Tata Young Citizens Fund Direct Growth

Fund Overview

Fund Size

₹362 Cr

Expense Ratio

1.89%

ISIN

INF277K01QW4

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

Tata Young Citizens Fund Direct Growth is a Children mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 12 years and 19 days, having been launched on 01-Jan-13.
As of 17-Jan-25, it has a Net Asset Value (NAV) of ₹65.06, Assets Under Management (AUM) of 361.58 Crores, and an expense ratio of 1.89%.

Tata Young Citizens Fund Direct Growth has given a CAGR return of 13.03% since inception.
The fund's asset allocation comprises around 95.04% in equities, 1.52% in debts, and 3.44% in cash & cash equivalents.
You can start investing in Tata Young Citizens Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.26%

— (Cat Avg.)

3 Years

+11.12%

— (Cat Avg.)

5 Years

+17.76%

— (Cat Avg.)

10 Years

+12.16%

— (Cat Avg.)

Since Inception

+13.03%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Equity	₹343.64 Cr	95.04%
Debt	₹5.49 Cr	1.52%
Others	₹12.44 Cr	3.44%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹28.37 Cr	7.84%
ICICI Bank Ltd	Equity	₹16.02 Cr	4.43%
Reliance Industries Ltd	Equity	₹15.8 Cr	4.37%
Infosys Ltd	Equity	₹15.04 Cr	4.16%
Tata Consultancy Services Ltd	Equity	₹11.47 Cr	3.17%
ITC Ltd	Equity	₹10.88 Cr	3.01%
Kotak Mahindra Bank Ltd	Equity	₹10.72 Cr	2.96%
Dr Reddy's Laboratories Ltd	Equity	₹9.72 Cr	2.69%
Hindustan Unilever Ltd	Equity	₹9.31 Cr	2.57%
Axis Bank Ltd	Equity	₹8.78 Cr	2.43%
Larsen & Toubro Ltd	Equity	₹8.47 Cr	2.34%
Titan Co Ltd	Equity	₹8.46 Cr	2.34%
United Spirits Ltd	Equity	₹8.29 Cr	2.29%
Shree Cement Ltd	Equity	₹7.71 Cr	2.13%
Marico Ltd	Equity	₹7.67 Cr	2.12%
ICICI Lombard General Insurance Co Ltd	Equity	₹7.15 Cr	1.98%
Cash / Net Current Asset	Cash	₹6.92 Cr	1.91%
UTI Asset Management Co Ltd	Equity	₹6.71 Cr	1.86%
Gravita India Ltd	Equity	₹6.71 Cr	1.86%
MRF Ltd	Equity	₹6.53 Cr	1.81%
Jupiter Life Line Hospitals Ltd	Equity	₹6.18 Cr	1.71%
HDFC Life Insurance Co Ltd	Equity	₹6.17 Cr	1.71%
Greenply Industries Ltd	Equity	₹6.15 Cr	1.70%
Sharda Cropchem Ltd	Equity	₹5.97 Cr	1.65%
CESC Ltd	Equity	₹5.58 Cr	1.54%
A) Repo	Cash - Repurchase Agreement	₹5.52 Cr	1.53%
Paradeep Phosphates Ltd	Equity	₹5.51 Cr	1.52%
Brookfield India Real Estate Trust	Bond - Asset Backed	₹5.49 Cr	1.52%
Can Fin Homes Ltd	Equity	₹5.32 Cr	1.47%
City Union Bank Ltd	Equity	₹5.17 Cr	1.43%
AAVAS Financiers Ltd	Equity	₹5.04 Cr	1.39%
Metro Brands Ltd	Equity	₹4.87 Cr	1.35%
Metropolis Healthcare Ltd	Equity	₹4.78 Cr	1.32%
Tata Consumer Products Ltd	Equity	₹4.75 Cr	1.31%
Bansal Wire Industries Ltd	Equity	₹4.42 Cr	1.22%
Indigo Paints Ltd Ordinary Shares	Equity	₹4.21 Cr	1.16%
Indraprastha Gas Ltd	Equity	₹4.16 Cr	1.15%
TeamLease Services Ltd	Equity	₹4.1 Cr	1.13%
Sun TV Network Ltd	Equity	₹4.1 Cr	1.13%
Godrej Industries Ltd	Equity	₹4.08 Cr	1.13%
DCB Bank Ltd	Equity	₹4.07 Cr	1.12%
PNC Infratech Ltd	Equity	₹4 Cr	1.11%
Repco Home Finance Ltd	Equity	₹3.99 Cr	1.10%
Castrol India Ltd	Equity	₹3.95 Cr	1.09%
Avenue Supermarts Ltd	Equity	₹3.92 Cr	1.08%
IndusInd Bank Ltd	Equity	₹3.84 Cr	1.06%
Kross Ltd	Equity	₹3.78 Cr	1.05%
Akums Drugs and Pharmaceuticals Ltd	Equity	₹3.63 Cr	1.00%
Arvind Fashions Ltd	Equity	₹3.6 Cr	0.99%
Bharat Bijlee Ltd	Equity	₹3.38 Cr	0.93%
CIE Automotive India Ltd	Equity	₹3.3 Cr	0.91%
Indus Towers Ltd Ordinary Shares	Equity	₹2.91 Cr	0.80%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹2.77 Cr	0.77%
VIP Industries Ltd	Equity	₹2.16 Cr	0.60%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹114.11 Cr	31.56%
Consumer Defensive	₹44.82 Cr	12.40%
Basic Materials	₹33.96 Cr	9.39%
Consumer Cyclical	₹32.69 Cr	9.04%
Industrials	₹30.75 Cr	8.50%
Technology	₹26.51 Cr	7.33%
Healthcare	₹24.31 Cr	6.72%
Energy	₹19.75 Cr	5.46%
Utilities	₹9.73 Cr	2.69%
Communication Services	₹7.01 Cr	1.94%

Risk & Performance Ratios

Fund Managers

Amey Sathe

Since March 2021

Additional Scheme Detailsas of 31st December 2024

ISIN

INF277K01QW4

Expense Ratio

1.89%

Exit Load

1.00%

Fund Size

₹362 Cr

Age

12 years

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Children Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI Magnum Children's Benefit Fund Regular Growth Moderately High risk	1.2%	3.0%	₹123.04 Cr	15.0%
Tata Young Citizens Fund Direct Growth Very High Risk	1.9%	1.0%	₹361.58 Cr	9.3%
Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth Very High Risk	0.8%	0.0%	₹1083.21 Cr	12.5%
Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth Very High Risk	2.1%	0.0%	₹1083.21 Cr	10.9%
SBI Magnum Children's Benefit Fund- Investment PLan Direct Growth Very High Risk	0.8%	3.0%	₹3244.79 Cr	34.7%
SBI Magnum Children's Benefit Fund- Investment PLan Regular Growth Very High Risk	1.9%	3.0%	₹3244.79 Cr	33.1%
SBI Magnum Children's Benefit Fund Direct Growth Moderately High risk	0.8%	3.0%	₹123.04 Cr	15.4%
Union Children's Fund Regular Growth Very High Risk	2.4%	0.0%	₹62.16 Cr	14.2%
Union Children's Fund Direct Growth Very High Risk	0.9%	0.0%	₹62.16 Cr	15.9%
Baroda BNP Paribas Children's Fund Direct Growth Very High Risk	-	1.0%	-	-

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹1,82,564 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹73.94 Cr	-
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.2%	0.0%	₹129.17 Cr	-
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	1.0%	₹10217.18 Cr	10.5%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3961.05 Cr	7.8%
Tata Business Cycle Fund Direct Growth Very High Risk	0.5%	1.0%	₹2867.21 Cr	14.0%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹108.16 Cr	20.7%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹863.07 Cr	8.3%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹167.76 Cr	8.0%
Tata Small Cap Fund Direct Growth Very High Risk	0.3%	1.0%	₹9699.24 Cr	25.8%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹8244.62 Cr	13.0%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.7%	1.0%	₹4529.49 Cr	17.2%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹4098.59 Cr	12.7%
Tata Ethical Fund Direct Growth Very High Risk	0.7%	0.0%	₹3291.77 Cr	10.8%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1079.82 Cr	8.8%
Tata Equity P/E Fund Direct Growth Very High Risk	0.8%	1.0%	₹8591.82 Cr	17.2%
Tata Infrastructure Fund Direct Growth Very High Risk	1.1%	0.0%	₹2330.85 Cr	13.5%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2327.19 Cr	7.8%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹24751.04 Cr	7.9%
Tata Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹233.29 Cr	11.1%
Tata Young Citizens Fund Direct Growth Very High Risk	1.9%	1.0%	₹361.58 Cr	9.3%
Tata Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹23173.10 Cr	7.4%
Tata Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹2414.91 Cr	11.7%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.6%	1.0%	₹2182.42 Cr	18.1%
Tata Retirement Savings Conservative Fund Direct Growth Moderately High risk	1.0%	1.0%	₹174.42 Cr	9.9%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2735.94 Cr	8.1%
Tata Retirement Savings Progressive Fund Direct Growth Very High Risk	0.5%	1.0%	₹2121.63 Cr	19.8%
Tata Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2790.52 Cr	8.6%
Tata India Consumer Fund Direct Growth Very High Risk	0.7%	0.0%	₹2475.28 Cr	21.1%
Tata Digital India Fund Direct Growth Very High Risk	0.4%	0.0%	₹12962.64 Cr	23.1%
Tata Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹2344.96 Cr	8.8%
Tata Resources & Energy Fund Direct Growth Very High Risk	0.6%	0.0%	₹1025.52 Cr	13.9%
Tata India Pharma & Healthcare Fund Direct Growth Very High Risk	0.7%	0.0%	₹1287.45 Cr	32.2%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹180.56 Cr	8.5%
Tata Multi Asset Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹3489.96 Cr	13.9%
Tata Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2902.18 Cr	13.1%
Tata Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹966.53 Cr	9.7%
Tata Housing Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹566.57 Cr	7.5%
Tata Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹12674.72 Cr	8.1%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Tata Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3944.57 Cr	6.7%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹725.32 Cr	18.2%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1031.39 Cr	7.4%
Tata Multicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3156.80 Cr	9.2%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth Low to Moderate Risk	-	0.0%	-	154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	1.0%	-	187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	0.0%	-	116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹106.74 Cr	7.6%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Tata Young Citizens Fund Direct Growth?

The NAV of Tata Young Citizens Fund Direct Growth, as of 17-Jan-2025, is ₹65.06.

What are the returns of Tata Young Citizens Fund Direct Growth?

The fund has generated 9.26% over the last 1 year and 11.12% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata Young Citizens Fund Direct Growth?

The fund's allocation of assets is distributed as 95.04% in equities, 1.52% in bonds, and 3.44% in cash and cash equivalents.

Who manages the Tata Young Citizens Fund Direct Growth?

The fund managers responsible for Tata Young Citizens Fund Direct Growth are:-

Amey Sathe

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹362 Cr

Expense Ratio

1.89%

ISIN

INF277K01QW4

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Very High Risk