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Union Equity Savings Fund Direct Growth

Union Equity Savings Fund Direct Growth

HybridEquity SavingsModerate Risk

Direct

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NAV (20-Dec-24)

₹16.92-0.47%1D

Returns (Since Inception)

8.60%
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Fund Overview

Fund Size

Fund Size

₹354 Cr

Expense Ratio

Expense Ratio

1.42%

ISIN

ISIN

INF582M01EC1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

06 Aug 2018

About this fund

Union Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 6 years, 4 months and 16 days, having been launched on 06-Aug-18.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹16.92, Assets Under Management (AUM) of 353.91 Crores, and an expense ratio of 1.42%.
  • Union Equity Savings Fund Direct Growth has given a CAGR return of 8.60% since inception.
  • The fund's asset allocation comprises around -11.08% in equities, 3.56% in debts, and 107.52% in cash & cash equivalents.
  • You can start investing in Union Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.01%

+11.70% (Cat Avg.)

3 Years

+8.11%

+9.64% (Cat Avg.)

5 Years

+8.70%

+9.95% (Cat Avg.)

Since Inception

+8.60%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity₹-39.22 Cr-11.08%
Debt₹12.59 Cr3.56%
Others₹380.54 Cr107.52%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset₹112.09 Cr79.87%
Derivatives TotalEquity - Future₹-56.05 Cr39.94%
TrepsCash - Repurchase Agreement₹11.59 Cr8.26%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹4.99 Cr3.56%
91 DTB 09012025Bond - Gov't/Treasury₹4.97 Cr3.54%
364 DTBBond - Gov't/Treasury₹4.96 Cr3.53%
91 Days TbillBond - Gov't/Treasury₹4.96 Cr3.53%
91 DTB 23012025Bond - Gov't/Treasury₹4.95 Cr3.53%
364 Days T - Bill- 06/02/2025Bond - Gov't/Treasury₹4.94 Cr3.52%
HDFC Bank LtdEquity₹4.9 Cr3.49%
Reliance Industries LtdEquity₹4.68 Cr3.33%
Bharti Airtel LtdEquity₹3.81 Cr2.71%
HCL Technologies LtdEquity₹3.23 Cr2.30%
Tata Consultancy Services LtdEquity₹3.17 Cr2.26%
ITC LtdEquity₹2.98 Cr2.12%
Infosys LtdEquity₹2.8 Cr1.99%
ICICI Bank LtdEquity₹2.7 Cr1.93%
Future on Reliance Industries LtdEquity - Future₹-2.67 Cr1.90%
Future on Hero MotoCorp LtdEquity - Future₹-2.52 Cr1.79%
InterGlobe Aviation LtdEquity₹2.5 Cr1.78%
Hero MotoCorp LtdEquity₹2.5 Cr1.78%
NTPC LtdEquity₹2.42 Cr1.72%
Future on Tata Consultancy Services LtdEquity - Future₹-2.33 Cr1.66%
Future on Kotak Mahindra Bank LtdEquity - Future₹-2.27 Cr1.62%
Kotak Mahindra Bank LtdEquity₹2.26 Cr1.61%
Net Receivable / PayableCash - Collateral₹2.24 Cr1.60%
Future on Divi's Laboratories LtdEquity - Future₹-2.24 Cr1.59%
Divi's Laboratories LtdEquity₹2.22 Cr1.58%
Larsen & Toubro LtdEquity₹2.2 Cr1.57%
Maruti Suzuki India LtdEquity₹2.14 Cr1.53%
Future on Bharat Electronics LtdEquity - Future₹-2.12 Cr1.51%
Future on InterGlobe Aviation LtdEquity - Future₹-2.11 Cr1.50%
Bharat Electronics LtdEquity₹2.11 Cr1.50%
Future on DLF LtdEquity - Future₹-2.05 Cr1.46%
DLF LtdEquity₹2.04 Cr1.45%
Future on Grasim Industries LtdEquity - Future₹-2.03 Cr1.45%
Future on Bharti Airtel LtdEquity - Future₹-2.02 Cr1.44%
Grasim Industries LtdEquity₹2.02 Cr1.44%
Future on HCL Technologies LtdEquity - Future₹-2.02 Cr1.44%
Future on Tata Power Co LtdEquity - Future₹-1.97 Cr1.40%
Tata Power Co LtdEquity₹1.96 Cr1.39%
SBI Life Insurance Co LtdEquity₹1.93 Cr1.37%
Future on NTPC LtdEquity - Future₹-1.75 Cr1.25%
Mahindra & Mahindra LtdEquity₹1.75 Cr1.25%
Future on Maruti Suzuki India LtdEquity - Future₹-1.73 Cr1.23%
Future on Vedanta LtdEquity - Future₹-1.68 Cr1.20%
Vedanta LtdEquity₹1.67 Cr1.19%
Future on Polycab India LtdEquity - Future₹-1.65 Cr1.18%
Polycab India LtdEquity₹1.64 Cr1.17%
Hindustan Unilever LtdEquity₹1.62 Cr1.16%
Future on United Spirits LtdEquity - Future₹-1.62 Cr1.15%
United Spirits LtdEquity₹1.61 Cr1.14%
Future on SBI Life Insurance Co LtdEquity - Future₹-1.57 Cr1.12%
Future on ITC LtdEquity - Future₹-1.54 Cr1.09%
Future on Oil & Natural Gas Corp LtdEquity - Future₹-1.39 Cr0.99%
Future on HDFC Bank LtdEquity - Future₹-1.39 Cr0.99%
Oil & Natural Gas Corp LtdEquity₹1.38 Cr0.99%
Future on Mahindra & Mahindra LtdEquity - Future₹-1.36 Cr0.97%
Future on Hindustan Petroleum Corp LtdEquity - Future₹-1.33 Cr0.95%
Hindustan Petroleum Corp LtdEquity₹1.32 Cr0.94%
Future on Adani Enterprises LtdEquity - Future₹-1.26 Cr0.90%
Adani Enterprises LtdEquity₹1.26 Cr0.90%
Indus Towers Ltd. 26-Dec-24Equity - Future₹-1.2 Cr0.85%
Indus Towers Ltd Ordinary SharesEquity₹1.19 Cr0.85%
Future on Coforge LtdEquity - Future₹-1.18 Cr0.84%
Coforge LtdEquity₹1.17 Cr0.84%
Future on Vodafone Idea LtdEquity - Future₹-1.08 Cr0.77%
Vodafone Idea LtdEquity₹1.07 Cr0.76%
Hindalco Industries LtdEquity₹1.06 Cr0.75%
Future on Adani Ports & Special Economic Zone LtdEquity - Future₹-1.05 Cr0.75%
Future on Hindustan Unilever LtdEquity - Future₹-1.05 Cr0.75%
Adani Ports & Special Economic Zone LtdEquity₹1.05 Cr0.75%
Future on Infosys LtdEquity - Future₹-1.05 Cr0.75%
Future on Larsen & Toubro LtdEquity - Future₹-1.01 Cr0.72%
Sun Pharmaceuticals Industries LtdEquity₹1.01 Cr0.72%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future₹-0.95 Cr0.67%
Hindustan Aeronautics Ltd Ordinary SharesEquity₹0.94 Cr0.67%
Future on Eicher Motors LtdEquity - Future₹-0.94 Cr0.67%
Eicher Motors LtdEquity₹0.93 Cr0.66%
State Bank of IndiaEquity₹0.88 Cr0.63%
Future on Hindalco Industries LtdEquity - Future₹-0.83 Cr0.59%
Lupin LtdEquity₹0.82 Cr0.58%
Future on Bharat Petroleum Corp LtdEquity - Future₹-0.79 Cr0.57%
Mphasis LtdEquity₹0.79 Cr0.56%
Bharat Petroleum Corp LtdEquity₹0.79 Cr0.56%
Varun Beverages LtdEquity₹0.77 Cr0.55%
Awfis Space Solutions LtdEquity₹0.69 Cr0.49%
Aadhar Housing Finance LtdEquity₹0.55 Cr0.39%
Dixon Technologies (India) LtdEquity₹0.55 Cr0.39%
Axis Bank LtdEquity₹0.52 Cr0.37%
Zomato LtdEquity₹0.5 Cr0.36%
Shriram Finance LtdEquity₹0.48 Cr0.34%
Trent LtdEquity₹0.47 Cr0.33%
CG Power & Industrial Solutions LtdEquity₹0.46 Cr0.33%
Quess Corp LtdEquity₹0.44 Cr0.31%
TVS Motor Co LtdEquity₹0.43 Cr0.31%
Max Financial Services LtdEquity₹0.42 Cr0.30%
LTIMindtree LtdEquity₹0.42 Cr0.30%
JSW Energy LtdEquity₹0.42 Cr0.30%
Abbott India LtdEquity₹0.41 Cr0.29%
Pidilite Industries LtdEquity₹0.41 Cr0.29%
Crompton Greaves Consumer Electricals LtdEquity₹0.4 Cr0.28%
JK Cement LtdEquity₹0.39 Cr0.28%
Bajaj Finance LtdEquity₹0.39 Cr0.28%
Persistent Systems LtdEquity₹0.39 Cr0.28%
Gokaldas Exports LtdEquity₹0.38 Cr0.27%
Cipla LtdEquity₹0.37 Cr0.26%
Max Healthcare Institute Ltd Ordinary SharesEquity₹0.36 Cr0.26%
Bharti Hexacom LtdEquity₹0.35 Cr0.25%
Blue Star LtdEquity₹0.35 Cr0.25%
Jio Financial Services LtdEquity₹0.34 Cr0.24%
Gabriel India LtdEquity₹0.33 Cr0.23%
ELANTAS Beck India LtdEquity₹0.32 Cr0.23%
ABB India LtdEquity₹0.32 Cr0.23%
Info Edge (India) LtdEquity₹0.31 Cr0.22%
Birlasoft LtdEquity₹0.31 Cr0.22%
Future on Cholamandalam Investment and Finance Co LtdEquity - Future₹-0.31 Cr0.22%
Cholamandalam Investment and Finance Co LtdEquity₹0.31 Cr0.22%
Tata Steel LtdEquity₹0.31 Cr0.22%
Voltas LtdEquity₹0.3 Cr0.22%
Techno Electric & Engineering Co LtdEquity₹0.3 Cr0.21%
Cummins India LtdEquity₹0.29 Cr0.21%
Escorts Kubota LtdEquity₹0.29 Cr0.20%
KFin Technologies LtdEquity₹0.27 Cr0.19%
Ethos LtdEquity₹0.26 Cr0.18%
Glenmark Life Sciences LtdEquity₹0.25 Cr0.18%
CE Info Systems LtdEquity₹0.24 Cr0.17%
Nippon Life India Asset Management Ltd Ordinary SharesEquity₹0.24 Cr0.17%
Kirloskar Oil Engines LtdEquity₹0.24 Cr0.17%
Karur Vysya Bank LtdEquity₹0.24 Cr0.17%
Samvardhana Motherson International LtdEquity₹0.23 Cr0.17%
Power Grid Corp Of India LtdEquity₹0.23 Cr0.16%
Suzlon Energy LtdEquity₹0.21 Cr0.15%
Electronics Mart India LtdEquity₹0.2 Cr0.15%
Aurobindo Pharma LtdEquity₹0.2 Cr0.14%
364 DTB 26122024Bond - Gov't/Treasury₹0.2 Cr0.14%
REC LtdEquity₹0.17 Cr0.12%

Allocation By Market Cap (Equity)

Large Cap Stocks

21.70%

Mid Cap Stocks

6.15%

Small Cap Stocks

3.66%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹16.33 Cr11.64%
Industrials₹14.34 Cr10.21%
Technology₹13.33 Cr9.50%
Consumer Cyclical₹10.53 Cr7.50%
Energy₹9.42 Cr6.72%
Consumer Defensive₹6.97 Cr4.97%
Communication Services₹6.74 Cr4.80%
Basic Materials₹6.17 Cr4.40%
Healthcare₹5.64 Cr4.02%
Utilities₹5.03 Cr3.58%
Real Estate₹2.04 Cr1.45%

Risk & Performance Ratios

Standard Deviation

This fund

4.11%

Cat. avg.

4.49%

Lower the better

Sharpe Ratio

This fund

0.40

Cat. avg.

0.69

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.25

Higher the better

Fund Managers

PA

Parijat Agrawal

Since August 2018

SB

Sanjay Bembalkar

Since January 2023

Gaurav Chopra

Gaurav Chopra

Since November 2024

Additional Scheme Detailsas of 30th November 2024

ISIN
INF582M01EC1
Expense Ratio
1.42%
Exit Load
1.00%
Fund Size
₹354 Cr
Age
6 years 4 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.6%1.0%₹7973.61 Cr14.7%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹7973.61 Cr13.4%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹560.91 Cr13.3%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹560.91 Cr14.4%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹712.61 Cr11.8%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.4%1.0%₹712.61 Cr13.1%
Tata Equity Savings Fund Regular Growth

Moderate Risk

1.1%0.0%₹224.14 Cr12.3%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹245.70 Cr8.3%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹83.00 Cr7.8%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹1004.76 Cr13.8%

About the AMC

Union Mutual Fund

Union Mutual Fund

phone+91 022 67483333
e-mailhttps://www.unionmf.com/

Total AUM

₹21,860 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Children's Fund Direct Growth

Very High Risk

0.9%0.0%₹59.22 Cr22.2%
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹894.19 Cr46.7%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Moderate Risk

-0.0%-7.5%
Union Small Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹5842.20 Cr27.5%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹636.88 Cr17.9%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹80.77 Cr7.8%
Union Value Discovery Fund Direct Growth

Very High Risk

1.3%1.0%₹300.49 Cr21.5%
Union Multicap Fund Direct Growth

Very High Risk

1.0%1.0%₹1090.34 Cr26.6%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1457.11 Cr13.2%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.4%1.0%₹353.91 Cr10.0%
Union Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹233.48 Cr8.2%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.3%0.0%₹935.47 Cr20.9%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.2%1.0%₹78.74 Cr8.6%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1090.34 Cr20.8%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹4472.93 Cr7.5%
Union Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹1380.72 Cr33.0%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹140.36 Cr9.1%
Union Largecap Fund Direct Growth

Very High Risk

1.6%1.0%₹438.15 Cr16.0%
Union Retirement Fund Direct Growth

Very High Risk

1.2%0.0%₹154.02 Cr22.1%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹257.69 Cr8.3%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹210.03 Cr6.7%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹423.34 Cr20.1%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹172.67 Cr7.4%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹847.32 Cr24.6%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Union Equity Savings Fund Direct Growth, as of 20-Dec-2024, is ₹16.92.
The fund has generated 10.01% over the last 1 year and 8.11% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as -11.08% in equities, 3.56% in bonds, and 107.52% in cash and cash equivalents.
The fund managers responsible for Union Equity Savings Fund Direct Growth are:-
  1. Parijat Agrawal
  2. Sanjay Bembalkar
  3. Gaurav Chopra
info
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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