Fund Overview
Fund Size
₹1,053 Cr
Expense Ratio
2.02%
ISIN
INF582M01104
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
10 Jun 2011
About this fund
Union Flexi Cap Fund Regular Growth is a Flexi Cap mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 13 years, 2 months and 28 days, having been launched on 10-Jun-11.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹50.91, Assets Under Management (AUM) of 1053.06 Crores, and an expense ratio of 2.02%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹50.91, Assets Under Management (AUM) of 1053.06 Crores, and an expense ratio of 2.02%.
- Union Flexi Cap Fund Regular Growth has given a CAGR return of 13.08% since inception.
- The fund's asset allocation comprises around 95.34% in equities, 0.07% in debts, and 4.59% in cash & cash equivalents.
- You can start investing in Union Flexi Cap Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+30.71%
+40.20% (Cat Avg.)
3 Years
+14.89%
+18.63% (Cat Avg.)
5 Years
+22.19%
+22.62% (Cat Avg.)
10 Years
+12.85%
+15.01% (Cat Avg.)
Since Inception
+13.08%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,003.96 Cr | 95.34% |
| Debt | ₹0.72 Cr | 0.07% |
| Others | ₹48.38 Cr | 4.59% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹135.72 Cr | 5.96% |
| ICICI Bank Ltd | Equity | ₹112.74 Cr | 4.95% |
| Treps | Cash - Repurchase Agreement | ₹103.02 Cr | 4.53% |
| Reliance Industries Ltd | Equity | ₹87.31 Cr | 3.84% |
| Infosys Ltd | Equity | ₹82.76 Cr | 3.64% |
| Tata Consultancy Services Ltd | Equity | ₹67.75 Cr | 2.98% |
| State Bank of India | Equity | ₹62.25 Cr | 2.73% |
| Larsen & Toubro Ltd | Equity | ₹59.9 Cr | 2.63% |
| Bharti Airtel Ltd | Equity | ₹59.66 Cr | 2.62% |
| LTIMindtree Ltd | Equity | ₹49.23 Cr | 2.16% |
| Godrej Properties Ltd | Equity | ₹42.79 Cr | 1.88% |
| Axis Bank Ltd | Equity | ₹42.21 Cr | 1.85% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹41.99 Cr | 1.84% |
| Shriram Finance Ltd | Equity | ₹39.58 Cr | 1.74% |
| Tech Mahindra Ltd | Equity | ₹37.31 Cr | 1.64% |
| Zomato Ltd | Equity | ₹33.55 Cr | 1.47% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹31.85 Cr | 1.40% |
| Varun Beverages Ltd | Equity | ₹31.71 Cr | 1.39% |
| Maruti Suzuki India Ltd | Equity | ₹31.62 Cr | 1.39% |
| Info Edge (India) Ltd | Equity | ₹31.2 Cr | 1.37% |
| DOMS Industries Ltd | Equity | ₹30.46 Cr | 1.34% |
| Balkrishna Industries Ltd | Equity | ₹29.69 Cr | 1.30% |
| Jindal Steel & Power Ltd | Equity | ₹29.65 Cr | 1.30% |
| Power Grid Corp Of India Ltd | Equity | ₹29.18 Cr | 1.28% |
| TVS Motor Co Ltd | Equity | ₹29.11 Cr | 1.28% |
| Avenue Supermarts Ltd | Equity | ₹28.28 Cr | 1.24% |
| REC Ltd | Equity | ₹27.06 Cr | 1.19% |
| Thomas Cook India Ltd | Equity | ₹26.7 Cr | 1.17% |
| Muthoot Finance Ltd | Equity | ₹26.65 Cr | 1.17% |
| Vinati Organics Ltd | Equity | ₹26.56 Cr | 1.17% |
| KSB Ltd | Equity | ₹25.49 Cr | 1.12% |
| Central Depository Services (India) Ltd | Equity | ₹25.02 Cr | 1.10% |
| Aarti Industries Ltd | Equity | ₹24.71 Cr | 1.09% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹24.61 Cr | 1.08% |
| Quess Corp Ltd | Equity | ₹24.32 Cr | 1.07% |
| GE T&D India Ltd | Equity | ₹24.23 Cr | 1.06% |
| Bharti Hexacom Ltd | Equity | ₹23.89 Cr | 1.05% |
| Lupin Ltd | Equity | ₹23.71 Cr | 1.04% |
| CE Info Systems Ltd | Equity | ₹23.54 Cr | 1.03% |
| Kalyan Jewellers India Ltd | Equity | ₹23.18 Cr | 1.02% |
| Cummins India Ltd | Equity | ₹23.11 Cr | 1.02% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹22.65 Cr | 1.00% |
| Godrej Consumer Products Ltd | Equity | ₹22.48 Cr | 0.99% |
| Cera Sanitaryware Ltd | Equity | ₹22.33 Cr | 0.98% |
| Gokaldas Exports Ltd | Equity | ₹22.14 Cr | 0.97% |
| Garware Hi-Tech Films Ltd | Equity | ₹22.04 Cr | 0.97% |
| Escorts Kubota Ltd | Equity | ₹21.97 Cr | 0.97% |
| V-Mart Retail Ltd | Equity | ₹21.75 Cr | 0.96% |
| Mahindra & Mahindra Ltd | Equity | ₹21.23 Cr | 0.93% |
| Electronics Mart India Ltd | Equity | ₹21.03 Cr | 0.92% |
| Trent Ltd | Equity | ₹21.02 Cr | 0.92% |
| Supreme Industries Ltd | Equity | ₹20.42 Cr | 0.90% |
| KFin Technologies Ltd | Equity | ₹20.12 Cr | 0.88% |
| Glenmark Life Sciences Ltd | Equity | ₹19.89 Cr | 0.87% |
| Eureka Forbes Ltd | Equity | ₹19.35 Cr | 0.85% |
| Alembic Pharmaceuticals Ltd | Equity | ₹19.18 Cr | 0.84% |
| Home First Finance Co India Ltd --- | Equity | ₹18.2 Cr | 0.80% |
| Prestige Estates Projects Ltd | Equity | ₹18.16 Cr | 0.80% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹18.06 Cr | 0.79% |
| ITC Ltd | Equity | ₹17.83 Cr | 0.78% |
| Sumitomo Chemical India Ltd Ordinary Shares | Equity | ₹17.74 Cr | 0.78% |
| Kesoram Industries Ltd | Equity | ₹17.73 Cr | 0.78% |
| 3M India Ltd | Equity | ₹17.27 Cr | 0.76% |
| ITD Cementation India Ltd | Equity | ₹17.07 Cr | 0.75% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹16.69 Cr | 0.73% |
| InterGlobe Aviation Ltd | Equity | ₹16.61 Cr | 0.73% |
| Oil India Ltd | Equity | ₹15.33 Cr | 0.67% |
| Hitachi Energy India Ltd Ordinary Shares | Equity | ₹12.83 Cr | 0.56% |
| NTPC Ltd | Equity | ₹12.06 Cr | 0.53% |
| Sanofi Consumer He | Equity | ₹6.8 Cr | 0.30% |
| Net Receivable / Payable | Cash - Collateral | ₹1.56 Cr | 0.07% |
| 364 DTB 26122024 | Bond - Gov't/Treasury | ₹1.55 Cr | 0.07% |
Allocation By Market Cap (Equity)
Large Cap Stocks
55.66%
Mid Cap Stocks
14.74%
Small Cap Stocks
23.60%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹521.29 Cr | 22.90% |
| Industrials | ₹369.79 Cr | 16.24% |
| Consumer Cyclical | ₹318.41 Cr | 13.99% |
| Technology | ₹310.22 Cr | 13.63% |
| Basic Materials | ₹138.44 Cr | 6.08% |
| Communication Services | ₹114.75 Cr | 5.04% |
| Energy | ₹102.65 Cr | 4.51% |
| Consumer Defensive | ₹100.3 Cr | 4.41% |
| Healthcare | ₹85.42 Cr | 3.75% |
| Real Estate | ₹60.95 Cr | 2.68% |
| Utilities | ₹41.24 Cr | 1.81% |
Risk & Performance Ratios
Standard Deviation
This fund
11.63%
Cat. avg.
12.92%
Lower the better
Sharpe Ratio
This fund
0.85
Cat. avg.
0.97
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.85
Higher the better
Fund Managers
HB
Hardick Bora
Since January 2021
SB
Sanjay Bembalkar
Since January 2023
Additional Scheme Detailsas of 31st July 2024
ISIN | INF582M01104 | Expense Ratio | 2.02% | Exit Load | 1.00% | Fund Size | ₹1,053 Cr | Age | 10 Jun 2011 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | S&P BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Flexi Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Flexicap Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹53783.10 Cr | 32.9% |
| Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1369.11 Cr | 41.9% |
| Baroda BNP Paribas Flexi Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1369.11 Cr | 40.2% |
| JM Flexicap Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹3855.23 Cr | 57.5% |
| ITI Flexi Cap Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1184.49 Cr | 48.8% |
| ITI Flexi Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1184.49 Cr | 46.2% |
| Parag Parikh Flexi Cap Fund Regular Growth Very High Risk | 1.3% | 2.0% | ₹75956.22 Cr | 37.1% |
| Parag Parikh Flexi Cap Fund Direct Growth Very High Risk | 0.6% | 2.0% | ₹75956.22 Cr | 38.1% |
| Motilal Oswal Flexicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹11728.02 Cr | 53.6% |
| Motilal Oswal Flexicap Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹11728.02 Cr | 52.3% |
About the AMC
Total AUM
₹20,996 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹54.56 Cr | - |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹776.95 Cr | 41.2% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | - | 7.8% |
| Union Small Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹4860.19 Cr | 31.7% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.2% | 1.0% | ₹648.99 Cr | 26.9% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹239.50 Cr | 7.8% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹282.36 Cr | 38.2% |
| Union Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1053.06 Cr | 36.2% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1572.46 Cr | 21.0% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹226.18 Cr | 14.0% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹234.99 Cr | 8.4% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹960.42 Cr | 33.1% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.2% | 1.0% | ₹109.75 Cr | 8.8% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹1053.06 Cr | 32.2% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4794.55 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1372.06 Cr | 41.4% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹172.14 Cr | 9.7% |
| Union Largecap Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹393.63 Cr | 29.3% |
| Union Retirement Fund Direct Growth Very High Risk | 1.1% | 0.0% | ₹144.33 Cr | 34.3% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹349.94 Cr | 7.9% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹244.99 Cr | 6.8% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹426.98 Cr | 26.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹175.41 Cr | 7.2% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹849.33 Cr | 33.5% |
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of Union Flexi Cap Fund Regular Growth?
The NAV of Union Flexi Cap Fund Regular Growth, as of 06-Sep-2024, is ₹50.91.
What are the returns of Union Flexi Cap Fund Regular Growth?
The fund has generated 30.71% over the last 1 year and 14.89% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Flexi Cap Fund Regular Growth?
The fund's allocation of assets is distributed as 95.34% in equities, 0.07% in bonds, and 4.59% in cash and cash equivalents.
Who manages the Union Flexi Cap Fund Regular Growth?
The fund managers responsible for Union Flexi Cap Fund Regular Growth are:-
- Hardick Bora
- Sanjay Bembalkar
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.