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Union Equity Savings Fund Regular Growth
HybridEquity SavingsModerate Risk
Regular
NAV (21-Jan-25)
₹16.10-0.49%1D
Returns (Since Inception)
7.65%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹374 Cr
Expense Ratio
1.98%
ISIN
INF582M01EG2
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
06 Aug 2018
About this fund
Union Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 6 years, 5 months and 16 days, having been launched on 06-Aug-18.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹16.10, Assets Under Management (AUM) of 374.09 Crores, and an expense ratio of 1.98%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹16.10, Assets Under Management (AUM) of 374.09 Crores, and an expense ratio of 1.98%.
- Union Equity Savings Fund Regular Growth has given a CAGR return of 7.65% since inception.
- The fund's asset allocation comprises around 30.37% in equities, 3.73% in debts, and 65.90% in cash & cash equivalents.
- You can start investing in Union Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.13%
+9.07% (Cat Avg.)
3 Years
+6.58%
+8.52% (Cat Avg.)
5 Years
+7.86%
+9.64% (Cat Avg.)
Since Inception
+7.65%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹113.61 Cr | 30.37% |
| Debt | ₹13.96 Cr | 3.73% |
| Others | ₹246.53 Cr | 65.90% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹53.33 Cr | 38.72% |
| Treps | Cash - Repurchase Agreement | ₹10.25 Cr | 7.44% |
| 91 DTB 09012025 | Bond - Gov't/Treasury | ₹4.99 Cr | 3.63% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.99 Cr | 3.62% |
| 364 DTB | Bond - Gov't/Treasury | ₹4.99 Cr | 3.62% |
| 91 Days Tbill | Bond - Gov't/Treasury | ₹4.99 Cr | 3.62% |
| 91 DTB 23012025 | Bond - Gov't/Treasury | ₹4.98 Cr | 3.62% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹4.97 Cr | 3.61% |
| HDFC Bank Ltd | Equity | ₹4.83 Cr | 3.51% |
| Reliance Industries Ltd | Equity | ₹4.4 Cr | 3.19% |
| Bharti Airtel Ltd | Equity | ₹3.72 Cr | 2.70% |
| InterGlobe Aviation Ltd | Equity | ₹3.29 Cr | 2.39% |
| Tata Consultancy Services Ltd | Equity | ₹3.04 Cr | 2.21% |
| ITC Ltd | Equity | ₹3.02 Cr | 2.20% |
| HCL Technologies Ltd | Equity | ₹2.95 Cr | 2.14% |
| ICICI Bank Ltd | Equity | ₹2.66 Cr | 1.93% |
| National Stock Exchange Of India Ltd. 30-Jan-25 | Equity - Future | ₹2.62 Cr | 1.90% |
| Infosys Ltd | Equity | ₹2.61 Cr | 1.89% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-2.51 Cr | 1.82% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-2.3 Cr | 1.67% |
| Kotak Mahindra Bank Ltd | Equity | ₹2.29 Cr | 1.66% |
| Net Receivable / Payable | Cash - Collateral | ₹2.26 Cr | 1.64% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-2.22 Cr | 1.61% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-2.21 Cr | 1.61% |
| Future on InterGlobe Aviation Ltd | Equity - Future | ₹-2.2 Cr | 1.60% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-2.2 Cr | 1.60% |
| Divi's Laboratories Ltd | Equity | ₹2.2 Cr | 1.59% |
| Hero MotoCorp Ltd | Equity | ₹2.18 Cr | 1.59% |
| Larsen & Toubro Ltd | Equity | ₹2.13 Cr | 1.55% |
| Maruti Suzuki India Ltd | Equity | ₹2.1 Cr | 1.53% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-2.08 Cr | 1.51% |
| Future on DLF Ltd | Equity - Future | ₹-2.06 Cr | 1.49% |
| DLF Ltd | Equity | ₹2.04 Cr | 1.48% |
| Future on Bharat Electronics Ltd | Equity - Future | ₹-2.01 Cr | 1.46% |
| Bharat Electronics Ltd | Equity | ₹2.01 Cr | 1.46% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.97 Cr | 1.43% |
| Future on Titan Co Ltd | Equity - Future | ₹-1.95 Cr | 1.42% |
| Titan Co Ltd | Equity | ₹1.94 Cr | 1.41% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-1.91 Cr | 1.39% |
| Grasim Industries Ltd | Equity | ₹1.89 Cr | 1.37% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-1.87 Cr | 1.36% |
| Tata Power Co Ltd | Equity | ₹1.85 Cr | 1.35% |
| Mahindra & Mahindra Ltd | Equity | ₹1.78 Cr | 1.29% |
| Future on United Spirits Ltd | Equity - Future | ₹-1.71 Cr | 1.24% |
| United Spirits Ltd | Equity | ₹1.71 Cr | 1.24% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-1.69 Cr | 1.23% |
| Future on Vedanta Ltd | Equity - Future | ₹-1.65 Cr | 1.20% |
| Future on Polycab India Ltd | Equity - Future | ₹-1.64 Cr | 1.19% |
| Polycab India Ltd | Equity | ₹1.64 Cr | 1.19% |
| Vedanta Ltd | Equity | ₹1.64 Cr | 1.19% |
| Future on NTPC Ltd | Equity - Future | ₹-1.61 Cr | 1.17% |
| NTPC Ltd | Equity | ₹1.6 Cr | 1.16% |
| Future on ITC Ltd | Equity - Future | ₹-1.55 Cr | 1.12% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-1.52 Cr | 1.11% |
| Hindustan Unilever Ltd | Equity | ₹1.51 Cr | 1.10% |
| SBI Life Insurance Co Ltd | Equity | ₹1.51 Cr | 1.10% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-1.42 Cr | 1.03% |
| Hindustan Petroleum Corp Ltd | Equity | ₹1.41 Cr | 1.02% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-1.38 Cr | 1.00% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-1.37 Cr | 1.00% |
| Coforge Ltd | Equity | ₹1.3 Cr | 0.95% |
| Future on Coforge Ltd | Equity - Future | ₹-1.3 Cr | 0.95% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-1.3 Cr | 0.94% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-1.3 Cr | 0.94% |
| Adani Enterprises Ltd | Equity | ₹1.29 Cr | 0.94% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.29 Cr | 0.94% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.09 Cr | 0.79% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.08 Cr | 0.79% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.07 Cr | 0.77% |
| Future on Infosys Ltd | Equity - Future | ₹-1.06 Cr | 0.77% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-1.02 Cr | 0.74% |
| Vodafone Idea Ltd | Equity | ₹1.02 Cr | 0.74% |
| Future on Bajaj Auto Ltd | Equity - Future | ₹-1 Cr | 0.72% |
| Bajaj Auto Ltd | Equity | ₹0.99 Cr | 0.72% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-0.98 Cr | 0.71% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-0.98 Cr | 0.71% |
| Hindalco Industries Ltd | Equity | ₹0.97 Cr | 0.70% |
| Lupin Ltd | Equity | ₹0.94 Cr | 0.68% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-0.93 Cr | 0.68% |
| Eicher Motors Ltd | Equity | ₹0.93 Cr | 0.67% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.88 Cr | 0.64% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.88 Cr | 0.64% |
| State Bank of India | Equity | ₹0.84 Cr | 0.61% |
| Varun Beverages Ltd | Equity | ₹0.79 Cr | 0.57% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.76 Cr | 0.56% |
| Awfis Space Solutions Ltd | Equity | ₹0.72 Cr | 0.53% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹0.66 Cr | 0.48% |
| Dixon Technologies (India) Ltd | Equity | ₹0.62 Cr | 0.45% |
| Aadhar Housing Finance Ltd | Equity | ₹0.54 Cr | 0.39% |
| NTPC Green Energy Ltd | Equity | ₹0.53 Cr | 0.38% |
| Zomato Ltd | Equity | ₹0.5 Cr | 0.36% |
| Trent Ltd | Equity | ₹0.49 Cr | 0.36% |
| Axis Bank Ltd | Equity | ₹0.48 Cr | 0.35% |
| Shriram Finance Ltd | Equity | ₹0.46 Cr | 0.33% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.46 Cr | 0.33% |
| Gokaldas Exports Ltd | Equity | ₹0.44 Cr | 0.32% |
| Abbott India Ltd | Equity | ₹0.44 Cr | 0.32% |
| JK Cement Ltd | Equity | ₹0.42 Cr | 0.31% |
| TVS Motor Co Ltd | Equity | ₹0.42 Cr | 0.30% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹0.42 Cr | 0.30% |
| Max Financial Services Ltd | Equity | ₹0.42 Cr | 0.30% |
| JSW Energy Ltd | Equity | ₹0.41 Cr | 0.30% |
| Quess Corp Ltd | Equity | ₹0.41 Cr | 0.30% |
| Bajaj Finance Ltd | Equity | ₹0.41 Cr | 0.29% |
| Blue Star Ltd | Equity | ₹0.41 Cr | 0.29% |
| Mphasis Ltd | Equity | ₹0.4 Cr | 0.29% |
| Pidilite Industries Ltd | Equity | ₹0.39 Cr | 0.28% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.38 Cr | 0.28% |
| LTIMindtree Ltd | Equity | ₹0.38 Cr | 0.28% |
| Cipla Ltd | Equity | ₹0.37 Cr | 0.27% |
| Gabriel India Ltd | Equity | ₹0.35 Cr | 0.25% |
| Info Edge (India) Ltd | Equity | ₹0.33 Cr | 0.24% |
| Voltas Ltd | Equity | ₹0.33 Cr | 0.24% |
| Techno Electric & Engineering Co Ltd | Equity | ₹0.32 Cr | 0.23% |
| ELANTAS Beck India Ltd | Equity | ₹0.32 Cr | 0.23% |
| Jio Financial Services Ltd | Equity | ₹0.31 Cr | 0.23% |
| Future on Cholamandalam Investment and Finance Co Ltd | Equity - Future | ₹-0.3 Cr | 0.22% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.3 Cr | 0.22% |
| ABB India Ltd | Equity | ₹0.3 Cr | 0.21% |
| Birlasoft Ltd | Equity | ₹0.3 Cr | 0.21% |
| Tata Steel Ltd | Equity | ₹0.29 Cr | 0.21% |
| Cummins India Ltd | Equity | ₹0.27 Cr | 0.20% |
| Escorts Kubota Ltd | Equity | ₹0.27 Cr | 0.19% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹0.25 Cr | 0.18% |
| Persistent Systems Ltd | Equity | ₹0.23 Cr | 0.17% |
| Ethos Ltd | Equity | ₹0.23 Cr | 0.17% |
| Alivus Life Sciences Ltd | Equity | ₹0.23 Cr | 0.17% |
| Karur Vysya Bank Ltd | Equity | ₹0.22 Cr | 0.16% |
| Kirloskar Oil Engines Ltd | Equity | ₹0.22 Cr | 0.16% |
| CE Info Systems Ltd | Equity | ₹0.22 Cr | 0.16% |
| Power Grid Corp Of India Ltd | Equity | ₹0.22 Cr | 0.16% |
| KFin Technologies Ltd | Equity | ₹0.21 Cr | 0.15% |
| Suzlon Energy Ltd | Equity | ₹0.21 Cr | 0.15% |
| Electronics Mart India Ltd | Equity | ₹0.19 Cr | 0.14% |
| REC Ltd | Equity | ₹0.16 Cr | 0.11% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.15 Cr | 0.11% |
Allocation By Market Cap (Equity)
Large Cap Stocks
20.24%
Mid Cap Stocks
4.65%
Small Cap Stocks
4.33%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹15.68 Cr | 11.39% |
| Industrials | ₹14.94 Cr | 10.85% |
| Consumer Cyclical | ₹12.92 Cr | 9.38% |
| Technology | ₹12.26 Cr | 8.90% |
| Energy | ₹8.39 Cr | 6.09% |
| Consumer Defensive | ₹7.03 Cr | 5.10% |
| Healthcare | ₹6.32 Cr | 4.59% |
| Basic Materials | ₹5.92 Cr | 4.30% |
| Communication Services | ₹5.06 Cr | 3.68% |
| Utilities | ₹4.61 Cr | 3.34% |
| Real Estate | ₹2.04 Cr | 1.48% |
Risk & Performance Ratios
Standard Deviation
This fund
4.11%
Cat. avg.
4.52%
Lower the better
Sharpe Ratio
This fund
0.22
Cat. avg.
0.61
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.11
Higher the better
Fund Managers
PA
Parijat Agrawal
Since August 2018
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF582M01EG2 | Expense Ratio 1.98% | Exit Load 1.00% | Fund Size ₹374 Cr | Age 6 years 5 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Crisil Equity Savings Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹8176.74 Cr | 10.6% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹8176.74 Cr | 9.4% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹561.31 Cr | 11.4% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹561.31 Cr | 12.5% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk | 2.5% | 1.0% | ₹706.63 Cr | 8.7% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk | 1.3% | 1.0% | ₹706.63 Cr | 9.9% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹233.29 Cr | 10.3% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹245.70 Cr | 7.5% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹72.25 Cr | 6.5% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹1051.39 Cr | 11.1% |
About the AMC
Union Mutual Fund
Total AUM
₹21,577 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹62.16 Cr | 13.0% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹944.74 Cr | 25.2% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | ₹25.04 Cr | 7.6% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹6298.05 Cr | 11.4% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹637.00 Cr | 9.7% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.36 Cr | 8.0% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹298.67 Cr | 10.1% |
| Union Multicap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1105.65 Cr | 13.3% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1457.11 Cr | 7.7% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹374.09 Cr | 6.6% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹223.17 Cr | 8.1% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹923.05 Cr | 9.3% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.2% | 1.0% | ₹79.05 Cr | 8.7% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1939.59 Cr | 9.2% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3742.53 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹1428.97 Cr | 16.9% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹134.86 Cr | 9.3% |
| Union Largecap Fund Direct Growth Very High Risk | 1.6% | 1.0% | ₹436.97 Cr | 6.8% |
| Union Retirement Fund Direct Growth Very High Risk | 1.2% | 0.0% | ₹156.27 Cr | 10.8% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹257.69 Cr | 8.4% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹383.60 Cr | 6.7% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹428.28 Cr | 9.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹172.67 Cr | 7.5% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹868.05 Cr | 12.1% |
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of Union Equity Savings Fund Regular Growth?
The NAV of Union Equity Savings Fund Regular Growth, as of 21-Jan-2025, is ₹16.10.
What are the returns of Union Equity Savings Fund Regular Growth?
The fund has generated 6.13% over the last 1 year and 6.58% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 30.37% in equities, 3.73% in bonds, and 65.90% in cash and cash equivalents.
Who manages the Union Equity Savings Fund Regular Growth?
The fund managers responsible for Union Equity Savings Fund Regular Growth are:-
- Parijat Agrawal
- Sanjay Bembalkar
- Gaurav Chopra
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Union Equity Savings Fund Regular Growth
HybridEquity SavingsModerate Risk
Regular
NAV (21-Jan-25)
₹16.10-0.49%1D
Returns (Since Inception)
7.65%
Rated ★4.5+ on
Fund Overview
Fund Size
₹374 Cr
Expense Ratio
1.98%
ISIN
INF582M01EG2
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
06 Aug 2018
Risk Level
Your principal amount will be at Moderate Risk
About this fund
Union Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 6 years, 5 months and 16 days, having been launched on 06-Aug-18.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹16.10, Assets Under Management (AUM) of 374.09 Crores, and an expense ratio of 1.98%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹16.10, Assets Under Management (AUM) of 374.09 Crores, and an expense ratio of 1.98%.
- Union Equity Savings Fund Regular Growth has given a CAGR return of 7.65% since inception.
- The fund's asset allocation comprises around 30.37% in equities, 3.73% in debts, and 65.90% in cash & cash equivalents.
- You can start investing in Union Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.13%
+9.07% (Cat Avg.)
3 Years
+6.58%
+8.52% (Cat Avg.)
5 Years
+7.86%
+9.64% (Cat Avg.)
Since Inception
+7.65%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹113.61 Cr | 30.37% |
| Debt | ₹13.96 Cr | 3.73% |
| Others | ₹246.53 Cr | 65.90% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹53.33 Cr | 38.72% |
| Treps | Cash - Repurchase Agreement | ₹10.25 Cr | 7.44% |
| 91 DTB 09012025 | Bond - Gov't/Treasury | ₹4.99 Cr | 3.63% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.99 Cr | 3.62% |
| 364 DTB | Bond - Gov't/Treasury | ₹4.99 Cr | 3.62% |
| 91 Days Tbill | Bond - Gov't/Treasury | ₹4.99 Cr | 3.62% |
| 91 DTB 23012025 | Bond - Gov't/Treasury | ₹4.98 Cr | 3.62% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹4.97 Cr | 3.61% |
| HDFC Bank Ltd | Equity | ₹4.83 Cr | 3.51% |
| Reliance Industries Ltd | Equity | ₹4.4 Cr | 3.19% |
| Bharti Airtel Ltd | Equity | ₹3.72 Cr | 2.70% |
| InterGlobe Aviation Ltd | Equity | ₹3.29 Cr | 2.39% |
| Tata Consultancy Services Ltd | Equity | ₹3.04 Cr | 2.21% |
| ITC Ltd | Equity | ₹3.02 Cr | 2.20% |
| HCL Technologies Ltd | Equity | ₹2.95 Cr | 2.14% |
| ICICI Bank Ltd | Equity | ₹2.66 Cr | 1.93% |
| National Stock Exchange Of India Ltd. 30-Jan-25 | Equity - Future | ₹2.62 Cr | 1.90% |
| Infosys Ltd | Equity | ₹2.61 Cr | 1.89% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-2.51 Cr | 1.82% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-2.3 Cr | 1.67% |
| Kotak Mahindra Bank Ltd | Equity | ₹2.29 Cr | 1.66% |
| Net Receivable / Payable | Cash - Collateral | ₹2.26 Cr | 1.64% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-2.22 Cr | 1.61% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-2.21 Cr | 1.61% |
| Future on InterGlobe Aviation Ltd | Equity - Future | ₹-2.2 Cr | 1.60% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-2.2 Cr | 1.60% |
| Divi's Laboratories Ltd | Equity | ₹2.2 Cr | 1.59% |
| Hero MotoCorp Ltd | Equity | ₹2.18 Cr | 1.59% |
| Larsen & Toubro Ltd | Equity | ₹2.13 Cr | 1.55% |
| Maruti Suzuki India Ltd | Equity | ₹2.1 Cr | 1.53% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-2.08 Cr | 1.51% |
| Future on DLF Ltd | Equity - Future | ₹-2.06 Cr | 1.49% |
| DLF Ltd | Equity | ₹2.04 Cr | 1.48% |
| Future on Bharat Electronics Ltd | Equity - Future | ₹-2.01 Cr | 1.46% |
| Bharat Electronics Ltd | Equity | ₹2.01 Cr | 1.46% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.97 Cr | 1.43% |
| Future on Titan Co Ltd | Equity - Future | ₹-1.95 Cr | 1.42% |
| Titan Co Ltd | Equity | ₹1.94 Cr | 1.41% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-1.91 Cr | 1.39% |
| Grasim Industries Ltd | Equity | ₹1.89 Cr | 1.37% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-1.87 Cr | 1.36% |
| Tata Power Co Ltd | Equity | ₹1.85 Cr | 1.35% |
| Mahindra & Mahindra Ltd | Equity | ₹1.78 Cr | 1.29% |
| Future on United Spirits Ltd | Equity - Future | ₹-1.71 Cr | 1.24% |
| United Spirits Ltd | Equity | ₹1.71 Cr | 1.24% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-1.69 Cr | 1.23% |
| Future on Vedanta Ltd | Equity - Future | ₹-1.65 Cr | 1.20% |
| Future on Polycab India Ltd | Equity - Future | ₹-1.64 Cr | 1.19% |
| Polycab India Ltd | Equity | ₹1.64 Cr | 1.19% |
| Vedanta Ltd | Equity | ₹1.64 Cr | 1.19% |
| Future on NTPC Ltd | Equity - Future | ₹-1.61 Cr | 1.17% |
| NTPC Ltd | Equity | ₹1.6 Cr | 1.16% |
| Future on ITC Ltd | Equity - Future | ₹-1.55 Cr | 1.12% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-1.52 Cr | 1.11% |
| Hindustan Unilever Ltd | Equity | ₹1.51 Cr | 1.10% |
| SBI Life Insurance Co Ltd | Equity | ₹1.51 Cr | 1.10% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-1.42 Cr | 1.03% |
| Hindustan Petroleum Corp Ltd | Equity | ₹1.41 Cr | 1.02% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-1.38 Cr | 1.00% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-1.37 Cr | 1.00% |
| Coforge Ltd | Equity | ₹1.3 Cr | 0.95% |
| Future on Coforge Ltd | Equity - Future | ₹-1.3 Cr | 0.95% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-1.3 Cr | 0.94% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-1.3 Cr | 0.94% |
| Adani Enterprises Ltd | Equity | ₹1.29 Cr | 0.94% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.29 Cr | 0.94% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.09 Cr | 0.79% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.08 Cr | 0.79% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.07 Cr | 0.77% |
| Future on Infosys Ltd | Equity - Future | ₹-1.06 Cr | 0.77% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-1.02 Cr | 0.74% |
| Vodafone Idea Ltd | Equity | ₹1.02 Cr | 0.74% |
| Future on Bajaj Auto Ltd | Equity - Future | ₹-1 Cr | 0.72% |
| Bajaj Auto Ltd | Equity | ₹0.99 Cr | 0.72% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-0.98 Cr | 0.71% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-0.98 Cr | 0.71% |
| Hindalco Industries Ltd | Equity | ₹0.97 Cr | 0.70% |
| Lupin Ltd | Equity | ₹0.94 Cr | 0.68% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-0.93 Cr | 0.68% |
| Eicher Motors Ltd | Equity | ₹0.93 Cr | 0.67% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.88 Cr | 0.64% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.88 Cr | 0.64% |
| State Bank of India | Equity | ₹0.84 Cr | 0.61% |
| Varun Beverages Ltd | Equity | ₹0.79 Cr | 0.57% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.76 Cr | 0.56% |
| Awfis Space Solutions Ltd | Equity | ₹0.72 Cr | 0.53% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹0.66 Cr | 0.48% |
| Dixon Technologies (India) Ltd | Equity | ₹0.62 Cr | 0.45% |
| Aadhar Housing Finance Ltd | Equity | ₹0.54 Cr | 0.39% |
| NTPC Green Energy Ltd | Equity | ₹0.53 Cr | 0.38% |
| Zomato Ltd | Equity | ₹0.5 Cr | 0.36% |
| Trent Ltd | Equity | ₹0.49 Cr | 0.36% |
| Axis Bank Ltd | Equity | ₹0.48 Cr | 0.35% |
| Shriram Finance Ltd | Equity | ₹0.46 Cr | 0.33% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.46 Cr | 0.33% |
| Gokaldas Exports Ltd | Equity | ₹0.44 Cr | 0.32% |
| Abbott India Ltd | Equity | ₹0.44 Cr | 0.32% |
| JK Cement Ltd | Equity | ₹0.42 Cr | 0.31% |
| TVS Motor Co Ltd | Equity | ₹0.42 Cr | 0.30% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹0.42 Cr | 0.30% |
| Max Financial Services Ltd | Equity | ₹0.42 Cr | 0.30% |
| JSW Energy Ltd | Equity | ₹0.41 Cr | 0.30% |
| Quess Corp Ltd | Equity | ₹0.41 Cr | 0.30% |
| Bajaj Finance Ltd | Equity | ₹0.41 Cr | 0.29% |
| Blue Star Ltd | Equity | ₹0.41 Cr | 0.29% |
| Mphasis Ltd | Equity | ₹0.4 Cr | 0.29% |
| Pidilite Industries Ltd | Equity | ₹0.39 Cr | 0.28% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.38 Cr | 0.28% |
| LTIMindtree Ltd | Equity | ₹0.38 Cr | 0.28% |
| Cipla Ltd | Equity | ₹0.37 Cr | 0.27% |
| Gabriel India Ltd | Equity | ₹0.35 Cr | 0.25% |
| Info Edge (India) Ltd | Equity | ₹0.33 Cr | 0.24% |
| Voltas Ltd | Equity | ₹0.33 Cr | 0.24% |
| Techno Electric & Engineering Co Ltd | Equity | ₹0.32 Cr | 0.23% |
| ELANTAS Beck India Ltd | Equity | ₹0.32 Cr | 0.23% |
| Jio Financial Services Ltd | Equity | ₹0.31 Cr | 0.23% |
| Future on Cholamandalam Investment and Finance Co Ltd | Equity - Future | ₹-0.3 Cr | 0.22% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.3 Cr | 0.22% |
| ABB India Ltd | Equity | ₹0.3 Cr | 0.21% |
| Birlasoft Ltd | Equity | ₹0.3 Cr | 0.21% |
| Tata Steel Ltd | Equity | ₹0.29 Cr | 0.21% |
| Cummins India Ltd | Equity | ₹0.27 Cr | 0.20% |
| Escorts Kubota Ltd | Equity | ₹0.27 Cr | 0.19% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹0.25 Cr | 0.18% |
| Persistent Systems Ltd | Equity | ₹0.23 Cr | 0.17% |
| Ethos Ltd | Equity | ₹0.23 Cr | 0.17% |
| Alivus Life Sciences Ltd | Equity | ₹0.23 Cr | 0.17% |
| Karur Vysya Bank Ltd | Equity | ₹0.22 Cr | 0.16% |
| Kirloskar Oil Engines Ltd | Equity | ₹0.22 Cr | 0.16% |
| CE Info Systems Ltd | Equity | ₹0.22 Cr | 0.16% |
| Power Grid Corp Of India Ltd | Equity | ₹0.22 Cr | 0.16% |
| KFin Technologies Ltd | Equity | ₹0.21 Cr | 0.15% |
| Suzlon Energy Ltd | Equity | ₹0.21 Cr | 0.15% |
| Electronics Mart India Ltd | Equity | ₹0.19 Cr | 0.14% |
| REC Ltd | Equity | ₹0.16 Cr | 0.11% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.15 Cr | 0.11% |
Allocation By Market Cap (Equity)
Large Cap Stocks
20.24%
Mid Cap Stocks
4.65%
Small Cap Stocks
4.33%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹15.68 Cr | 11.39% |
| Industrials | ₹14.94 Cr | 10.85% |
| Consumer Cyclical | ₹12.92 Cr | 9.38% |
| Technology | ₹12.26 Cr | 8.90% |
| Energy | ₹8.39 Cr | 6.09% |
| Consumer Defensive | ₹7.03 Cr | 5.10% |
| Healthcare | ₹6.32 Cr | 4.59% |
| Basic Materials | ₹5.92 Cr | 4.30% |
| Communication Services | ₹5.06 Cr | 3.68% |
| Utilities | ₹4.61 Cr | 3.34% |
| Real Estate | ₹2.04 Cr | 1.48% |
Risk & Performance Ratios
Standard Deviation
This fund
4.11%
Cat. avg.
4.52%
Lower the better
Sharpe Ratio
This fund
0.22
Cat. avg.
0.61
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.11
Higher the better
Fund Managers
PA
Parijat Agrawal
Since August 2018
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF582M01EG2 | Expense Ratio 1.98% | Exit Load 1.00% | Fund Size ₹374 Cr | Age 6 years 5 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Crisil Equity Savings Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹8176.74 Cr | 10.6% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹8176.74 Cr | 9.4% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹561.31 Cr | 11.4% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹561.31 Cr | 12.5% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk | 2.5% | 1.0% | ₹706.63 Cr | 8.7% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk | 1.3% | 1.0% | ₹706.63 Cr | 9.9% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹233.29 Cr | 10.3% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹245.70 Cr | 7.5% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹72.25 Cr | 6.5% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹1051.39 Cr | 11.1% |
About the AMC
Union Mutual Fund
Total AUM
₹21,577 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹62.16 Cr | 13.0% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹944.74 Cr | 25.2% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | ₹25.04 Cr | 7.6% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹6298.05 Cr | 11.4% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹637.00 Cr | 9.7% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.36 Cr | 8.0% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹298.67 Cr | 10.1% |
| Union Multicap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1105.65 Cr | 13.3% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1457.11 Cr | 7.7% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹374.09 Cr | 6.6% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹223.17 Cr | 8.1% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹923.05 Cr | 9.3% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.2% | 1.0% | ₹79.05 Cr | 8.7% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1939.59 Cr | 9.2% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3742.53 Cr | 7.4% |
| Union Midcap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹1428.97 Cr | 16.9% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹134.86 Cr | 9.3% |
| Union Largecap Fund Direct Growth Very High Risk | 1.6% | 1.0% | ₹436.97 Cr | 6.8% |
| Union Retirement Fund Direct Growth Very High Risk | 1.2% | 0.0% | ₹156.27 Cr | 10.8% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 1.0% | ₹257.69 Cr | 8.4% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹383.60 Cr | 6.7% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹428.28 Cr | 9.4% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹172.67 Cr | 7.5% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹868.05 Cr | 12.1% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Equity Savings Fund Regular Growth?
The NAV of Union Equity Savings Fund Regular Growth, as of 21-Jan-2025, is ₹16.10.
What are the returns of Union Equity Savings Fund Regular Growth?
The fund has generated 6.13% over the last 1 year and 6.58% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 30.37% in equities, 3.73% in bonds, and 65.90% in cash and cash equivalents.
Who manages the Union Equity Savings Fund Regular Growth?
The fund managers responsible for Union Equity Savings Fund Regular Growth are:-
- Parijat Agrawal
- Sanjay Bembalkar
- Gaurav Chopra
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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