SBI Credit Risk Fund Direct Growth
DebtCredit RiskHigh Risk
Direct
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹2,304 Cr
Expense Ratio
0.89%
ISIN
INF200K01SV4
Minimum SIP
₹1,000
Exit Load
3.00%
Inception Date
01 Jan 2013
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹46.56, Assets Under Management (AUM) of 2303.51 Crores, and an expense ratio of 0.89%.
- SBI Credit Risk Fund Direct Growth has given a CAGR return of 8.63% since inception.
- The fund's asset allocation comprises around 2.60% in equities, 91.00% in debts, and 6.07% in cash & cash equivalents.
- You can start investing in SBI Credit Risk Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.71%
+7.85% (Cat Avg.)
3 Years
+7.37%
+9.04% (Cat Avg.)
5 Years
+7.55%
+6.55% (Cat Avg.)
10 Years
+8.23%
+6.10% (Cat Avg.)
Since Inception
+8.63%
— (Cat Avg.)
Portfolio Summaryas of 15th November 2024
| Equity | ₹60 Cr | 2.60% |
| Debt | ₹2,096.31 Cr | 91.00% |
| Others | ₹147.2 Cr | 6.39% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹195.32 Cr | 8.48% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹112.26 Cr | 4.87% |
| Nirma Limited | Bond - Corporate Bond | ₹111.11 Cr | 4.82% |
| Renew Solar Energy (Jharkhand Five) Private Limited | Bond - Corporate Bond | ₹108.63 Cr | 4.72% |
| Infopark Properties Ltd. | Bond - Corporate Bond | ₹105.34 Cr | 4.57% |
| Jindal Stainless Limited | Bond - Corporate Bond | ₹89.45 Cr | 3.88% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹86.37 Cr | 3.75% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹85.05 Cr | 3.69% |
| Sandur Manganese And Iron Ores Limited (The) | Bond - Corporate Bond | ₹84.15 Cr | 3.65% |
| Treps | Cash - Repurchase Agreement | ₹80.87 Cr | 3.51% |
| Avanse Financial Services Ltd. | Bond - Corporate Bond | ₹80.09 Cr | 3.48% |
| Renserv Global Pvt Ltd. | Bond - Corporate Bond | ₹79.94 Cr | 3.47% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹75.15 Cr | 3.26% |
| JSW Steel Limited | Bond - Corporate Bond | ₹75.01 Cr | 3.26% |
| Vistaar Financial Services Pvt Ltd. | Bond - Corporate Bond | ₹74.79 Cr | 3.25% |
| Nuvoco Vistas Corporation Limited | Bond - Corporate Bond | ₹74.78 Cr | 3.25% |
| Indostar Capital Finance Ltd. | Bond - Corporate Bond | ₹69.97 Cr | 3.04% |
| Yes Bank Limited | Bond - Corporate Bond | ₹62.52 Cr | 2.71% |
| Cube Highways Trust | Equity | ₹60 Cr | 2.60% |
| Phoenix Arc Private Limited | Bond - Corporate Bond | ₹59.96 Cr | 2.60% |
| Net Receivable / Payable | Cash - Collateral | ₹58.93 Cr | 2.56% |
| Tata Projects Limited | Bond - Corporate Bond | ₹50.1 Cr | 2.17% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹45.3 Cr | 1.97% |
| Patel Knr Heavy Infrastructures Private Limited | Bond - Corporate Bond | ₹43.72 Cr | 1.90% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹40.88 Cr | 1.77% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹40.21 Cr | 1.75% |
| Jm Financial Services Limited | Bond - Corporate Bond | ₹35.09 Cr | 1.52% |
| Poonawalla Housing Finance Limited | Bond - Corporate Bond | ₹35.03 Cr | 1.52% |
| Tata Projects Limited | Bond - Corporate Bond | ₹35.01 Cr | 1.52% |
| Yes Bank Limited | Bond - Corporate Bond | ₹19.56 Cr | 0.85% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹18.81 Cr | 0.82% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹18.8 Cr | 0.82% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹18.76 Cr | 0.81% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹18.75 Cr | 0.81% |
| Latur Renewable Private Limited | Bond - Corporate Bond | ₹16.71 Cr | 0.73% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹15.03 Cr | 0.65% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹14.68 Cr | 0.64% |
| Corporate Debt Mkt Devp. Fund-A2 | Mutual Fund - Open End | ₹7.4 Cr | 0.32% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹60 Cr | 2.60% |
Risk & Performance Ratios
Standard Deviation
This fund
1.33%
Cat. avg.
6.91%
Lower the better
Sharpe Ratio
This fund
0.95
Cat. avg.
0.22
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
5.53
Higher the better
Fund Managers
Lokesh Mallya
Since February 2017
Pradeep Kesavan
Since December 2023
Adesh Sharma
Since December 2023
Additional Scheme Detailsas of 15th November 2024
ISIN INF200K01SV4 | Expense Ratio 0.89% | Exit Load 3.00% | Fund Size ₹2,304 Cr | Age 11 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Debt B-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹305.41 Cr | 7.4% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹305.41 Cr | 8.5% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.5% | 3.0% | ₹935.68 Cr | 11.9% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 3.0% | ₹935.68 Cr | 12.9% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹165.00 Cr | 8.3% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹165.00 Cr | 9.2% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹324.65 Cr | 8.0% |
| Nippon India Credit Risk Fund Regular Growth High Risk | 1.5% | 1.0% | ₹991.65 Cr | 8.2% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2303.51 Cr | 8.0% |
| DSP Credit Risk Fund Regular Growth Moderately High risk | 1.1% | 1.0% | ₹188.14 Cr | 7.8% |
About the AMC
SBI Mutual Fund
Total AUM
₹11,20,990 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at High Risk
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- Lokesh Mallya
- Pradeep Kesavan
- Adesh Sharma
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