Regular
NAV (06-Sep-24)
₹11.69-0.68%1D
Returns (Since Inception)
17.01%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹64 Cr
Expense Ratio
2.32%
ISIN
INF663L01Y46
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
19 Apr 2024
About this fund
This fund has been in existence for 4 months and 19 days, having been launched on 19-Apr-24.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹11.69, Assets Under Management (AUM) of 64.10 Crores, and an expense ratio of 2.32%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹11.69, Assets Under Management (AUM) of 64.10 Crores, and an expense ratio of 2.32%.
- PGIM India Retirement Fund Regular Growth has given a CAGR return of 17.01% since inception.
- The fund's asset allocation comprises around 96.72% in equities, 0.00% in debts, and 3.28% in cash & cash equivalents.
- You can start investing in PGIM India Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
+17.01%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹62 Cr | 96.72% |
| Others | ₹2.11 Cr | 3.28% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹4.15 Cr | 6.47% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹3.02 Cr | 4.71% |
| Tata Consultancy Services Ltd | Equity | ₹2.57 Cr | 4.01% |
| HDFC Bank Ltd | Equity | ₹2.56 Cr | 3.99% |
| Reliance Industries Ltd | Equity | ₹2.38 Cr | 3.71% |
| Axis Bank Ltd | Equity | ₹2.16 Cr | 3.36% |
| Bharti Airtel Ltd | Equity | ₹1.73 Cr | 2.70% |
| CG Power & Industrial Solutions Ltd | Equity | ₹1.27 Cr | 1.99% |
| Dixon Technologies (India) Ltd | Equity | ₹1.27 Cr | 1.98% |
| Varun Beverages Ltd | Equity | ₹1.07 Cr | 1.67% |
| Zomato Ltd | Equity | ₹1.05 Cr | 1.64% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹1.03 Cr | 1.61% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹1.01 Cr | 1.58% |
| NTPC Ltd | Equity | ₹1.01 Cr | 1.58% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹1.01 Cr | 1.58% |
| CE Info Systems Ltd | Equity | ₹0.99 Cr | 1.55% |
| Multi Commodity Exchange of India Ltd | Equity | ₹0.98 Cr | 1.52% |
| InterGlobe Aviation Ltd | Equity | ₹0.96 Cr | 1.49% |
| Trent Ltd | Equity | ₹0.92 Cr | 1.44% |
| Net Receivables / (Payables) | Cash | ₹-0.91 Cr | 1.42% |
| Avenue Supermarts Ltd | Equity | ₹0.91 Cr | 1.41% |
| UltraTech Cement Ltd | Equity | ₹0.9 Cr | 1.41% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹0.89 Cr | 1.39% |
| JSW Infrastructure Ltd | Equity | ₹0.85 Cr | 1.33% |
| Central Depository Services (India) Ltd | Equity | ₹0.84 Cr | 1.30% |
| Larsen & Toubro Ltd | Equity | ₹0.82 Cr | 1.28% |
| DOMS Industries Ltd | Equity | ₹0.82 Cr | 1.27% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹0.79 Cr | 1.23% |
| Maruti Suzuki India Ltd | Equity | ₹0.78 Cr | 1.21% |
| Global Health Ltd | Equity | ₹0.76 Cr | 1.18% |
| Blue Star Ltd | Equity | ₹0.73 Cr | 1.14% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹0.72 Cr | 1.12% |
| Persistent Systems Ltd | Equity | ₹0.71 Cr | 1.11% |
| UNO Minda Ltd | Equity | ₹0.7 Cr | 1.10% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹0.7 Cr | 1.09% |
| Cera Sanitaryware Ltd | Equity | ₹0.69 Cr | 1.07% |
| Ethos Ltd | Equity | ₹0.68 Cr | 1.07% |
| Aarti Industries Ltd | Equity | ₹0.67 Cr | 1.05% |
| Bikaji Foods International Ltd | Equity | ₹0.67 Cr | 1.05% |
| Triveni Turbine Ltd | Equity | ₹0.66 Cr | 1.02% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.65 Cr | 1.02% |
| Sona BLW Precision Forgings Ltd | Equity | ₹0.65 Cr | 1.02% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.64 Cr | 1.00% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹0.63 Cr | 0.99% |
| Home First Finance Co India Ltd --- | Equity | ₹0.62 Cr | 0.96% |
| Mphasis Ltd | Equity | ₹0.62 Cr | 0.96% |
| SBI Life Insurance Company Limited | Equity | ₹0.59 Cr | 0.92% |
| Vinati Organics Ltd | Equity | ₹0.59 Cr | 0.92% |
| Info Edge (India) Ltd | Equity | ₹0.58 Cr | 0.91% |
| TeamLease Services Ltd | Equity | ₹0.54 Cr | 0.85% |
| Container Corporation of India Ltd | Equity | ₹0.51 Cr | 0.80% |
| Navin Fluorine International Ltd | Equity | ₹0.51 Cr | 0.80% |
| Sumitomo Chemical India Ltd Ordinary Shares | Equity | ₹0.49 Cr | 0.76% |
| Prestige Estates Projects Ltd | Equity | ₹0.49 Cr | 0.76% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹0.49 Cr | 0.76% |
| PI Industries Ltd | Equity | ₹0.48 Cr | 0.75% |
| Aptus Value Housing Finance India Ltd | Equity | ₹0.48 Cr | 0.75% |
| Torrent Power Ltd | Equity | ₹0.48 Cr | 0.74% |
| Coromandel International Ltd | Equity | ₹0.47 Cr | 0.74% |
| Timken India Ltd | Equity | ₹0.46 Cr | 0.72% |
| SRF Ltd | Equity | ₹0.45 Cr | 0.70% |
| Carborundum Universal Ltd | Equity | ₹0.45 Cr | 0.70% |
| PB Fintech Ltd | Equity | ₹0.45 Cr | 0.70% |
| Deepak Nitrite Ltd | Equity | ₹0.44 Cr | 0.69% |
| Mankind Pharma Ltd | Equity | ₹0.44 Cr | 0.69% |
| Bharat Forge Ltd | Equity | ₹0.44 Cr | 0.68% |
| Supreme Industries Ltd | Equity | ₹0.44 Cr | 0.68% |
| KEI Industries Ltd | Equity | ₹0.42 Cr | 0.66% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.42 Cr | 0.65% |
| Havells India Ltd | Equity | ₹0.41 Cr | 0.64% |
| Indian Hotels Co Ltd | Equity | ₹0.41 Cr | 0.64% |
| Tata Elxsi Ltd | Equity | ₹0.41 Cr | 0.63% |
| Motherson Sumi Wiring India Ltd | Equity | ₹0.4 Cr | 0.62% |
| Safari Industries (India) Ltd | Equity | ₹0.39 Cr | 0.60% |
| Syngene International Ltd | Equity | ₹0.37 Cr | 0.57% |
| Devyani International Ltd | Equity | ₹0.36 Cr | 0.57% |
| Narayana Hrudayalaya Ltd | Equity | ₹0.33 Cr | 0.51% |
| APL Apollo Tubes Ltd | Equity | ₹0.31 Cr | 0.49% |
| Landmark Cars Ltd | Equity | ₹0.3 Cr | 0.47% |
Allocation By Market Cap (Equity)
Large Cap Stocks
44.59%
Mid Cap Stocks
25.30%
Small Cap Stocks
26.83%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹15.11 Cr | 23.56% |
| Industrials | ₹11.56 Cr | 18.03% |
| Technology | ₹7.74 Cr | 12.08% |
| Consumer Cyclical | ₹7.09 Cr | 11.06% |
| Basic Materials | ₹5.33 Cr | 8.31% |
| Healthcare | ₹5.14 Cr | 8.02% |
| Consumer Defensive | ₹3.37 Cr | 5.25% |
| Energy | ₹2.38 Cr | 3.71% |
| Communication Services | ₹2.31 Cr | 3.61% |
| Utilities | ₹1.49 Cr | 2.32% |
| Real Estate | ₹0.49 Cr | 0.76% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
VP
Vinay Paharia
Since April 2024
PP
Puneet Pal
Since April 2024
AP
Anandha Padmanabhan Anjeneyan
Since August 2024
VS
Vivek Sharma
Since August 2024
Additional Scheme Detailsas of 31st July 2024
ISIN | INF663L01Y46 | Expense Ratio | 2.32% | Exit Load | No Charges | Fund Size | ₹64 Cr | Age | 19 Apr 2024 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | BSE 500 India INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2183.40 Cr | 29.9% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹173.90 Cr | 14.0% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2099.53 Cr | 35.5% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹930.43 Cr | 36.5% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹76.98 Cr | 21.6% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹930.43 Cr | 38.3% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹383.99 Cr | 40.1% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹383.99 Cr | 42.0% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹76.98 Cr | 19.9% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹517.00 Cr | 19.1% |
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of PGIM India Retirement Fund Regular Growth?
The NAV of PGIM India Retirement Fund Regular Growth, as of 06-Sep-2024, is ₹11.69.
What is the portfolio composition of PGIM India Retirement Fund Regular Growth?
The fund's allocation of assets is distributed as 96.72% in equities, 0.00% in bonds, and 3.28% in cash and cash equivalents.
Who manages the PGIM India Retirement Fund Regular Growth?
The fund managers responsible for PGIM India Retirement Fund Regular Growth are:-
- Vinay Paharia
- Puneet Pal
- Anandha Padmanabhan Anjeneyan
- Vivek Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.