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SBI Savings Fund Regular Growth
DebtMoney MarketModerate Risk
Regular
NAV (21-Feb-25)
₹40.300.02%1D
Returns (Since Inception)
7.00%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹27,467 Cr
Expense Ratio
0.69%
ISIN
INF200K01636
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
19 Jul 2004
About this fund
SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 20 years, 7 months and 3 days, having been launched on 19-Jul-04.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹40.30, Assets Under Management (AUM) of 27466.82 Crores, and an expense ratio of 0.69%.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹40.30, Assets Under Management (AUM) of 27466.82 Crores, and an expense ratio of 0.69%.
- SBI Savings Fund Regular Growth has given a CAGR return of 7.00% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 13.10% in debts, and 86.62% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.22%
+6.77% (Cat Avg.)
3 Years
+6.30%
+6.29% (Cat Avg.)
5 Years
+5.51%
+5.52% (Cat Avg.)
10 Years
+6.50%
+5.73% (Cat Avg.)
Since Inception
+7.00%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Debt | ₹3,597.88 Cr | 13.10% |
| Others | ₹23,868.94 Cr | 86.90% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Axis Bank Limited | Cash - CD/Time Deposit | ₹1,243.73 Cr | 4.53% |
| Jsw Infrastructure Limited | Cash - Commercial Paper | ₹990.56 Cr | 3.61% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹950.64 Cr | 3.46% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹828.79 Cr | 3.02% |
| Reverse Repo | Cash - Repurchase Agreement | ₹817.27 Cr | 2.98% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹800.83 Cr | 2.92% |
| 07.38% MP Sdl 2025 | Bond - Gov't/Treasury | ₹785.93 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹779.23 Cr | 2.84% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹755 Cr | 2.75% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹727.92 Cr | 2.65% |
| Bank Of India | Cash - CD/Time Deposit | ₹644.86 Cr | 2.35% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹597.73 Cr | 2.18% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹557.44 Cr | 2.03% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹497.41 Cr | 1.81% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹496.02 Cr | 1.81% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹495.52 Cr | 1.80% |
| Indian Bank | Cash - CD/Time Deposit | ₹486.98 Cr | 1.77% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹479.67 Cr | 1.75% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹477.53 Cr | 1.74% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹469.9 Cr | 1.71% |
| Tata Communications LTD | Cash - Commercial Paper | ₹463.13 Cr | 1.69% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹421.77 Cr | 1.54% |
| Canara Bank | Cash - CD/Time Deposit | ₹399.54 Cr | 1.45% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹396.29 Cr | 1.44% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹374.77 Cr | 1.36% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹322.11 Cr | 1.17% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.11 Cr | 1.11% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹298.81 Cr | 1.09% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹296.94 Cr | 1.08% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹291.07 Cr | 1.06% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹286.17 Cr | 1.04% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹283.17 Cr | 1.03% |
| IDBI Bank Limited (Industrial Development Bank Of India Ltd) | Cash - CD/Time Deposit | ₹281.63 Cr | 1.03% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹281.59 Cr | 1.03% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.24 Cr | 0.97% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹249.72 Cr | 0.91% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹249.68 Cr | 0.91% |
| Tata Housing Development Co Ltd. | Cash - Commercial Paper | ₹248.83 Cr | 0.91% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹248.73 Cr | 0.91% |
| Tata Housing Development Company Limited | Cash - Commercial Paper | ₹248.67 Cr | 0.91% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹248.17 Cr | 0.90% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹248.03 Cr | 0.90% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹233.1 Cr | 0.85% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹232.18 Cr | 0.85% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹229.55 Cr | 0.84% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹212.65 Cr | 0.77% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹201.07 Cr | 0.73% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹198.99 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹198.93 Cr | 0.72% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹198.49 Cr | 0.72% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹197.83 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹194.09 Cr | 0.71% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹186.16 Cr | 0.68% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹173.48 Cr | 0.63% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹173.33 Cr | 0.63% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹167.07 Cr | 0.61% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹159.86 Cr | 0.58% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹149.88 Cr | 0.55% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹149.14 Cr | 0.54% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.84 Cr | 0.54% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹148.73 Cr | 0.54% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹146.86 Cr | 0.53% |
| 05.75 KA Sdl 2025 | Bond - Gov't/Treasury | ₹124.6 Cr | 0.45% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹124.48 Cr | 0.45% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹120.58 Cr | 0.44% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.85 Cr | 0.37% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.47 Cr | 0.37% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹100.35 Cr | 0.37% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100 Cr | 0.36% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.63 Cr | 0.36% |
| Nexus Select TRust | Cash - Commercial Paper | ₹99.61 Cr | 0.36% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹99.6 Cr | 0.36% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹99.21 Cr | 0.36% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹99.14 Cr | 0.36% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹99.05 Cr | 0.36% |
| Pilani Investments And Industries Corporation Limited | Cash - Commercial Paper | ₹98.97 Cr | 0.36% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹96.89 Cr | 0.35% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹95.22 Cr | 0.35% |
| Sundaram Home Finance Limited | Cash - Commercial Paper | ₹93.96 Cr | 0.34% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹93.75 Cr | 0.34% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹92.7 Cr | 0.34% |
| 08.59 KA Sdl 2025 | Bond - Gov't/Treasury | ₹88.72 Cr | 0.32% |
| Net Receivable / Payable | Cash - Collateral | ₹-84.27 Cr | 0.31% |
| 08.34 Up SDL 2026 | Bond - Gov't/Treasury | ₹81.12 Cr | 0.30% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹76.59 Cr | 0.28% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹76.02 Cr | 0.28% |
| 08.30 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹76 Cr | 0.28% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.95 Cr | 0.28% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.87 Cr | 0.28% |
| 08.27 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹65.88 Cr | 0.24% |
| 08.27 Tn SDL 2026 | Bond - Gov't/Treasury | ₹55.74 Cr | 0.20% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.58 Cr | 0.18% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.41 Cr | 0.18% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹49.98 Cr | 0.18% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.94 Cr | 0.18% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.54 Cr | 0.18% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.52 Cr | 0.15% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.42 Cr | 0.15% |
| 08.17 Tn SDL 2025 | Bond - Gov't/Treasury | ₹35.38 Cr | 0.13% |
| 08.39 MP Sdl 2026 | Bond - Gov't/Treasury | ₹25.38 Cr | 0.09% |
| 08.31 Ts SDL 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.27 KA Sdl 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.27 MP Sdl 2025dec | Bond - Gov't/Treasury | ₹25.31 Cr | 0.09% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.3 Cr | 0.09% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.2 Cr | 0.09% |
| 07.96 MH Sdl 2025 | Bond - Gov't/Treasury | ₹25.2 Cr | 0.09% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.09% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.48 Cr | 0.09% |
| Treps | Cash - Repurchase Agreement | ₹14.88 Cr | 0.05% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.06 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹12,997.73 Cr | 47.32% |
| Cash - Commercial Paper | ₹8,505.42 Cr | 30.97% |
| Bond - Gov't/Treasury | ₹4,550.97 Cr | 16.57% |
| Cash - Repurchase Agreement | ₹832.16 Cr | 3.03% |
| Bond - Gov't Agency Debt | ₹495.52 Cr | 1.80% |
| Bond - Corporate Bond | ₹92.7 Cr | 0.34% |
| Cash - Collateral | ₹-84.27 Cr | 0.31% |
| Mutual Fund - Open End | ₹76.59 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.48%
Cat. avg.
0.65%
Lower the better
Sharpe Ratio
This fund
-0.55
Cat. avg.
-0.08
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.20
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
PK
Pradeep Kesavan
Since December 2023
Additional Scheme Detailsas of 31st January 2025
ISIN INF200K01636 | Expense Ratio 0.69% | Exit Load No Charges | Fund Size ₹27,467 Cr | Age 20 years 7 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1368.77 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹175.97 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹175.97 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹84.25 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹84.25 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹22.48 Cr | 6.4% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹22.48 Cr | 5.9% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹28966.02 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2547.83 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27366.37 Cr | 7.6% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,63,198 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
Related Articles
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What is the current NAV of SBI Savings Fund Regular Growth?
The NAV of SBI Savings Fund Regular Growth, as of 21-Feb-2025, is ₹40.30.
What are the returns of SBI Savings Fund Regular Growth?
The fund has generated 7.22% over the last 1 year and 6.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 13.10% in bonds, and 86.62% in cash and cash equivalents.
Who manages the SBI Savings Fund Regular Growth?
The fund managers responsible for SBI Savings Fund Regular Growth are:-
- Rajeev Radhakrishnan
- Pradeep Kesavan
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
SBI Savings Fund Regular Growth
DebtMoney MarketModerate Risk
Regular
NAV (21-Feb-25)
₹40.300.02%1D
Returns (Since Inception)
7.00%
Rated ★4.3+ on
Fund Overview
Fund Size
₹27,467 Cr
Expense Ratio
0.69%
ISIN
INF200K01636
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
19 Jul 2004
Risk Level
Your principal amount will be at Moderate Risk
About this fund
SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 20 years, 7 months and 3 days, having been launched on 19-Jul-04.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹40.30, Assets Under Management (AUM) of 27466.82 Crores, and an expense ratio of 0.69%.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹40.30, Assets Under Management (AUM) of 27466.82 Crores, and an expense ratio of 0.69%.
- SBI Savings Fund Regular Growth has given a CAGR return of 7.00% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 13.10% in debts, and 86.62% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.22%
+6.77% (Cat Avg.)
3 Years
+6.30%
+6.29% (Cat Avg.)
5 Years
+5.51%
+5.52% (Cat Avg.)
10 Years
+6.50%
+5.73% (Cat Avg.)
Since Inception
+7.00%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Debt | ₹3,597.88 Cr | 13.10% |
| Others | ₹23,868.94 Cr | 86.90% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Axis Bank Limited | Cash - CD/Time Deposit | ₹1,243.73 Cr | 4.53% |
| Jsw Infrastructure Limited | Cash - Commercial Paper | ₹990.56 Cr | 3.61% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹950.64 Cr | 3.46% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹828.79 Cr | 3.02% |
| Reverse Repo | Cash - Repurchase Agreement | ₹817.27 Cr | 2.98% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹800.83 Cr | 2.92% |
| 07.38% MP Sdl 2025 | Bond - Gov't/Treasury | ₹785.93 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹779.23 Cr | 2.84% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹755 Cr | 2.75% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹727.92 Cr | 2.65% |
| Bank Of India | Cash - CD/Time Deposit | ₹644.86 Cr | 2.35% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹597.73 Cr | 2.18% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹557.44 Cr | 2.03% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹497.41 Cr | 1.81% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹496.02 Cr | 1.81% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹495.52 Cr | 1.80% |
| Indian Bank | Cash - CD/Time Deposit | ₹486.98 Cr | 1.77% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹479.67 Cr | 1.75% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹477.53 Cr | 1.74% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹469.9 Cr | 1.71% |
| Tata Communications LTD | Cash - Commercial Paper | ₹463.13 Cr | 1.69% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹421.77 Cr | 1.54% |
| Canara Bank | Cash - CD/Time Deposit | ₹399.54 Cr | 1.45% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹396.29 Cr | 1.44% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹374.77 Cr | 1.36% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹322.11 Cr | 1.17% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.11 Cr | 1.11% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹298.81 Cr | 1.09% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹296.94 Cr | 1.08% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹291.07 Cr | 1.06% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹286.17 Cr | 1.04% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹283.17 Cr | 1.03% |
| IDBI Bank Limited (Industrial Development Bank Of India Ltd) | Cash - CD/Time Deposit | ₹281.63 Cr | 1.03% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹281.59 Cr | 1.03% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.24 Cr | 0.97% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹249.72 Cr | 0.91% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹249.68 Cr | 0.91% |
| Tata Housing Development Co Ltd. | Cash - Commercial Paper | ₹248.83 Cr | 0.91% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹248.73 Cr | 0.91% |
| Tata Housing Development Company Limited | Cash - Commercial Paper | ₹248.67 Cr | 0.91% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹248.17 Cr | 0.90% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹248.03 Cr | 0.90% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹233.1 Cr | 0.85% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹232.18 Cr | 0.85% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹229.55 Cr | 0.84% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹212.65 Cr | 0.77% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹201.07 Cr | 0.73% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹198.99 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹198.93 Cr | 0.72% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹198.49 Cr | 0.72% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹197.83 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹194.09 Cr | 0.71% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹186.16 Cr | 0.68% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹173.48 Cr | 0.63% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹173.33 Cr | 0.63% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹167.07 Cr | 0.61% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹159.86 Cr | 0.58% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹149.88 Cr | 0.55% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹149.14 Cr | 0.54% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.84 Cr | 0.54% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹148.73 Cr | 0.54% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹146.86 Cr | 0.53% |
| 05.75 KA Sdl 2025 | Bond - Gov't/Treasury | ₹124.6 Cr | 0.45% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹124.48 Cr | 0.45% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹120.58 Cr | 0.44% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.85 Cr | 0.37% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.47 Cr | 0.37% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹100.35 Cr | 0.37% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100 Cr | 0.36% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.63 Cr | 0.36% |
| Nexus Select TRust | Cash - Commercial Paper | ₹99.61 Cr | 0.36% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹99.6 Cr | 0.36% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹99.21 Cr | 0.36% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹99.14 Cr | 0.36% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹99.05 Cr | 0.36% |
| Pilani Investments And Industries Corporation Limited | Cash - Commercial Paper | ₹98.97 Cr | 0.36% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹96.89 Cr | 0.35% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹95.22 Cr | 0.35% |
| Sundaram Home Finance Limited | Cash - Commercial Paper | ₹93.96 Cr | 0.34% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹93.75 Cr | 0.34% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹92.7 Cr | 0.34% |
| 08.59 KA Sdl 2025 | Bond - Gov't/Treasury | ₹88.72 Cr | 0.32% |
| Net Receivable / Payable | Cash - Collateral | ₹-84.27 Cr | 0.31% |
| 08.34 Up SDL 2026 | Bond - Gov't/Treasury | ₹81.12 Cr | 0.30% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹76.59 Cr | 0.28% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹76.02 Cr | 0.28% |
| 08.30 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹76 Cr | 0.28% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.95 Cr | 0.28% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.87 Cr | 0.28% |
| 08.27 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹65.88 Cr | 0.24% |
| 08.27 Tn SDL 2026 | Bond - Gov't/Treasury | ₹55.74 Cr | 0.20% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.58 Cr | 0.18% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.41 Cr | 0.18% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹49.98 Cr | 0.18% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.94 Cr | 0.18% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.54 Cr | 0.18% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.52 Cr | 0.15% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.42 Cr | 0.15% |
| 08.17 Tn SDL 2025 | Bond - Gov't/Treasury | ₹35.38 Cr | 0.13% |
| 08.39 MP Sdl 2026 | Bond - Gov't/Treasury | ₹25.38 Cr | 0.09% |
| 08.31 Ts SDL 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.27 KA Sdl 2026 | Bond - Gov't/Treasury | ₹25.34 Cr | 0.09% |
| 08.27 MP Sdl 2025dec | Bond - Gov't/Treasury | ₹25.31 Cr | 0.09% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.3 Cr | 0.09% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.2 Cr | 0.09% |
| 07.96 MH Sdl 2025 | Bond - Gov't/Treasury | ₹25.2 Cr | 0.09% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.09% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.48 Cr | 0.09% |
| Treps | Cash - Repurchase Agreement | ₹14.88 Cr | 0.05% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.06 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹12,997.73 Cr | 47.32% |
| Cash - Commercial Paper | ₹8,505.42 Cr | 30.97% |
| Bond - Gov't/Treasury | ₹4,550.97 Cr | 16.57% |
| Cash - Repurchase Agreement | ₹832.16 Cr | 3.03% |
| Bond - Gov't Agency Debt | ₹495.52 Cr | 1.80% |
| Bond - Corporate Bond | ₹92.7 Cr | 0.34% |
| Cash - Collateral | ₹-84.27 Cr | 0.31% |
| Mutual Fund - Open End | ₹76.59 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.48%
Cat. avg.
0.65%
Lower the better
Sharpe Ratio
This fund
-0.55
Cat. avg.
-0.08
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.20
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
PK
Pradeep Kesavan
Since December 2023
Additional Scheme Detailsas of 31st January 2025
ISIN INF200K01636 | Expense Ratio 0.69% | Exit Load No Charges | Fund Size ₹27,467 Cr | Age 20 years 7 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1368.77 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹175.97 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹175.97 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹84.25 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹84.25 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹22.48 Cr | 6.4% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹22.48 Cr | 5.9% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹28966.02 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2547.83 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27366.37 Cr | 7.6% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,63,198 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
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Still got questions?
We're here to help.
What is the current NAV of SBI Savings Fund Regular Growth?
The NAV of SBI Savings Fund Regular Growth, as of 21-Feb-2025, is ₹40.30.
What are the returns of SBI Savings Fund Regular Growth?
The fund has generated 7.22% over the last 1 year and 6.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 13.10% in bonds, and 86.62% in cash and cash equivalents.
Who manages the SBI Savings Fund Regular Growth?
The fund managers responsible for SBI Savings Fund Regular Growth are:-
- Rajeev Radhakrishnan
- Pradeep Kesavan
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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