Sundaram Low Duration Fund Direct Growth

Fund Overview

Fund Size

₹337 Cr

Expense Ratio

0.39%

ISIN

INF173K01FS6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Sundaram Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 11 years, 9 months and 5 days, having been launched on 01-Jan-13.
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹3499.50, Assets Under Management (AUM) of 337.07 Crores, and an expense ratio of 0.39%.

Sundaram Low Duration Fund Direct Growth has given a CAGR return of 5.70% since inception.
The fund's asset allocation comprises around 0.00% in equities, 66.14% in debts, and 33.55% in cash & cash equivalents.
You can start investing in Sundaram Low Duration Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.88%

+6.50% (Cat Avg.)

3 Years

+6.40%

+5.58% (Cat Avg.)

5 Years

+5.79%

+5.72% (Cat Avg.)

10 Years

+5.06%

+5.68% (Cat Avg.)

Since Inception

+5.70%

— (Cat Avg.)

Portfolio Summaryas of 15th September 2024

Debt	₹222.94 Cr	66.14%
Others	₹114.13 Cr	33.86%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Power Finance Corporation Limited	Bond - Corporate Bond	₹24.88 Cr	7.03%
National Housing Bank 7.78%	Bond - Corporate Bond	₹20.01 Cr	5.65%
Bharti Telecom Limited	Bond - Corporate Bond	₹17.06 Cr	4.82%
Reverse Repo	Cash - Repurchase Agreement	₹15.1 Cr	4.27%
Canfin Homes Limited	Bond - Corporate Bond	₹15.07 Cr	4.26%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹14.75 Cr	4.17%
360 One Wam Limited	Cash - Commercial Paper	₹14.39 Cr	4.07%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹13.74 Cr	3.88%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹10.23 Cr	2.89%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹10.17 Cr	2.87%
Shriram Finance Limited	Bond - Corporate Bond	₹10.01 Cr	2.83%
Treps	Cash - Repurchase Agreement	₹10 Cr	2.82%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹9.99 Cr	2.82%
JM Financial Products Limited 8.92%	Bond - Corporate Bond	₹9.98 Cr	2.82%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹9.96 Cr	2.82%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹9.95 Cr	2.81%
Muthoot Finance Limited	Bond - Corporate Bond	₹9.93 Cr	2.81%
Punjab National Bank	Cash - CD/Time Deposit	₹9.84 Cr	2.78%
ICICI Bank Ltd.	Bond - Corporate Bond	₹9.73 Cr	2.75%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹9.71 Cr	2.74%
IDFC First Bank Ltd.	Bond - Corporate Bond	₹9.68 Cr	2.74%
Indusind Bank Limited	Cash - CD/Time Deposit	₹9.68 Cr	2.73%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹9.68 Cr	2.73%
Canara Bank	Bond - Gov't Agency Debt	₹9.63 Cr	2.72%
Indian Bank	Cash - CD/Time Deposit	₹9.51 Cr	2.69%
Godrej Industries Ltd. 8.36%	Bond - Corporate Bond	₹9.01 Cr	2.55%
Cash And Other Net Current Assets^	Cash - Collateral	₹6.28 Cr	1.78%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹5.02 Cr	1.42%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹5.01 Cr	1.42%
Shriram Finance Limited	Bond - Corporate Bond	₹5.01 Cr	1.41%
Cholamandalam Investment And Fin. Co. Ltd	Bond - Corporate Bond	₹5 Cr	1.41%
Embassy Office Parks Reit	Bond - Corporate Bond	₹4.99 Cr	1.41%
Axis Bank Limited	Cash - CD/Time Deposit	₹4.93 Cr	1.39%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹4.88 Cr	1.38%
Corporate Debt Market Development Fund - Class A2	Mutual Fund - Open End	₹1.08 Cr	0.31%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹204.03 Cr	57.65%
Cash - CD/Time Deposit	₹72.97 Cr	20.62%
Cash - Repurchase Agreement	₹25.1 Cr	7.09%
Bond - Gov't/Treasury	₹20.4 Cr	5.76%
Cash - Commercial Paper	₹14.39 Cr	4.07%
Bond - Gov't Agency Debt	₹9.63 Cr	2.72%
Cash - Collateral	₹6.28 Cr	1.78%
Mutual Fund - Open End	₹1.08 Cr	0.31%

Risk & Performance Ratios

Fund Managers

Dwijendra Srivastava

Since January 2022

Sandeep Agarwal

Since May 2022

Additional Scheme Detailsas of 15th September 2024

ISIN

INF173K01FS6

Expense Ratio

0.39%

Exit Load

No Charges

Fund Size

₹337 Cr

Age

11 years 9 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt B-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
For investments made before 1 April 2023:

If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.

Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Mahindra Manulife Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹565.96 Cr	7.9%
Mahindra Manulife Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹565.96 Cr	7.0%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2483.40 Cr	7.3%
Kotak Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹9596.79 Cr	7.1%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1409.40 Cr	7.1%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹17345.52 Cr	7.2%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹5868.00 Cr	7.3%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹1205.05 Cr	7.3%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹19996.95 Cr	7.7%
Sundaram Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹337.07 Cr	7.2%

About the AMC

Sundaram Mutual Fund

+91 44 28583362/3367

https://www.sundarammutual.com/

Total AUM

₹66,679 Cr

Address

Sundaram Towers, Chennai, 600 014

Other Funds by Sundaram Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Sundaram Multi Asset Allocation Fund Direct Growth High Risk	0.2%	1.0%	₹2378.07 Cr	-
Sundaram Emerging Small Cap - Series VI Direct Growth Low Risk	0.8%	0.0%	₹45.47 Cr	7.8%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth Very High Risk	1.4%	0.0%	₹21.12 Cr	29.0%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹34.59 Cr	34.4%
Sundaram FTP IQ Direct Growth Moderate Risk	-	0.0%	-	-
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.4%	0.0%	₹13.54 Cr	30.2%
Sundaram Emerging Small Cap - Series VII Direct Growth Low Risk	1.0%	0.0%	₹159.75 Cr	11.3%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.2%	0.0%	₹86.68 Cr	34.6%
Sundaram Emerging Small Cap - Series V Direct Growth Low Risk	0.8%	0.0%	₹83.88 Cr	7.5%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.4%	-	₹38.99 Cr	32.4%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.4%	0.0%	₹25.27 Cr	32.3%
Sundaram Long Term Tax Advantage Fund - Series VI Direct Growth Very High Risk	1.1%	0.0%	-	-
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹40.23 Cr	34.5%
Sundaram Fixed Term Plan Series IM Direct Growth Moderate Risk	-	0.0%	-	-
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct Growth Very High Risk	1.2%	0.0%	₹41.86 Cr	34.2%
Sundaram Multi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2853.53 Cr	40.7%
Sundaram Dividend Yield Fund Direct Growth Very High Risk	1.0%	1.0%	₹986.68 Cr	44.4%
Sundaram Aggressive Hybrid Fund Direct Growth High Risk	0.7%	1.0%	₹5328.20 Cr	31.4%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5520.99 Cr	7.5%
Sundaram Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹337.07 Cr	7.9%
Sundaram Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹926.21 Cr	20.9%
Sundaram Focused Fund Direct Growth Very High Risk	1.2%	0.0%	₹1156.29 Cr	35.0%
Sundaram Nifty 100 Equal Weight Fund Direct Growth Very High Risk	0.6%	0.0%	₹95.67 Cr	49.0%
Sundaram Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹185.78 Cr	8.7%
Sundaram Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1908.67 Cr	7.7%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.6%	0.0%	₹1411.24 Cr	32.9%
Sundaram Balanced Advantage Fund Direct Growth High Risk	0.6%	1.0%	₹1574.40 Cr	25.0%
Sundaram Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹3665.53 Cr	30.6%
Sundaram Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹3891.27 Cr	35.9%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2220.45 Cr	32.8%
Sundaram Money Market Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹234.15 Cr	7.5%
Sundaram Medium Term Bond Fund Direct Growth Moderate Risk	1.3%	1.0%	₹43.07 Cr	7.6%
Sundaram Infrastructure Advantage Fund Direct Growth Very High Risk	1.8%	0.0%	₹1053.11 Cr	49.7%
Sundaram Financial Services Opportunities Direct Growth Very High Risk	0.8%	0.0%	₹1444.21 Cr	30.3%
Sundaram Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹330.25 Cr	8.2%
Sundaram large and Mid Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹7129.60 Cr	40.2%
Sundaram Global Brand Fund Direct Growth Very High Risk	1.4%	1.0%	₹114.35 Cr	21.9%
Sundaram Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹721.04 Cr	8.4%
Sundaram Debt Oriented Hybrid Fund Direct Growth Moderate Risk	1.1%	0.0%	₹27.63 Cr	13.4%
Sundaram Small Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹3502.82 Cr	40.0%
Sundaram Diversified Equity Direct Growth Very High Risk	1.6%	0.0%	₹1673.99 Cr	29.3%
Sundaram Consumption Fund Direct Growth Very High Risk	1.3%	0.0%	₹1629.47 Cr	41.8%
Sundaram Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹12713.29 Cr	54.5%
Sundaram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹784.03 Cr	6.8%
Sundaram Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹158.29 Cr	7.7%

Risk Level

Your principal amount will be at Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of Sundaram Low Duration Fund Direct Growth?

The NAV of Sundaram Low Duration Fund Direct Growth, as of 04-Oct-2024, is ₹3499.50.

What are the returns of Sundaram Low Duration Fund Direct Growth?

The fund has generated 7.88% over the last 1 year and 6.40% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Sundaram Low Duration Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 66.14% in bonds, and 33.55% in cash and cash equivalents.

Who manages the Sundaram Low Duration Fund Direct Growth?

The fund managers responsible for Sundaram Low Duration Fund Direct Growth are:-

Dwijendra Srivastava
Sandeep Agarwal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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