Tata Business Cycle Fund Regular Growth
EquityEquity - OtherVery High Risk
Regular
NAV (05-Sep-24)
₹20.140.14%1D
Returns (Since Inception)
25.45%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,776 Cr
Expense Ratio
1.91%
ISIN
INF277KA1190
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
04 Aug 2021
About this fund
Tata Business Cycle Fund Regular Growth is a Equity - Other mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 3 years, 1 months and 3 days, having been launched on 04-Aug-21.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹20.14, Assets Under Management (AUM) of 2775.86 Crores, and an expense ratio of 1.91%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹20.14, Assets Under Management (AUM) of 2775.86 Crores, and an expense ratio of 1.91%.
- Tata Business Cycle Fund Regular Growth has given a CAGR return of 25.45% since inception.
- The fund's asset allocation comprises around 95.79% in equities, 0.00% in debts, and 4.21% in cash & cash equivalents.
- You can start investing in Tata Business Cycle Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+43.88%
— (Cat Avg.)
3 Years
+25.27%
— (Cat Avg.)
Since Inception
+25.45%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹2,659.02 Cr | 95.79% |
| Others | ₹116.83 Cr | 4.21% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Reliance Industries Ltd | Equity | ₹124.96 Cr | 4.50% |
| Cash / Net Current Asset | Cash - Collateral | ₹111.93 Cr | 4.03% |
| HDFC Bank Ltd | Equity | ₹108.12 Cr | 3.89% |
| ICICI Bank Ltd | Equity | ₹103.72 Cr | 3.74% |
| Larsen & Toubro Ltd | Equity | ₹82.01 Cr | 2.95% |
| Tata Consultancy Services Ltd | Equity | ₹74.01 Cr | 2.67% |
| Zydus Lifesciences Ltd | Equity | ₹61.32 Cr | 2.21% |
| State Bank of India | Equity | ₹61.25 Cr | 2.21% |
| KEC International Ltd | Equity | ₹57.57 Cr | 2.07% |
| Bharti Airtel Ltd | Equity | ₹54.44 Cr | 1.96% |
| Cummins India Ltd | Equity | ₹51.08 Cr | 1.84% |
| Power Grid Corp Of India Ltd | Equity | ₹49.44 Cr | 1.78% |
| GAIL (India) Ltd | Equity | ₹49.14 Cr | 1.77% |
| Zomato Ltd | Equity | ₹48.39 Cr | 1.74% |
| Cipla Ltd | Equity | ₹48.33 Cr | 1.74% |
| IndusInd Bank Ltd | Equity | ₹47.54 Cr | 1.71% |
| HDFC Life Insurance Company Limited | Equity | ₹45.2 Cr | 1.63% |
| Godrej Properties Ltd | Equity | ₹44.52 Cr | 1.60% |
| NTPC Ltd | Equity | ₹41.79 Cr | 1.51% |
| Aurobindo Pharma Ltd | Equity | ₹40.63 Cr | 1.46% |
| Axis Bank Ltd | Equity | ₹39.94 Cr | 1.44% |
| PI Industries Ltd | Equity | ₹39.78 Cr | 1.43% |
| Nuvoco Vista Corp Ltd | Equity | ₹39.5 Cr | 1.42% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹38.32 Cr | 1.38% |
| G R Infraprojects Ltd | Equity | ₹37.62 Cr | 1.36% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹36.94 Cr | 1.33% |
| Ramco Cements Ltd | Equity | ₹36.06 Cr | 1.30% |
| Adani Power Ltd | Equity | ₹34.97 Cr | 1.26% |
| Coal India Ltd | Equity | ₹34.12 Cr | 1.23% |
| Metropolis Healthcare Ltd | Equity | ₹34.11 Cr | 1.23% |
| Vedant Fashions Ltd | Equity | ₹33.78 Cr | 1.22% |
| Ashok Leyland Ltd | Equity | ₹33.15 Cr | 1.19% |
| Dabur India Ltd | Equity | ₹33.1 Cr | 1.19% |
| Brigade Enterprises Ltd | Equity | ₹32.62 Cr | 1.17% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹31.98 Cr | 1.15% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹31.36 Cr | 1.13% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹30.7 Cr | 1.11% |
| Muthoot Finance Ltd | Equity | ₹30.67 Cr | 1.10% |
| AIA Engineering Ltd | Equity | ₹30.55 Cr | 1.10% |
| Infosys Ltd | Equity | ₹30.24 Cr | 1.09% |
| Adani Energy Solutions Ltd | Equity | ₹28.45 Cr | 1.02% |
| Bandhan Bank Ltd | Equity | ₹28.43 Cr | 1.02% |
| DLF Ltd | Equity | ₹27.47 Cr | 0.99% |
| The Federal Bank Ltd | Equity | ₹27.31 Cr | 0.98% |
| Jindal Steel & Power Ltd | Equity | ₹27.18 Cr | 0.98% |
| Ambuja Cements Ltd | Equity | ₹26.88 Cr | 0.97% |
| Thermax Ltd | Equity | ₹26.63 Cr | 0.96% |
| Hindustan Unilever Ltd | Equity | ₹26.38 Cr | 0.95% |
| Five-Star Business Finance Ltd | Equity | ₹26.16 Cr | 0.94% |
| HCL Technologies Ltd | Equity | ₹25.97 Cr | 0.94% |
| ACC Ltd | Equity | ₹25.94 Cr | 0.93% |
| PG Electroplast Ltd | Equity | ₹25.64 Cr | 0.92% |
| Kotak Mahindra Bank Ltd | Equity | ₹25.31 Cr | 0.91% |
| PVR INOX Ltd | Equity | ₹24.53 Cr | 0.88% |
| Alkem Laboratories Ltd | Equity | ₹23.03 Cr | 0.83% |
| Swan Energy Ltd | Equity | ₹22.73 Cr | 0.82% |
| Hero MotoCorp Ltd | Equity | ₹22.19 Cr | 0.80% |
| Quess Corp Ltd | Equity | ₹21.46 Cr | 0.77% |
| Kirloskar Pneumatic Co Ltd | Equity | ₹21.29 Cr | 0.77% |
| DCB Bank Ltd | Equity | ₹20.96 Cr | 0.76% |
| CIE Automotive India Ltd | Equity | ₹19.81 Cr | 0.71% |
| Tata Motors Ltd | Equity | ₹19.67 Cr | 0.71% |
| Asian Paints Ltd | Equity | ₹19.59 Cr | 0.71% |
| Sobha Ltd | Equity | ₹18.16 Cr | 0.65% |
| Aptus Value Housing Finance India Ltd | Equity | ₹18 Cr | 0.65% |
| Rategain Travel Technologies Ltd | Equity | ₹16.53 Cr | 0.60% |
| Piramal Enterprises Ltd | Equity | ₹16.42 Cr | 0.59% |
| Balrampur Chini Mills Ltd | Equity | ₹16.35 Cr | 0.59% |
| PNB Housing Finance Ltd | Equity | ₹16.14 Cr | 0.58% |
| Tech Mahindra Ltd | Equity | ₹15.65 Cr | 0.56% |
| Akums Drugs And Pharmaceuticals Ltd | Equity | ₹15 Cr | 0.54% |
| SAMHI Hotels Ltd | Equity | ₹14.65 Cr | 0.53% |
| Orchid Pharma Ltd | Equity | ₹13.99 Cr | 0.50% |
| Praveg Ltd Ordinary Shares | Equity | ₹13.85 Cr | 0.50% |
| TARC Ltd Ordinary Shares | Equity | ₹12.49 Cr | 0.45% |
| Jupiter Wagons Ltd | Equity | ₹12.19 Cr | 0.44% |
| Juniper Hotels Ltd | Equity | ₹11.29 Cr | 0.41% |
| A) Repo | Cash - Repurchase Agreement | ₹4.89 Cr | 0.18% |
| Sobha Ltd Ordinary Shares (Partly Paid Rs.5) | Equity | ₹1.2 Cr | 0.04% |
| TeamLease Services Ltd | Equity | ₹1.09 Cr | 0.04% |
| Tata Nifty India Digital ETF | Mutual Fund - ETF | ₹0.01 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
54.85%
Mid Cap Stocks
20.59%
Small Cap Stocks
19.41%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹690.44 Cr | 24.87% |
| Industrials | ₹405.34 Cr | 14.60% |
| Healthcare | ₹284.75 Cr | 10.26% |
| Basic Materials | ₹214.93 Cr | 7.74% |
| Utilities | ₹203.79 Cr | 7.34% |
| Consumer Cyclical | ₹192.53 Cr | 6.94% |
| Technology | ₹188.05 Cr | 6.77% |
| Energy | ₹159.08 Cr | 5.73% |
| Real Estate | ₹136.46 Cr | 4.92% |
| Communication Services | ₹92.82 Cr | 3.34% |
| Consumer Defensive | ₹75.83 Cr | 2.73% |
Risk & Performance Ratios
Standard Deviation
This fund
12.74%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.42
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
MN
Murthy Nagarajan
Since August 2021
Rahul Singh
Since August 2021
Sailesh Jain
Since December 2021
Kapil Malhotra
Since December 2023
Additional Scheme Detailsas of 31st July 2024
ISIN | INF277KA1190 | Expense Ratio | 1.91% | Exit Load | 1.00% | Fund Size | ₹2,776 Cr | Age | 04 Aug 2021 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Other Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Equity Minimum Variance Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹228.86 Cr | 35.0% |
| SBI Equity Minimum Variance Fund Regular Growth Very High Risk | 0.7% | 0.0% | ₹228.86 Cr | 34.5% |
| Bandhan Transportation and Logistics Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹593.72 Cr | 56.2% |
| Bandhan Transportation and Logistics Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹593.72 Cr | 53.7% |
| ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹3254.35 Cr | 58.1% |
| ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3254.35 Cr | 56.2% |
| HDFC NIFTY200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹11.35 Cr | 63.0% |
| HDFC NIFTY100 Low Volatility 30 ETF Very High Risk | 0.3% | - | ₹5.95 Cr | 34.7% |
| ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹268.02 Cr | 63.2% |
| DSP Nifty Midcap 150 Quality 50 ETF Low Risk | 0.3% | - | ₹101.33 Cr | 34.2% |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of Tata Business Cycle Fund Regular Growth?
The NAV of Tata Business Cycle Fund Regular Growth, as of 05-Sep-2024, is ₹20.14.
What are the returns of Tata Business Cycle Fund Regular Growth?
The fund has generated 43.88% over the last 1 year and 25.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Tata Business Cycle Fund Regular Growth?
The fund's allocation of assets is distributed as 95.79% in equities, 0.00% in bonds, and 4.21% in cash and cash equivalents.
Who manages the Tata Business Cycle Fund Regular Growth?
The fund managers responsible for Tata Business Cycle Fund Regular Growth are:-
- Murthy Nagarajan
- Rahul Singh
- Sailesh Jain
- Kapil Malhotra
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.