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Fund Overview
Fund Size
₹4,473 Cr
Expense Ratio
0.07%
ISIN
INF582M01674
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Union Liquid Direct Growth is a Liquid mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 11 years, 11 months and 21 days, having been launched on 01-Jan-13.
As of 22-Dec-24, it has a Net Asset Value (NAV) of ₹2451.88, Assets Under Management (AUM) of 4472.93 Crores, and an expense ratio of 0.07%.
As of 22-Dec-24, it has a Net Asset Value (NAV) of ₹2451.88, Assets Under Management (AUM) of 4472.93 Crores, and an expense ratio of 0.07%.
- Union Liquid Direct Growth has given a CAGR return of 6.52% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.84% in cash & cash equivalents.
- You can start investing in Union Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.48%
+6.26% (Cat Avg.)
3 Years
+6.48%
+5.70% (Cat Avg.)
5 Years
+5.45%
+4.58% (Cat Avg.)
10 Years
+5.99%
+5.21% (Cat Avg.)
Since Inception
+6.52%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Others | ₹4,472.93 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Punjab National Bank | Cash - CD/Time Deposit | ₹149.89 Cr | 3.35% |
| 191 DTB 30012025 | Bond - Gov't/Treasury | ₹148.8 Cr | 3.33% |
| Canara Bank | Cash - CD/Time Deposit | ₹125 Cr | 2.79% |
| 91 DTB 23012025 | Bond - Gov't/Treasury | ₹124.15 Cr | 2.78% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹100 Cr | 2.24% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹99.98 Cr | 2.24% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹99.81 Cr | 2.23% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.8 Cr | 2.23% |
| State Bank Of India | Cash - CD/Time Deposit | ₹99.79 Cr | 2.23% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹99.36 Cr | 2.22% |
| 182 DTB 20022025 | Bond - Gov't/Treasury | ₹98.84 Cr | 2.21% |
| Alembic Pharmaceuticals Limited | Cash - Commercial Paper | ₹98.33 Cr | 2.20% |
| 91 Days Tbill | Bond - Gov't/Treasury | ₹89.5 Cr | 2.00% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹74.85 Cr | 1.67% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹74.84 Cr | 1.67% |
| 91 DTB 03012025 | Bond - Gov't/Treasury | ₹74.76 Cr | 1.67% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹74.57 Cr | 1.67% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.45 Cr | 1.66% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹74.45 Cr | 1.66% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹74.41 Cr | 1.66% |
| Bank of Baroda | Cash - CD/Time Deposit | ₹73.95 Cr | 1.65% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹73.83 Cr | 1.65% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹73.81 Cr | 1.65% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹73.74 Cr | 1.65% |
| L & T Finance Holdings Limited | Cash - Commercial Paper | ₹50 Cr | 1.12% |
| Redington (India) Limited | Cash - Commercial Paper | ₹50 Cr | 1.12% |
| Godrej Agrovet Limited | Cash - Commercial Paper | ₹49.98 Cr | 1.12% |
| Redington (India) Limited | Cash - Commercial Paper | ₹49.97 Cr | 1.12% |
| Tata Capital Limited | Cash - Commercial Paper | ₹49.96 Cr | 1.12% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.9 Cr | 1.12% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹49.66 Cr | 1.11% |
| National Bank for Agriculture and Rural Development | Cash - CD/Time Deposit | ₹49.62 Cr | 1.11% |
| Bob Financial Solutions Limited | Cash - Commercial Paper | ₹49.61 Cr | 1.11% |
| Poonawalla Fincorp Ltd | Cash - Commercial Paper | ₹49.61 Cr | 1.11% |
| Ultratech Cement Limited (27/01/2025) | Cash - Commercial Paper | ₹49.58 Cr | 1.11% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹49.54 Cr | 1.11% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.41 Cr | 1.10% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.35 Cr | 1.10% |
| SBICAP Securities Ltd | Cash - Commercial Paper | ₹49.35 Cr | 1.10% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.34 Cr | 1.10% |
| Uco Bank | Cash - CD/Time Deposit | ₹49.34 Cr | 1.10% |
| Axis Finance Ltd. | Cash - Commercial Paper | ₹49.34 Cr | 1.10% |
| SBICAP Securities Ltd | Cash - Commercial Paper | ₹49.31 Cr | 1.10% |
| Bank Of India | Cash - CD/Time Deposit | ₹49.28 Cr | 1.10% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.27 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹49.24 Cr | 1.10% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.21 Cr | 1.10% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹49.21 Cr | 1.10% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹49.18 Cr | 1.10% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹49.17 Cr | 1.10% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.15 Cr | 1.10% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.15 Cr | 1.10% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.15 Cr | 1.10% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹49.12 Cr | 1.10% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹49.11 Cr | 1.10% |
| Shriram Transport Finance Company Limited | Cash - Commercial Paper | ₹44.56 Cr | 1.00% |
| 6.75% Reverse Repo | Cash - Repurchase Agreement | ₹41.33 Cr | 0.92% |
| 364 DTB 02052025 | Bond - Gov't/Treasury | ₹26.42 Cr | 0.59% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹24.99 Cr | 0.56% |
| 182 Day T-Bill 19.12.24 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.56% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹24.98 Cr | 0.56% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹24.96 Cr | 0.56% |
| 364 DTB 26122024 | Bond - Gov't/Treasury | ₹24.95 Cr | 0.56% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹24.95 Cr | 0.56% |
| 364 DTB | Bond - Gov't/Treasury | ₹24.86 Cr | 0.56% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.85 Cr | 0.56% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹24.81 Cr | 0.55% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹24.81 Cr | 0.55% |
| 364 DTB 13022025 | Bond - Gov't/Treasury | ₹24.74 Cr | 0.55% |
| 91 Days Tbill Red 27-02-2025 | Bond - Gov't/Treasury | ₹24.68 Cr | 0.55% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.68 Cr | 0.55% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.68 Cr | 0.55% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹24.67 Cr | 0.55% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹24.64 Cr | 0.55% |
| Bobcard Ltd | Cash - Commercial Paper | ₹24.63 Cr | 0.55% |
| Bank Of India | Cash - CD/Time Deposit | ₹24.62 Cr | 0.55% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹24.62 Cr | 0.55% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.59 Cr | 0.55% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹24.58 Cr | 0.55% |
| 6.80% Reverse Repo | Cash - Repurchase Agreement | ₹22.62 Cr | 0.51% |
| 6.70% Reverse Repo | Cash - Repurchase Agreement | ₹20.22 Cr | 0.45% |
| Corporate Debt Mkt Devp. Fund-A2 | Mutual Fund - Open End | ₹6.93 Cr | 0.16% |
| Treps | Cash - Repurchase Agreement | ₹2.71 Cr | 0.06% |
| 91 DTB 09012025 | Bond - Gov't/Treasury | ₹2.49 Cr | 0.06% |
| Net Receivable / Payable | Cash - Collateral | ₹1.32 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹1,852.66 Cr | 41.42% |
| Cash - CD/Time Deposit | ₹1,786.42 Cr | 39.94% |
| Bond - Gov't/Treasury | ₹738.73 Cr | 16.52% |
| Cash - Repurchase Agreement | ₹86.87 Cr | 1.94% |
| Mutual Fund - Open End | ₹6.93 Cr | 0.15% |
| Cash - Collateral | ₹1.32 Cr | 0.03% |
Risk & Performance Ratios
Standard Deviation
This fund
0.40%
Cat. avg.
0.57%
Lower the better
Sharpe Ratio
This fund
1.86
Cat. avg.
-1.18
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.08
Higher the better
Fund Managers
PA
Parijat Agrawal
Since June 2021
Devesh Thacker
Since September 2010
Additional Scheme Detailsas of 15th December 2024
ISIN INF582M01674 | Expense Ratio 0.07% | Exit Load No Charges | Fund Size ₹4,473 Cr | Age 11 years 11 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3774.01 Cr | 7.4% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹72.64 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹866.07 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹866.07 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹855.75 Cr | 5.8% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13222.55 Cr | 7.4% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹279.56 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹772.94 Cr | 7.3% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹772.94 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹279.56 Cr | 7.2% |
About the AMC
Union Mutual Fund
Total AUM
₹21,860 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹59.22 Cr | 22.2% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹894.19 Cr | 46.7% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | - | 7.5% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹5842.20 Cr | 27.5% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹636.88 Cr | 17.9% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.77 Cr | 7.8% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹300.49 Cr | 21.5% |
| Union Multicap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1090.34 Cr | 26.6% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1457.11 Cr | 13.2% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹353.91 Cr | 10.0% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹233.48 Cr | 8.2% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹935.47 Cr | 20.9% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.2% | 1.0% | ₹78.74 Cr | 8.6% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1090.34 Cr | 20.8% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4472.93 Cr | 7.5% |
| Union Midcap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1380.72 Cr | 33.0% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹140.36 Cr | 9.1% |
| Union Largecap Fund Direct Growth Very High Risk | 1.6% | 1.0% | ₹438.15 Cr | 16.0% |
| Union Retirement Fund Direct Growth Very High Risk | 1.2% | 0.0% | ₹154.02 Cr | 22.1% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹257.69 Cr | 8.3% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹210.03 Cr | 6.7% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹423.34 Cr | 20.1% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹172.67 Cr | 7.4% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹847.32 Cr | 24.6% |
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of Union Liquid Direct Growth?
The NAV of Union Liquid Direct Growth, as of 22-Dec-2024, is ₹2451.88.
What are the returns of Union Liquid Direct Growth?
The fund has generated 7.48% over the last 1 year and 6.48% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Liquid Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.84% in cash and cash equivalents.
Who manages the Union Liquid Direct Growth?
The fund managers responsible for Union Liquid Direct Growth are:-
- Parijat Agrawal
- Devesh Thacker
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.