Loading...
SBI Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (21-Jan-25)
₹42.900.02%1D
Returns (Since Inception)
7.54%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹25,722 Cr
Expense Ratio
0.25%
ISIN
INF200K01SZ5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
SBI Savings Fund Direct Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 12 years and 21 days, having been launched on 01-Jan-13.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹42.90, Assets Under Management (AUM) of 25721.65 Crores, and an expense ratio of 0.25%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹42.90, Assets Under Management (AUM) of 25721.65 Crores, and an expense ratio of 0.25%.
- SBI Savings Fund Direct Growth has given a CAGR return of 7.54% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 9.86% in debts, and 89.87% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.78%
+6.69% (Cat Avg.)
3 Years
+6.75%
+6.14% (Cat Avg.)
5 Years
+6.04%
+5.49% (Cat Avg.)
10 Years
+7.13%
+5.73% (Cat Avg.)
Since Inception
+7.54%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Debt | ₹2,534.9 Cr | 9.86% |
| Others | ₹23,186.75 Cr | 90.14% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Axis Bank Limited | Cash - CD/Time Deposit | ₹1,239.89 Cr | 4.52% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹1,164.87 Cr | 4.24% |
| JSW Infrastructure Ltd. | Cash - Commercial Paper | ₹987.25 Cr | 3.60% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹947.51 Cr | 3.45% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹826.15 Cr | 3.01% |
| 07.38% MP Sdl 2025 | Bond - Gov't/Treasury | ₹786.02 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹776.92 Cr | 2.83% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹752.4 Cr | 2.74% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹725.71 Cr | 2.64% |
| Bank Of India | Cash - CD/Time Deposit | ₹642.85 Cr | 2.34% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹555.15 Cr | 2.02% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹499.19 Cr | 1.82% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹495.83 Cr | 1.81% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹494.42 Cr | 1.80% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹493.94 Cr | 1.80% |
| Indian Bank | Cash - CD/Time Deposit | ₹485.48 Cr | 1.77% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹478.06 Cr | 1.74% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹476.07 Cr | 1.73% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹468.2 Cr | 1.71% |
| Treps | Cash - Repurchase Agreement | ₹409.97 Cr | 1.49% |
| 08.12 AS Sdl 2025 | Bond - Gov't/Treasury | ₹400.89 Cr | 1.46% |
| Canara Bank | Cash - CD/Time Deposit | ₹398.07 Cr | 1.45% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹395.05 Cr | 1.44% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹373.58 Cr | 1.36% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹350 Cr | 1.28% |
| Panatone Finvest Ltd. | Cash - Commercial Paper | ₹324.93 Cr | 1.18% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹321.12 Cr | 1.17% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.13 Cr | 1.11% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹299.16 Cr | 1.09% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹297.82 Cr | 1.09% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹295.94 Cr | 1.08% |
| Julius Baer Capital (India) Pvt. Ltd. | Cash - Commercial Paper | ₹290.05 Cr | 1.06% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹285.26 Cr | 1.04% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹282.13 Cr | 1.03% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹280.58 Cr | 1.02% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹280.47 Cr | 1.02% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.33 Cr | 0.97% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹248.85 Cr | 0.91% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹248.84 Cr | 0.91% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹247.87 Cr | 0.90% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹247.32 Cr | 0.90% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹247.22 Cr | 0.90% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹233.45 Cr | 0.85% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹232.24 Cr | 0.85% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹232.2 Cr | 0.85% |
| Sundaram Finance Ltd. | Cash - Commercial Paper | ₹211.88 Cr | 0.77% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹201.11 Cr | 0.73% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹198.33 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹198.31 Cr | 0.72% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹197.86 Cr | 0.72% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹197.17 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹193.51 Cr | 0.71% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹185.44 Cr | 0.68% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹172.95 Cr | 0.63% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹172.76 Cr | 0.63% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹166.54 Cr | 0.61% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹159.41 Cr | 0.58% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹149.82 Cr | 0.55% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹149.4 Cr | 0.54% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹148.63 Cr | 0.54% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹148.24 Cr | 0.54% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹146.38 Cr | 0.53% |
| 05.75 KA Sdl 2025 | Bond - Gov't/Treasury | ₹124.5 Cr | 0.45% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹124.07 Cr | 0.45% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹120.58 Cr | 0.44% |
| 08.07 Tn SDL 2025feb | Bond - Gov't/Treasury | ₹110.08 Cr | 0.40% |
| 8.2% Govt Stock 2025 | Bond - Gov't/Treasury | ₹105.99 Cr | 0.39% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.86 Cr | 0.37% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.48 Cr | 0.37% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹100.36 Cr | 0.37% |
| 6.89% Govt Stock 2025 | Bond - Gov't/Treasury | ₹100 Cr | 0.36% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹99.94 Cr | 0.36% |
| Icici Securities Limited | Cash - Commercial Paper | ₹99.85 Cr | 0.36% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹99.7 Cr | 0.36% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.54 Cr | 0.36% |
| Nexus Select Trust | Cash - Commercial Paper | ₹99.29 Cr | 0.36% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹99.29 Cr | 0.36% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹98.9 Cr | 0.36% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹98.8 Cr | 0.36% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹98.75 Cr | 0.36% |
| Pilani Investment And Industries Corporation Ltd. | Cash - Commercial Paper | ₹98.63 Cr | 0.36% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹96.5 Cr | 0.35% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹94.93 Cr | 0.35% |
| Sundaram Home Finance Ltd. | Cash - Commercial Paper | ₹93.64 Cr | 0.34% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹93.42 Cr | 0.34% |
| 08.08 KA Sdl 2025 | Bond - Gov't/Treasury | ₹90.2 Cr | 0.33% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹76.33 Cr | 0.28% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹75.99 Cr | 0.28% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.96 Cr | 0.28% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.87 Cr | 0.28% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.6 Cr | 0.18% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.43 Cr | 0.18% |
| 08.08 BR Sdl 2025 | Bond - Gov't/Treasury | ₹50.02 Cr | 0.18% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.78 Cr | 0.18% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.46 Cr | 0.18% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.38 Cr | 0.18% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.54 Cr | 0.16% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.42 Cr | 0.15% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹40.01 Cr | 0.15% |
| 08.08 Wb SDL 2025 | Bond - Gov't/Treasury | ₹35.05 Cr | 0.13% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.31 Cr | 0.09% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.21 Cr | 0.09% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.09% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.4 Cr | 0.09% |
| Net Receivable / Payable | Cash - Collateral | ₹-23.84 Cr | 0.09% |
| 08.07 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹20.02 Cr | 0.07% |
| 08.06 KA Sdl 2025feb | Bond - Gov't/Treasury | ₹20.01 Cr | 0.07% |
| 08.06 Tn SDL 2025 | Bond - Gov't/Treasury | ₹15.54 Cr | 0.06% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.06 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹12,889.49 Cr | 46.97% |
| Cash - Commercial Paper | ₹8,963.72 Cr | 32.67% |
| Bond - Gov't/Treasury | ₹4,182.88 Cr | 15.24% |
| Bond - Gov't Agency Debt | ₹493.94 Cr | 1.80% |
| Bond - Corporate Bond | ₹448.67 Cr | 1.64% |
| Cash - Repurchase Agreement | ₹409.97 Cr | 1.49% |
| Mutual Fund - Open End | ₹76.33 Cr | 0.28% |
| Cash - Collateral | ₹-23.84 Cr | 0.09% |
Risk & Performance Ratios
Standard Deviation
This fund
0.50%
Cat. avg.
0.67%
Lower the better
Sharpe Ratio
This fund
1.19
Cat. avg.
-0.16
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.10
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
PK
Pradeep Kesavan
Since December 2023
Additional Scheme Detailsas of 31st December 2024
ISIN INF200K01SZ5 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹25,722 Cr | Age 12 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1232.92 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹172.67 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹172.67 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.02 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹82.02 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹21.98 Cr | 6.5% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹21.98 Cr | 6.0% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹24751.04 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2373.75 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹24760.61 Cr | 7.7% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,87,953 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of SBI Savings Fund Direct Growth?
The NAV of SBI Savings Fund Direct Growth, as of 21-Jan-2025, is ₹42.90.
What are the returns of SBI Savings Fund Direct Growth?
The fund has generated 7.78% over the last 1 year and 6.75% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 9.86% in bonds, and 89.87% in cash and cash equivalents.
Who manages the SBI Savings Fund Direct Growth?
The fund managers responsible for SBI Savings Fund Direct Growth are:-
- Rajeev Radhakrishnan
- Pradeep Kesavan
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
SBI Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (21-Jan-25)
₹42.900.02%1D
Returns (Since Inception)
7.54%
Rated ★4.5+ on
Fund Overview
Fund Size
₹25,722 Cr
Expense Ratio
0.25%
ISIN
INF200K01SZ5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderate Risk
About this fund
SBI Savings Fund Direct Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 12 years and 21 days, having been launched on 01-Jan-13.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹42.90, Assets Under Management (AUM) of 25721.65 Crores, and an expense ratio of 0.25%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹42.90, Assets Under Management (AUM) of 25721.65 Crores, and an expense ratio of 0.25%.
- SBI Savings Fund Direct Growth has given a CAGR return of 7.54% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 9.86% in debts, and 89.87% in cash & cash equivalents.
- You can start investing in SBI Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.78%
+6.69% (Cat Avg.)
3 Years
+6.75%
+6.14% (Cat Avg.)
5 Years
+6.04%
+5.49% (Cat Avg.)
10 Years
+7.13%
+5.73% (Cat Avg.)
Since Inception
+7.54%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Debt | ₹2,534.9 Cr | 9.86% |
| Others | ₹23,186.75 Cr | 90.14% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Axis Bank Limited | Cash - CD/Time Deposit | ₹1,239.89 Cr | 4.52% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹1,164.87 Cr | 4.24% |
| JSW Infrastructure Ltd. | Cash - Commercial Paper | ₹987.25 Cr | 3.60% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹947.51 Cr | 3.45% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹826.15 Cr | 3.01% |
| 07.38% MP Sdl 2025 | Bond - Gov't/Treasury | ₹786.02 Cr | 2.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹776.92 Cr | 2.83% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹752.4 Cr | 2.74% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹725.71 Cr | 2.64% |
| Bank Of India | Cash - CD/Time Deposit | ₹642.85 Cr | 2.34% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹555.15 Cr | 2.02% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹499.19 Cr | 1.82% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹495.83 Cr | 1.81% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹494.42 Cr | 1.80% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹493.94 Cr | 1.80% |
| Indian Bank | Cash - CD/Time Deposit | ₹485.48 Cr | 1.77% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹478.06 Cr | 1.74% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹476.07 Cr | 1.73% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹468.2 Cr | 1.71% |
| Treps | Cash - Repurchase Agreement | ₹409.97 Cr | 1.49% |
| 08.12 AS Sdl 2025 | Bond - Gov't/Treasury | ₹400.89 Cr | 1.46% |
| Canara Bank | Cash - CD/Time Deposit | ₹398.07 Cr | 1.45% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹395.05 Cr | 1.44% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹373.58 Cr | 1.36% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹350 Cr | 1.28% |
| Panatone Finvest Ltd. | Cash - Commercial Paper | ₹324.93 Cr | 1.18% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹321.12 Cr | 1.17% |
| 06.89 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹305.13 Cr | 1.11% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹299.16 Cr | 1.09% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹297.82 Cr | 1.09% |
| Csb Bank Limited | Cash - CD/Time Deposit | ₹295.94 Cr | 1.08% |
| Julius Baer Capital (India) Pvt. Ltd. | Cash - Commercial Paper | ₹290.05 Cr | 1.06% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹285.26 Cr | 1.04% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹282.13 Cr | 1.03% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹280.58 Cr | 1.02% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹280.47 Cr | 1.02% |
| 08.00 Tn SDL 2025 | Bond - Gov't/Treasury | ₹267.33 Cr | 0.97% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹248.85 Cr | 0.91% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹248.84 Cr | 0.91% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹247.87 Cr | 0.90% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹247.32 Cr | 0.90% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹247.22 Cr | 0.90% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹233.45 Cr | 0.85% |
| 08.14 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹232.24 Cr | 0.85% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹232.2 Cr | 0.85% |
| Sundaram Finance Ltd. | Cash - Commercial Paper | ₹211.88 Cr | 0.77% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹201.11 Cr | 0.73% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹198.33 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹198.31 Cr | 0.72% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹197.86 Cr | 0.72% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹197.17 Cr | 0.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹193.51 Cr | 0.71% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹185.44 Cr | 0.68% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹172.95 Cr | 0.63% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹172.76 Cr | 0.63% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹166.54 Cr | 0.61% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹159.41 Cr | 0.58% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹149.82 Cr | 0.55% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹149.4 Cr | 0.54% |
| HDFC Credila Financial Services Ltd | Cash - Commercial Paper | ₹148.63 Cr | 0.54% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹148.24 Cr | 0.54% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹146.38 Cr | 0.53% |
| 05.75 KA Sdl 2025 | Bond - Gov't/Treasury | ₹124.5 Cr | 0.45% |
| Equitas Small Finance Bank Ltd. | Cash - CD/Time Deposit | ₹124.07 Cr | 0.45% |
| 07.47 GJ Sgs 2025 | Bond - Gov't/Treasury | ₹120.58 Cr | 0.44% |
| 08.07 Tn SDL 2025feb | Bond - Gov't/Treasury | ₹110.08 Cr | 0.40% |
| 8.2% Govt Stock 2025 | Bond - Gov't/Treasury | ₹105.99 Cr | 0.39% |
| 07.99 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.86 Cr | 0.37% |
| 08.14 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.48 Cr | 0.37% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹100.36 Cr | 0.37% |
| 6.89% Govt Stock 2025 | Bond - Gov't/Treasury | ₹100 Cr | 0.36% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹99.94 Cr | 0.36% |
| Icici Securities Limited | Cash - Commercial Paper | ₹99.85 Cr | 0.36% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹99.7 Cr | 0.36% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹99.54 Cr | 0.36% |
| Nexus Select Trust | Cash - Commercial Paper | ₹99.29 Cr | 0.36% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹99.29 Cr | 0.36% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹98.9 Cr | 0.36% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹98.8 Cr | 0.36% |
| Kotak Mahindra Bank Ltd. | Cash - CD/Time Deposit | ₹98.75 Cr | 0.36% |
| Pilani Investment And Industries Corporation Ltd. | Cash - Commercial Paper | ₹98.63 Cr | 0.36% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹96.5 Cr | 0.35% |
| Tata Capital Housing Finance Limited | Cash - Commercial Paper | ₹94.93 Cr | 0.35% |
| Sundaram Home Finance Ltd. | Cash - Commercial Paper | ₹93.64 Cr | 0.34% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹93.42 Cr | 0.34% |
| 08.08 KA Sdl 2025 | Bond - Gov't/Treasury | ₹90.2 Cr | 0.33% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹76.33 Cr | 0.28% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹75.99 Cr | 0.28% |
| 08.27 HR Sdl2025dec2 | Bond - Gov't/Treasury | ₹75.96 Cr | 0.28% |
| 08.21 MH Sdl 2025 | Bond - Gov't/Treasury | ₹75.87 Cr | 0.28% |
| 08.24 AP Sdl 2025dec | Bond - Gov't/Treasury | ₹50.6 Cr | 0.18% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹50.43 Cr | 0.18% |
| 08.08 BR Sdl 2025 | Bond - Gov't/Treasury | ₹50.02 Cr | 0.18% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.78 Cr | 0.18% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.46 Cr | 0.18% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.38 Cr | 0.18% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹42.54 Cr | 0.16% |
| 08.17 Up SDL 2025nov | Bond - Gov't/Treasury | ₹40.42 Cr | 0.15% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹40.01 Cr | 0.15% |
| 08.08 Wb SDL 2025 | Bond - Gov't/Treasury | ₹35.05 Cr | 0.13% |
| 08.27 HR Sdl 2025dec | Bond - Gov't/Treasury | ₹25.31 Cr | 0.09% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹25.21 Cr | 0.09% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.09% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.4 Cr | 0.09% |
| Net Receivable / Payable | Cash - Collateral | ₹-23.84 Cr | 0.09% |
| 08.07 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹20.02 Cr | 0.07% |
| 08.06 KA Sdl 2025feb | Bond - Gov't/Treasury | ₹20.01 Cr | 0.07% |
| 08.06 Tn SDL 2025 | Bond - Gov't/Treasury | ₹15.54 Cr | 0.06% |
| 08.20 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹10.06 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹12,889.49 Cr | 46.97% |
| Cash - Commercial Paper | ₹8,963.72 Cr | 32.67% |
| Bond - Gov't/Treasury | ₹4,182.88 Cr | 15.24% |
| Bond - Gov't Agency Debt | ₹493.94 Cr | 1.80% |
| Bond - Corporate Bond | ₹448.67 Cr | 1.64% |
| Cash - Repurchase Agreement | ₹409.97 Cr | 1.49% |
| Mutual Fund - Open End | ₹76.33 Cr | 0.28% |
| Cash - Collateral | ₹-23.84 Cr | 0.09% |
Risk & Performance Ratios
Standard Deviation
This fund
0.50%
Cat. avg.
0.67%
Lower the better
Sharpe Ratio
This fund
1.19
Cat. avg.
-0.16
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.10
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
PK
Pradeep Kesavan
Since December 2023
Additional Scheme Detailsas of 31st December 2024
ISIN INF200K01SZ5 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹25,722 Cr | Age 12 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1232.92 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹172.67 Cr | 7.5% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹172.67 Cr | 6.7% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.02 Cr | 7.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹82.02 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹21.98 Cr | 6.5% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹21.98 Cr | 6.0% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹24751.04 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2373.75 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹24760.61 Cr | 7.7% |
About the AMC
SBI Mutual Fund
Total AUM
₹10,87,953 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of SBI Savings Fund Direct Growth?
The NAV of SBI Savings Fund Direct Growth, as of 21-Jan-2025, is ₹42.90.
What are the returns of SBI Savings Fund Direct Growth?
The fund has generated 7.78% over the last 1 year and 6.75% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 9.86% in bonds, and 89.87% in cash and cash equivalents.
Who manages the SBI Savings Fund Direct Growth?
The fund managers responsible for SBI Savings Fund Direct Growth are:-
- Rajeev Radhakrishnan
- Pradeep Kesavan
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2024 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Get your portfolio reviewed by experts