Union Business Cycle Fund Direct Growth
EquityEquity - OtherVery High Risk
Direct
NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹555 Cr
Expense Ratio
1.01%
ISIN
INF582M01JQ0
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
05 Mar 2024
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹10.13, Assets Under Management (AUM) of 554.99 Crores, and an expense ratio of 1.01%.
- Union Business Cycle Fund Direct Growth has given a CAGR return of 1.30% since inception.
- The fund's asset allocation comprises around 94.57% in equities, 0.11% in debts, and 5.32% in cash & cash equivalents.
- You can start investing in Union Business Cycle Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
+1.30%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Equity | ₹524.88 Cr | 94.57% |
| Debt | ₹0.59 Cr | 0.11% |
| Others | ₹29.52 Cr | 5.32% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹33.34 Cr | 6.01% |
| HDFC Bank Ltd | Equity | ₹31.42 Cr | 5.66% |
| Infosys Ltd | Equity | ₹29.78 Cr | 5.37% |
| Treps | Cash - Repurchase Agreement | ₹28.4 Cr | 5.12% |
| Bharti Airtel Ltd | Equity | ₹26.21 Cr | 4.72% |
| Larsen & Toubro Ltd | Equity | ₹23.41 Cr | 4.22% |
| UltraTech Cement Ltd | Equity | ₹20.49 Cr | 3.69% |
| Reliance Industries Ltd | Equity | ₹19.33 Cr | 3.48% |
| Mahindra & Mahindra Ltd | Equity | ₹16.43 Cr | 2.96% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹16.32 Cr | 2.94% |
| Bharat Electronics Ltd | Equity | ₹15.35 Cr | 2.77% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹14.24 Cr | 2.57% |
| State Bank of India | Equity | ₹14.17 Cr | 2.55% |
| Maruti Suzuki India Ltd | Equity | ₹13.45 Cr | 2.42% |
| Solar Industries India Ltd | Equity | ₹11.48 Cr | 2.07% |
| Muthoot Finance Ltd | Equity | ₹11.18 Cr | 2.01% |
| InterGlobe Aviation Ltd | Equity | ₹10.6 Cr | 1.91% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.49 Cr | 1.89% |
| HCL Technologies Ltd | Equity | ₹10.43 Cr | 1.88% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹10.13 Cr | 1.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹10.01 Cr | 1.80% |
| Bajaj Finance Ltd | Equity | ₹9.78 Cr | 1.76% |
| Cummins India Ltd | Equity | ₹9.25 Cr | 1.67% |
| Jubilant Foodworks Ltd | Equity | ₹8.79 Cr | 1.58% |
| GE Vernova T&D India Ltd | Equity | ₹8.31 Cr | 1.50% |
| KEC International Ltd | Equity | ₹8.24 Cr | 1.48% |
| Lupin Ltd | Equity | ₹8.18 Cr | 1.47% |
| Mphasis Ltd | Equity | ₹8.09 Cr | 1.46% |
| Indian Hotels Co Ltd | Equity | ₹8.07 Cr | 1.45% |
| TVS Motor Co Ltd | Equity | ₹6.71 Cr | 1.21% |
| Godrej Properties Ltd | Equity | ₹6.25 Cr | 1.13% |
| Mankind Pharma Ltd | Equity | ₹6.1 Cr | 1.10% |
| Dixon Technologies (India) Ltd | Equity | ₹5.99 Cr | 1.08% |
| Info Edge (India) Ltd | Equity | ₹5.68 Cr | 1.02% |
| LTIMindtree Ltd | Equity | ₹5.63 Cr | 1.01% |
| Home First Finance Co India Ltd --- | Equity | ₹5.62 Cr | 1.01% |
| Tech Mahindra Ltd | Equity | ₹5.58 Cr | 1.01% |
| KEI Industries Ltd | Equity | ₹5.46 Cr | 0.98% |
| UNO Minda Ltd | Equity | ₹5.39 Cr | 0.97% |
| BSE Ltd | Equity | ₹5.07 Cr | 0.91% |
| ITD Cementation India Ltd | Equity | ₹4.92 Cr | 0.89% |
| CG Power & Industrial Solutions Ltd | Equity | ₹4.79 Cr | 0.86% |
| Hindustan Petroleum Corp Ltd | Equity | ₹4.69 Cr | 0.85% |
| Campus Activewear Ltd | Equity | ₹4.64 Cr | 0.84% |
| Alivus Life Sciences Ltd | Equity | ₹4.57 Cr | 0.82% |
| Prestige Estates Projects Ltd | Equity | ₹4.36 Cr | 0.79% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹4.12 Cr | 0.74% |
| Greenply Industries Ltd | Equity | ₹3.95 Cr | 0.71% |
| Kaynes Technology India Ltd | Equity | ₹3.67 Cr | 0.66% |
| Oil & Natural Gas Corp Ltd | Equity | ₹2.78 Cr | 0.50% |
| JSW Infrastructure Ltd | Equity | ₹1.93 Cr | 0.35% |
| Net Receivable / Payable | Cash - Collateral | ₹1.13 Cr | 0.20% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.59 Cr | 0.11% |
Allocation By Market Cap (Equity)
Large Cap Stocks
61.43%
Mid Cap Stocks
24.82%
Small Cap Stocks
8.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹120.58 Cr | 21.73% |
| Industrials | ₹95.92 Cr | 17.28% |
| Consumer Cyclical | ₹77.74 Cr | 14.01% |
| Technology | ₹65.5 Cr | 11.80% |
| Healthcare | ₹59.9 Cr | 10.79% |
| Basic Materials | ₹35.92 Cr | 6.47% |
| Communication Services | ₹31.89 Cr | 5.75% |
| Energy | ₹26.81 Cr | 4.83% |
| Real Estate | ₹10.61 Cr | 1.91% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Harshad Patwardhan
Since November 2024
Pratik Dharmshi
Since December 2024
Additional Scheme Detailsas of 31st January 2025
ISIN INF582M01JQ0 | Expense Ratio 1.01% | Exit Load 1.00% | Fund Size ₹555 Cr | Age 11 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Other Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Equity Minimum Variance Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹214.12 Cr | -0.6% |
| SBI Equity Minimum Variance Fund Regular Growth Very High Risk | 0.8% | 0.0% | ₹214.12 Cr | -1.0% |
| Bandhan Transportation and Logistics Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹524.52 Cr | 3.1% |
| Bandhan Transportation and Logistics Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹524.52 Cr | 1.5% |
| ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹3040.04 Cr | 9.6% |
| ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3040.04 Cr | 8.3% |
| HDFC NIFTY200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹11.35 Cr | 63.0% |
| HDFC NIFTY100 Low Volatility 30 ETF Very High Risk | 0.3% | - | ₹5.95 Cr | 34.7% |
| ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹411.67 Cr | -5.0% |
| DSP Nifty Midcap 150 Quality 50 ETF Very High Risk | 0.3% | - | ₹93.15 Cr | 4.3% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Business Cycle Fund Direct Growth?
What is the portfolio composition of Union Business Cycle Fund Direct Growth?
Who manages the Union Business Cycle Fund Direct Growth?
- Harshad Patwardhan
- Pratik Dharmshi
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Union Business Cycle Fund Direct Growth
EquityEquity - OtherVery High Risk
Direct
NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹555 Cr
Expense Ratio
1.01%
ISIN
INF582M01JQ0
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
05 Mar 2024
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹10.13, Assets Under Management (AUM) of 554.99 Crores, and an expense ratio of 1.01%.
- Union Business Cycle Fund Direct Growth has given a CAGR return of 1.30% since inception.
- The fund's asset allocation comprises around 94.57% in equities, 0.11% in debts, and 5.32% in cash & cash equivalents.
- You can start investing in Union Business Cycle Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
+1.30%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Equity | ₹524.88 Cr | 94.57% |
| Debt | ₹0.59 Cr | 0.11% |
| Others | ₹29.52 Cr | 5.32% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹33.34 Cr | 6.01% |
| HDFC Bank Ltd | Equity | ₹31.42 Cr | 5.66% |
| Infosys Ltd | Equity | ₹29.78 Cr | 5.37% |
| Treps | Cash - Repurchase Agreement | ₹28.4 Cr | 5.12% |
| Bharti Airtel Ltd | Equity | ₹26.21 Cr | 4.72% |
| Larsen & Toubro Ltd | Equity | ₹23.41 Cr | 4.22% |
| UltraTech Cement Ltd | Equity | ₹20.49 Cr | 3.69% |
| Reliance Industries Ltd | Equity | ₹19.33 Cr | 3.48% |
| Mahindra & Mahindra Ltd | Equity | ₹16.43 Cr | 2.96% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹16.32 Cr | 2.94% |
| Bharat Electronics Ltd | Equity | ₹15.35 Cr | 2.77% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹14.24 Cr | 2.57% |
| State Bank of India | Equity | ₹14.17 Cr | 2.55% |
| Maruti Suzuki India Ltd | Equity | ₹13.45 Cr | 2.42% |
| Solar Industries India Ltd | Equity | ₹11.48 Cr | 2.07% |
| Muthoot Finance Ltd | Equity | ₹11.18 Cr | 2.01% |
| InterGlobe Aviation Ltd | Equity | ₹10.6 Cr | 1.91% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.49 Cr | 1.89% |
| HCL Technologies Ltd | Equity | ₹10.43 Cr | 1.88% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹10.13 Cr | 1.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹10.01 Cr | 1.80% |
| Bajaj Finance Ltd | Equity | ₹9.78 Cr | 1.76% |
| Cummins India Ltd | Equity | ₹9.25 Cr | 1.67% |
| Jubilant Foodworks Ltd | Equity | ₹8.79 Cr | 1.58% |
| GE Vernova T&D India Ltd | Equity | ₹8.31 Cr | 1.50% |
| KEC International Ltd | Equity | ₹8.24 Cr | 1.48% |
| Lupin Ltd | Equity | ₹8.18 Cr | 1.47% |
| Mphasis Ltd | Equity | ₹8.09 Cr | 1.46% |
| Indian Hotels Co Ltd | Equity | ₹8.07 Cr | 1.45% |
| TVS Motor Co Ltd | Equity | ₹6.71 Cr | 1.21% |
| Godrej Properties Ltd | Equity | ₹6.25 Cr | 1.13% |
| Mankind Pharma Ltd | Equity | ₹6.1 Cr | 1.10% |
| Dixon Technologies (India) Ltd | Equity | ₹5.99 Cr | 1.08% |
| Info Edge (India) Ltd | Equity | ₹5.68 Cr | 1.02% |
| LTIMindtree Ltd | Equity | ₹5.63 Cr | 1.01% |
| Home First Finance Co India Ltd --- | Equity | ₹5.62 Cr | 1.01% |
| Tech Mahindra Ltd | Equity | ₹5.58 Cr | 1.01% |
| KEI Industries Ltd | Equity | ₹5.46 Cr | 0.98% |
| UNO Minda Ltd | Equity | ₹5.39 Cr | 0.97% |
| BSE Ltd | Equity | ₹5.07 Cr | 0.91% |
| ITD Cementation India Ltd | Equity | ₹4.92 Cr | 0.89% |
| CG Power & Industrial Solutions Ltd | Equity | ₹4.79 Cr | 0.86% |
| Hindustan Petroleum Corp Ltd | Equity | ₹4.69 Cr | 0.85% |
| Campus Activewear Ltd | Equity | ₹4.64 Cr | 0.84% |
| Alivus Life Sciences Ltd | Equity | ₹4.57 Cr | 0.82% |
| Prestige Estates Projects Ltd | Equity | ₹4.36 Cr | 0.79% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹4.12 Cr | 0.74% |
| Greenply Industries Ltd | Equity | ₹3.95 Cr | 0.71% |
| Kaynes Technology India Ltd | Equity | ₹3.67 Cr | 0.66% |
| Oil & Natural Gas Corp Ltd | Equity | ₹2.78 Cr | 0.50% |
| JSW Infrastructure Ltd | Equity | ₹1.93 Cr | 0.35% |
| Net Receivable / Payable | Cash - Collateral | ₹1.13 Cr | 0.20% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.59 Cr | 0.11% |
Allocation By Market Cap (Equity)
Large Cap Stocks
61.43%
Mid Cap Stocks
24.82%
Small Cap Stocks
8.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹120.58 Cr | 21.73% |
| Industrials | ₹95.92 Cr | 17.28% |
| Consumer Cyclical | ₹77.74 Cr | 14.01% |
| Technology | ₹65.5 Cr | 11.80% |
| Healthcare | ₹59.9 Cr | 10.79% |
| Basic Materials | ₹35.92 Cr | 6.47% |
| Communication Services | ₹31.89 Cr | 5.75% |
| Energy | ₹26.81 Cr | 4.83% |
| Real Estate | ₹10.61 Cr | 1.91% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Harshad Patwardhan
Since November 2024
Pratik Dharmshi
Since December 2024
Additional Scheme Detailsas of 31st January 2025
ISIN INF582M01JQ0 | Expense Ratio 1.01% | Exit Load 1.00% | Fund Size ₹555 Cr | Age 11 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Other Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| SBI Equity Minimum Variance Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹214.12 Cr | -0.6% |
| SBI Equity Minimum Variance Fund Regular Growth Very High Risk | 0.8% | 0.0% | ₹214.12 Cr | -1.0% |
| Bandhan Transportation and Logistics Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹524.52 Cr | 3.1% |
| Bandhan Transportation and Logistics Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹524.52 Cr | 1.5% |
| ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹3040.04 Cr | 9.6% |
| ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3040.04 Cr | 8.3% |
| HDFC NIFTY200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹11.35 Cr | 63.0% |
| HDFC NIFTY100 Low Volatility 30 ETF Very High Risk | 0.3% | - | ₹5.95 Cr | 34.7% |
| ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹411.67 Cr | -5.0% |
| DSP Nifty Midcap 150 Quality 50 ETF Very High Risk | 0.3% | - | ₹93.15 Cr | 4.3% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Business Cycle Fund Direct Growth?
What is the portfolio composition of Union Business Cycle Fund Direct Growth?
Who manages the Union Business Cycle Fund Direct Growth?
- Harshad Patwardhan
- Pratik Dharmshi
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
Track all you investments in one place
Download Wealth Monitor App
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Get your portfolio reviewed by experts
