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SBI Savings Fund Regular Growth
DebtMoney MarketModerate Risk
Regular
NAV (21-Nov-24)
₹39.630.03%1D
Returns (Since Inception)
7.00%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹29,813 Cr
Expense Ratio
0.76%
ISIN
INF200K01636
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
19 Jul 2004
About this fund
SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 20 years, 4 months and 3 days, having been launched on 19-Jul-04.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹39.63, Assets Under Management (AUM) of 29812.82 Crores, and an expense ratio of 0.76%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹39.63, Assets Under Management (AUM) of 29812.82 Crores, and an expense ratio of 0.76%.
- SBI Savings Fund Regular Growth has given a CAGR return of 7.00% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 11.90% in debts, and 87.86% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.24%
— (Cat Avg.)
3 Years
+6.03%
— (Cat Avg.)
5 Years
+5.45%
— (Cat Avg.)
10 Years
+6.52%
— (Cat Avg.)
Since Inception
+7.00%
— (Cat Avg.)
Portfolio Summaryas of 15th November 2024
| Debt | ₹3,546.95 Cr | 11.90% |
| Others | ₹26,265.87 Cr | 88.10% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Axis Bank Ltd. | Cash | ₹1,970.65 Cr | 6.61% |
| Hdfc Bank Ltd. | Cash | ₹1,701.21 Cr | 5.71% |
| Indusind Bank Ltd. | Cash | ₹1,633 Cr | 5.48% |
| Union Bank Of India | Cash | ₹1,615.21 Cr | 5.42% |
| Canara Bank | Cash | ₹1,442.05 Cr | 4.84% |
| Bharti Telecom Ltd. | Cash | ₹1,424.25 Cr | 4.78% |
| Kotak Mahindra Bank Ltd. | Cash | ₹1,420.7 Cr | 4.77% |
| Icici Bank Ltd. | Cash | ₹1,011.37 Cr | 3.39% |
| Jsw Infrastructure Ltd. | Cash | ₹974.97 Cr | 3.27% |
| National Bank For Agriculture And Rural Development | Cash | ₹934.33 Cr | 3.13% |
| Bank Of India | Cash | ₹830.76 Cr | 2.79% |
| 07.38% MP Sdl 2025 | Bond - Gov't/Treasury | ₹786.91 Cr | 2.64% |
| Small Industries Development Bank Of India | Cash | ₹730.32 Cr | 2.45% |
| Hdfc Credila Financial Services Pvt. Ltd. | Cash | ₹636.87 Cr | 2.14% |
| Panatone Finvest Ltd. | Cash | ₹592.31 Cr | 1.99% |
| Bank Of Baroda | Cash | ₹582.39 Cr | 1.95% |
| Equitas Small Finance Bank Ltd. | Cash | ₹565.59 Cr | 1.90% |
| The Federal Bank Ltd. | Cash | ₹564.67 Cr | 1.89% |
| Icici Securities Ltd. | Cash | ₹563.65 Cr | 1.89% |
| Muthoot Finance Ltd. | Cash | ₹561.04 Cr | 1.88% |
| Treps | Cash - Repurchase Agreement | ₹516.03 Cr | 1.73% |
| Indian Bank | Cash | ₹513.29 Cr | 1.72% |
| 7.52% GJ Sdl 08/03/2025 | Bond - Gov't/Treasury | ₹494.73 Cr | 1.66% |
| Punjab & Sind Bank | Cash | ₹488.58 Cr | 1.64% |
| Idbi Bank Ltd. | Cash | ₹488.01 Cr | 1.64% |
| Sundaram Finance Ltd. | Cash | ₹466.08 Cr | 1.56% |
| Bajaj Finance Ltd. | Cash | ₹428.13 Cr | 1.44% |
| 08.12 AS Sdl 2025 | Bond - Gov't/Treasury | ₹401.8 Cr | 1.35% |
| Tata Capital Housing Finance Ltd. | Cash | ₹389.46 Cr | 1.31% |
| 91 DTB 28112024 | Bond - Gov't/Treasury | ₹359.25 Cr | 1.21% |
| Export-Import Bank Of India | Cash | ₹342.29 Cr | 1.15% |
| Motilal Oswal Financial Services Ltd. | Cash | ₹341.48 Cr | 1.15% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.44 Cr | 1.02% |
| Punjab National Bank | Cash | ₹291.76 Cr | 0.98% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹268.05 Cr | 0.90% |
| Adani Ports And Special Economic Zone Ltd. | Cash | ₹247.99 Cr | 0.83% |
| Birla Group Holding Pvt. Ltd. | Cash | ₹245.73 Cr | 0.82% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹201.67 Cr | 0.68% |
| Tata Capital Ltd. | Cash | ₹186.95 Cr | 0.63% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹157.72 Cr | 0.53% |
| 05.75 KA Sdl 2025 | Bond - Gov't/Treasury | ₹124.35 Cr | 0.42% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹120.81 Cr | 0.41% |
| 08.07 Tn SDL 2025feb | Bond - Gov't/Treasury | ₹110.33 Cr | 0.37% |
| 8.2% Govt Stock 2025 | Bond - Gov't/Treasury | ₹106.32 Cr | 0.36% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹101.14 Cr | 0.34% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.75 Cr | 0.34% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹100.61 Cr | 0.34% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹99.81 Cr | 0.33% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.42 Cr | 0.33% |
| Lic Housing Finance Ltd. | Cash | ₹98.11 Cr | 0.33% |
| Nexus Select Trust | Cash | ₹98.08 Cr | 0.33% |
| Pilani Investment & Industries Corporation Ltd. | Cash | ₹97.36 Cr | 0.33% |
| Igh Holdings Pvt Ltd. | Cash | ₹95.34 Cr | 0.32% |
| Net Receivable / Payable | Cash - Collateral | ₹91.84 Cr | 0.31% |
| 08.08 KA Sdl 2025 | Bond - Gov't/Treasury | ₹90.4 Cr | 0.30% |
| 06.35 OIL SPL 2024 | Bond - Gov't Agency Debt | ₹83.07 Cr | 0.28% |
| Corporate Debt Mkt Devp. Fund-A2 | Mutual Fund - Open End | ₹73.36 Cr | 0.25% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.58 Cr | 0.17% |
| 08.08 BR Sdl 2025 | Bond - Gov't/Treasury | ₹50.13 Cr | 0.17% |
| 08.15 BR Sdl 2025 | Bond - Gov't/Treasury | ₹50.11 Cr | 0.17% |
| 08.13 MH Sdl 2025 | Bond - Gov't/Treasury | ₹45.1 Cr | 0.15% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.65 Cr | 0.14% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹40.01 Cr | 0.13% |
| 08.08 Wb SDL 2025 | Bond - Gov't/Treasury | ₹35.13 Cr | 0.12% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.28 Cr | 0.08% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.25 Cr | 0.08% |
| 08.07 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹20.06 Cr | 0.07% |
| 08.06 KA Sdl 2025feb | Bond - Gov't/Treasury | ₹20.06 Cr | 0.07% |
| 08.06 Tn SDL 2025 | Bond - Gov't/Treasury | ₹15.58 Cr | 0.05% |
| 08.13 Tn SDL 2025 | Bond - Gov't/Treasury | ₹15.03 Cr | 0.05% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.09 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash | ₹24,573.96 Cr | 82.43% |
| Bond - Gov't/Treasury | ₹4,474.56 Cr | 15.01% |
| Cash - Repurchase Agreement | ₹516.03 Cr | 1.73% |
| Cash - Collateral | ₹91.84 Cr | 0.31% |
| Bond - Gov't Agency Debt | ₹83.07 Cr | 0.28% |
| Mutual Fund - Open End | ₹73.36 Cr | 0.25% |
Risk & Performance Ratios
Standard Deviation
This fund
0.52%
Cat. avg.
0.69%
Lower the better
Sharpe Ratio
This fund
-0.50
Cat. avg.
-0.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.05
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
RA
R. Arun
Since April 2012
PK
Pradeep Kesavan
Since December 2023
Additional Scheme Detailsas of 15th November 2024
ISIN INF200K01636 | Expense Ratio 0.76% | Exit Load No Charges | Fund Size ₹29,813 Cr | Age 20 years 4 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1033.79 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹173.97 Cr | 7.4% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹173.97 Cr | 6.6% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹101.63 Cr | 7.5% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹101.63 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹23.97 Cr | 6.5% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹23.97 Cr | 6.1% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹26782.99 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2458.17 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27674.69 Cr | 7.7% |
About the AMC
SBI Mutual Fund
Total AUM
₹11,20,990 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of SBI Savings Fund Regular Growth?
The NAV of SBI Savings Fund Regular Growth, as of 21-Nov-2024, is ₹39.63.
What are the returns of SBI Savings Fund Regular Growth?
The fund has generated 7.24% over the last 1 year and 6.03% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 11.90% in bonds, and 87.86% in cash and cash equivalents.
Who manages the SBI Savings Fund Regular Growth?
The fund managers responsible for SBI Savings Fund Regular Growth are:-
- Rajeev Radhakrishnan
- R. Arun
- Pradeep Kesavan
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.