Tata India Consumer Fund Regular Growth
EquityEquity - ConsumptionVery High Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹2,247 Cr
Expense Ratio
2.01%
ISIN
INF277K010A2
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
28 Dec 2015
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹46.66, Assets Under Management (AUM) of 2247.42 Crores, and an expense ratio of 2.01%.
- Tata India Consumer Fund Regular Growth has given a CAGR return of 19.39% since inception.
- The fund's asset allocation comprises around 98.10% in equities, 0.00% in debts, and 1.90% in cash & cash equivalents.
- You can start investing in Tata India Consumer Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+44.16%
— (Cat Avg.)
3 Years
+21.45%
— (Cat Avg.)
5 Years
+23.89%
— (Cat Avg.)
Since Inception
+19.39%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹2,204.74 Cr | 98.10% |
| Others | ₹42.68 Cr | 1.90% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ITC Ltd | Equity | ₹214.28 Cr | 9.53% |
| Zomato Ltd | Equity | ₹201.76 Cr | 8.98% |
| Nestle India Ltd | Equity | ₹121.59 Cr | 5.41% |
| Maruti Suzuki India Ltd | Equity | ₹121.19 Cr | 5.39% |
| Radico Khaitan Ltd | Equity | ₹108.84 Cr | 4.84% |
| Tata Consumer Products Ltd | Equity | ₹108.55 Cr | 4.83% |
| Trent Ltd | Equity | ₹94.01 Cr | 4.18% |
| Bikaji Foods International Ltd | Equity | ₹85.38 Cr | 3.80% |
| Dixon Technologies (India) Ltd | Equity | ₹64.65 Cr | 2.88% |
| Metro Brands Ltd | Equity | ₹63.78 Cr | 2.84% |
| DOMS Industries Ltd | Equity | ₹54.39 Cr | 2.42% |
| Restaurant Brands Asia Ltd Ordinary Shares | Equity | ₹54 Cr | 2.40% |
| Berger Paints India Ltd | Equity | ₹49.94 Cr | 2.22% |
| Titan Co Ltd | Equity | ₹46.32 Cr | 2.06% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹45.17 Cr | 2.01% |
| Dabur India Ltd | Equity | ₹44.63 Cr | 1.99% |
| Jyothy Labs Ltd | Equity | ₹44.42 Cr | 1.98% |
| United Spirits Ltd | Equity | ₹43.25 Cr | 1.92% |
| Polycab India Ltd | Equity | ₹43.21 Cr | 1.92% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹42.67 Cr | 1.90% |
| Avenue Supermarts Ltd | Equity | ₹42.29 Cr | 1.88% |
| Cello World Ltd | Equity | ₹40.92 Cr | 1.82% |
| Cash / Net Current Asset | Cash - Collateral | ₹39.39 Cr | 1.75% |
| Kaynes Technology India Ltd | Equity | ₹34.29 Cr | 1.53% |
| PB Fintech Ltd | Equity | ₹33.51 Cr | 1.49% |
| Voltas Ltd | Equity | ₹33.21 Cr | 1.48% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹32.03 Cr | 1.43% |
| Hero MotoCorp Ltd | Equity | ₹29.64 Cr | 1.32% |
| Pidilite Industries Ltd | Equity | ₹28.68 Cr | 1.28% |
| Bajaj Auto Ltd | Equity | ₹28.03 Cr | 1.25% |
| PG Electroplast Ltd | Equity | ₹28 Cr | 1.25% |
| R R Kabel Ltd | Equity | ₹24.23 Cr | 1.08% |
| Campus Activewear Ltd | Equity | ₹23.77 Cr | 1.06% |
| Pricol Ltd | Equity | ₹23.1 Cr | 1.03% |
| Godrej Agrovet Ltd Ordinary Shares | Equity | ₹22.99 Cr | 1.02% |
| Escorts Kubota Ltd | Equity | ₹22.54 Cr | 1.00% |
| Cera Sanitaryware Ltd | Equity | ₹21.61 Cr | 0.96% |
| Flair Writing Industries Ltd | Equity | ₹21.33 Cr | 0.95% |
| BSE Ltd | Equity | ₹18.41 Cr | 0.82% |
| Raymond Ltd | Equity | ₹16.08 Cr | 0.72% |
| Raymond Lifestyle | Equity | ₹12.32 Cr | 0.55% |
| Gillette India Ltd | Equity | ₹11.74 Cr | 0.52% |
| A) Repo | Cash - Repurchase Agreement | ₹3.29 Cr | 0.15% |
| TeamLease Services Ltd | Equity | ₹2.73 Cr | 0.12% |
| Tata Consumer Prod | Equity | ₹1.3 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
52.85%
Mid Cap Stocks
12.90%
Small Cap Stocks
31.74%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Defensive | ₹847.95 Cr | 37.73% |
| Consumer Cyclical | ₹774.62 Cr | 34.47% |
| Industrials | ₹300.2 Cr | 13.36% |
| Basic Materials | ₹123.78 Cr | 5.51% |
| Technology | ₹92.65 Cr | 4.12% |
| Financial Services | ₹51.92 Cr | 2.31% |
Risk & Performance Ratios
Standard Deviation
This fund
13.67%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.10
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Sonam Udasi
Since April 2016
Aditya Bagul
Since October 2023
Additional Scheme Detailsas of 31st July 2024
ISIN | INF277K010A2 | Expense Ratio | 2.01% | Exit Load | No Charges | Fund Size | ₹2,247 Cr | Age | 28 Dec 2015 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Nifty Consumption ETF Very High Risk | 0.3% | - | ₹15.57 Cr | 43.7% |
| Kotak NIFTY India Consumption ETF Very High Risk | 0.1% | - | ₹1.68 Cr | 44.0% |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹334.32 Cr | 25.6% |
| ICICI Prudential Nifty India Consumption ETF Very High Risk | 0.2% | - | ₹46.33 Cr | 45.7% |
| Sundaram Consumption Fund Regular Growth Very High Risk | 2.2% | 0.0% | ₹1582.42 Cr | 36.3% |
| Nippon India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1700.54 Cr | 41.6% |
| Aditya Birla Sun Life India GenNext Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹5786.16 Cr | 38.9% |
| Baroda BNP Paribas India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1457.85 Cr | 43.8% |
| Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1457.85 Cr | 45.9% |
| Nippon India ETF Consumption Very High Risk | 0.3% | - | ₹95.58 Cr | 45.5% |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Sonam Udasi
- Aditya Bagul
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