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Fund Overview

Fund Size

Fund Size

₹26,783 Cr

Expense Ratio

Expense Ratio

0.15%

ISIN

ISIN

INF277K01PR6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Tata Money Market Fund Direct Growth is a Money Market mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹4583.40, Assets Under Management (AUM) of 26782.99 Crores, and an expense ratio of 0.15%.
  • Tata Money Market Fund Direct Growth has given a CAGR return of 6.70% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 12.79% in debts, and 86.99% in cash & cash equivalents.
  • You can start investing in Tata Money Market Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.99%

(Cat Avg.)

3 Years

+6.78%

(Cat Avg.)

5 Years

+6.21%

(Cat Avg.)

10 Years

+6.22%

(Cat Avg.)

Since Inception

+6.70%

(Cat Avg.)

Portfolio Summaryas of 31st October 2024

Debt3,426.83 Cr12.79%
Others23,356.16 Cr87.21%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
** - Bank Of Baroda - Cd - 07/02/2025Cash735.78 Cr2.75%
182 DTB 18102024Bond - Gov't/Treasury733.52 Cr2.74%
** - Bharti Telecom Ltd - Cp - 17/10/2025Cash694.68 Cr2.59%
** - Punjab National Bank - Cd - 31/01/2025Cash638.55 Cr2.38%
** - Exim - Cp - 11/02/2025Cash612.59 Cr2.29%
** - Lic Housing Finance Ltd - Cp - 21/03/2025Cash583.37 Cr2.18%
182 DTB 13032025Bond - Gov't/Treasury547.02 Cr2.04%
** - Canara Bank - Cd - 03/02/2025Cash540 Cr2.02%
** - Small Indust Devlop Bank Of India - Cd - 07/02/2025Cash539.49 Cr2.01%
** - Hdfc Bank Ltd - Cd - 20/02/2025Cash538.19 Cr2.01%
** - Indian Bank - Cd - 14/02/2025Cash489.81 Cr1.83%
** - Axis Bank Ltd - Cd - 27/02/2025Cash488.58 Cr1.82%
** - Nabard - Cd - 28/02/2025Cash488.46 Cr1.82%
182 DTB 20022025Bond - Gov't/Treasury465.71 Cr1.74%
** - Small Indust Devlop Bank Of India - Cd - 16/01/2025Cash443.37 Cr1.66%
182 DTB 06022025Bond - Gov't/Treasury442.31 Cr1.65%
India (Republic of)Bond - Short-term Government Bills435.69 Cr1.63%
** - Nabard - Cd - 17/01/2025Cash418.66 Cr1.56%
** - Lic Housing Finance Ltd - Cp - 04/03/2025Cash414.62 Cr1.55%
** - Shriram Finance Ltd - Cp - 31/01/2025Cash392.25 Cr1.46%
** - Punjab National Bank - Cd - 11/03/2025Cash389.86 Cr1.46%
** - Muthoot Finance Ltd - Cp - 27/05/2025Cash382.31 Cr1.43%
** - Canara Bank - Cd - 22/01/2025Cash369.05 Cr1.38%
** - Axis Bank Ltd - Cd - 21/02/2025Cash366.86 Cr1.37%
** - Kotak Mahindra Bank - Cd - 05/03/2025Cash365.95 Cr1.37%
** - Bank Of Baroda - Cd - 10/03/2025Cash365.59 Cr1.36%
** - Hdfc Bank Ltd - Cd - 06/03/2025Cash341.46 Cr1.27%
** - Punjab National Bank - Cd - 02/04/2025Cash339.54 Cr1.27%
** - Lic Housing Finance Ltd - Cp - 14/05/2025Cash336.49 Cr1.26%
364 Day T-Bill 30.01.25Bond - Gov't/Treasury334.63 Cr1.25%
182 DTB 30012025Bond - Gov't/Treasury305.1 Cr1.14%
182 DTB 10042025Bond - Gov't/Treasury301.26 Cr1.12%
** - Canara Bank - Cd - 26/11/2024Cash298.56 Cr1.11%
** - Axis Bank Ltd - Cd - 05/03/2025Cash292.72 Cr1.09%
** - Barclays Investments & Loans (India) Pvt Ltd - Cp - 04/03/2025Cash292.22 Cr1.09%
** - Aditya Birla Finance Ltd - Cp - 10/03/2025Cash292.05 Cr1.09%
** - Small Indust Devlop Bank Of India - Cp - 28/02/2025Cash268.63 Cr1.00%
** - Kotak Securities Ltd - Cp - 07/03/2025Cash267.82 Cr1.00%
** - Axis Bank Ltd - Cd - 30/01/2025Cash245.66 Cr0.92%
** - Icici Securities Ltd - Cp - 29/01/2025Cash245.46 Cr0.92%
Cash / Net Current AssetCash245 Cr0.91%
** - Iifl Home Finance Ltd - Cp - 31/01/2025Cash244.87 Cr0.91%
** - Bank Of Baroda - Cd - 01/03/2025Cash244.15 Cr0.91%
** - Hdfc Bank Ltd - Cd - 12/03/2025Cash243.61 Cr0.91%
** - Canara Bank - Cd - 13/03/2025Cash243.57 Cr0.91%
** - Equitas Small Finance Bank Ltd - Cd - 20/01/2025Cash221.31 Cr0.83%
** - Nabard - Cd - 07/02/2025Cash220.7 Cr0.82%
** - Ujjivan Small Finance Bank Ltd - Cd - 26/02/2025Cash219.5 Cr0.82%
** - Nabard - Cd - 07/03/2025Cash219.45 Cr0.82%
** - Indian Bank - Cd - 13/03/2025Cash219.21 Cr0.82%
** - Au Small Finance Bank - Cd - 20/01/2025Cash196.77 Cr0.73%
** - Kisetsu Saison Finance (India) Private Ltd - Cp - 17/01/2025Cash196.75 Cr0.73%
** - Punjab National Bank - Cd - 06/02/2025Cash196.22 Cr0.73%
** - Bank Of Baroda - Cd - 20/02/2025Cash195.69 Cr0.73%
** - Tata Teleservices Ltd - Cp - 14/02/2025Cash195.59 Cr0.73%
** - Motilal Oswal Finvest Ltd - Cp - 11/02/2025Cash195.52 Cr0.73%
** - Aditya Birla Finance Ltd - Cp - 20/02/2025Cash195.45 Cr0.73%
** - Infina Finance Pvt Ltd - Cp - 18/02/2025Cash195.38 Cr0.73%
** - Axis Securities Ltd - Cp - 28/02/2025Cash195.1 Cr0.73%
** - Indian Bank - Cd - 10/03/2025Cash194.97 Cr0.73%
** - Canara Bank - Cd - 12/03/2025Cash194.89 Cr0.73%
** - Piramal Capital & Housing Finance Ltd - Cp - 25/02/2025Cash194.71 Cr0.73%
** - Pnb Housing Finance Ltd - Cp - 25/09/2025Cash186.88 Cr0.70%
** - Hdfc Bank Ltd - Cd - 03/02/2025Cash171.81 Cr0.64%
** - Bank Of India - Cd - 03/03/2025Cash170.8 Cr0.64%
** - Muthoot Fincorp - Cp - 28/02/2025Cash169.84 Cr0.63%
** - Axis Bank Ltd - Cd - 06/06/2025Cash167.61 Cr0.63%
** - Birla Group Holdings Private Ltd - Cp - 07/02/2025Cash151.76 Cr0.57%
** - Hdfc Bank Ltd - Cd - 12/12/2024Cash148.82 Cr0.56%
** - Deutsche Investment India Pvt Ltd - Cp - 28/01/2025Cash147.22 Cr0.55%
** - Canara Bank - Cd - 06/03/2025Cash146.34 Cr0.55%
** - Bharti Telecom Ltd - Cp - 26/02/2025Cash146.25 Cr0.55%
** - Federal Bank Ltd - Cd - 11/03/2025Cash146.17 Cr0.55%
** - Idfc First Bank Ltd - Cd - 29/05/2025Cash143.81 Cr0.54%
** - Julius Baer Capital Ind Pvt Ltd - Cp - 10/01/2025Cash123.14 Cr0.46%
** - Jm Financial Services Ltd - Cp - 22/01/2025Cash122.64 Cr0.46%
** - Piramal Enterprises Ltd - Cp - 31/01/2025Cash122.4 Cr0.46%
7.52% GJ Sdl 08/03/2025Bond - Gov't/Treasury100.29 Cr0.37%
** - Tata Teleservices Ltd - Cp - 20/11/2024Cash99.62 Cr0.37%
** - Nabard - Cd - 23/01/2025Cash98.4 Cr0.37%
** - Union Bank Of India - Cd - 31/01/2025Cash98.24 Cr0.37%
** - Piramal Capital & Housing Finance Ltd - Cp - 30/01/2025Cash97.97 Cr0.37%
182 DTB 27022025Bond - Gov't/Treasury97.92 Cr0.37%
** - Bank Of Baroda - Cd - 25/02/2025Cash97.76 Cr0.37%
** - Bank Of India - Cd - 25/02/2025Cash97.74 Cr0.36%
** - Kotak Securities Ltd - Cp - 28/02/2025Cash97.54 Cr0.36%
** - Canara Bank - Cd - 11/03/2025Cash97.47 Cr0.36%
** - Union Bank Of India - Cd - 19/03/2025Cash97.31 Cr0.36%
** - Kotak Mahindra Bank - Cd - 21/03/2025Cash97.28 Cr0.36%
** - Idbi Bank Ltd - Cd - 18/03/2025Cash97.27 Cr0.36%
** - Union Bank Of India - Cd - 26/03/2025Cash97.17 Cr0.36%
08.18 CG Sdl 2025Bond - Gov't/Treasury96.97 Cr0.36%
** - Hdfc Bank Ltd - Cd - 02/06/2025Cash95.86 Cr0.36%
** - Small Indust Devlop Bank Of India - Cd - 10/06/2025Cash95.69 Cr0.36%
** - Sundaram Home Finance Ltd - Cp - 18/06/2025Cash95.42 Cr0.36%
** - Hdfc Bank Ltd - Cd - 10/10/2025Cash93.38 Cr0.35%
** - Icici Bank Ltd - Cd - 25/02/2025Cash73.32 Cr0.27%
182 DTB 26122024Bond - Gov't/Treasury69.32 Cr0.26%
** - Jm Financial Services Ltd - Cp - 29/01/2025Cash66.12 Cr0.25%
08.07 GJ Sdl 2025Bond - Gov't/Treasury65.21 Cr0.24%
** - Nabard - Cd - 12/02/2025Cash63.7 Cr0.24%
SBIMF AIF - CAT II (CDMDF)27/10/2038Mutual Fund - Open End56.59 Cr0.21%
** - Bank Of Baroda - Cd - 26/12/2024Cash49.47 Cr0.18%
** - Igh Holding Pvt Ltd - Cp - 24/12/2024Cash49.45 Cr0.18%
** - Kotak Mahindra Bank - Cd - 24/01/2025Cash49.19 Cr0.18%
** - Nabard - Cd - 26/02/2025Cash48.86 Cr0.18%
** - Tmf Holdings Ltd - Cp - 05/03/2025Cash48.71 Cr0.18%
** - Bank Of India - Cd - 13/03/2025Cash48.7 Cr0.18%
C) RepoCash - Repurchase Agreement39.08 Cr0.15%
08.06 Tn SDL 2025Bond - Gov't/Treasury35.13 Cr0.13%
** - Kotak Mahindra Bank - Cd - 05/02/2025Cash24.54 Cr0.09%
** - Indusind Bank Ltd - Cd - 24/02/2025Cash24.44 Cr0.09%
** - Indusind Bank Ltd - Cd - 25/02/2025Cash24.43 Cr0.09%
364 DTB 13032025Bond - Gov't/Treasury24.42 Cr0.09%
08.08 KA Sdl 2025Bond - Gov't/Treasury22.32 Cr0.08%
India (Republic of)Bond - Short-term Government Bills17.37 Cr0.06%
08.07 Gj Sdl 2025marBond - Gov't/Treasury16.84 Cr0.06%
5.22% Govt Stock 2025Bond - Gov't/Treasury14.87 Cr0.06%
08.08 HR Sdl 2025Bond - Gov't/Treasury10.53 Cr0.04%
05.77 GJ Sdl 2025 02 FebBond - Gov't/Treasury9.97 Cr0.04%
182 DTB 28112024Bond - Gov't/Treasury3.32 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash22,537.58 Cr84.15%
Bond - Gov't/Treasury3,696.67 Cr13.80%
Bond - Short-term Government Bills453.06 Cr1.69%
Mutual Fund - Open End56.59 Cr0.21%
Cash - Repurchase Agreement39.08 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

0.53%

Cat. avg.

0.69%

Lower the better

Sharpe Ratio

This fund

1.81

Cat. avg.

-0.21

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.05

Higher the better

Fund Managers

Amit Somani

Amit Somani

Since October 2013

Additional Scheme Detailsas of 31st October 2024

ISIN
INF277K01PR6
Expense Ratio
0.15%
Exit Load
No Charges
Fund Size
₹26,783 Cr
Age
11 years 10 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market B-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1033.79 Cr7.0%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹173.97 Cr7.4%
Union Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹173.97 Cr6.6%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹101.63 Cr7.5%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹101.63 Cr7.4%
LIC MF Money Market Fund Direct Growth

Low Risk

0.6%0.0%₹23.97 Cr6.5%
LIC MF Money Market Fund Regular Growth

Low Risk

1.0%0.0%₹23.97 Cr6.1%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹26782.99 Cr7.7%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹2458.17 Cr7.6%
HDFC Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹27674.69 Cr7.7%

About the AMC

Tata Mutual Fund

Tata Mutual Fund

Total AUM

₹1,85,301 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Tata Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹72.09 Cr-
Tata Gold ETF Fund of Fund Direct Growth

High Risk

0.2%0.0%₹117.15 Cr-
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Series E Direct Growth

Low to Moderate Risk

-0.0%--
Tata Balanced Advantage Fund Direct Growth

High Risk

0.4%1.0%₹10288.08 Cr17.4%
Tata Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3362.75 Cr7.8%
Tata Business Cycle Fund Direct Growth

Very High Risk

0.5%1.0%₹2885.41 Cr28.3%
Tata Nifty India Digital ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹86.29 Cr32.0%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹854.56 Cr8.7%
Tata Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹145.81 Cr8.1%
Tata Small Cap Fund Direct Growth

Very High Risk

0.3%1.0%₹9463.78 Cr35.9%
Tata Large & Mid Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹8390.40 Cr24.5%
Tata Mid Cap Growth Fund Direct Growth

Very High Risk

0.7%1.0%₹4443.96 Cr29.6%
Tata Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹4137.30 Cr20.9%
Tata Ethical Fund Direct Growth

Very High Risk

0.7%0.0%₹3201.55 Cr23.1%
Tata Gilt Securities Fund Direct Growth

Moderate Risk

0.3%0.0%₹873.66 Cr9.8%
Tata Equity P/E Fund Direct Growth

Very High Risk

0.8%1.0%₹8681.31 Cr33.5%
Tata Infrastructure Fund Direct Growth

Very High Risk

1.1%0.0%₹2451.22 Cr33.6%
Tata Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2587.66 Cr7.9%
Tata Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹26782.99 Cr8.0%
Tata Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹215.99 Cr15.2%
Tata Young Citizens Fund Direct Growth

Very High Risk

1.9%1.0%₹367.04 Cr18.6%
Tata Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹23832.34 Cr7.5%
Tata Large Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹2415.27 Cr24.3%
Tata Retirement Savings Moderate Fund Direct Growth

Very High Risk

0.6%1.0%₹2161.97 Cr23.2%
Tata Retirement Savings Conservative Fund Direct Growth

Moderately High risk

1.0%1.0%₹174.39 Cr12.4%
Tata Short Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹2904.29 Cr8.4%
Tata Retirement Savings Progressive Fund Direct Growth

Very High Risk

0.5%1.0%₹2088.63 Cr25.2%
Tata Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2771.11 Cr8.9%
Tata India Consumer Fund Direct Growth

Very High Risk

0.7%0.0%₹2374.84 Cr29.9%
Tata Digital India Fund Direct Growth

Very High Risk

0.4%0.0%₹11835.20 Cr38.2%
Tata Banking & Financial Services Fund Direct Growth

Very High Risk

0.5%0.0%₹2374.28 Cr18.4%
Tata Resources & Energy Fund Direct Growth

Very High Risk

0.6%0.0%₹1042.41 Cr28.1%
Tata India Pharma & Healthcare Fund Direct Growth

Very High Risk

0.7%0.0%₹1208.05 Cr39.7%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹178.27 Cr9.2%
Tata Multi Asset Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹3409.99 Cr22.7%
Tata Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹3008.93 Cr21.8%
Tata Dividend Yield Fund Direct Growth

Very High Risk

0.7%1.0%₹994.96 Cr23.1%
Tata Housing Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹609.92 Cr19.4%
Tata Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹12432.45 Cr8.5%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹4311.01 Cr6.8%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹632.70 Cr37.4%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1069.63 Cr7.9%
Tata Multicap Fund Direct Growth

Very High Risk

0.5%1.0%₹3218.66 Cr19.4%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth

Low to Moderate Risk

-0.0%-154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-1.0%-187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-0.0%-116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹107.77 Cr8.1%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Tata Money Market Fund Direct Growth, as of 21-Nov-2024, is ₹4583.40.
The fund has generated 7.99% over the last 1 year and 6.78% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 12.79% in bonds, and 86.99% in cash and cash equivalents.
The fund managers responsible for Tata Money Market Fund Direct Growth are:-
  1. Amit Somani