | 0.64% |
| KSB Ltd | Equity | ₹0.89 Cr | 0.58% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹0.87 Cr | 0.56% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.86 Cr | 0.56% |
| Cera Sanitaryware Ltd | Equity | ₹0.84 Cr | 0.54% |
| Godrej Consumer Products Ltd | Equity | ₹0.83 Cr | 0.54% |
| Max Financial Services Ltd | Equity | ₹0.8 Cr | 0.52% |
| Cipla Ltd | Equity | ₹0.77 Cr | 0.50% |
| BSE Ltd | Equity | ₹0.77 Cr | 0.50% |
| KEI Industries Ltd | Equity | ₹0.72 Cr | 0.47% |
| Net Receivable / Payable | Cash - Collateral | ₹-0.19 Cr | 0.12% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹0.19 Cr | 0.12% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.15 Cr | 0.10% |
| ITC Hotels Ltd | Equity | ₹0.09 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
63.09%
Mid Cap Stocks
17.04%
Small Cap Stocks
15.60%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹41.85 Cr | 27.03% |
| Industrials | ₹18.38 Cr | 11.87% |
| Consumer Cyclical | ₹17.89 Cr | 11.55% |
| Technology | ₹16.25 Cr | 10.50% |
| Basic Materials | ₹14.35 Cr | 9.27% |
| Healthcare | ₹11.28 Cr | 7.28% |
| Communication Services | ₹7.32 Cr | 4.73% |
| Consumer Defensive | ₹6.34 Cr | 4.10% |
| Energy | ₹6.3 Cr | 4.07% |
| Utilities | ₹6.2 Cr | 4.01% |
| Real Estate | ₹2.15 Cr | 1.39% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
PD
Pratik Dharmshi
Since December 2024
Vinod Malviya
Since November 2024
Additional Scheme Detailsas of 31st March 2025
ISIN INF582M01IK5 | Expense Ratio 0.86% | Exit Load No Charges | Fund Size ₹155 Cr | Age 2 years 6 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Baroda BNP Paribas Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹355.50 Cr | - |
| Baroda BNP Paribas Retirement Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹355.50 Cr | - |
| PGIM India Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹75.87 Cr | - |
| PGIM India Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹75.87 Cr | - |
| Bandhan Retirement Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹171.73 Cr | 7.7% |
| Bandhan Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹171.73 Cr | 9.5% |
| Nippon India Retirement Fund - Income Generation Scheme Direct Growth Moderately High risk | 1.0% | 0.0% | ₹152.90 Cr | 11.3% |
| Nippon India Retirement Fund - Income Generation Scheme Regular Growth Moderately High risk | 2.1% | 0.0% | ₹152.90 Cr | 10.1% |
| Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth Very High Risk | 2.0% | 0.0% | ₹3044.04 Cr | 8.1% |
| Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth Very High Risk | 1.0% | 0.0% | ₹3044.04 Cr | 9.1% |
About the AMC
Union Mutual Fund
Total AUM
₹38,926 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹61.87 Cr | 10.1% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹854.34 Cr | 12.7% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | ₹25.17 Cr | 8.1% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1444.06 Cr | 4.4% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹618.56 Cr | 8.4% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.25 Cr | 8.2% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.1% | 1.0% | ₹292.17 Cr | 8.2% |
| Union Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1041.99 Cr | 7.6% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1365.41 Cr | 7.6% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.5% | 1.0% | ₹135.91 Cr | 6.6% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹302.61 Cr | 7.8% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹860.04 Cr | 5.9% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.3% | 1.0% | ₹77.84 Cr | 11.4% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹2158.70 Cr | 6.7% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3206.36 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1312.88 Cr | 8.6% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹128.97 Cr | 11.6% |
| Union Largecap Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹431.77 Cr | 4.1% |
| Union Retirement Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹154.84 Cr | 8.1% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹319.94 Cr | 9.8% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹252.95 Cr | 6.6% |
| Union Focused Fund Direct Growth Very High Risk | 1.4% | 1.0% | ₹389.30 Cr | 4.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹167.35 Cr | 7.8% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹807.41 Cr | 7.2% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of Union Retirement Fund Direct Growth?
The NAV of Union Retirement Fund Direct Growth, as of 17-Apr-2025, is ₹15.00.
What is the portfolio composition of Union Retirement Fund Direct Growth?
The fund's allocation of assets is distributed as 95.78% in equities, 0.00% in bonds, and 4.22% in cash and cash equivalents.
Who manages the Union Retirement Fund Direct Growth?
The fund managers responsible for Union Retirement Fund Direct Growth are:-
- Pratik Dharmshi
- Vinod Malviya
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Union Retirement Fund Direct Growth
HybridRetirementVery High Risk
Direct
NAV (17-Apr-25)
₹15.001.21%1D
Returns (Since Inception)
17.10%
Rated ★4.3+ on
Fund Overview
Fund Size
₹155 Cr
Expense Ratio
0.86%
ISIN
INF582M01IK5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
22 Sep 2022
Risk Level
Your principal amount will be at Very High Risk
About this fund
Union Retirement Fund Direct Growth is a Retirement mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 2 years, 6 months and 28 days, having been launched on 22-Sep-22.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹15.00, Assets Under Management (AUM) of 154.84 Crores, and an expense ratio of 0.86%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹15.00, Assets Under Management (AUM) of 154.84 Crores, and an expense ratio of 0.86%.
- Union Retirement Fund Direct Growth has given a CAGR return of 17.10% since inception.
- The fund's asset allocation comprises around 95.78% in equities, 0.00% in debts, and 4.22% in cash & cash equivalents.
- You can start investing in Union Retirement Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.15%
— (Cat Avg.)
Since Inception
+17.10%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹148.31 Cr | 95.78% |
| Others | ₹6.53 Cr | 4.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹12.61 Cr | 8.15% |
| ICICI Bank Ltd | Equity | ₹10.56 Cr | 6.82% |
| Treps | Cash - Repurchase Agreement | ₹6.57 Cr | 4.25% |
| Reliance Industries Ltd | Equity | ₹5.44 Cr | 3.51% |
| Infosys Ltd | Equity | ₹5.39 Cr | 3.48% |
| Bharti Airtel Ltd | Equity | ₹5.04 Cr | 3.26% |
| Larsen & Toubro Ltd | Equity | ₹4.44 Cr | 2.87% |
| Tata Consumer Products Ltd | Equity | ₹3.71 Cr | 2.39% |
| Axis Bank Ltd | Equity | ₹3.2 Cr | 2.07% |
| State Bank of India | Equity | ₹3.06 Cr | 1.97% |
| TVS Motor Co Ltd | Equity | ₹2.85 Cr | 1.84% |
| Tata Consultancy Services Ltd | Equity | ₹2.74 Cr | 1.77% |
| Muthoot Finance Ltd | Equity | ₹2.65 Cr | 1.71% |
| Maruti Suzuki India Ltd | Equity | ₹2.53 Cr | 1.64% |
| Ami Organics Ltd | Equity | ₹2.44 Cr | 1.58% |
| JK Cement Ltd | Equity | ₹2.42 Cr | 1.56% |
| Info Edge (India) Ltd | Equity | ₹2.27 Cr | 1.47% |
| Power Grid Corp Of India Ltd | Equity | ₹2.16 Cr | 1.39% |
| Godrej Properties Ltd | Equity | ₹2.15 Cr | 1.39% |
| Lupin Ltd | Equity | ₹2.07 Cr | 1.34% |
| Shriram Finance Ltd | Equity | ₹2.02 Cr | 1.30% |
| Solar Industries India Ltd | Equity | ₹2.01 Cr | 1.30% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹2 Cr | 1.29% |
| Tech Mahindra Ltd | Equity | ₹1.91 Cr | 1.24% |
| HCL Technologies Ltd | Equity | ₹1.91 Cr | 1.23% |
| Karur Vysya Bank Ltd | Equity | ₹1.9 Cr | 1.23% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹1.87 Cr | 1.21% |
| ITC Ltd | Equity | ₹1.8 Cr | 1.16% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.73 Cr | 1.12% |
| UltraTech Cement Ltd | Equity | ₹1.73 Cr | 1.11% |
| Bharat Electronics Ltd | Equity | ₹1.72 Cr | 1.11% |
| Blue Star Ltd | Equity | ₹1.62 Cr | 1.05% |
| Torrent Pharmaceuticals Ltd | Equity | ₹1.61 Cr | 1.04% |
| JSW Energy Ltd | Equity | ₹1.61 Cr | 1.04% |
| Mphasis Ltd | Equity | ₹1.6 Cr | 1.03% |
| Dixon Technologies (India) Ltd | Equity | ₹1.58 Cr | 1.02% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹1.56 Cr | 1.01% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹1.52 Cr | 0.98% |
| Eternal Ltd | Equity | ₹1.5 Cr | 0.97% |
| Alivus Life Sciences Ltd | Equity | ₹1.47 Cr | 0.95% |
| DOMS Industries Ltd | Equity | ₹1.44 Cr | 0.93% |
| Ajanta Pharma Ltd | Equity | ₹1.43 Cr | 0.92% |
| SJS Enterprises Ltd | Equity | ₹1.41 Cr | 0.91% |
| Bajaj Finance Ltd | Equity | ₹1.39 Cr | 0.90% |
| Home First Finance Co India Ltd --- | Equity | ₹1.38 Cr | 0.89% |
| Mahindra & Mahindra Ltd | Equity | ₹1.33 Cr | 0.86% |
| GE Vernova T&D India Ltd | Equity | ₹1.32 Cr | 0.86% |
| UNO Minda Ltd | Equity | ₹1.31 Cr | 0.85% |
| CG Power & Industrial Solutions Ltd | Equity | ₹1.28 Cr | 0.82% |
| NTPC Green Energy Ltd | Equity | ₹1.26 Cr | 0.81% |
| Pidilite Industries Ltd | Equity | ₹1.25 Cr | 0.81% |
| ELANTAS Beck India Ltd | Equity | ₹1.22 Cr | 0.79% |
| Eureka Forbes Ltd | Equity | ₹1.21 Cr | 0.78% |
| Gujarat Industries Power Co Ltd | Equity | ₹1.17 Cr | 0.76% |
| Quess Corp Ltd | Equity | ₹1.17 Cr | 0.76% |
| Trent Ltd | Equity | ₹1.17 Cr | 0.76% |
| Hindalco Industries Ltd | Equity | ₹1.16 Cr | 0.75% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹1.12 Cr | 0.72% |
| Tata Steel Ltd | Equity | ₹1.1 Cr | 0.71% |
| Cummins India Ltd | Equity | ₹1.07 Cr | 0.69% |
| Gokaldas Exports Ltd | Equity | ₹1.05 Cr | 0.68% |
| Navin Fluorine International Ltd | Equity | ₹1.02 Cr | 0.66% |
| Kirloskar Oil Engines Ltd | Equity | ₹0.99 Cr | 0.64% |
| KSB Ltd | Equity | ₹0.89 Cr | 0.58% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹0.87 Cr | 0.56% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.86 Cr | 0.56% |
| Cera Sanitaryware Ltd | Equity | ₹0.84 Cr | 0.54% |
| Godrej Consumer Products Ltd | Equity | ₹0.83 Cr | 0.54% |
| Max Financial Services Ltd | Equity | ₹0.8 Cr | 0.52% |
| Cipla Ltd | Equity | ₹0.77 Cr | 0.50% |
| BSE Ltd | Equity | ₹0.77 Cr | 0.50% |
| KEI Industries Ltd | Equity | ₹0.72 Cr | 0.47% |
| Net Receivable / Payable | Cash - Collateral | ₹-0.19 Cr | 0.12% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹0.19 Cr | 0.12% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.15 Cr | 0.10% |
| ITC Hotels Ltd | Equity | ₹0.09 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
63.09%
Mid Cap Stocks
17.04%
Small Cap Stocks
15.60%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹41.85 Cr | 27.03% |
| Industrials | ₹18.38 Cr | 11.87% |
| Consumer Cyclical | ₹17.89 Cr | 11.55% |
| Technology | ₹16.25 Cr | 10.50% |
| Basic Materials | ₹14.35 Cr | 9.27% |
| Healthcare | ₹11.28 Cr | 7.28% |
| Communication Services | ₹7.32 Cr | 4.73% |
| Consumer Defensive | ₹6.34 Cr | 4.10% |
| Energy | ₹6.3 Cr | 4.07% |
| Utilities | ₹6.2 Cr | 4.01% |
| Real Estate | ₹2.15 Cr | 1.39% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
PD
Pratik Dharmshi
Since December 2024
Vinod Malviya
Since November 2024
Additional Scheme Detailsas of 31st March 2025
ISIN INF582M01IK5 | Expense Ratio 0.86% | Exit Load No Charges | Fund Size ₹155 Cr | Age 2 years 6 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Baroda BNP Paribas Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹355.50 Cr | - |
| Baroda BNP Paribas Retirement Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹355.50 Cr | - |
| PGIM India Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹75.87 Cr | - |
| PGIM India Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹75.87 Cr | - |
| Bandhan Retirement Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹171.73 Cr | 7.7% |
| Bandhan Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹171.73 Cr | 9.5% |
| Nippon India Retirement Fund - Income Generation Scheme Direct Growth Moderately High risk | 1.0% | 0.0% | ₹152.90 Cr | 11.3% |
| Nippon India Retirement Fund - Income Generation Scheme Regular Growth Moderately High risk | 2.1% | 0.0% | ₹152.90 Cr | 10.1% |
| Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth Very High Risk | 2.0% | 0.0% | ₹3044.04 Cr | 8.1% |
| Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth Very High Risk | 1.0% | 0.0% | ₹3044.04 Cr | 9.1% |
About the AMC
Union Mutual Fund
Total AUM
₹38,926 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹61.87 Cr | 10.1% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹854.34 Cr | 12.7% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | ₹25.17 Cr | 8.1% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1444.06 Cr | 4.4% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹618.56 Cr | 8.4% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.25 Cr | 8.2% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.1% | 1.0% | ₹292.17 Cr | 8.2% |
| Union Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1041.99 Cr | 7.6% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1365.41 Cr | 7.6% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.5% | 1.0% | ₹135.91 Cr | 6.6% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹302.61 Cr | 7.8% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹860.04 Cr | 5.9% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.3% | 1.0% | ₹77.84 Cr | 11.4% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹2158.70 Cr | 6.7% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3206.36 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1312.88 Cr | 8.6% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹128.97 Cr | 11.6% |
| Union Largecap Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹431.77 Cr | 4.1% |
| Union Retirement Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹154.84 Cr | 8.1% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹319.94 Cr | 9.8% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹252.95 Cr | 6.6% |
| Union Focused Fund Direct Growth Very High Risk | 1.4% | 1.0% | ₹389.30 Cr | 4.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹167.35 Cr | 7.8% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹807.41 Cr | 7.2% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Retirement Fund Direct Growth?
The NAV of Union Retirement Fund Direct Growth, as of 17-Apr-2025, is ₹15.00.
What is the portfolio composition of Union Retirement Fund Direct Growth?
The fund's allocation of assets is distributed as 95.78% in equities, 0.00% in bonds, and 4.22% in cash and cash equivalents.
Who manages the Union Retirement Fund Direct Growth?
The fund managers responsible for Union Retirement Fund Direct Growth are:-
- Pratik Dharmshi
- Vinod Malviya
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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