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SBI Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (27-Mar-25)
₹43.520.02%1D
Returns (Since Inception)
7.55%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹25,461 Cr
Expense Ratio
0.25%
ISIN
INF200K01SZ5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
SBI Savings Fund Direct Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹43.52, Assets Under Management (AUM) of 25461.09 Crores, and an expense ratio of 0.25%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹43.52, Assets Under Management (AUM) of 25461.09 Crores, and an expense ratio of 0.25%.
- SBI Savings Fund Direct Growth has given a CAGR return of 7.55% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 19.91% in debts, and 79.78% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.81%
+6.60% (Cat Avg.)
3 Years
+7.00%
+6.33% (Cat Avg.)
5 Years
+6.13%
+5.76% (Cat Avg.)
10 Years
+7.13%
+5.73% (Cat Avg.)
Since Inception
+7.55%
— (Cat Avg.)
Portfolio Summaryas of 15th March 2025
| Debt | ₹5,070.51 Cr | 19.91% |
| Others | ₹20,390.58 Cr | 80.09% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Jsw Infrastructure Limited | Cash - Commercial Paper | ₹999.6 Cr | 3.93% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹959.12 Cr | 3.77% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹929.71 Cr | 3.65% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹840.32 Cr | 3.30% |
| Treps | Cash - Repurchase Agreement | ₹817.19 Cr | 3.21% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹801.27 Cr | 3.15% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹761.3 Cr | 2.99% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹652.36 Cr | 2.56% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹652.12 Cr | 2.56% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹651.81 Cr | 2.56% |
| Torrent Electricals Ltd. | Cash - Commercial Paper | ₹651.01 Cr | 2.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹608.36 Cr | 2.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹568.53 Cr | 2.23% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹562.55 Cr | 2.21% |
| Canara Bank | Cash - CD/Time Deposit | ₹497.62 Cr | 1.95% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹483.7 Cr | 1.90% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹472.46 Cr | 1.86% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹468.33 Cr | 1.84% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹467.61 Cr | 1.84% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹467.11 Cr | 1.83% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹466.29 Cr | 1.83% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹466.15 Cr | 1.83% |
| Bank of Baroda | Bond - Corporate Bond | ₹465.67 Cr | 1.83% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹464.97 Cr | 1.83% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹449.63 Cr | 1.77% |
| Canara Bank | Cash - CD/Time Deposit | ₹374.69 Cr | 1.47% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹374.29 Cr | 1.47% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.21 Cr | 1.20% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹302.64 Cr | 1.19% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹299.76 Cr | 1.18% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹293.9 Cr | 1.15% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹285.51 Cr | 1.12% |
| IDBI Bank Limited (Industrial Development Bank Of India Ltd) | Cash - CD/Time Deposit | ₹283.98 Cr | 1.12% |
| Credila Financial Services Pvt Ltd | Cash - Commercial Paper | ₹279.32 Cr | 1.10% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.06 Cr | 1.05% |
| DCB Bank Limited | Bond - Corporate Bond | ₹245.47 Cr | 0.96% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹236.95 Cr | 0.93% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹235.22 Cr | 0.92% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹233.11 Cr | 0.92% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹232.79 Cr | 0.91% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹232.13 Cr | 0.91% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹214.55 Cr | 0.84% |
| 06.20 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹204.19 Cr | 0.80% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹199.88 Cr | 0.79% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹199.62 Cr | 0.78% |
| 182 DTB 29082025 | Bond - Gov't/Treasury | ₹194.18 Cr | 0.76% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹187.85 Cr | 0.74% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹186.59 Cr | 0.73% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹165.41 Cr | 0.65% |
| 08.69 KL Sdl 2026 | Bond - Gov't/Treasury | ₹162.83 Cr | 0.64% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹162.73 Cr | 0.64% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹149.88 Cr | 0.59% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹146.21 Cr | 0.57% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹145.67 Cr | 0.57% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹140.38 Cr | 0.55% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹124.95 Cr | 0.49% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹118.34 Cr | 0.46% |
| Canara Bank | Cash - CD/Time Deposit | ₹118.15 Cr | 0.46% |
| 08.55 AS Sdl 2026 | Bond - Gov't/Treasury | ₹101.57 Cr | 0.40% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.77 Cr | 0.40% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.26 Cr | 0.39% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹99.91 Cr | 0.39% |
| Pilani Investments And Industries Corporation Limited | Cash - Commercial Paper | ₹99.9 Cr | 0.39% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.74 Cr | 0.39% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹97.85 Cr | 0.38% |
| Sundaram Home Finance Limited | Cash - Commercial Paper | ₹94.79 Cr | 0.37% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹93.47 Cr | 0.37% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹93.38 Cr | 0.37% |
| 08.23 MH Sdl 2025 | Bond - Gov't/Treasury | ₹90.61 Cr | 0.36% |
| 08.59 KA Sdl 2025 | Bond - Gov't/Treasury | ₹88.55 Cr | 0.35% |
| 08.34 Up SDL 2026 | Bond - Gov't/Treasury | ₹81.03 Cr | 0.32% |
| 182 DTB 12062025 | Bond - Gov't/Treasury | ₹78.78 Cr | 0.31% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹77.19 Cr | 0.30% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹75.94 Cr | 0.30% |
| 08.30 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹75.93 Cr | 0.30% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.84 Cr | 0.30% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.77 Cr | 0.30% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.96 Cr | 0.29% |
| 08.27 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹65.8 Cr | 0.26% |
| 08.27 Tn SDL 2026 | Bond - Gov't/Treasury | ₹55.67 Cr | 0.22% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.52 Cr | 0.20% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.34 Cr | 0.20% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹49.98 Cr | 0.20% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.96 Cr | 0.20% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹48.01 Cr | 0.19% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.43 Cr | 0.17% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.37 Cr | 0.16% |
| 08.17 Tn SDL 2025 | Bond - Gov't/Treasury | ₹35.33 Cr | 0.14% |
| Net Receivable / Payable | Cash - Collateral | ₹30.95 Cr | 0.12% |
| 08.39 MP Sdl 2026 | Bond - Gov't/Treasury | ₹25.35 Cr | 0.10% |
| 08.31 Ts SDL 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.27 KA Sdl 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.27 MP Sdl 2025dec | Bond - Gov't/Treasury | ₹25.28 Cr | 0.10% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.27 Cr | 0.10% |
| 07.96 MH Sdl 2025 | Bond - Gov't/Treasury | ₹25.18 Cr | 0.10% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.17 Cr | 0.10% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.13 Cr | 0.10% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹10,867.17 Cr | 42.68% |
| Cash - Commercial Paper | ₹8,173.57 Cr | 32.10% |
| Bond - Gov't/Treasury | ₹4,086.13 Cr | 16.05% |
| Cash - Repurchase Agreement | ₹817.19 Cr | 3.21% |
| Bond - Corporate Bond | ₹711.14 Cr | 2.79% |
| Bond - Gov't Agency Debt | ₹697.76 Cr | 2.74% |
| Mutual Fund - Open End | ₹77.19 Cr | 0.30% |
| Cash - Collateral | ₹30.95 Cr | 0.12% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.62%
Lower the better
Sharpe Ratio
This fund
1.20
Cat. avg.
-0.03
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.26
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
Additional Scheme Detailsas of 15th March 2025
ISIN INF200K01SZ5 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹25,461 Cr | Age 12 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1378.11 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹197.96 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹197.96 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹88.71 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹88.71 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹19.94 Cr | 6.4% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹19.94 Cr | 5.9% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹26845.19 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2599.25 Cr | 7.7% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27929.77 Cr | 7.7% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,61,727 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
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We're here to help.
What is the current NAV of SBI Savings Fund Direct Growth?
The NAV of SBI Savings Fund Direct Growth, as of 27-Mar-2025, is ₹43.52.
What are the returns of SBI Savings Fund Direct Growth?
The fund has generated 7.81% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 19.91% in bonds, and 79.78% in cash and cash equivalents.
Who manages the SBI Savings Fund Direct Growth?
The fund managers responsible for SBI Savings Fund Direct Growth are:-
- Rajeev Radhakrishnan
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
SBI Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (27-Mar-25)
₹43.520.02%1D
Returns (Since Inception)
7.55%
Rated ★4.3+ on
Fund Overview
Fund Size
₹25,461 Cr
Expense Ratio
0.25%
ISIN
INF200K01SZ5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderate Risk
About this fund
SBI Savings Fund Direct Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹43.52, Assets Under Management (AUM) of 25461.09 Crores, and an expense ratio of 0.25%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹43.52, Assets Under Management (AUM) of 25461.09 Crores, and an expense ratio of 0.25%.
- SBI Savings Fund Direct Growth has given a CAGR return of 7.55% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 19.91% in debts, and 79.78% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.81%
+6.60% (Cat Avg.)
3 Years
+7.00%
+6.33% (Cat Avg.)
5 Years
+6.13%
+5.76% (Cat Avg.)
10 Years
+7.13%
+5.73% (Cat Avg.)
Since Inception
+7.55%
— (Cat Avg.)
Portfolio Summaryas of 15th March 2025
| Debt | ₹5,070.51 Cr | 19.91% |
| Others | ₹20,390.58 Cr | 80.09% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Jsw Infrastructure Limited | Cash - Commercial Paper | ₹999.6 Cr | 3.93% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹959.12 Cr | 3.77% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹929.71 Cr | 3.65% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹840.32 Cr | 3.30% |
| Treps | Cash - Repurchase Agreement | ₹817.19 Cr | 3.21% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹801.27 Cr | 3.15% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹761.3 Cr | 2.99% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹652.36 Cr | 2.56% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹652.12 Cr | 2.56% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹651.81 Cr | 2.56% |
| Torrent Electricals Ltd. | Cash - Commercial Paper | ₹651.01 Cr | 2.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹608.36 Cr | 2.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹568.53 Cr | 2.23% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹562.55 Cr | 2.21% |
| Canara Bank | Cash - CD/Time Deposit | ₹497.62 Cr | 1.95% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹483.7 Cr | 1.90% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹472.46 Cr | 1.86% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹468.33 Cr | 1.84% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹467.61 Cr | 1.84% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹467.11 Cr | 1.83% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹466.29 Cr | 1.83% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹466.15 Cr | 1.83% |
| Bank of Baroda | Bond - Corporate Bond | ₹465.67 Cr | 1.83% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹464.97 Cr | 1.83% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹449.63 Cr | 1.77% |
| Canara Bank | Cash - CD/Time Deposit | ₹374.69 Cr | 1.47% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹374.29 Cr | 1.47% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.21 Cr | 1.20% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹302.64 Cr | 1.19% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹299.76 Cr | 1.18% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹293.9 Cr | 1.15% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹285.51 Cr | 1.12% |
| IDBI Bank Limited (Industrial Development Bank Of India Ltd) | Cash - CD/Time Deposit | ₹283.98 Cr | 1.12% |
| Credila Financial Services Pvt Ltd | Cash - Commercial Paper | ₹279.32 Cr | 1.10% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.06 Cr | 1.05% |
| DCB Bank Limited | Bond - Corporate Bond | ₹245.47 Cr | 0.96% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹236.95 Cr | 0.93% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹235.22 Cr | 0.92% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹233.11 Cr | 0.92% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹232.79 Cr | 0.91% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹232.13 Cr | 0.91% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹214.55 Cr | 0.84% |
| 06.20 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹204.19 Cr | 0.80% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹199.88 Cr | 0.79% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹199.62 Cr | 0.78% |
| 182 DTB 29082025 | Bond - Gov't/Treasury | ₹194.18 Cr | 0.76% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹187.85 Cr | 0.74% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹186.59 Cr | 0.73% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹165.41 Cr | 0.65% |
| 08.69 KL Sdl 2026 | Bond - Gov't/Treasury | ₹162.83 Cr | 0.64% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹162.73 Cr | 0.64% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹149.88 Cr | 0.59% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹146.21 Cr | 0.57% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹145.67 Cr | 0.57% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹140.38 Cr | 0.55% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹124.95 Cr | 0.49% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹118.34 Cr | 0.46% |
| Canara Bank | Cash - CD/Time Deposit | ₹118.15 Cr | 0.46% |
| 08.55 AS Sdl 2026 | Bond - Gov't/Treasury | ₹101.57 Cr | 0.40% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.77 Cr | 0.40% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.26 Cr | 0.39% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹99.91 Cr | 0.39% |
| Pilani Investments And Industries Corporation Limited | Cash - Commercial Paper | ₹99.9 Cr | 0.39% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.74 Cr | 0.39% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹97.85 Cr | 0.38% |
| Sundaram Home Finance Limited | Cash - Commercial Paper | ₹94.79 Cr | 0.37% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹93.47 Cr | 0.37% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹93.38 Cr | 0.37% |
| 08.23 MH Sdl 2025 | Bond - Gov't/Treasury | ₹90.61 Cr | 0.36% |
| 08.59 KA Sdl 2025 | Bond - Gov't/Treasury | ₹88.55 Cr | 0.35% |
| 08.34 Up SDL 2026 | Bond - Gov't/Treasury | ₹81.03 Cr | 0.32% |
| 182 DTB 12062025 | Bond - Gov't/Treasury | ₹78.78 Cr | 0.31% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹77.19 Cr | 0.30% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹75.94 Cr | 0.30% |
| 08.30 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹75.93 Cr | 0.30% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.84 Cr | 0.30% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.77 Cr | 0.30% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.96 Cr | 0.29% |
| 08.27 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹65.8 Cr | 0.26% |
| 08.27 Tn SDL 2026 | Bond - Gov't/Treasury | ₹55.67 Cr | 0.22% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.52 Cr | 0.20% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.34 Cr | 0.20% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹49.98 Cr | 0.20% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.96 Cr | 0.20% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹48.01 Cr | 0.19% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.43 Cr | 0.17% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.37 Cr | 0.16% |
| 08.17 Tn SDL 2025 | Bond - Gov't/Treasury | ₹35.33 Cr | 0.14% |
| Net Receivable / Payable | Cash - Collateral | ₹30.95 Cr | 0.12% |
| 08.39 MP Sdl 2026 | Bond - Gov't/Treasury | ₹25.35 Cr | 0.10% |
| 08.31 Ts SDL 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.27 KA Sdl 2026 | Bond - Gov't/Treasury | ₹25.31 Cr | 0.10% |
| 08.27 MP Sdl 2025dec | Bond - Gov't/Treasury | ₹25.28 Cr | 0.10% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.27 Cr | 0.10% |
| 07.96 MH Sdl 2025 | Bond - Gov't/Treasury | ₹25.18 Cr | 0.10% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.17 Cr | 0.10% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.13 Cr | 0.10% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹10,867.17 Cr | 42.68% |
| Cash - Commercial Paper | ₹8,173.57 Cr | 32.10% |
| Bond - Gov't/Treasury | ₹4,086.13 Cr | 16.05% |
| Cash - Repurchase Agreement | ₹817.19 Cr | 3.21% |
| Bond - Corporate Bond | ₹711.14 Cr | 2.79% |
| Bond - Gov't Agency Debt | ₹697.76 Cr | 2.74% |
| Mutual Fund - Open End | ₹77.19 Cr | 0.30% |
| Cash - Collateral | ₹30.95 Cr | 0.12% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.62%
Lower the better
Sharpe Ratio
This fund
1.20
Cat. avg.
-0.03
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.26
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
Additional Scheme Detailsas of 15th March 2025
ISIN INF200K01SZ5 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹25,461 Cr | Age 12 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1378.11 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹197.96 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹197.96 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹88.71 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹88.71 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹19.94 Cr | 6.4% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹19.94 Cr | 5.9% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹26845.19 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2599.25 Cr | 7.7% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27929.77 Cr | 7.7% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,61,727 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
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Still got questions?
We're here to help.
What is the current NAV of SBI Savings Fund Direct Growth?
The NAV of SBI Savings Fund Direct Growth, as of 27-Mar-2025, is ₹43.52.
What are the returns of SBI Savings Fund Direct Growth?
The fund has generated 7.81% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 19.91% in bonds, and 79.78% in cash and cash equivalents.
Who manages the SBI Savings Fund Direct Growth?
The fund managers responsible for SBI Savings Fund Direct Growth are:-
- Rajeev Radhakrishnan
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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