Union Overnight Fund Regular Growth

Fund Overview

Fund Size

₹594 Cr

Expense Ratio

0.17%

ISIN

INF582M01FJ3

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

27 Mar 2019

About this fund

Union Overnight Fund Regular Growth is a Overnight mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 6 years, 6 months and 27 days, having been launched on 27-Mar-19.
As of 23-Oct-25, it has a Net Asset Value (NAV) of ₹1377.27, Assets Under Management (AUM) of 594.17 Crores, and an expense ratio of 0.17%.

Union Overnight Fund Regular Growth has given a CAGR return of 4.99% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 100.00% in cash & cash equivalents.
You can start investing in Union Overnight Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.93%

— (Cat Avg.)

3 Years

+6.34%

— (Cat Avg.)

5 Years

+5.21%

— (Cat Avg.)

Since Inception

+4.99%

— (Cat Avg.)

Portfolio Summaryas of 15th October 2025

Others

₹594.17 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
5.37% Reverse Repo	Cash - Repurchase Agreement	₹331.18 Cr	55.74%
5.60% Reverse Repo	Cash - Repurchase Agreement	₹155.23 Cr	26.12%
5.45% Reverse Repo	Cash - Repurchase Agreement	₹41.94 Cr	7.06%
5.55% Reverse Repo	Cash - Repurchase Agreement	₹21.39 Cr	3.60%
Treps	Cash - Repurchase Agreement	₹16.56 Cr	2.79%
5.40% Reverse Repo	Cash - Repurchase Agreement	₹11.86 Cr	2.00%
91 Days Tbill Red 30-10-2025	Bond - Gov't/Treasury	₹4.99 Cr	0.84%
India (Republic of)	Bond - Short-term Government Bills	₹4.98 Cr	0.84%
India (Republic of)	Bond - Short-term Government Bills	₹4.5 Cr	0.76%
Net Receivable / Payable	Cash	₹1.54 Cr	0.26%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Repurchase Agreement	₹578.15 Cr	97.30%
Bond - Short-term Government Bills	₹9.48 Cr	1.60%
Bond - Gov't/Treasury	₹4.99 Cr	0.84%
Cash	₹1.54 Cr	0.26%

Risk & Performance Ratios

Fund Managers

Devesh Thacker

Since March 2019

Tarun Singh

Since March 2019

Additional Scheme Detailsas of 15th October 2025

ISIN

INF582M01FJ3

Expense Ratio

0.17%

Exit Load

No Charges

Fund Size

₹594 Cr

Age

6 years 6 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Liquid Overnight TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Overnight Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI NIFTY 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹28.53 Cr	-
360 ONE Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹173.81 Cr	-
360 ONE Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹173.81 Cr	-
JioBlackRock Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3019.99 Cr	-
Zerodha Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹73.17 Cr	-
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹119.07 Cr	6.0%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹119.07 Cr	5.9%
Shriram Nifty 1D Rate Liquid ETF Low Risk	0.4%	-	₹40.88 Cr	5.6%
SBI NIFTY 1D Rate ETF Low Risk	0.3%	-	₹40.20 Cr	3.8%
Helios Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹221.40 Cr	5.9%
Helios Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹221.40 Cr	5.9%
Baroda BNP Paribas Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹456.82 Cr	6.0%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹456.82 Cr	6.1%
PGIM India Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹114.03 Cr	6.0%
PGIM India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹114.03 Cr	6.0%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹932.14 Cr	6.1%
Bandhan Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹932.14 Cr	5.9%
DSP Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹2174.54 Cr	6.0%
DSP Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹2174.54 Cr	6.0%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.7%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.8%
Canara Robeco Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹265.28 Cr	6.0%
Canara Robeco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹265.28 Cr	6.0%
Edelweiss Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹220.16 Cr	6.0%
Edelweiss Overnight Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹220.16 Cr	5.9%
Mahindra Manulife Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹96.66 Cr	6.0%
Mahindra Manulife Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹96.66 Cr	6.1%
NJ Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹307.19 Cr	5.9%
NJ Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹307.19 Cr	6.0%
Shriram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹136.20 Cr	5.9%
Shriram Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹136.20 Cr	5.9%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4650.16 Cr	6.1%
HSBC Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹4650.16 Cr	6.0%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹6558.86 Cr	6.1%
Bajaj Finserv Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹911.91 Cr	6.0%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹911.91 Cr	6.1%
Aditya BSL Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹9440.16 Cr	6.1%
Aditya BSL Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹9440.16 Cr	5.9%
Franklin India Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹485.83 Cr	6.0%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹485.83 Cr	6.1%
SBI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹27819.77 Cr	6.0%
Kotak Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹8619.27 Cr	6.1%
Kotak Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹8619.27 Cr	6.0%
Invesco India Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹643.55 Cr	6.0%
Invesco India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹643.55 Cr	6.0%
HDFC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹13573.94 Cr	6.0%
TRUSTMF Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹68.68 Cr	6.0%
TRUSTMF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹68.68 Cr	6.0%
Samco Overnight Fund Regular Growth Low Risk	0.3%	0.0%	₹44.97 Cr	5.6%
Samco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹44.97 Cr	5.8%

About the AMC

Union Mutual Fund

+91 022 67483333

https://www.unionmf.com/

Total AUM

₹24,653 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Diversified Equity All Cap Active FOF Direct Growth Very High Risk	0.5%	1.0%	₹196.36 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹671.22 Cr	-
Union Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	0.1%	0.0%	₹157.88 Cr	-
Union Gold ETF Fund of Fund Direct Growth High Risk	0.3%	1.0%	₹85.29 Cr	-
Union Short Duration Fund Direct Growth Low Risk	0.3%	0.0%	₹363.64 Cr	-
Union Active Momentum Fund Direct Growth Very High Risk	1.1%	1.0%	₹456.55 Cr	-
Union Multi Asset Allocation Fund Direct Growth Very High Risk	1.0%	1.0%	₹777.90 Cr	16.1%
Union Business Cycle Fund Direct Growth Very High Risk	1.0%	1.0%	₹559.57 Cr	3.2%
Union Children's Fund Direct Growth Very High Risk	1.3%	0.0%	₹75.09 Cr	7.4%
Union Innovation & Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹1068.20 Cr	7.6%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Low Risk	-	0.0%	₹25.17 Cr	7.1%
Union Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1567.96 Cr	2.6%
Union Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹654.43 Cr	7.1%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Union Value Discovery Fund Direct Growth Very High Risk	1.3%	1.0%	₹340.45 Cr	5.0%
Union Multicap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1274.59 Cr	4.8%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1345.26 Cr	7.0%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹136.00 Cr	5.2%
Union Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹299.51 Cr	6.8%
Union Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.4%	0.0%	₹895.16 Cr	5.4%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	1.0%	₹108.29 Cr	5.3%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2338.33 Cr	6.0%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5702.71 Cr	6.8%
Union Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1550.58 Cr	6.1%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹126.58 Cr	4.6%
Union Largecap Fund Direct Growth Very High Risk	1.6%	1.0%	₹461.46 Cr	4.8%
Union Retirement Fund Direct Growth Very High Risk	1.1%	0.0%	₹177.93 Cr	5.9%
Union Corporate Bond Fund Direct Growth Moderate Risk	0.4%	1.0%	₹552.66 Cr	8.6%
Union Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹594.17 Cr	6.0%
Union Focused Fund Direct Growth Very High Risk	1.5%	1.0%	₹419.20 Cr	5.2%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹242.36 Cr	7.5%
Union Large & Midcap Fund Direct Growth Very High Risk	0.9%	1.0%	₹914.13 Cr	5.9%

Risk Level

Your principal amount will be at Low Risk

Take control of your wealth

Track and Analyse all your investments with Wealth Monitor

Rated ★ 4.3+ on

Still got questions?
We're here to help.

What is the current NAV of Union Overnight Fund Regular Growth?

The NAV of Union Overnight Fund Regular Growth, as of 23-Oct-2025, is ₹1377.27.

What are the returns of Union Overnight Fund Regular Growth?

The fund has generated 5.93% over the last 1 year and 6.34% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Union Overnight Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 100.00% in cash and cash equivalents.

Who manages the Union Overnight Fund Regular Growth?

The fund managers responsible for Union Overnight Fund Regular Growth are:-

Devesh Thacker
Tarun Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

Fund Overview

Fund Size

₹594 Cr

Expense Ratio

0.17%

ISIN

INF582M01FJ3

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

27 Mar 2019

Risk Level

Your principal amount will be at Low Risk