Tata Equity Savings Fund Direct Growth

Fund Overview

Fund Size

₹250 Cr

Expense Ratio

0.50%

ISIN

INF277K01QH5

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Tata Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 12 years, 1 months and 21 days, having been launched on 01-Jan-13.
As of 20-Feb-25, it has a Net Asset Value (NAV) of ₹59.28, Assets Under Management (AUM) of 249.86 Crores, and an expense ratio of 0.5%.

Tata Equity Savings Fund Direct Growth has given a CAGR return of 8.68% since inception.
The fund's asset allocation comprises around 19.40% in equities, 18.37% in debts, and 62.23% in cash & cash equivalents.
You can start investing in Tata Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.79%

+6.14% (Cat Avg.)

3 Years

+9.50%

+8.34% (Cat Avg.)

5 Years

+9.94%

+9.25% (Cat Avg.)

10 Years

+7.94%

+7.71% (Cat Avg.)

Since Inception

+8.68%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹48.47 Cr	19.40%
Debt	₹45.9 Cr	18.37%
Others	₹155.48 Cr	62.23%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹128.42 Cr	51.39%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹30.72 Cr	12.30%
Reliance Industries Ltd	Equity	₹15.53 Cr	6.21%
HDFC Bank Ltd	Equity	₹14.34 Cr	5.74%
B) Repo	Cash - Repurchase Agreement	₹13.59 Cr	5.44%
Bharti Airtel Ltd	Equity	₹13.36 Cr	5.35%
Larsen & Toubro Ltd	Equity	₹13.01 Cr	5.21%
Future on Reliance Industries Ltd	Equity - Future	₹-11.68 Cr	4.68%
Future on Bharti Airtel Ltd	Equity - Future	₹-11.41 Cr	4.57%
Future on Larsen & Toubro Ltd	Equity - Future	₹-11.17 Cr	4.47%
NTPC Ltd	Equity	₹10.66 Cr	4.26%
Ambuja Cements Ltd	Equity	₹10.43 Cr	4.18%
State Bank of India	Equity	₹10.39 Cr	4.16%
Future on Axis Bank Ltd	Equity - Future	₹-10.21 Cr	4.09%
Axis Bank Ltd	Equity	₹10.17 Cr	4.07%
Future on Ambuja Cements Ltd	Equity - Future	₹-10.12 Cr	4.05%
Future on HDFC Bank Ltd	Equity - Future	₹-9.58 Cr	3.83%
Future on NTPC Ltd	Equity - Future	₹-9.57 Cr	3.83%
Future on State Bank of India	Equity - Future	₹-9.31 Cr	3.73%
Aurobindo Pharma Ltd	Equity	₹7.93 Cr	3.18%
Tata Money Market Dir Gr	Mutual Fund - Open End	₹7.71 Cr	3.09%
Future on Adani Ports & Special Economic Zone Ltd	Equity - Future	₹-7.5 Cr	3.00%
Adani Ports & Special Economic Zone Ltd	Equity	₹7.48 Cr	2.99%
InterGlobe Aviation Ltd	Equity	₹7.05 Cr	2.82%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-7 Cr	2.80%
Hindustan Unilever Ltd	Equity	₹6.87 Cr	2.75%
Future on InterGlobe Aviation Ltd	Equity - Future	₹-5.85 Cr	2.34%
Future on Hindustan Unilever Ltd	Equity - Future	₹-5.81 Cr	2.32%
Cash / Net Current Asset	Cash	₹5.61 Cr	2.25%
Silver (30 Kg) Commodity^	Commodity - Future	₹-5.6 Cr	2.24%
Silver (30 Kg) Commodity	Commodity	₹5.56 Cr	2.23%
Tata Short Term Bond Dir Gr	Mutual Fund - Open End	₹5.38 Cr	2.15%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹5.08 Cr	2.03%
5.74% Govt Stock 2026	Bond - Gov't/Treasury	₹4.93 Cr	1.97%
ICICI Bank Ltd	Equity	₹4.83 Cr	1.93%
Silver Mini (5 Kgs) Commodity^	Commodity - Future	₹-4.66 Cr	1.87%
Silver Mini (5 Kgs) Commodity	Commodity	₹4.64 Cr	1.86%
Future on SBI Life Insurance Co Ltd	Equity - Future	₹-4.63 Cr	1.85%
SBI Life Insurance Co Ltd	Equity	₹4.62 Cr	1.85%
Persistent Systems Ltd	Equity	₹3.44 Cr	1.38%
Gold Mini (100 Grams) Commodity	Commodity	₹2.45 Cr	0.98%
Gold Mini (100 Grams) Commodity^	Commodity - Future	₹-2.45 Cr	0.98%
Future on ACC Ltd	Equity - Future	₹-1.88 Cr	0.75%
ACC Ltd	Equity	₹1.87 Cr	0.75%
Tata Consultancy Services Ltd	Equity	₹1.85 Cr	0.74%
Dixon Technologies (India) Ltd	Equity	₹1.6 Cr	0.64%
Bajaj Finserv Ltd	Equity	₹1.55 Cr	0.62%
Sonata Software Ltd	Equity	₹1.4 Cr	0.56%
UNO Minda Ltd	Equity	₹1.15 Cr	0.46%
Sun Pharmaceuticals Industries Ltd	Equity	₹1.03 Cr	0.41%
PB Fintech Ltd	Equity	₹0.99 Cr	0.39%
Central Depository Services (India) Ltd	Equity	₹0.97 Cr	0.39%
Shriram Finance Ltd	Equity	₹0.97 Cr	0.39%
Ajanta Pharma Ltd	Equity	₹0.95 Cr	0.38%
Escorts Kubota Ltd	Equity	₹0.94 Cr	0.38%
TVS Motor Co Ltd	Equity	₹0.91 Cr	0.36%
Zydus Lifesciences Ltd	Equity	₹0.9 Cr	0.36%
Titagarh Rail Systems Ltd	Equity	₹0.82 Cr	0.33%
Power Grid Corp Of India Ltd	Equity	₹0.82 Cr	0.33%
Cummins India Ltd	Equity	₹0.79 Cr	0.31%
UltraTech Cement Ltd	Equity	₹0.76 Cr	0.30%
Siemens Ltd	Equity	₹0.68 Cr	0.27%
Jindal Stainless Ltd	Equity	₹0.68 Cr	0.27%
Amara Raja Energy & Mobility Ltd	Equity	₹0.67 Cr	0.27%
REC Ltd	Equity	₹0.58 Cr	0.23%
ITC Ltd	Equity	₹0.56 Cr	0.22%
IndusInd Bank Ltd	Equity	₹0.48 Cr	0.19%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹0.15 Cr	0.06%
ITC Hotels Ltd	Equity	₹0.02 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹49.87 Cr	19.96%
Industrials	₹31.44 Cr	12.58%
Energy	₹15.53 Cr	6.21%
Basic Materials	₹13.74 Cr	5.50%
Communication Services	₹13.51 Cr	5.41%
Utilities	₹11.47 Cr	4.59%
Healthcare	₹10.82 Cr	4.33%
Technology	₹8.29 Cr	3.32%
Consumer Defensive	₹7.43 Cr	2.97%
Consumer Cyclical	₹2.08 Cr	0.83%

Risk & Performance Ratios

Fund Managers

Murthy Nagarajan

Since April 2017

Sailesh Jain

Since November 2018

Tapan Patel

Since August 2023

Additional Scheme Detailsas of 31st January 2025

ISIN

INF277K01QH5

Expense Ratio

0.50%

Exit Load

No Charges

Fund Size

₹250 Cr

Age

12 years 1 month

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹8176.82 Cr	7.1%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹8176.82 Cr	5.9%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹572.01 Cr	8.5%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹572.01 Cr	9.5%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹699.30 Cr	6.0%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.3%	1.0%	₹699.30 Cr	7.3%
Tata Equity Savings Fund Regular Growth Moderate Risk	1.1%	0.0%	₹249.86 Cr	8.1%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹254.67 Cr	6.9%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹69.96 Cr	5.9%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹1066.96 Cr	8.3%

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹1,88,905 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹81.52 Cr	34.1%
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.2%	0.0%	₹160.63 Cr	35.6%
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	1.0%	₹10109.20 Cr	5.0%
Tata Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5277.15 Cr	7.8%
Tata Business Cycle Fund Direct Growth Very High Risk	0.5%	1.0%	₹2740.43 Cr	2.6%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹105.47 Cr	12.1%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹870.58 Cr	8.2%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹144.04 Cr	8.1%
Tata Small Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹8883.39 Cr	8.0%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹7943.04 Cr	3.0%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.7%	1.0%	₹4353.63 Cr	5.5%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹3996.65 Cr	4.3%
Tata Ethical Fund Direct Growth Very High Risk	0.7%	0.0%	₹3253.05 Cr	2.2%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1086.42 Cr	7.8%
Tata Equity P/E Fund Direct Growth Very High Risk	0.8%	1.0%	₹8067.54 Cr	4.0%
Tata Infrastructure Fund Direct Growth Very High Risk	1.1%	0.0%	₹2141.42 Cr	-4.2%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2351.91 Cr	7.8%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹28966.02 Cr	7.9%
Tata Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹249.86 Cr	8.8%
Tata Young Citizens Fund Direct Growth Very High Risk	1.9%	1.0%	₹349.20 Cr	1.8%
Tata Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹28290.04 Cr	7.4%
Tata Large Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹2408.42 Cr	5.7%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.6%	1.0%	₹2061.76 Cr	10.3%
Tata Retirement Savings Conservative Fund Direct Growth Moderately High risk	1.0%	1.0%	₹168.45 Cr	7.3%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2706.86 Cr	8.1%
Tata Retirement Savings Progressive Fund Direct Growth Very High Risk	0.6%	1.0%	₹1979.06 Cr	9.7%
Tata Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3192.77 Cr	8.4%
Tata India Consumer Fund Direct Growth Very High Risk	0.8%	0.0%	₹2267.92 Cr	12.3%
Tata Digital India Fund Direct Growth Very High Risk	0.4%	0.0%	₹12464.64 Cr	14.4%
Tata Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹2323.96 Cr	8.7%
Tata Resources & Energy Fund Direct Growth Very High Risk	0.6%	0.0%	₹1009.28 Cr	2.4%
Tata India Pharma & Healthcare Fund Direct Growth Very High Risk	0.7%	0.0%	₹1211.73 Cr	10.5%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹179.13 Cr	8.5%
Tata Multi Asset Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹3486.76 Cr	7.2%
Tata Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2885.87 Cr	9.5%
Tata Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹925.58 Cr	1.1%
Tata Housing Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹524.28 Cr	0.2%
Tata Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹12921.02 Cr	8.0%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Tata Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3351.85 Cr	6.7%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹695.53 Cr	1.6%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹966.25 Cr	7.4%
Tata Multicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2934.61 Cr	-1.8%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth Low to Moderate Risk	-	0.0%	-	154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	1.0%	-	187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	0.0%	-	116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹100.93 Cr	7.8%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
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What is the current NAV of Tata Equity Savings Fund Direct Growth?

The NAV of Tata Equity Savings Fund Direct Growth, as of 20-Feb-2025, is ₹59.28.

What are the returns of Tata Equity Savings Fund Direct Growth?

The fund has generated 8.79% over the last 1 year and 9.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata Equity Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 19.40% in equities, 18.37% in bonds, and 62.23% in cash and cash equivalents.

Who manages the Tata Equity Savings Fund Direct Growth?

The fund managers responsible for Tata Equity Savings Fund Direct Growth are:-

Murthy Nagarajan
Sailesh Jain
Tapan Patel

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹250 Cr

Expense Ratio

0.50%

ISIN

INF277K01QH5

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk