Tata Retirement Savings Progressive Fund Direct Growth
HybridRetirementVery High Risk
Direct
NAV (05-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,866 Cr
Expense Ratio
0.57%
ISIN
INF277K01QO1
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
As of 05-Jul-24, it has a Net Asset Value (NAV) of ₹76.98, Assets Under Management (AUM) of 1866.16 Crores, and an expense ratio of 0.57%.
- Tata Retirement Savings Progressive Fund Direct Growth has given a CAGR return of 17.45% since inception.
- The fund's asset allocation comprises around 97.37% in equities, 0.00% in debts, and 2.63% in cash & cash equivalents.
- You can start investing in Tata Retirement Savings Progressive Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+42.56%
— (Cat Avg.)
3 Years
+18.81%
— (Cat Avg.)
5 Years
+18.60%
— (Cat Avg.)
10 Years
+16.93%
— (Cat Avg.)
Since Inception
+17.45%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2024
| Equity | ₹1,817.04 Cr | 97.37% |
| Others | ₹49.12 Cr | 2.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹110.73 Cr | 5.93% |
| Reliance Industries Ltd | Equity | ₹91.83 Cr | 4.92% |
| ITC Ltd | Equity | ₹65.89 Cr | 3.53% |
| Solar Industries India Ltd | Equity | ₹57.59 Cr | 3.09% |
| Jupiter Wagons Ltd | Equity | ₹57 Cr | 3.05% |
| ICICI Bank Ltd | Equity | ₹53.36 Cr | 2.86% |
| APL Apollo Tubes Ltd | Equity | ₹47.86 Cr | 2.56% |
| Cash / Net Current Asset | Cash | ₹47.05 Cr | 2.52% |
| Tata Consultancy Services Ltd | Equity | ₹45 Cr | 2.41% |
| Zomato Ltd | Equity | ₹43 Cr | 2.30% |
| Radico Khaitan Ltd | Equity | ₹40.14 Cr | 2.15% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹40.1 Cr | 2.15% |
| BSE Ltd | Equity | ₹39.33 Cr | 2.11% |
| Karur Vysya Bank Ltd | Equity | ₹37.1 Cr | 1.99% |
| Oil India Ltd | Equity | ₹36.55 Cr | 1.96% |
| Polycab India Ltd | Equity | ₹36.07 Cr | 1.93% |
| Tata Consumer Products Ltd | Equity | ₹35.62 Cr | 1.91% |
| Exide Industries Ltd | Equity | ₹34.54 Cr | 1.85% |
| ACC Ltd | Equity | ₹34.38 Cr | 1.84% |
| Kirloskar Pneumatic Co Ltd | Equity | ₹33.7 Cr | 1.81% |
| Metro Brands Ltd | Equity | ₹33.16 Cr | 1.78% |
| Bosch Ltd | Equity | ₹32.13 Cr | 1.72% |
| Bharat Electronics Ltd | Equity | ₹31.76 Cr | 1.70% |
| Nestle India Ltd | Equity | ₹31.08 Cr | 1.67% |
| Indian Oil Corp Ltd | Equity | ₹31.05 Cr | 1.66% |
| Avenue Supermarts Ltd | Equity | ₹29.68 Cr | 1.59% |
| Newgen Software Technologies Ltd | Equity | ₹29.17 Cr | 1.56% |
| 3M India Ltd | Equity | ₹28.71 Cr | 1.54% |
| PB Fintech Ltd | Equity | ₹28.35 Cr | 1.52% |
| Sunteck Realty Ltd | Equity | ₹28.12 Cr | 1.51% |
| Hero MotoCorp Ltd | Equity | ₹26.93 Cr | 1.44% |
| Aurobindo Pharma Ltd | Equity | ₹25.61 Cr | 1.37% |
| Kaynes Technology India Ltd | Equity | ₹25.42 Cr | 1.36% |
| DOMS Industries Ltd | Equity | ₹24.07 Cr | 1.29% |
| Bandhan Bank Ltd | Equity | ₹23.39 Cr | 1.25% |
| Saregama India Ltd | Equity | ₹22.72 Cr | 1.22% |
| Dixon Technologies (India) Ltd | Equity | ₹22.63 Cr | 1.21% |
| Muthoot Finance Ltd | Equity | ₹21.72 Cr | 1.16% |
| Voltamp Transformers Ltd | Equity | ₹21.28 Cr | 1.14% |
| Jindal Steel & Power Ltd | Equity | ₹20.54 Cr | 1.10% |
| Godrej Industries Ltd | Equity | ₹19.47 Cr | 1.04% |
| Petronet LNG Ltd | Equity | ₹19.33 Cr | 1.04% |
| Cera Sanitaryware Ltd | Equity | ₹18.92 Cr | 1.01% |
| United Spirits Ltd | Equity | ₹18.87 Cr | 1.01% |
| Adani Energy Solutions Ltd | Equity | ₹18.8 Cr | 1.01% |
| Maruti Suzuki India Ltd | Equity | ₹18.78 Cr | 1.01% |
| Pricol Ltd | Equity | ₹18.6 Cr | 1.00% |
| Titan Co Ltd | Equity | ₹18.32 Cr | 0.98% |
| UTI Asset Management Co Ltd | Equity | ₹18.23 Cr | 0.98% |
| NTPC Ltd | Equity | ₹17.95 Cr | 0.96% |
| Mahanagar Gas Ltd | Equity | ₹17.91 Cr | 0.96% |
| Campus Activewear Ltd | Equity | ₹17.47 Cr | 0.94% |
| Cyient Ltd | Equity | ₹17.35 Cr | 0.93% |
| Praveg Ltd Ordinary Shares | Equity | ₹16.11 Cr | 0.86% |
| Jio Financial Services Ltd | Equity | ₹15.84 Cr | 0.85% |
| Pidilite Industries Ltd | Equity | ₹15.74 Cr | 0.84% |
| HDFC Life Insurance Company Limited | Equity | ₹15.67 Cr | 0.84% |
| Swan Energy Ltd | Equity | ₹14.83 Cr | 0.79% |
| Sonata Software Ltd | Equity | ₹13.6 Cr | 0.73% |
| Matrimony.com Ltd | Equity | ₹7.96 Cr | 0.43% |
| A) Repo | Cash - Repurchase Agreement | ₹2.07 Cr | 0.11% |
Allocation By Market Cap (Equity)
Large Cap Stocks
43.17%
Mid Cap Stocks
25.34%
Small Cap Stocks
28.86%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹363.71 Cr | 19.49% |
| Industrials | ₹353.84 Cr | 18.96% |
| Consumer Cyclical | ₹257.76 Cr | 13.81% |
| Consumer Defensive | ₹221.29 Cr | 11.86% |
| Energy | ₹178.76 Cr | 9.58% |
| Basic Materials | ₹176.1 Cr | 9.44% |
| Technology | ₹110.4 Cr | 5.92% |
| Utilities | ₹54.66 Cr | 2.93% |
| Communication Services | ₹46.79 Cr | 2.51% |
| Real Estate | ₹28.12 Cr | 1.51% |
| Healthcare | ₹25.61 Cr | 1.37% |
Risk & Performance Ratios
Standard Deviation
This fund
11.91%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.02
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Murthy Nagarajan
Since April 2017
Sonam Udasi
Since April 2016
Additional Scheme Detailsas of 31st May 2024
ISIN | INF277K01QO1 | Expense Ratio | 0.57% | Exit Load | 1.00% | Fund Size | ₹1,866 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1991.29 Cr | 33.8% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹170.87 Cr | 15.0% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1866.16 Cr | 40.5% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹844.96 Cr | 32.3% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 18.6% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹844.96 Cr | 34.1% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹346.79 Cr | 34.3% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹346.79 Cr | 36.3% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.0% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹512.71 Cr | 19.3% |
About the AMC
Total AUM
₹1,55,659 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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Who manages the Tata Retirement Savings Progressive Fund Direct Growth?
- Murthy Nagarajan
- Sonam Udasi
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