Tata Liquid Fund Direct Growth

Fund Overview

Fund Size

₹23,173 Cr

Expense Ratio

0.20%

ISIN

INF277K01YE6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Tata Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 12 years and 19 days, having been launched on 01-Jan-13.
As of 19-Jan-25, it has a Net Asset Value (NAV) of ₹4033.70, Assets Under Management (AUM) of 23173.10 Crores, and an expense ratio of 0.2%.

Tata Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.73% in cash & cash equivalents.
You can start investing in Tata Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.42%

+6.71% (Cat Avg.)

3 Years

+6.54%

+5.93% (Cat Avg.)

5 Years

+5.45%

+4.75% (Cat Avg.)

10 Years

+6.40%

+5.23% (Cat Avg.)

Since Inception

+6.90%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Others

₹23,173.1 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash / Net Current Asset	Cash	₹1,552.04 Cr	6.70%
Canara Bank	Cash - CD/Time Deposit	₹966.74 Cr	4.17%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹789.92 Cr	3.41%
6.89% Govt Stock 2025	Bond - Gov't/Treasury	₹780.07 Cr	3.37%
HDFC Bank Limited	Cash - CD/Time Deposit	₹737.98 Cr	3.18%
Export-Import Bank Of India	Cash - Commercial Paper	₹723.28 Cr	3.12%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹643.7 Cr	2.78%
91 DTB 06032025	Bond - Gov't/Treasury	₹618.01 Cr	2.67%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹591.74 Cr	2.55%
PNb Housing Finance Limited	Cash - Commercial Paper	₹497.66 Cr	2.15%
Reliance Industries Limited	Cash - Commercial Paper	₹496.7 Cr	2.14%
IDBI Bank Limited	Cash - CD/Time Deposit	₹496.69 Cr	2.14%
Punjab National Bank Limited	Cash - CD/Time Deposit	₹496.62 Cr	2.14%
Sikka Ports And Terminals Limited	Cash - Commercial Paper	₹496.41 Cr	2.14%
Punjab National Bank	Cash - CD/Time Deposit	₹496.33 Cr	2.14%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹496 Cr	2.14%
State Bank Of India 11-Feb-2025	Cash - CD/Time Deposit	₹496 Cr	2.14%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹493.69 Cr	2.13%
Axis Bank Limited	Cash - CD/Time Deposit	₹447.42 Cr	1.93%
91 DTB 28032025	Bond - Gov't/Treasury	₹443.28 Cr	1.91%
ICICI Securities Limited	Cash - Commercial Paper	₹396.62 Cr	1.71%
Indian Bank	Cash - CD/Time Deposit	₹394.67 Cr	1.70%
364 DTB 02052024	Bond - Gov't/Treasury	₹348.66 Cr	1.50%
D) Repo	Cash - Repurchase Agreement	₹343.09 Cr	1.48%
Punjab National Bank	Cash - CD/Time Deposit	₹320.58 Cr	1.38%
364 Day T-Bill 30.01.25	Bond - Gov't/Treasury	₹298.48 Cr	1.29%
Aditya Birla Fashion And Retail Limited	Cash - Commercial Paper	₹297.58 Cr	1.28%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹297.32 Cr	1.28%
ICICI Securities Limited	Cash - Commercial Paper	₹297.03 Cr	1.28%
191 DTB 30012025	Bond - Gov't/Treasury	₹293.51 Cr	1.27%
Icici Securities Limited	Cash - Commercial Paper	₹248.6 Cr	1.07%
ICICI Securities Limited	Cash - Commercial Paper	₹248.19 Cr	1.07%
Punjab National Bank Limited	Cash - CD/Time Deposit	₹247.97 Cr	1.07%
Jamnagar Utilities & Power Private Limited 2025	Cash - Commercial Paper	₹247.62 Cr	1.07%
HDFC Bank Ltd.	Cash - CD/Time Deposit	₹247.54 Cr	1.07%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹239.6 Cr	1.03%
7.52% GJ Sdl 08/03/2025	Bond - Gov't/Treasury	₹230.4 Cr	0.99%
HDFC Bank Limited	Cash - CD/Time Deposit	₹221.91 Cr	0.96%
Angel Broking Limited	Cash - Commercial Paper	₹221.66 Cr	0.96%
Tata Capital Housing Finance Ltd.	Cash - Commercial Paper	₹198.83 Cr	0.86%
Axis Bank Ltd.	Cash - CD/Time Deposit	₹198.82 Cr	0.86%
Bank Of Baroda	Cash - CD/Time Deposit	₹198.65 Cr	0.86%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹198.46 Cr	0.86%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹198.33 Cr	0.86%
Punjab National Bank	Cash - CD/Time Deposit	₹198.02 Cr	0.85%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹197.24 Cr	0.85%
Iifl Finance Limited	Cash - Commercial Paper	₹196.67 Cr	0.85%
Angel One Limited	Cash - Commercial Paper	₹196.49 Cr	0.85%
Piramal Capital & Housing Finance Ltd.	Cash - Commercial Paper	₹173 Cr	0.75%
Piramal Housing Finance Limited	Cash - Commercial Paper	₹172.77 Cr	0.75%
(C) Treps	Cash - Repurchase Agreement	₹155 Cr	0.67%
Canara Bank	Cash - CD/Time Deposit	₹149.55 Cr	0.65%
Julius Baer Capital India Private Limited	Cash - Commercial Paper	₹149.49 Cr	0.65%
National Bank for Agriculture and Rural Development	Cash - CD/Time Deposit	₹149.35 Cr	0.64%
Nuvama Wealth Finance Ltd - Cp - 23/01/2025	Cash - Commercial Paper	₹149.22 Cr	0.64%
Hero Fincorp Limited	Cash - Commercial Paper	₹149.05 Cr	0.64%
HDFC Securities Limited	Cash - Commercial Paper	₹148.51 Cr	0.64%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹124.42 Cr	0.54%
Aditya Birla Money Limited	Cash - Commercial Paper	₹99.54 Cr	0.43%
Kotak Mahindra Bank Ltd.	Cash - CD/Time Deposit	₹99.45 Cr	0.43%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹99.27 Cr	0.43%
Aditya Birla Money Limited	Cash - Commercial Paper	₹99.27 Cr	0.43%
Mahindra & Mahindra Financial Services Ltd.	Cash - Commercial Paper	₹99.04 Cr	0.43%
Bajaj Finance Limited	Cash - Commercial Paper	₹99.03 Cr	0.43%
Julius Baer Capital India Pvt Ltd	Cash - Commercial Paper	₹98.98 Cr	0.43%
Nuvama Wealth Management Ltd	Cash - Commercial Paper	₹98.4 Cr	0.42%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹75.04 Cr	0.32%
Punjab National Bank	Cash - CD/Time Deposit	₹74.46 Cr	0.32%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹74.38 Cr	0.32%
Mirae ASset Financial Services India Pvt Ltd - Cp - 10/03/2025	Cash - Commercial Paper	₹73.74 Cr	0.32%
SBIMF AIF - CAT I (CDMDF)27/10/2038	Mutual Fund - Open End	₹62.76 Cr	0.27%
08.08 BR Sdl 2025	Bond - Gov't/Treasury	₹50.05 Cr	0.22%
08.09 Uk SDL 2025	Bond - Gov't/Treasury	₹50.05 Cr	0.22%
91 DTB 03012025	Bond - Gov't/Treasury	₹49.98 Cr	0.22%
L & T Finance Holdings Limited	Cash - Commercial Paper	₹49.65 Cr	0.21%
Julius Baer Capital (India) Private Limited	Cash - Commercial Paper	₹49.54 Cr	0.21%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹49.43 Cr	0.21%
Mirae ASset Financial Services India Pvt Ltd - Cp - 24/02/2025	Cash - Commercial Paper	₹49.33 Cr	0.21%
Indian Bank	Cash - CD/Time Deposit	₹49.3 Cr	0.21%
Mirae ASset Financial Services India Pvt Ltd - Cp - 23/01/2025	Cash - Commercial Paper	₹24.86 Cr	0.11%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.82 Cr	0.11%
Bharti Telecom Limited	Cash - Commercial Paper	₹24.71 Cr	0.11%
08.10 Up SDL 2025	Bond - Gov't/Treasury	₹10.01 Cr	0.04%
08.05 GJ Sdl 2025	Bond - Gov't/Treasury	₹10.01 Cr	0.04%
08.08 CG Sdl 2025	Bond - Gov't/Treasury	₹5 Cr	0.02%
08.14 KL Sdl 2025	Bond - Gov't/Treasury	₹5 Cr	0.02%
Canara Bank	Cash - CD/Time Deposit	₹4.94 Cr	0.02%
HDFC Bank Limited	Cash - CD/Time Deposit	₹4.94 Cr	0.02%
Kotak Securities Limited	Cash - Commercial Paper	₹4.94 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹10,012.98 Cr	43.21%
Cash - CD/Time Deposit	₹6,896.38 Cr	29.76%
Bond - Gov't/Treasury	₹3,192.51 Cr	13.78%
Cash	₹1,552.04 Cr	6.70%
Bond - Corporate Bond	₹958.35 Cr	4.14%
Cash - Repurchase Agreement	₹498.09 Cr	2.15%
Mutual Fund - Open End	₹62.76 Cr	0.27%

Risk & Performance Ratios

Fund Managers

Amit Somani

Since October 2013

Abhishek Sonthalia

Since February 2020

Harsh Dave

Since August 2024

Additional Scheme Detailsas of 31st December 2024

ISIN

INF277K01YE6

Expense Ratio

0.20%

Exit Load

No Charges

Fund Size

₹23,173 Cr

Age

12 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Liquid Debt A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹3196.95 Cr	7.3%
Navi Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹72.88 Cr	6.9%
Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹896.13 Cr	6.9%
Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹896.13 Cr	7.0%
Kotak Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹703.94 Cr	5.8%
Invesco India Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹11745.30 Cr	7.4%
TrustMF Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹250.99 Cr	7.3%
360 ONE Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹846.40 Cr	7.2%
360 ONE Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹846.40 Cr	7.2%
TrustMF Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹250.99 Cr	7.2%

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹1,82,564 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹73.94 Cr	-
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.2%	0.0%	₹129.17 Cr	-
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	1.0%	₹10217.18 Cr	10.5%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3961.05 Cr	7.8%
Tata Business Cycle Fund Direct Growth Very High Risk	0.5%	1.0%	₹2867.21 Cr	14.0%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹108.16 Cr	20.7%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹863.07 Cr	8.3%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹167.76 Cr	8.0%
Tata Small Cap Fund Direct Growth Very High Risk	0.3%	1.0%	₹9699.24 Cr	25.8%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹8244.62 Cr	13.0%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.7%	1.0%	₹4529.49 Cr	17.2%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹4098.59 Cr	12.7%
Tata Ethical Fund Direct Growth Very High Risk	0.7%	0.0%	₹3291.77 Cr	10.8%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1079.82 Cr	8.8%
Tata Equity P/E Fund Direct Growth Very High Risk	0.8%	1.0%	₹8591.82 Cr	17.2%
Tata Infrastructure Fund Direct Growth Very High Risk	1.1%	0.0%	₹2330.85 Cr	13.5%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2327.19 Cr	7.8%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹24751.04 Cr	7.9%
Tata Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹233.29 Cr	11.1%
Tata Young Citizens Fund Direct Growth Very High Risk	1.9%	1.0%	₹361.58 Cr	9.3%
Tata Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹23173.10 Cr	7.4%
Tata Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹2414.91 Cr	11.7%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.6%	1.0%	₹2182.42 Cr	18.1%
Tata Retirement Savings Conservative Fund Direct Growth Moderately High risk	1.0%	1.0%	₹174.42 Cr	9.9%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2735.94 Cr	8.1%
Tata Retirement Savings Progressive Fund Direct Growth Very High Risk	0.5%	1.0%	₹2121.63 Cr	19.8%
Tata Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2790.52 Cr	8.6%
Tata India Consumer Fund Direct Growth Very High Risk	0.7%	0.0%	₹2475.28 Cr	21.1%
Tata Digital India Fund Direct Growth Very High Risk	0.4%	0.0%	₹12962.64 Cr	23.1%
Tata Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹2344.96 Cr	8.8%
Tata Resources & Energy Fund Direct Growth Very High Risk	0.6%	0.0%	₹1025.52 Cr	13.9%
Tata India Pharma & Healthcare Fund Direct Growth Very High Risk	0.7%	0.0%	₹1287.45 Cr	32.2%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹180.56 Cr	8.5%
Tata Multi Asset Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹3489.96 Cr	13.9%
Tata Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2902.18 Cr	13.1%
Tata Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹966.53 Cr	9.7%
Tata Housing Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹566.57 Cr	7.5%
Tata Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹12674.72 Cr	8.1%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Tata Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3944.57 Cr	6.7%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹725.32 Cr	18.2%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1031.39 Cr	7.4%
Tata Multicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3156.80 Cr	9.2%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth Low to Moderate Risk	-	0.0%	-	154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	1.0%	-	187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	0.0%	-	116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹106.74 Cr	7.6%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Tata Liquid Fund Direct Growth?

The NAV of Tata Liquid Fund Direct Growth, as of 19-Jan-2025, is ₹4033.70.

What are the returns of Tata Liquid Fund Direct Growth?

The fund has generated 7.42% over the last 1 year and 6.54% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata Liquid Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.73% in cash and cash equivalents.

Who manages the Tata Liquid Fund Direct Growth?

The fund managers responsible for Tata Liquid Fund Direct Growth are:-

Amit Somani
Abhishek Sonthalia
Harsh Dave

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹23,173 Cr

Expense Ratio

0.20%

ISIN

INF277K01YE6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk