Fund Overview
Fund Size
₹67,570 Cr
Expense Ratio
0.30%
ISIN
INF200K01MA1
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
22 Mar 2007
About this fund
SBI Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 17 years, 5 months and 16 days, having been launched on 22-Mar-07.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹3860.97, Assets Under Management (AUM) of 67570.48 Crores, and an expense ratio of 0.3%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹3860.97, Assets Under Management (AUM) of 67570.48 Crores, and an expense ratio of 0.3%.
- SBI Liquid Fund Regular Growth has given a CAGR return of 6.91% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 1.35% in debts, and 98.42% in cash & cash equivalents.
- You can start investing in SBI Liquid Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.27%
+6.09% (Cat Avg.)
3 Years
+5.93%
+5.29% (Cat Avg.)
5 Years
+5.17%
+4.44% (Cat Avg.)
10 Years
+6.31%
+5.13% (Cat Avg.)
Since Inception
+6.91%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹912.42 Cr | 1.35% |
| Others | ₹66,658.06 Cr | 98.65% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹5,067.39 Cr | 6.95% |
| 91 DTB 10102024 | Bond - Gov't/Treasury | ₹3,960.61 Cr | 5.44% |
| Treps | Cash - Repurchase Agreement | ₹3,127.91 Cr | 4.29% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹2,981.03 Cr | 4.09% |
| Net Receivable / Payable | Cash - Collateral | ₹-2,960.39 Cr | 4.06% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹2,782.28 Cr | 3.82% |
| 91 DTB 24102024 | Bond - Gov't/Treasury | ₹2,592.63 Cr | 3.56% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹1,989.96 Cr | 2.73% |
| 91 DTB 19092024 | Bond - Gov't/Treasury | ₹1,987.87 Cr | 2.73% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹1,985.39 Cr | 2.72% |
| Reliance Industries Ltd. | Cash - Commercial Paper | ₹1,984.52 Cr | 2.72% |
| 91 DTB 29082024 | Bond - Gov't/Treasury | ₹1,900.26 Cr | 2.61% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1,888.48 Cr | 2.59% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹1,769.26 Cr | 2.43% |
| Canara Bank | Cash - CD/Time Deposit | ₹1,498.05 Cr | 2.06% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹1,492.38 Cr | 2.05% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹1,492.28 Cr | 2.05% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹1,491.94 Cr | 2.05% |
| Mahindra & Mahindra Financial Services Ltd | Cash - Commercial Paper | ₹1,308.07 Cr | 1.80% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹1,192.27 Cr | 1.64% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹1,092.7 Cr | 1.50% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹998.79 Cr | 1.37% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹996.41 Cr | 1.37% |
| Canara Bank | Cash - CD/Time Deposit | ₹996.04 Cr | 1.37% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹994.68 Cr | 1.37% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹994.33 Cr | 1.36% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹993.6 Cr | 1.36% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹983.91 Cr | 1.35% |
| Indian Overseas Bank | Bond - Corporate Bond | ₹982.61 Cr | 1.35% |
| Canfin Homes Limited | Cash - Commercial Paper | ₹900 Cr | 1.24% |
| Bajaj Finance Ltd. | Cash - Commercial Paper | ₹839.24 Cr | 1.15% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹799.41 Cr | 1.10% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹747.42 Cr | 1.03% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹741.35 Cr | 1.02% |
| L&T Metro Rail (Hyderabad) Limited | Cash - Commercial Paper | ₹695 Cr | 0.95% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹649.14 Cr | 0.89% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹646.27 Cr | 0.89% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹600 Cr | 0.82% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹596.04 Cr | 0.82% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹595.39 Cr | 0.82% |
| L&T Metro Rail (Hyderabad) Limited | Cash - Commercial Paper | ₹546.3 Cr | 0.75% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹500 Cr | 0.69% |
| Canara Bank | Cash - CD/Time Deposit | ₹499.54 Cr | 0.69% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹499.4 Cr | 0.69% |
| Tmf Holdings Limited | Cash - Commercial Paper | ₹499.29 Cr | 0.69% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹498.9 Cr | 0.68% |
| Ultratech Cement Ltd. | Cash - Commercial Paper | ₹498.67 Cr | 0.68% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹497.96 Cr | 0.68% |
| Cholamandalam Investment And Finance Co. Limited | Cash - Commercial Paper | ₹497.95 Cr | 0.68% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹497.55 Cr | 0.68% |
| Axis Securities Limited | Cash - Commercial Paper | ₹497.44 Cr | 0.68% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹497.14 Cr | 0.68% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹497.11 Cr | 0.68% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹496.77 Cr | 0.68% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹496.03 Cr | 0.68% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹495.54 Cr | 0.68% |
| IDFC First Bank Limited | Cash - CD/Time Deposit | ₹494.23 Cr | 0.68% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹494.18 Cr | 0.68% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹494.14 Cr | 0.68% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹493.57 Cr | 0.68% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹493.13 Cr | 0.68% |
| Indian Overseas Bank | Bond - Corporate Bond | ₹491.78 Cr | 0.67% |
| 91 DTB 26092024 | Bond - Gov't/Treasury | ₹491.38 Cr | 0.67% |
| Bank Of India | Cash - CD/Time Deposit | ₹448.29 Cr | 0.62% |
| ICICI Securities Primary Dealership Ltd | Cash - Commercial Paper | ₹397.37 Cr | 0.55% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹397.22 Cr | 0.55% |
| 91 DTB 18102024 | Bond - Gov't/Treasury | ₹395.51 Cr | 0.54% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹349.19 Cr | 0.48% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹299.71 Cr | 0.41% |
| Tata Capital Limited | Cash - Commercial Paper | ₹299.58 Cr | 0.41% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹299.4 Cr | 0.41% |
| Axis Finance Limited | Cash - Commercial Paper | ₹299.34 Cr | 0.41% |
| L & T Finance Holdings Limited | Cash - Commercial Paper | ₹297.49 Cr | 0.41% |
| Bank Of Maharashtra | Bond - Gov't Agency Debt | ₹294.79 Cr | 0.40% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹250 Cr | 0.34% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹249.08 Cr | 0.34% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹197.53 Cr | 0.27% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹164.21 Cr | 0.23% |
| Tata Global Beverages Limited | Cash - Commercial Paper | ₹149.6 Cr | 0.21% |
| 364 DTB 12092024 | Bond - Gov't/Treasury | ₹104.5 Cr | 0.14% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹99.8 Cr | 0.14% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹29.97 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹35,106.66 Cr | 48.18% |
| Bond - Gov't/Treasury | ₹17,514.04 Cr | 24.04% |
| Cash - CD/Time Deposit | ₹15,760.82 Cr | 21.63% |
| Cash - Repurchase Agreement | ₹3,127.91 Cr | 4.29% |
| Cash - Collateral | ₹-2,960.39 Cr | 4.06% |
| Bond - Corporate Bond | ₹1,968.52 Cr | 2.70% |
| Bond - Short-term Government Bills | ₹1,888.48 Cr | 2.59% |
| Bond - Gov't Agency Debt | ₹294.79 Cr | 0.40% |
| Mutual Fund - Open End | ₹164.21 Cr | 0.23% |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
-0.16
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
RR
Rajeev Radhakrishnan
Since December 2023
RA
R. Arun
Since May 2018
Additional Scheme Detailsas of 15th August 2024
ISIN | INF200K01MA1 | Expense Ratio | 0.30% | Exit Load | No Charges | Fund Size | ₹67,570 Cr | Age | 22 Mar 2007 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid Index A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹10,76,433 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of SBI Liquid Fund Regular Growth?
The NAV of SBI Liquid Fund Regular Growth, as of 06-Sep-2024, is ₹3860.97.
What are the returns of SBI Liquid Fund Regular Growth?
The fund has generated 7.27% over the last 1 year and 5.93% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 1.35% in bonds, and 98.42% in cash and cash equivalents.
Who manages the SBI Liquid Fund Regular Growth?
The fund managers responsible for SBI Liquid Fund Regular Growth are:-
- Rajeev Radhakrishnan
- R. Arun
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.