Fund Overview
Fund Size
₹5,841 Cr
Expense Ratio
0.30%
ISIN
INF173K01DA9
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Aug 2004
About this fund
Sundaram Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 20 years and 8 days, having been launched on 30-Aug-04.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹2178.14, Assets Under Management (AUM) of 5840.95 Crores, and an expense ratio of 0.3%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹2178.14, Assets Under Management (AUM) of 5840.95 Crores, and an expense ratio of 0.3%.
- Sundaram Liquid Fund Regular Growth has given a CAGR return of 6.43% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 1.68% in debts, and 98.08% in cash & cash equivalents.
- You can start investing in Sundaram Liquid Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.29%
+6.09% (Cat Avg.)
3 Years
+5.95%
+5.29% (Cat Avg.)
5 Years
+5.09%
+4.44% (Cat Avg.)
10 Years
+5.35%
+5.13% (Cat Avg.)
Since Inception
+6.43%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹98.39 Cr | 1.68% |
| Others | ₹5,742.56 Cr | 98.32% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| India (Republic of) | Bond - Short-term Government Bills | ₹273 Cr | 4.67% |
| Reverse Repo | Cash - Repurchase Agreement | ₹180 Cr | 3.08% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹174.44 Cr | 2.99% |
| Treps | Cash - Repurchase Agreement | ₹162.06 Cr | 2.77% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹149.72 Cr | 2.56% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹149.61 Cr | 2.56% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹149.31 Cr | 2.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹149.26 Cr | 2.56% |
| Canara Bank | Cash - CD/Time Deposit | ₹149.21 Cr | 2.55% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹149.21 Cr | 2.55% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹149.02 Cr | 2.55% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹147.54 Cr | 2.53% |
| Indian Bank | Cash - CD/Time Deposit | ₹122.85 Cr | 2.10% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹99.78 Cr | 1.71% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹99.74 Cr | 1.71% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹99.66 Cr | 1.71% |
| Canara Bank | Cash - CD/Time Deposit | ₹99.55 Cr | 1.70% |
| 364 DTB 12092024 | Bond - Gov't/Treasury | ₹99.52 Cr | 1.70% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹99.51 Cr | 1.70% |
| Kisetsu Saison Financial India Private Limited | Cash - Commercial Paper | ₹99.48 Cr | 1.70% |
| Shriram Transport Finance Company Limited | Cash - Commercial Paper | ₹99.47 Cr | 1.70% |
| Redington (India) Limited | Cash - Commercial Paper | ₹99.46 Cr | 1.70% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.3 Cr | 1.70% |
| 91 DTB 18102024 | Bond - Gov't/Treasury | ₹98.88 Cr | 1.69% |
| Canara Bank | Cash - CD/Time Deposit | ₹98.64 Cr | 1.69% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹98.64 Cr | 1.69% |
| L & T Finance Holdings Limited | Cash - Commercial Paper | ₹98.58 Cr | 1.69% |
| 91 DTB 07112024 | Bond - Gov't/Treasury | ₹98.53 Cr | 1.69% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹98.39 Cr | 1.68% |
| Cash And Other Net Current Assets^ | Cash - Collateral | ₹-92.95 Cr | 1.59% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹75 Cr | 1.28% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹74.89 Cr | 1.28% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹74.83 Cr | 1.28% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.69 Cr | 1.28% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹74.63 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹74.49 Cr | 1.28% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.43 Cr | 1.27% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹74.41 Cr | 1.27% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹74.29 Cr | 1.27% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹74 Cr | 1.27% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹73.98 Cr | 1.27% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹73.98 Cr | 1.27% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹73.71 Cr | 1.26% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.92 Cr | 0.85% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - CD/Time Deposit | ₹49.89 Cr | 0.85% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹49.87 Cr | 0.85% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹49.87 Cr | 0.85% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹49.86 Cr | 0.85% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.83 Cr | 0.85% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹49.81 Cr | 0.85% |
| Godrej Agrovet Limited | Cash - Commercial Paper | ₹49.73 Cr | 0.85% |
| Redington (India) Limited | Cash - Commercial Paper | ₹49.72 Cr | 0.85% |
| Bobcard Limited | Cash - Commercial Paper | ₹49.71 Cr | 0.85% |
| Pilani Investment & Industries Corporation Limited | Cash - Commercial Paper | ₹49.7 Cr | 0.85% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.68 Cr | 0.85% |
| NTPC Ltd. | Cash - Commercial Paper | ₹49.66 Cr | 0.85% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.64 Cr | 0.85% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.61 Cr | 0.85% |
| National Housing Bank | Cash - Commercial Paper | ₹49.61 Cr | 0.85% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹49.6 Cr | 0.85% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.36 Cr | 0.85% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹49.26 Cr | 0.84% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.23 Cr | 0.84% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.09 Cr | 0.84% |
| Hsbc Investdirect Financial Services (I)Ltd | Cash - Commercial Paper | ₹49.06 Cr | 0.84% |
| Icici Securities Limited | Cash - Commercial Paper | ₹44.17 Cr | 0.76% |
| Godrej Agrovet Limited | Cash - Commercial Paper | ₹24.93 Cr | 0.43% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.9 Cr | 0.43% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹24.88 Cr | 0.43% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 0.43% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹24.82 Cr | 0.42% |
| Corporate Debt Market Development Fund - Class A2 | Mutual Fund - Open End | ₹13.95 Cr | 0.24% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹2,701.7 Cr | 46.25% |
| Cash - CD/Time Deposit | ₹2,009.71 Cr | 34.41% |
| Bond - Gov't/Treasury | ₹493.95 Cr | 8.46% |
| Cash - Repurchase Agreement | ₹342.06 Cr | 5.86% |
| Bond - Short-term Government Bills | ₹273 Cr | 4.67% |
| Bond - Corporate Bond | ₹99.52 Cr | 1.70% |
| Cash - Collateral | ₹-92.95 Cr | 1.59% |
| Mutual Fund - Open End | ₹13.95 Cr | 0.24% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
0.03
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
DS
Dwijendra Srivastava
Since January 2022
Sandeep Agarwal
Since May 2022
Additional Scheme Detailsas of 15th August 2024
ISIN | INF173K01DA9 | Expense Ratio | 0.30% | Exit Load | No Charges | Fund Size | ₹5,841 Cr | Age | 30 Aug 2004 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹65,883 Cr
Address
Sundaram Towers, Chennai, 600 014
Other Funds by Sundaram Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Sundaram Liquid Fund Regular Growth?
The NAV of Sundaram Liquid Fund Regular Growth, as of 06-Sep-2024, is ₹2178.14.
What are the returns of Sundaram Liquid Fund Regular Growth?
The fund has generated 7.29% over the last 1 year and 5.95% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Sundaram Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 1.68% in bonds, and 98.08% in cash and cash equivalents.
Who manages the Sundaram Liquid Fund Regular Growth?
The fund managers responsible for Sundaram Liquid Fund Regular Growth are:-
- Dwijendra Srivastava
- Sandeep Agarwal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.