Sundaram Financial Services Opportunities Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (06-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,409 Cr
Expense Ratio
2.11%
ISIN
INF903J01629
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
10 Jun 2008
About this fund
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹99.26, Assets Under Management (AUM) of 1409.46 Crores, and an expense ratio of 2.11%.
- Sundaram Financial Services Opportunities Regular Growth has given a CAGR return of 15.18% since inception.
- The fund's asset allocation comprises around 96.90% in equities, 0.00% in debts, and 3.10% in cash & cash equivalents.
- You can start investing in Sundaram Financial Services Opportunities Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+30.62%
+22.65% (Cat Avg.)
3 Years
+18.47%
+16.03% (Cat Avg.)
5 Years
+19.51%
+16.61% (Cat Avg.)
10 Years
+14.85%
+12.72% (Cat Avg.)
Since Inception
+15.18%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,365.7 Cr | 96.90% |
| Others | ₹43.76 Cr | 3.10% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹250.44 Cr | 17.77% |
| Axis Bank Ltd | Equity | ₹132.42 Cr | 9.40% |
| ICICI Bank Ltd | Equity | ₹115.12 Cr | 8.17% |
| State Bank of India | Equity | ₹77.23 Cr | 5.48% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹65.47 Cr | 4.64% |
| ICICI Securities Ltd | Equity | ₹61.03 Cr | 4.33% |
| Shriram Finance Ltd | Equity | ₹55.3 Cr | 3.92% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹54.41 Cr | 3.86% |
| IndusInd Bank Ltd | Equity | ₹53.82 Cr | 3.82% |
| Treps | Cash - Repurchase Agreement | ₹50.71 Cr | 3.60% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Equity | ₹50.29 Cr | 3.57% |
| REC Ltd | Equity | ₹48.5 Cr | 3.44% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹45.92 Cr | 3.26% |
| Power Finance Corp Ltd | Equity | ₹42.02 Cr | 2.98% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹35.88 Cr | 2.55% |
| Bank of India | Equity | ₹33.55 Cr | 2.38% |
| Bank of Baroda | Equity | ₹32.74 Cr | 2.32% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹32.25 Cr | 2.29% |
| Bajaj Finance Ltd | Equity | ₹29.45 Cr | 2.09% |
| RBL Bank Ltd | Equity | ₹24.31 Cr | 1.72% |
| Cash And Other Net Current Assets^ | Cash | ₹-21.85 Cr | 1.55% |
| AAVAS Financiers Ltd | Equity | ₹20.35 Cr | 1.44% |
| BSE Ltd | Equity | ₹18.19 Cr | 1.29% |
| SBI Life Insurance Company Limited | Equity | ₹15.16 Cr | 1.08% |
| PNB Housing Finance Ltd | Equity | ₹14.43 Cr | 1.02% |
| Multi Commodity Exchange of India Ltd | Equity | ₹14.16 Cr | 1.00% |
| Union Bank of India | Equity | ₹12.73 Cr | 0.90% |
| Angel One Ltd Ordinary Shares | Equity | ₹11.23 Cr | 0.80% |
| Can Fin Homes Ltd | Equity | ₹10.84 Cr | 0.77% |
| Margin Money For Derivatives | Cash - Collateral | ₹9.97 Cr | 0.71% |
| Can Fin Homes Ltd August 2024 | Equity - Future | ₹8.48 Cr | 0.60% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹4.94 Cr | 0.35% |
Allocation By Market Cap (Equity)
Large Cap Stocks
63.65%
Mid Cap Stocks
4.93%
Small Cap Stocks
26.95%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,346.39 Cr | 95.52% |
Risk & Performance Ratios
Standard Deviation
This fund
14.73%
Cat. avg.
16.47%
Lower the better
Sharpe Ratio
This fund
0.85
Cat. avg.
0.60
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.07
Higher the better
Fund Managers
Rohit Seksaria
Since December 2017
Ashish Aggarwal
Since January 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF903J01629 | Expense Ratio | 2.11% | Exit Load | No Charges | Fund Size | ₹1,409 Cr | Age | 10 Jun 2008 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹9.73 Cr | 11.6% |
| Aditya Birla Sun Life Nifty Financial Services ETF Very High Risk | - | - | - | - |
| Nippon India ETF Nifty PSU Bank BeES Very High Risk | 0.5% | - | ₹2501.61 Cr | 47.7% |
| Kotak Nifty PSU Bank ETF Very High Risk | 0.5% | - | ₹1403.00 Cr | 44.0% |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2468.38 Cr | 16.4% |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹1911.12 Cr | 14.1% |
| Axis NIFTY Bank ETF Very High Risk | 0.2% | - | ₹270.72 Cr | 16.4% |
| ICICI Prudential Banking and Financial Services Regular Growth Very High Risk | 1.8% | 1.0% | ₹7605.37 Cr | 25.1% |
| UTI Banking and Financial Services Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1150.06 Cr | 26.4% |
| Nippon India Banking & Financial Services Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6138.44 Cr | 27.8% |
About the AMC
Total AUM
₹65,883 Cr
Address
Sundaram Towers, Chennai, 600 014
Other Funds by Sundaram Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Rohit Seksaria
- Ashish Aggarwal
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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